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Bank Startup Ideas



1 year ago

A startup that uses artificial intelligence to help prevent fraud in payments. It’s an API for banks and merchants to check if accounts are being used fraudulently.

238
1 year ago

An AI for fraud prevention for banks.

172
1 year ago

A B2B company that helps international companies get bank account numbers and routing numbers for their offices in the US.

167
1 year ago

A credit card that is funded by users rather than banks, with a cap on monthly spending.

160
1 year ago

This startup wants to build a new type of credit card for the underbanked, especially in developing countries. It takes the form of a prepaid card and is available in any currency. Given the lack of banking options in many such countries, the startup sees a lot of potential for growth.

160
1 year ago

A startup that wants to create a “socially responsible” bank account for people who want to support causes they care about.

144
1 year ago

A mobile app that helps business reduce expenses by keeping track of how much they spend on things like office supplies, bank fees, and marketing.

141
1 year ago

This startup’s algorithm is designed to find and cancel fraudulent payments, automatically. It’s free for merchants to use, and they’re aiming to partner with processors and banks.

140
1 year ago

A digital bank from Italy that gives customers free checking with no monthly fees.

134
1 year ago

A startup that wants to help small businesses open up their books to investors and banks. The startup says it’s already raised $3 million and has a team of 12 employees.

132
1 year ago

A mobile payments startup that is focused on India, offering a personal loan service to people without bank accounts.

128
1 year ago

A credit card for the underbanked.

126
1 year ago

An online-only, subscription-based service that allows people to buy and sell payments immediately from their bank accounts.

125
1 year ago

A money transfer service where people can send money to family members without having to deal with the banking system.

125
1 year ago

A cloud-based platform for risk management for banks

121
1 year ago

The startup is looking to “help people make the switch from their personal funds to a workplace 401(k) retirement plan”, by allowing employers to build automated 401(k) plans for their employees, and giving employees the ability to move their 401(k) funds to their own bank accounts.

121
1 year ago

 A startup that uses a “virtual bank” to allow companies to get capital without having to go through a traditional bank. It is looking to extend its service to the UK, Europe and Asia.

120
1 year ago

A credit card for the underbanked. It eschews traditional bank systems and instead relies on direct deposit.

119
1 year ago

A software for consumers to share their credit with friends without going through a bank.

114
1 year ago

A startup that wants to help banks with payments in Peru. The startup's co-founder says they have more than 1,000 business accounts as of September.

114
1 year ago

An online bank that focuses on serving lower and middle income customers.

113
1 year ago

This startup is building a tool that helps banks manage their exposure to lending to small business.

113
1 year ago

This is an application that lets you set up a credit card and apply for a bank loan instantly, within a few minutes of signing up.

112
1 year ago

A tool for banks to vet potential borrowers based on their credit score, then offer guidance to help them get approved. “If you have a credit score, we can fix your credit score.”

112
1 year ago

A startup that is helping companies and individuals get debit cards for free when they have banked with their bank for the last 3 years.

112
1 year ago

This startup is building an app that connects farmers with their local food bank. The farmers will use the app to schedule deliveries of food, and the food bank will use the app to get the food delivered to their warehouse. The startup is building the platform with the help of a grant from the U.S. Department of Agriculture.

110
1 year ago

A SaaS tool that helps banks automate their KYC processes by providing a central repository of information. It has already raised $1.5 million.

109
1 year ago

The startup was founded in May with the goal of making banking more accessible in the US.

108
1 year ago

A startup that aims to make banking better for the underbanked in emerging markets.

108
1 year ago

If you want a car, the first thing you do is call your insurance company, and then you call your bank. The startup wants to automate this process and allow users to pay for their car insurance online with their bank account. It’s already working with AAA.

108
1 year ago

Provenance is a food tracking app, that has been billed as a startup that’s trying to get food to the same level of transparency as it has in other industries like banking or ride sharing. It’s a bit like the app Just Eat, but for food.

107
1 year ago

A company that helps open banking startups with their APIs and developer framework.

107
1 year ago

A startup that uses machine learning to identify fraud and money laundering in transactions between banks.

107
1 year ago

A Chinese-focused ecommerce platform that was built on the idea that China's economy is less of a free market and more of a controlled economic system. The company is working on a solution to let individuals buy goods without a bank account and without a traditional credit card.

107
1 year ago

Student loans can be expensive, and this startup helps borrowers figure out what their rates are for different banks.

107
1 year ago

A credit card for people who are underbanked. The company offers a line of credit that doesn’t require a credit check, allowing people to put down as little as $1.

106
1 year ago

The startup helps banks build and run their own corporate credit cards and associated tools. They’re currently working with 6 banks across the US.

106
1 year ago

Aiming to make it easier for people to use digital cash, the startup wants to make it easier for people to pay each other without the need to send money through a bank. They’re working to make digital cash as ubiquitous as a credit card.

105
1 year ago

HousingBridge is building a new kind of mortgage broker, which essentially performs mortgage origination services for large banks. The company is headquartered in New York and has offices in Chicago and San Francisco.

105
1 year ago

A startup that wants to solve the problem of allowing businesses to accept credit cards and bank accounts in one place. After launching in April, the company is now working on making the process seamless for customers.

105
1 year ago

Online platform that helps small businesses access business loans and credit cards from local banks. The startup has raised $2 million from a range of investors.

105
1 year ago

This startup is building a payment platform to help rural local businesses accept credit cards. The startup is based in the Philippines and has been working with both credit cards and bank-issued debit cards in the country.

104
1 year ago

A mobile-first banking app, with a focus on individuals in emerging markets. The startup wants to empower the unbanked in emerging markets.

104
1 year ago

A mobile-only bank account for Brazil. A tiered account that allows individuals to pay bills and receive transfers.

104
1 year ago

A startup that helps businesses in the United States and Europe run their money using shared accounts. It’s a “one-stop shop” for working with multiple banks.

103
1 year ago

 A data platform that helps detect, prevent, and mitigate fraud on all payments. It works with banks, Venmo, and Western Union.

103
1 year ago

Polite.com is building on the idea of “time banking” — people who trade their time for other people’s labor. They have a number of products that do this, including a new one that pairs people with tasks and then allows them to track their work.

103
1 year ago

A SaaS offering that helps banks integrate their checking accounts with their mobile apps.

103
1 year ago

A startup building a secure network for physical and digital authentication. The startup wants to help banks and other financial institutions identify and authenticate their customers via their physical presence at a branch or ATM.

103
1 year ago

A startup that helps small businesses get a loan at a traditional bank, at a lower rate.

102
1 year ago

A software-as-a-service platform for banks, designed to provide a consistent and comprehensive experience for users and businesses.

102
1 year ago

This startup is building a mobile banking platform that will allow small business to accept payments from their customers easily through their SIM cards.

102
1 year ago

A startup that wants to put a common API between many banks and start to allow consumers to take debit card payments anywhere.

102
1 year ago

Bizion is a network of companies that provide more than $1 million in annual revenue. Bizion enables companies to have a single point of contact for funding (usually a bank) for their entire business, saving a lot of time and money.

101
1 year ago

A digital bank for SMBs in Latin America, allowing them to have all of their personal accounts in one place.

101
1 year ago

A startup that wants to simplify the process of opening a bank account for immigrants.

101
1 year ago

A startup that makes it easy for small businesses to get the financing they need. Pure is a platform that helps businesses build a relationship with banks or credit unions, which can then make lending decisions on behalf of the business without requiring a formal loan.

101
1 year ago

A payment platform for people who want to buy and sell stuff online but don’t have a bank account.

101
1 year ago

A customer engagement platform that helps restaurants, banks, and other businesses engage with customers.

100
1 year ago

Collaborating with organizations like the United Nations and the World Bank, Geotime provides demographic, economic, and climate data in a user-friendly way that’s useful for businesses.

100
1 year ago

This startup is building a digital banking platform for the developing world, enabling mobile banking across all of Africa.

100
1 year ago

A startup that aims to take the power out of microgrids and put it into the hands of consumers. The startup is working on a battery pack with solar panels that can be installed on the rooftops of homes and offices and be used to supply electricity for a certain period of time, much like a powerbank.

100
1 year ago

A digital bank account for the Philippines. The startup is currently in pre-launch, and has nearly 200,000 members.

100
1 year ago

A software platform that lets people transfer money between their bank accounts, and their credit cards.

100
1 year ago

 A startup that secures your personal info, especially sensitive information like medical records and bank accounts.

99
1 year ago

A company that builds products that help people understand their finances and save money. It saves customers money in the form of lower interest rates and lower cost of credit, and it pays interest on all savings in a person’s bank account.

99
1 year ago

A startup that wants to take the friction out of the process of purchasing a home. Instead of going through a bank, you can do all the paperwork online.

99
1 year ago

A company building software that helps banks manage loans, with a particular focus on reducing the number of payments.

99
1 year ago

A platform that links global banks, payment networks and businesses.

99
1 year ago

A company that helps banks with digital transformation. The startup wants to help banks develop their online presence by making it easier for them to communicate with customers.

99
1 year ago

A global payments platform, SendFriend is a virtual bank account and payments platform that allows users to purchase goods and services without a bank account. It’s similar to TransferWise but with a focus on emerging markets.

98
1 year ago

A company that wants to help banks and other financial institutions offer financial advice to their customers

98
1 year ago

This startup is building a tool for banks to determine whether their customers are likely to pay back their loans.

97
1 year ago

A mobile-first bank focused on small business owners and entrepreneurs.

97
1 year ago

A digital bank account for consumers and businesses in Latin America. The startup wants to bring account management to the small and medium enterprises in the region.

96
1 year ago

A new kind of “bank” for the unbanked, where people can create savings accounts, send and receive money, and borrow short-term from peers.

96
1 year ago

A startup that wants to help banks and insurance companies manage risk by helping them to get more customers.

96
1 year ago

Blockchain capital management for SMBs, designed to help them access capital from banks.

96
1 year ago

This startup is building a digital assistant that allows employees at real estate companies to do banking, scheduling, and other tasks from their phone.

95
1 year ago

A bank account that the founders say is “like a personal investment account with 100x the transparency of other accounts and no fees.” The account is meant to be a savings account for small businesses or freelancers.

95
1 year ago

A startup that wants to bring a similar UI to the world of online banking, except that instead of generic banks, the startup offers a wide array of financial products.

95
1 year ago

This startup is building a system that connects banks with their customers via mobile.

95
1 year ago

A startup that aims to make online payments seamless for millennials and other young people who are not interested in traditional banking It is now part of PayPal

94
1 year ago

This startup wants to make bank deposits and withdrawals more efficient by making them more user-friendly and integrating with various systems.

94
1 year ago

A platform that helps small businesses manage their finances by bringing together all their bank accounts and credit cards into one dashboard for employees, and for employees to request payments.

94
1 year ago

This startup is working on a new way to manage storage for in-home vaults, which it plans to eventually work with banks and other large financial institutions as well.

94
1 year ago

A platform for helping banks and other financial institutions scale their mobile interfaces. The startup says it has over 40 clients.

94
1 year ago

A tool for helping small companies get loans from banks by simply signing a power of attorney. The startup wants to use its existing network of over 1,000 lending partners to make this happen.

94
1 year ago

A startup that wants to make the “banking process” easy for millennials. The CEO says that half of millennials don’t have checking accounts, and another third don’t have credit cards. They want to do for banking what Mint did for personal finance.

93
1 year ago

This is a way to organize your personal finances without the hassle of a finance app. The company wants to be your “bank” that helps you save money.

93
1 year ago

A software company that aims to help employers and HR departments manage the cost of employee benefits. It aims to make it easier for employers to understand what they’re paying and how to improve it. They’re currently in talks with banks to offer a new product.

92
1 year ago

The startup is working on a new type of mobile banking that’s mobile-first, and designed to provide easy access to traditional banking services like check deposits, bill pay, and direct deposit.

92
11 months ago

A consumer loan app for the unbanked. The startup aims to scale its startup base, paying them to lend to unbanked consumers.

92
1 year ago

This startup is looking to make it easier for the millions of small businesses in the US to get bank loans.

91
1 year ago

A tool to help people in India manage their bank accounts.

91
1 year ago

A startup that wants to let you check your bank account online without leaving your computer — and even pay bills — without going to the bank. It’s a bit like Google Wallet, but with banks.

91
1 year ago

A mobile app that allows users to easily send and receive money. The startup was founded in July and is focused on working with local banks in the US. It aims to get users to use the app to send money directly to their local bank accounts or other people’s bank accounts.

91
1 year ago

A new kind of payments solution that’s an alternative to a bank account.

91
1 year ago

This is a startup that wants to help people save money on banking fees by sharing account information with other banks.

91
1 year ago

A B2B company that helps banks take advantage of underutilized data in their systems. The company claims its technology can help banks save up to $500m a year.

91
1 year ago

The idea is to make it easier for people to get a loan with a bank account. The startup is looking at offering loan consolidation services.

91
1 year ago

A startup that helps retailers process payments, and then sends them to the right bank. The team says they’re seeing a lot of traction with retailers in the US and Asia.

90
1 year ago

A digital bank that’s working with farmers and fisherman to get loans

90
1 year ago

This startup is building a network for the more than 60 million people who don’t have bank accounts — but are still expected to receive a loan, rent payments, or pay utility bills. As a result, they often don’t have access to the basic financial services they need. Envelope lets them become a platform for next-day payment, and offers payment-by-phone for small transactions.

90
1 year ago

A simple tool for depositing checks at a bank branch and withdrawing money from an ATM.

89
1 year ago

A startup for lending to small businesses. The startup makes it easy for banks and investors to lend to small businesses.

89
1 year ago

A B2B service for the financial industry that helps banks identify potential customers and understand their spending habits.

88
1 year ago

This startup wants to create a new digital currency that’s backed by a bank, and that can be used to pay for transactions in the physical world.

88
1 year ago

Fintech company for unbanked and underbanked customers in Latin America and Brazil.

88
1 year ago

This startup is building a vending machine for the financial sector. It’s an open source vending machine that lets banks and credit unions buy and sell financial products in bulk.

88
1 year ago

A startup that lets you send and receive payments with your bank account, but also with your phone.

87
1 year ago

 Startup building software for farmers to help them understand weather patterns and predict crop yields. It also plans to create a bank for farmers, and expand into a larger platform for farmers to exchange information.

87
1 year ago

A B2B startup that aims to solve the problem of processing and logging of data for companies looking to start up a new retail bank. The company says it’s already working with a few banks on prototypes.

87
1 year ago

A startup that aims to make it easy for people to do some of the more tedious work of the business finance and accounting, like reconciling bank statements.

87
1 year ago

A payments company that is building a platform to replace your bank account with a mobile app.

86
1 year ago

A startup that helps business owners and entrepreneurs set up corporate accounts and work with their bank from anywhere.

86
1 year ago

A company that helps small businesses open bank accounts, and then allows them to pay employees & suppliers on the go with ease.

86
1 year ago

A company that provides “a complex API that enables companies to identify the right type of person for a job”, based on digital data. It currently has $1.6 million in the bank.

85
1 year ago

A way for people to send each other money, for a fee. You can transfer $50 of money to someone without them having to come to a bank. There’s a mobile app that allows people to receive and send money, and an online interface for people to see all their transactions.

85
1 year ago

The company is pairing the digital technology used by banks to process payments to the physical elements of a cash machine, such as a keypad and a printer, to create an end-to-end solution.

85
1 year ago

a bank that uses Bitcoin to make it easier for emerging markets to access financial services.

85
1 year ago

People are still not taking advantage of the benefits of peer to peer lending in the US, so Peervest is trying to change that through a marketplace that compares the best rates at peer to peer lenders in the US to traditional bank rates.

84
1 year ago

A cloud service provider for banks that helps them make better decisions on lending.

84
1 year ago

A cross-platform desktop application that allows users to log into their apps without their credentials and automatically logs them into their bank accounts. The startup is building the company off of Yodlee’s data and wants to build it further into apps like Facebook, Spotify, and others.

84
1 year ago

A tool that raises money from investors from your current bank account, and then converts it into a hedge fund.

83
1 year ago

Saving autonomous mapping startup HERE from bankruptcy. A consortium led by the German car maker and German insurance company has acquired the self-driving mapping software startup, with the group looking to merge HERE’s mapping data with Nokia’s mapping assets and use it to build its own self-driving car platform.

83
1 year ago

A mobile payments startup, focused on helping the unbanked in India, that’s created by a team of MIT grads that previously worked at a mobile payments company.

83
1 year ago

This cloud-based platform for payments brings together payments processors, banks, and merchants to offer a service that is cheaper and faster for consumers than traditional methods.

82
1 year ago

The company’s target market is the 50 million people in India who have mobile phones but do not have bank accounts. The app uses SMS and a mobile number to allow the user to transfer money into their account.

82
1 year ago

A tool for managing your personal finance. It’s a one-stop-shop for all your banking and insurance needs, as well as a platform for your investments.

81
1 year ago

A solution for companies to streamline the billing process for their customers. Avastas has signed up 20 customers in the past month, including one of the 10 largest banks in the US.

81
1 year ago

A platform that offers financial services, with a focus on the unbanked and underserved.

80
1 year ago

This startup is going after the $2.5 trillion PBOC, or People’s Bank of China. A financial technology startup that wants to serve the Chinese populace that isn’t as online-savvy as westerners.

80
1 year ago

A bank account for small business owners that builds off of the popular social network Huddle. The startup is building a way for small businesses to connect with each other and build relationships with banks, suppliers, and other businesses with which they do business.

80
1 year ago

In India, there are millions of small businesses that don’t have a bank account. ManageBharat is a mobile app that helps these businesses manage transactions, pay taxes, and keep their books straight.

79
1 year ago

A company that’s building a “smart gateway” that’s meant to connect small businesses directly with banks and financial institutions.

78
1 year ago

A credit card that doesn’t expire for 24 months. The startup is now in the process of getting a bank account and possibly a credit card license in the US.

78
1 year ago

Tired of paying hefty overdraft fees, this startup wants to make banks obsolete and hand them over to their customers, who can then pay bills and get cash advances directly from their bank accounts.

78
1 year ago

A platform that helps accountants and banks collaborate on compliance, and provides a graphical view of the transaction in real-time.

77
1 year ago

A voice-activated assistant to handle different aspects of a person’s life by connecting to their bank account, home automation, and messaging/calling services.

76
1 year ago

A startup that helps people who don’t have access to a bank account get one for free. The startup has partnered with several major banks to allow customers to open accounts even without the usual documentation that banks require to authenticate.

76
1 year ago

A VC-backed startup that is looking to bring financial services to the unbanked in India. The company has started piloting its technology in Chennai and Hyderabad.

76
1 year ago

A startup that is building a platform to help small businesses know the best loan options at the best rates. Part of their pitch is that they’re aiming to help people in emerging markets, where banks are more expensive.

76
1 year ago

A new service that lets companies run their own credit card processing, giving them the ability to take cash out of the ATM and sending it directly to a bank account.

76
1 year ago

An employee-owned bank with a focus on small businesses, offering free checking accounts and savings accounts.

76
1 year ago

The startup wants to make it easier for people to invest their money. They’re currently working with a few banks, and their goal is to have a fully working product within a year.

76
1 year ago

A startup that’s building a browser-based tool for anyone to create and manage their own virtual or online paperless bank account.

76
1 year ago

A company that helps build technology for banks to provide online banking through telepresence. A few months ago, it was reported that Facebook was looking to invest in VR company Magic Leap to help make this possible.

74
1 year ago

A tool that pairs with a customer’s bank account to automatically route money and send bills.

74
1 year ago

A startup that makes it easier for people to get loans from a bank by letting them use their savings accounts to finance their loan.

74
1 year ago

SMI (Social Media Intelligence) is a startup at the intersection of social media and data, which helps businesses get insights from social media. It’s helped “more than 15,000 customers” including GE, Ford, and the U.S. Bank.

74
1 year ago

Zach wants to help people who don't want to use a traditional bank — they don't want to install an app, or they want to use a specific app for different financial needs. Zach is a mobile application that lets you do this, with a free service called Zach Wallet.

74
1 year ago

A startup that’s building a digital card for people who don’t have credit cards, allowing them to purchase goods without a bank account.

74
1 year ago

A startup that helps sales reps in the insurance and banking industries better understand their clients.

73
1 year ago

A startup that combines online banking and personal assistance so that people can get help with their finances

72
1 year ago

A platform that connects banks to business customers in the UK, helping them borrow from different banks.

72
1 year ago

A fintech startup that provides a service that let’s users fund their bank accounts with cryptocurrencies. The startup has raised $18 million in seed funding to date.

72
1 year ago

Create a new way for people to get their money from the bank. Give people a way to borrow and pay back small amounts of money to their bank electronically.

71
1 year ago

An API and a mobile app for Paypal. The startup aims to let Paypal users create personal online banking accounts and hold them in one place.

71
1 year ago

A company that allows employees to set up standing orders and bank payments for their customers

70
1 year ago

A tool for VPs to book travel for their teams. The founders say it’s best suited to larger companies like CPGs and banks, but the idea could have broader applicability.

69
1 year ago

A personal finance tracking app for unbanked women in Africa

69
1 year ago

A company that helps to build and maintain the database that banks use to make lending decisions.

69
1 year ago

A platform that will allow users to access their credit scores and other financial information, whether or not they’re currently signed up with a bank.

69
1 year ago

This startup is building a platform for the fintech industry that aims to help banks manage their lending, investments, and risk. The platform was built to sit alongside the CapitalOne API.

69
1 year ago

Another digital banking app for Brazil, offering a new way for micro-businesses to manage their financials.

69
1 year ago

This startup will help banks manage risks by creating a sandbox for fintech startups.

69
1 year ago

A startup that's creating a digital bank statement for businesses, allowing them to see and manage all their expenses, payments, and payments receipts.

67
1 year ago

A business that wants to create a bank that runs on the Ethereum blockchain. It’s planning to use revenue from that bank to fund the company’s own blockchain development.

66
1 year ago

A digital bank account for India, with a focus on rural areas.

66
1 year ago

A startup that wants to help banks scale payments using the cloud by letting them use APIs to let others tap into their systems.

66
1 year ago

A new kind of digital wallet that helps people plan and track their finances, manage their spending, and get support from their bank. The startup wants to be a “one-stop shop for financial services” that includes a portfolio, banking, investing, and insurance.

66
1 year ago

This startup is building a software platform to help people, from mom-and-pop shops to large retailers, to accept payments from more than one bank at a time.

65
1 year ago

A company that uses machine learning to create products that help senior citizens with activities of daily living, such as shopping, banking and making phone calls.

65
1 year ago

A subscription-based service for managing your credit score. The startup is looking to partner with banks and credit card companies to make it easier to monitor your credit.

65
1 year ago

A B2B data analytics platform for financial services companies, most importantly banks. The company was founded in 2016 and has raised $3.7M.

65
1 year ago

This is a platform that integrates with your bank account and offers reward points and gift cards to users.

65
1 year ago

A startup for keeping track of your credit cards and bank accounts, with the goal of making it “as easy as possible for millennials to deal with money”.

65
1 year ago

A venture-backed startup that serves as a marketing platform for credit card and bank data that lets companies run campaigns. It’s also a marketplace for data, where companies can buy and sell their own data sets.

64
1 year ago

BridgeCoin is a cryptocurrency-based lending platform that is “an alternative to the traditional banking system.”

64
1 year ago

A business lending platform for small businesses in the UK. The startup connects businesses with lenders at a rate of 5.5% to 8.5%, a much lower rate than banks charge.

64
10 months ago

A company that wants to automate the process of converting a crypto wallet into a standard bank account over the phone.

64
7 months ago

A startup that wants to make “banking for the world’s poor” easier by providing access to financial services.

64
1 year ago

A B2B company that aims to help B2B brands with marketing and sales by leveraging the power of B2B data and CRM technology. They have customers including Royal Bank of Canada and American Express.

63
1 year ago

A startup that helps people get their wages deposited electronically into their bank accounts. They’re using data from the US government’s MyEBT card and are aiming to make getting paid faster and easier for people who are on the edge of the financial system.

63
7 months ago

The startup is developing a system for remote workers that would allow employers to pay employees using a card that cuts out the middleman bank.

63
7 months ago

An online bank for consumers with low to moderate incomes.

63
1 year ago

The company aims to be a “banking for millennials” that offers high-yield savings accounts. It’s a way for younger consumers to build their savings without having to pay a premium for the privilege.

62
1 year ago

This company wants to make the process of getting a business loan easier for the unbanked. It’s currently testing in the US, but they’re looking to expand internationally too.

62
1 year ago

Inspired by the Robinhood phone app, a startup wants to build a digital banking app for millennials that will not only give them the ability to check their account balances, but also update and deposit checks.

62
1 year ago

The startup wants to create a personal assistant that can get data from your bank account and auto-fill your bills, statements, and other transactions.

62
1 year ago

A company that’s building tools that send and receive money from people’s bank accounts. Using the software, people can send money to each other and keep an account for receiving payments. The app can be used by anyone in the country, and is available to customers through a bank account in the US.

62
8 months ago

A startup that wants to make banking more like social media. The startup is building a “challenging” banking experience that integrates notifications, product recommendations and social aspects. A new way to bank that would be more like checking your Facebook stream for information and then making a purchase.

62
1 year ago

A toolkit focused on helping startups make the transition into the U.S. market. The startup helps startups look for a U.S. office space, open a U.S. bank account, and hire U.S. staff. They currently have over 50 companies on their platform.

61
11 months ago

A startup for finding and booking travel that uses a bank of 5,000 itineraries to provide personal customization. It’s in the phase of becoming a booking site, with a desktop app in development, and a plan to open it up to all users.

61
1 year ago

A startup that gives you a way to help manage your finances without having to go to a full-service bank. The startup wants to serve as a more simple way for consumers to manage their finances and wants to be a part of the conversation around empowering consumers.

60
1 year ago

 A credit card linked to your bank account, like a debit card with your bank’s approval. The card can be used everywhere the bank accepts credit cards. The startup has raised $1.5 million in seed funding from a single investor, Andreessen Horowitz.

60
9 months ago

A company that’s building a framework for a fully decentralized digital banking network, a system that would be made up of a network of independent, local banks.

60
9 months ago

The company is building a decentralized overlay payment platform that helps banks and e-commerce companies to build and manage loyalty programs.

60
8 months ago

A digital banking app for the unbanked in Latin America. The startup is building the “first true digital bank for the unbanked”, working on integrations with traditional credit unions and banks.

60
2 months ago

A digital payments platform for the emerging markets. The startup wants to help companies who don’t have access to traditional banking services in developing countries.

60
1 year ago

 A way to streamline the process of getting a loan for a startup (or other company in need of financing). The company provides a marketplace for financing and a loan application, with providers ranging from big banks to crowdlending sites. They’re currently in the process of raising Series A funding.

59
1 year ago

A startup that cuts banks out of the process of opening a checking account by building its own app. The startup has a mobile app that would allow customers to log in to their bank, make savings and investment plans, and keep track of their spending.

59
1 year ago

A digital assistant for checking your credit and bank accounts, aiming to be “the financial hub of your life”.

59
1 year ago

These are tools that help people manage their personal finances — including things like credit cards, bank accounts, budgets, and investments.

59
1 year ago

A company that uses Artificial Intelligence to help banks and credit unions make loan decisions, with a focus on fintech and small business.

59
1 year ago

A company that provides a free loan to borrowers who have already been denied one from other banks.

59
11 months ago

A digital payments application for small businesses that replaces a bank account, credit card, and direct debit. The B2B business uses the same technology that allows a company to charge purchases to a credit card.

59
1 year ago

A system that prevents people without credit scores from opening bank accounts, thereby eliminating the risk of fraud and identity theft.

58
8 months ago

A global money transfer service that lets you send money to other people in a country without a bank account.

58
1 year ago

A software company trying to solve the problems with digital payments in developing markets, where mobile banking is still a novelty. The startup wants to provide a solution that’s simple, easy, and secure.

57
1 year ago

A digital bank account for Indian startups and SMBs looking to get a loan from non-banks.

56
1 year ago

A B2B “banking for business” startup that helps clients with business banking needs, including payroll, invoice financing, and other financial services.

55
1 year ago

A platform that allows customers to make recurring payments — and keep money in the bank — for things like gym memberships or recurring mortgage payments.

55
1 year ago

A company that’s building a platform where you pay a monthly fee to use a service to manage your contractors. The startup is taking a page from the Automated Clearing House (ACH) system, which lets banks settle payments between banks.

55
1 year ago

A company that helps companies in developing countries get banking services. They’re currently in talks with several banks in India.

55
1 year ago

A startup that uses Microsoft Azure to help banks and other financial institutions build their own online banking services.

54
11 months ago

SaaS that brings mobile banking to underbanked businesses, with a freemium model that starts at $20 per month. It offers a mobile app with check-deposit functionality, but also wants to build out a premium platform for mid-sized businesses.

54
11 months ago

A platform for banks to build lending products for small businesses in emerging markets.

54
5 months ago

A company that is building software to help banks and other lenders connect to new sources of data like social media, livestreams and more, to get a better understanding of their clients and make better decisions.

54
1 year ago

 A new kind of e-banking system for Latin America, which is designed to improve the experience of active bank customers. The company plans to launch in Brazil in the next few months and expand thereafter.

53
1 year ago

The other factor is the service-based nature of B2B companies. B2B companies typically spend on services, such as accounting or legal services. The most common B2B service businesses include accounting, banking, and legal services. B2B marketing startups are therefore more likely to be targeting B2

53
1 year ago

A consumer-facing product that helps users manage their money by giving them access to their bank account and budget, with the help of an AI.

53
1 year ago

A financial service that helps manage non-bank financial products in Latin America.

52
11 months ago

A payment processor for local Malaysian online sellers. It serves as a gateway between sellers and local banks, allowing sellers to deposit funds or make payments into their accounts.

52
1 year ago

A new type of loan broker, that uses data science to help banks make better loans

51
1 year ago

The startup wants to help companies meet the needs of their customers with a new tech platform that lets users talk directly to their bank services, like the automated teller machines of the future.

51
1 year ago

A digital banking platform for Puerto Rico, bringing a mobile-first approach to the island.

51
1 year ago

A startup that manages the billing cycle for restaurants and other service companies, with a goal of reducing the number of times customers have to reconcile with their bank account.

51
1 year ago

A B2B company that helps people share or receive money “without the hassle of going to the bank or running a credit card to wire money overseas”.

50
11 months ago

A startup that wants to build a decentralized banking system. The founders say that banks are creating systems that are too expensive and too clunky to be used, and that the market is underserved — especially by credit cards, which are used by everyone in the world, but for which there’s no good way to transfer money across borders.

50
11 months ago

A startup that sells a “tax-only” model for small-scale farmers that would make it easier for them to get credit from banks and sell their produce in the US.

50
6 months ago

This startup is building a digital bank account in India. The founders say it’s a simpler, cheaper alternative to the physical ATM cards found in most cities.

50
1 year ago

A company that allows people to create customized “banking services” for themselves, from getting their paychecks directly deposited to arranging overdraft protection or making payments online.

49
11 months ago

A startup that wants to give people the same ability to browse and shop for food that they have in the US. It’s designed specifically for Indian consumers who don’t have a bank account.

49
11 months ago

A student loan refinance platform. The company is looking to partner up with large banks to refinance student loans.

49
5 months ago

A startup that provides customers with the ability to pay bills, bank transfers, and other expenses with their mobile phones. The company’s founders say they’ve already signed up 300,000 users and are working to expand their service to other countries.

49
3 months ago

A platform to facilitate peer-to-peer lending, allowing people to lend money to each other and earn higher interest rates than banks

49
1 year ago

 A company that collects data from credit cards to build a predictive model of which cardholders are likely to pay back their debts (and which ones are likely to default). It’s looking to offer a free model to banks for their riskiest customers.

47
1 year ago

A French startup that wants to bring a more accessible way to access financial services to the unbanked in developing countries. The startup is building a mobile app that connects to the bank account of the unbanked, and then allows them to make international transfers and even cash out to a local currency.

47
11 months ago

A startup that lets you move money between your bank accounts anywhere in the world, including in real time

47
1 year ago

A digital bank for small businesses in Latin America. The startup’s first product is a mobile app for small businesses in Argentina, Brazil, Chile, Colombia, and Mexico.

46
1 year ago

A B2B company that allows banks to choose between an AI/ML-driven platform and a human-driven platform for OCR, fraud detection, and other similar tasks.

46
1 year ago

A UK-based startup that works with banks and insurance companies to track and manage mobile phone insurance claims.

46
11 months ago

A tool that helps you find the best deals on credit cards, bank loans, and insurance, using your personal data to optimize your decision making.

46
10 months ago

A platform for sending money to people who don’t have bank accounts, allowing users to send money to anyone in the world.

46
1 year ago

This facial recognition app from two MIT grads has gotten attention for its integration with a number of services. People can use it to verify their identity in places like checking their bank account, paying at a store, or using a credit card.

44
11 months ago

A “SaaS-based accounting and finance tool for SMBs”. The company offers integrated accounting, payroll, accounts receivable and payable, bank account linking, invoice creation, and expense tracking through its cloud product.

44
10 months ago

Building a toolset that lets businesses and people send money to each other without having to give their bank account information.

44
11 months ago

A new electronic banking system for low-income consumers in Mexico.

43
10 months ago

A “one-stop shop for credit” that aims to help people from underbanked backgrounds to get access to credit. The startup is currently in talks with banks and credit unions to work out a partnership.

43
5 months ago

 “A digital bank account that’s 100% open-source.”

43
5 months ago

Walnut Ventures is building a digital banking alternative that is designed to be a bank for the unbanked.

43
11 months ago

A financial app for students that helps colleges accept payments directly from a student’s bank account, instead of charging fees or taking checks.

42
8 months ago

A way to transfer money from a bank account to a prepaid card.

42
6 months ago

A fintech product for US credit unions for managing bank accounts.

42
5 months ago

The company has been working with major banks in the region to help them improve the way they price loans and mortgages. It can also help non-bank lenders do the same.

41
10 months ago

The startup is working to build a service that will help banks allow their customers to pay bills using their mobile devices.

40
10 months ago

This company aims to create an ecosystem that enables people to earn money by connecting their social networks to their bank accounts.

40
9 months ago

An open banking platform that helps banks understand their consumers.

40
11 months ago

A financial services system for the unbanked, intended to be much cheaper and less complex than existing options. The startup is building the product for users in India and Nigeria.

39
8 months ago

A small-business loan platform that provides funding for community banks.

39
8 months ago

Another Fintech company looking to bring a bank of tools, platforms, and services to the new generation of the unbanked.

39
5 months ago

A startup that turns your phone into a bank for the unbanked. It’s looking to bring financial services to the 15% of people who are unbanked.

39
3 months ago

A payments company that lets companies with a bunch of different bank accounts collect payments on their platform.

39
9 months ago

A “mobile-first, paperless” way to handle banking

38
9 months ago

A B2B company that provides business intelligence to banks.

38
2 months ago

A hybrid mobile banking app that combines the convenience of mobile banking with the security of strong authentication.

38
10 months ago

A card for the visually impaired that is integrated into their bank card and ATM rewards, allowing them to save money and access other services.

37
8 months ago

A startup that aims to build a “digital bank vault” for mobile consumers in India. The startup plans to allow mobile users to store funds in their phones in the form of mobile wallets, with secure storage in escrow.

37
1 year ago

This blockchain-based protocol enables the creation of new digital assets that can be traded on a peer-to-peer basis. It is designed to support the issuance of new assets and the transfer of value between existing assets, and can be used to provide financial access to unbanked individuals.

36
10 months ago

A payments startup for small businesses in India, which wants to make it easier for SMBs to accept payments from major banks.

36
10 months ago

A platform that helps people with no access to banking services, get small business loans and savings accounts. They’re a nonprofit and are building a platform to help people build their own financial products and have it administered by a bank, thus making it more accessible.

36
11 months ago

A B2B startup that wants to help banks and other financial services companies automate some of their workflows, so they can focus on products and services.

35
10 months ago

A blockchain startup that wants to help banks determine if a person is a bad risk, based on credit history.

35
10 months ago

An investment bank for emerging markets. The startup wants to make it easier for businesses to access capital.

35
4 months ago

Yolt is building a credit card without interest that refunds customers’ purchases if they make a payment within a year of making them. It’s a credit card for the unbanked, but it’s currently only in the United States.

35
4 months ago

A company that offers a suite of banking and financial service products, including a debit card, checking account, and loan.

35
11 months ago

A company that provides a platform for banks to help them better manage their relationships with their customers.

34
9 months ago

A startup that wants to help people clean up their bank accounts and credit card debt by helping them understand their credit report.

34
11 months ago

A startup that’s working to solve a problem in the credit card industry is using a partnership with PNC Bank to bring a check deposit service to 100,000 customers.

33
7 months ago

An API for funding startups from the world’s largest banks.

33
7 months ago

A micro-financing company that uses a network of community banks to help people in developing countries get loans.

33
2 months ago

A company that uses machine learning to discover and prevent fraudulent users from taking advantage of traditional banking systems.

33
11 months ago

It’s a basic accounting app for small businesses, geared towards non-accountants. It allows users to connect their bank accounts and get a basic accounting system for their company.

32
10 months ago

A startup that uses the blockchain to help the World Bank manage the crises in the developing world.

32
10 months ago

A text-based banking app that helps users make secure payments, like transferring money into a friend’s bank account.

32
9 months ago

A money management app for the underbanked that allows them to perform all their regular banking tasks in one app.

32
9 months ago

This is a mobile-first banking app for Latin America that wants to help customers manage their credit cards and manage their finances by aggregating and integrating all of a person’s financial data.

32
9 months ago

A crowdfunding platform for people who have been denied loans from banks.

32
9 months ago

A chatbot that allows bank tellers to handle customer issues with a simple chat interface.

32
9 months ago

An AI-driven tool for helping banks detect fraud and other financial crimes, and for the public sector to visualize and understand their finances and data.

32
9 months ago

A new kind of bitcoin exchange, where people can buy and sell bitcoin, litecoin, and ether with a bank account.

32
8 months ago

A company that allows users to manage their finances from a single interface, by securely storing all of their bank, credit card, and loan accounts.

32
8 months ago

A “middleman” for moving foreign currency between banks, the startup will offer a service that automatically transfers a customer’s funds from a U.S. bank account to a foreign bank account.

32
6 months ago

A company that helps banks protect their data and helps them maximize their data-driven insights, technology and services.

32
4 months ago

The startup is building a “tamper-proof” connection for contractors and home-owners to send money to each other without the need for a bank account.

32
4 months ago

A Saudi Arabian startup that’s looking to help Saudi consumers make more financial decisions, but also wants to disrupt the way banks work in the kingdom.

32
3 months ago

A tool for businesses looking to make international payments, publicizing that their business has a presence in a foreign country and helping them find a local bank account.

32
9 months ago

A personal finance app for millennials. The company wants to be a “bank for millennials”, providing a no-fee checking account and a way to invest in stocks and bonds.

31
9 months ago

A startup that allows users to connect their credit cards and bank accounts to their phone, so they can pay through the app using their phone number.

31
8 months ago

This startup is building a banking app for small businesses. The app allows small companies to open bank accounts and use the tools of the bank directly.

31
7 months ago

A company that helps homebuyers compare mortgage rates across banks in Canada, the U.S., and the U.K.

31
6 months ago

A startup that enables banks to use a single system for their consumer and commercial lending.

31
5 months ago

A way to send money to others via SMS and make it appear as a bank transfer.

31
2 months ago

An SMS-based platform for sending and receiving money, with a focus on small transactions and users in emerging markets. Their idea is to allow people to transact across the street or across the country without going through a bank and without needing a bank account.

31
9 months ago

A company that helps get you a loan from a bank or credit union. The startup uses a crowdsourced approach to identify customers who are in need of a loan, and then gets them in touch with a lender.

30
9 months ago

A startup that wants to connect freelance workers with jobs through an AI-powered marketplace. The startup is currently working with Capital One to help the bank recruit independent workers.

30
7 months ago

A number of the ideas, including Piggybank and Fetch, have been rejected by Y Combinator.

30
5 months ago

A student loan refinancing startup looking to help people consolidate their student loans by consolidating into a single loan from their bank

30
3 months ago

A startup in India that makes it easier for users to access their bank account information or make payments.

30
3 months ago

A tool that connects banks and other service providers to their customers.

30
11 months ago

Making payments easier for the unbanked, this startup says it is building a crypto-enabled, off-the-grid payment system that will let users send and receive money to their phones.

29
10 months ago

The California-based company, which previously had raised $16 million, is selling custom-designed power banks, which are basically portable chargers for smartphones, tablets, laptops, and other devices. The company is selling them through its website but is also looking to partner with retailers to sell them in their brick-and-mortar stores.

29
9 months ago

A banking app for the unbanked in India

29
9 months ago

A platform for the “unbanked” in developing economies, this startup is building software to allow people to get loans and make payments without using traditional banks.

29
8 months ago

A platform that helps banks manage their relationships with customers, allowing them to create lightweight versions of their own customer relationship management software to increase number of customers they can serve at once.

29
7 months ago

This company helps finance companies with banking relationships automate their back office operations.

29
6 months ago

This startup is building a platform to help renters manage their finances and manage their utilities. The company’s founders say they want to build a tool that’s cheaper and faster than a traditional bank account and are seeking seed funding.

29
5 months ago

A business-to-business loan platform that aims to replace banks by offering smaller loans to businesses in countries where there aren’t enough banks. The startup has been in the works for over a year and has already signed up 5,000 businesses in India.

29
4 months ago

This startup is exploring a new way to send money to friends and family. Instead of using traditional bank transfer, they’re using a virtual currency they call Ven. It’s made of a built-in electronic payment system that’s easy to use, and they say they can send Ven without fees.

29
4 months ago

There are over 2,000 cryptocurrencies. A finance startup called CreditChain aims to build a cryptocurrency that is more accessible to the average consumer. The company is seeking to build out a “credit blockchain” that allows banks to create and distribute digital and physical products, like insurance policies, to consumers in minutes.

29
4 months ago

This company is building a platform that helps make it easier for people to move their money out of banks and into digital wallets like Google Pay and AliPay.

29
3 months ago

A platform that allows you to manage your finances in one place, a place where you can link to your bank account, credit cards, and more.

29
9 months ago

A consumer mobile banking mobile app for the developing world. It’s meant to bring mobile banking to consumers in places where banking infrastructure isn’t robust, and where there are often mobile networks that are poor quality or nonexistent.

28
9 months ago

A peer-to-peer marketplace to help people find loans from each other. The company is looking to partner with local banks in India to help bring the startup to market.

28
7 months ago

A tool for anyone who wants to get a loan from a bank

28
7 months ago

The company’s client list includes brands such as BBDO, Union Bank, Accenture, and Yahoo, and its primary product is a service that helps webpages load faster.

28
5 months ago

A platform that helps financial institutions, including banks and credit unions, provide services like checking accounts and loans. These services are typically offered by financial advisors and brokers.

28
2 months ago

This is a platform that allows users to make payments directly from their bank accounts. The startup brings a service that banks themselves don’t currently offer.

28
2 months ago

A $25 credit card that connects to your bank account that can be used anywhere Visa and Mastercard are accepted. The card can be used anywhere in the world.

28
2 months ago

A startup that uses data to help banks better ensure the accuracy of their loans.

28
7 months ago

A way for users to text their banking info to the bank so they can more easily configure their accounts.

27
6 months ago

The startup wants to make it easier for small businesses to receive financing. It’s a mobile lending platform, using the same algorithms as big banks, but with lower interest rates and higher standards for creditworthiness.

27
5 months ago

This San Francisco-based startup wants to create a simple platform for clients to open a bank account and get a loan. It’s a B2B business.

27
4 months ago

A startup that wants to let start-ups get a “digital bank account” where they can handle donations, payments, and invoicing.

27
4 months ago

A bank card that pays you for every ride you take on Uber and Lyft.

27
2 months ago

An API platform meant to help people build their own personal “banking” and “insurance” platform. They’re already working with a number of major companies.

27
10 months ago

A startup that wants to help banks process payments without relying on expensive and poorly-functioning legacy systems.

26
7 months ago

A company that is building a tool that will help the banks eliminate the “bill of lading” (which is an important piece of paper in the way of trade), and make it easier to track shipments.

26
7 months ago

A digital micro lender that aims to help small businesses and startups purchase inventory and other supplies, and set up loans for that inventory, using a combination of bank and non-bank lending.

26
4 months ago

 A startup that lets you scan and manage your credit card and bank information online, so you don’t have to carry around all that information with you.  It connects to your bank and credit card accounts, letting you check your balance and make purchases.  It also lets you request a new card, stop payment on a card, check your account balances and track purchases.  The service has been running for about four months and has already processed more than $700,000 in transactions.

26
4 months ago

A security company that works with banks and retailers to protect them from fraud.

26
3 months ago

A tool for managing your bank accounts and credit cards, using the app and a connected terminal to track spending and payments.

26
2 months ago

A three-year-old startup that makes mobile apps for banks to make them more secure

26
10 months ago

A startup that has built an app for companies to manage remote workers. It works as a virtual call center. The client can choose to pay the workers via a direct deposit or via their bank account. The startup says that their product is like a landline, meaning that a worker can use it even if their employer doesn’t pay for the service.

25
10 months ago

A platform that helps small businesses manage their bank accounts. The company is based in New York, but serves companies in other states and countries around the world.

25
9 months ago

An API for the financial sector to allow bank customers to automate banking, track transactions, and have their data centralized

25
7 months ago

A tool that helps people open bank accounts in other countries, including Canada, Australia, and Singapore.

25
7 months ago

A tool for sending payments from a person’s bank account to a merchant’s bank account instantly.

25
7 months ago

A startup that helps people who don’t have a bank account or debit card set up one.

25
5 months ago

A business that wants to connect with the 1.2 billion people without bank accounts and offer them the ability to get an account and receive loans.

25
4 months ago

A company that helps companies pay contractors in India in cash, rather than via cheques or bank transfers

25
3 months ago

A startup that lets people transfer money between their bank accounts and a friend’s account. It’s similar to TransferWise and other peer-to-peer cash exchanges.

25
2 months ago

A company working on a software platform to help banks create a single online banking interface.

25
9 months ago

A startup that helps credit unions develop an online banking platform.

24
9 months ago

This startup is developing a digital bank that will allow consumers to send money between countries with zero fees. The company is building the product for the Nigerian market.

24
8 months ago

A web-based platform that lets you track your net worth, manage bank accounts, and borrow money from the bank

24
8 months ago

An agreement among the world’s largest banks to offer payments to businesses in developing countries via SMS.

24
6 months ago

A credit card that pays you back with a percentage of the fees you pay when using the card. The startup is building a credit card for the unbanked in the US.

24
3 months ago

A credit card processor that works with large banks to offer startups and small businesses an alternative to credit cards.

24
1 month ago

A digital currency for underbanked Singaporeans. The startup builds a platform that enables individuals to join the mainstream financial system. Right now, it’s restricted to Singaporeans, and the founders are working on getting it to the wider Southeast Asian and Indian markets.

24
17 days ago

A digital banking startup for the developing world.

24
8 months ago

 A  company that  builds  a  personal  and  professional  portable  credit  score  for  people  who  have  an  unsecured  credit  card  (UCC)  and  don’t  have  the  equipment  to  install  a  credit  card  reader.  For  the  most  unsecured  credit  card  holders,  commonly  known  as  under-banked,  the  company  will  build  a  simple  and  secure  online  credit  application.

23
7 months ago

A software platform for banks that allows them to offer recurring money management services.

23
6 months ago

A way to make it easy for people to send money from their bank account to their friends and family across the world. The startup is only in the US currently, but aims to expand internationally.

23
6 months ago

The startup is building an online platform that allows users to send and receive money in the US and China without having to go through a bank. Users can also set up a virtual wallet for storing and spending in different currencies.

23
5 months ago

A startup that helps people in India establish a bank account. The service aims to be user-friendly for people who don’t have a bank account. The team also says that it’s working with the government to digitize all government records to make banking easier.

23
3 months ago

This software startup is building a toolkit for banks to allow them to manage their cash flow more efficiently.

23
2 months ago

The startup has brought real-time banking to the Philippines. It allows users to set up a fixed amount of money to spend per day, and then debits that account whenever it has enough in reserve.

23
8 months ago

A tool for crowdfunding on the blockchain, where the funds are held in a wallet, instead of a bank or payment processor, and can be transferred to multiple investors.

22
8 months ago

A platform for microfinance banks to quickly pull information from the field to monitor clients.

22
7 months ago

A company that offers loan products to small businesses at a lower interest rate than banks

22
7 months ago

A platform for student loans, with no upfront fees. They’re currently in talks with over 100 banks to make it available to their customers.

22
7 months ago

A company that helps people move their money between banks, keeping fees down and keeping transactions organized.

22
5 months ago

 A company that helps people find vendors, banks, and other companies that can help with a specific request.

22
5 months ago

A company that claims to be the only one that provides individualized bankers to help with student loans.

22
5 months ago

The startup allows users to take a picture of a receipt, upload it to their account, and instantly receive a credit or cash back from the brand. The startup is using AI and image recognition to verify the authenticity of the receipt, and can also automatically link the payment to your bank account.

22
3 months ago

A startup that wants to become the LinkedIn for freelancers. The company has already managed to find 4,000+ people to join the site and has a $1 million dollar seed round in their bank account.

22
2 months ago

A startup that tracks the loan rate and payment timing of people borrowing money from banks. The startup is looking to allow banks to offer flexible payment plans in order to keep customers happy and build a better relationship with them.

22
7 months ago

A payment app for the UK that lets customers pay their pre-approved utility bills without a bank account.

21
7 months ago

A startup that offers workers the ability to work remotely, get paid via their employer, get paid via an app, get paid via direct deposit, get paid via Venmo, get paid via PayPal, get paid via Square, get paid via an Amazon gift card, get paid via cryptocurrency, or get paid via a bank account.

21
6 months ago

A nonprofit that has built a model for giving low-income communities in the US access to loans from local banks

21
6 months ago

A digital agency that builds apps for banks and insurance brokers

21
5 months ago

This is a startup focusing on machine learning for the financial services industry. Its platform helps banks build predictions about how customers will act, and help inform decisions.

21
2 months ago

A startup that provides business credit cards to companies without bank accounts in the US and Canada.

21
8 months ago

Micro-loans for the unbanked, with a minimum term of 9 months, a maximum term of 20 years, and a minimum interest rate of 2%. The goal is to offer a lifeline for the unbanked, who often have a hard time obtaining a traditional bank account.

20
6 months ago

A platform to help travelers get money wired to their bank accounts when they arrive at their destination.

20
5 months ago

A company that makes it easy to pay bills by linking with credit cards, bank accounts, and insurance.

20
3 months ago

Another concept that aims to be a part of the massive global demand for mobile payments. The app works with existing mobile phones and the user’s bank account and then processes the transaction in the background.

20
1 month ago

Lending platform for micro-lending for people in areas of the world where banks don’t work. Empowering people with capital where it is needed most. The company wants to lend $1 billion in the first year.

20
7 months ago

A company that wants to make a bank card that can be used across the world

19
7 months ago

The company wants to make it possible to have a single window in which you can track all of your credit cards, bank accounts, and loans.

19
6 months ago

This startup wants to replace the fees charged by traditional banks by building a platform that allows people to store money in a secure, open, and transparent manner

19
6 months ago

A payments gateway for banks and credit unions.

19
6 months ago

A cloud-based marketplace for small business loans, where customers can shop around quotes from a variety of banks and lenders, and settle their loans in 30 minutes.

19
6 months ago

In this business, the CEO says, “we are working with a small group of partners and we are finding that it is almost impossible to get a loan from a bank.” The startup uses its own software to help companies quickly verify their ability to repay a loan.

19
5 months ago

A credit card that rewards customers for paying down their balance. A consumer can get the card from a bank and pay off the balance each month, then increase the credit limit in increments. The startup then takes a percentage of that credit and invests it in the customer’s portfolio.

19
5 months ago

A micro-banking startup focused on helping the unbanked in low-income, remote areas of rural Kenya.

19
5 months ago

A system for sending digital payments to someone else’s bank account, but still being able to track it in real time.

19
1 month ago

Teller has created a system to make financial transactions much easier for individuals that have low or no credit and limited access to bank accounts. The company is currently in talks with large banks to embed its system in their ATMs.

19
1 month ago

A credit-scoring tool for small businesses or individuals, helping them get pre-approved for loans and loans from banks.

19
8 months ago

A company that helps people manage their money by combining data about your bank accounts, your credit cards, your portfolio, and your investments to provide insights into how you spend money.

18
8 months ago

This startup is building an app that allows “unbanked” consumers to borrow money from people in their network of friends and acquaintances.

18
6 months ago

A tool for businesses to plan and manage their expenses and make them more accurate. It pulls in data from other services like Salesforce, Google Docs and more, so you can plan an expense with a spreadsheet and see it instantly reflected in your online banking.

18
5 months ago

This startup is building a platform to bring better, more efficient financial services to the world’s unbanked. They’re currently in talks with a major bank to launch their service in the fall.

18
4 months ago

A startup in the financial services space that helps banks get banking relationships from clients.

18
4 months ago

This startup is building an online tool for lenders to help them evaluate borrowers. The startup is already working with 15 lending partners, including Capital One and Citizens Bank.

18
4 months ago

A company that helps businesses open bank accounts in an easy, simple way.

18
3 months ago

A solution for banks to help them manage the risk of their high-volume lending.

18
2 months ago

A YC company that’s building a platform that helps small businesses get a loan from their bank. They’re also building a tool to help banks make loan decisions.

18
2 months ago

A “mobile app of the future”. The startup is building a platform that syncs with a person’s phone and card transactions, allowing them to make purchases and see their transactions on a cohesive dashboard. The company is looking to integrate with banks, credit card companies, and retailers.

18
1 month ago

A digital bank account app for Brazil.

18
1 month ago

A company that helps banks and other tech companies do business with other companies.

18
7 months ago

A mobile, mobile-first bank designed to handle all of a customer's financial needs from a single app.

17
5 months ago

A global fintech company that provides a way for emerging markets to get loans from traditional banks. The startup has pulled in big names including Bill Clinton, who has joined its advisory board.

17
4 months ago

A startup that’s building a way to manage a business’s money without having to worry about banking. The company wants to help businesses manage their cash flow and overall financial health. It’s currently available in the UK, Canada, and the US.

17
3 months ago

This startup is building an app that lets you take an image of a receipt, then automatically saves it as a PDF so it’s linked to your bank account.

17
3 months ago

A company that helps people find the right credit union by asking them questions via text, with the goal of helping under-banked people save money.

17
2 months ago

A digital-only bank for small businesses in the U.S., which provides small business loans and a personal banking account.

17
2 months ago

A compliance platform for small business loans, developed by a former Goldman Sachs banker.

17
4 months ago

A startup that is building a platform that lets people set up recurring payments on their credit card and prepaid cards. They are also building a platform to help banks interact with their customers.

16
4 months ago

A prepaid debit card that also acts as a bank account, so you can buy things without needing a credit card.

16
1 month ago

A digital platform to help with bank-to-bank money transfers.

16
1 month ago

This startup wants to make banking as easy as buying a cup of coffee, just with a few clicks.

16
14 days ago

A startup looking to bridge the gap between the financial industry and the cryptocurrency industry by providing a way for banks to offer bitcoin-based financial products.

16
8 months ago

This startup is building a real-time platform for banks to coordinate lending and investment by investors.

15
5 months ago

Most of the world’s money is stored in centralized banks, but these institutions are often unreliable. This startup wants to build a decentralized banking system that is as robust as the banks themselves.

15
3 months ago

A centralized platform for verifying corporate credit cards that eliminates the need to go through banks. A company can use the platform to verify its own cards.

15
1 month ago

A software company that helps institutions like banks, retirement funds or 401(k) plans manage and track their investments, as well as settle trades. Think of it as Uber for your financial life.

15
1 month ago

A banking app with a built-in social currency

15
18 days ago

A data visualization platform that aims to provide the most accurate and complete reports for credit risk. The idea is to provide a dashboard for banks to track risk, allowing them to make better lending decisions and cut down on bad loans.

15
4 months ago

Probably the most ambitious idea in the batch of startups, Memobank is building a “global, distributed and anonymous” database for companies to do transactions and transactions between companies.

14
4 months ago

A company that helps bank customers transfer money to friends and family in Mexico, paying them in pesos at about a 1% fee, as opposed to the 3% fee for a traditional money transfer.

14
4 months ago

A banking and finance software solution for small and medium businesses, including SaaS for collaboration, and a “single place for business processes”.

14
3 months ago

The idea is to buy your groceries in bulk and then donate them to food banks or charities. The startup is also trying to build a business model around it; they’ve partnered with a company that buys excess rice, rice pilaf and canned goods, and then sells them to members at a discount.

14
1 month ago

This is one of the first of the non-bank digital payments startups to be funded by the super-investors of Silicon Valley — Peter Thiel. The company is building a payments platform for financial institutions, where they can send money overseas and allow their customers to pay using cryptocurrency.

14
1 month ago

The founders of this B2B fintech startup aim to improve the way banks and other financial institutions provide financial planning advice. They aim to do this by connecting banks with the people who know best how to invest, how much to save, and how to invest.

14
27 days ago

A startup working to make mobile payments in Kenya more secure and more ubiquitous. The startup uses a “banking-style mobile app” to make payments.

14
1 month ago

A startup that wants to make it easier for developers to build fintech apps on their own. Its API connects apps with banks, so developers can build financial tech apps without having to recruit banks or work with their own teams.

13
5 months ago

A solution to the issue of users who want to send money to people in developing countries, but don’t have access to phones or bank accounts. With PayM, you can send money to a mobile phone number in another country, with no fees or transaction fees.

12
1 month ago

A company that "helps you understand your investments by using your own data and not just the data of expensive investment banks."

12
1 month ago

A startup that’s building an AI system to help banks predict customer behavior. The startup has signed up over 50 banks as customers.

12
1 month ago

A startup that helps those who are unable to access their paychecks or bank accounts in the US send remittances.

11
1 month ago

A company that creates a way to track the movement of money and assets across different banks.

11
1 month ago

A tool that lets people donate money to their favorite causes through their mobile phone and be credited it to their bank account with a monthly auto-refund.

11
29 days ago

A “banking app for the black community”. The company is working with the FDIC to create a black business bank account.

11
17 days ago

This startup is building a platform that lets users manage money and assets over a mobile device. They’re building an app that can get money from any user’s bank account and pay bills automatically.

11
2 months ago

A firm that manages the “unbanked” — those without traditional bank accounts.

10
28 days ago

SaaS company that aims to use the “art of phoning” to help banks manage customer interactions.

10
1 month ago

A way to send money to friends and family in India, via a bank account, without official documentation.

9
1 month ago

A micro-loan platform for those in the US who don’t qualify for traditional bank loans, who often have trouble getting loans from the bank.

9
11 days ago

A credit scoring startup that uses data from credit card and bank purchases to provide a customer’s credit score.

9
10 days ago

A provider of data analysis and reporting for banks, wealth managers, and other financial services organizations.

9
9 days ago

A financial services company that helps banks and lenders keep track of their customer’s credit score and credit card information, so they can make decisions about whether to give a loan or simply do a credit check.

9
1 month ago

An online service where you can store your credit cards, bank accounts, and other important documents in the cloud.

8
28 days ago

A Bitcoin-based micro-loan startup, which aims to change the way the global $300 billion micro-lending market works by focusing on unbankable borrowers.

8
19 days ago

People are frustrated by the fact that they have to manage multiple credit cards, bank accounts, and current accounts, so Connect is offering a new way to connect all your accounts with one mobile app so you can do one thing with them instead of dozens.

8
13 days ago

A platform for enterprise software developers to build apps for the finance industry. The company is building a suite of tools for distributed companies, like banks and credit card companies, to build enterprise software with.

8
9 days ago

A “mobile-first, web-like experience” for banks, with a dashboard for customers to view their accounts and money transfers.

8
8 days ago

A way to send money to people who don’t have bank accounts, or have a different bank account than you. Users can buy prepaid cards, which they then load money to.

8
24 days ago

Created to “solve” the problem of the $1,000 fees that banks charge to cash checks. The company says it’s saving its users $1,000/month by providing them with real-time access to their funds — and saving them the hassle of having to visit a bank branch.

7
20 days ago

A platform to help small businesses get loans from banks, which has gotten real traction in the UK.

6
11 days ago

A payments-focused startup that’s working on a way to make payments more affordable for underbanked customers, including those in the US, Philippines, and Brazil. It’s working with existing banks and partnered with technology companies to make payments easier.

6
4 days ago

A new way to take advantage of machine learning and AI to help bankers use data to make more informed decisions, including whether to approve a loan or not. The startup’s free product is aimed at helping banks manage relationships with their customers.

6
4 days ago

This startup is on a mission to make international payments easier by letting users send money across borders without setting up a bank account.

5
3 days ago

an online tool that lets you keep track of your credit card, debit card, and bank account charges (and where they go, who they go to)

4
1 year ago

A startup that provides a tool where you can enter your bank account, credit card, and brokerage accounts and see how much money you have left to spend before you go over your budget

-1
1 year ago

Idea: A mobile-only banking app to help Latinos in the US save money

-1
1 year ago

Idea: A startup that helps banks and credit unions offer online services to their customers

-1
1 year ago

Idea: A peer-to-peer lending marketplace The startup offers an alternative to traditional banks, which the founders say offer high interest rates, but often have hidden fees

-1
1 year ago

Idea: A B2B company that helps banks and insurance companies clean up their data The startup launched in March 2019 and has already made $2,500 in recurring revenue

-1
1 year ago

Idea: A new kind of digital bank for the unbanked that doesn’t require a smartphone or a bank account

-1
1 year ago

Idea: A startup that helps SMBs in Latin America bring all of their bank accounts into a single UI

-1
1 year ago

Idea: A SaaS CRM for the hospitality industry The company started with $20k in the bank, and by the end of 2015 had $33,000 in recurring revenue

-1
1 year ago

Idea: A B2B company that builds a tool for banks to make it easier to transfer money between their accounts

-1
1 year ago

Idea: A software company that helps banks run call centers more efficiently The company is currently working with two banks in Brazil

-1
1 year ago

Idea: A startup that is working with a major South American bank to help them build a platform for managing their B2B loan portfolio

-1
1 year ago

Idea: A way to help people manage their personal finances and set goals. Users see how much money they have in their bank accounts, credit cards, and brokerage accounts on a single dashboard.

-1
1 year ago

Idea: A customer engagement platform for retail banks. The startup helps banks build online communities that allow customers to chat about products and services from within the bank’s website.

-1
1 year ago

Idea: A startup that helps people manage their finances by pulling in all their accounts from various banks and credit card companies. The company says it is profitable and growing quickly.

-1
1 year ago

Idea: This startup is building an app to help small to mid-sized business in China apply for and receive loans from banks.

-1
1 year ago

A startup that provides a way for companies to sell to customers using chat. The company counts major banks as clients and claims to have a 2.5% conversion rate.

-1
1 year ago

Idea: A startup for individuals to manage their money, which is built on top of a bank account

-1
1 year ago

Idea: A non-profit in Brazil that provides free financial planning to low-income families. The startup works with banks to offer credit to qualifying customers, and works with the family to create a plan for them to pay it back. They already work with 8 banks and offer credit to 300 families.

-1
1 year ago

Idea: A software as a service company that sells an enterprise software platform to manage all of the administrative and financial details of an import/export business. The startup has a special focus on helping small businesses secure loans or payments from a bank.

-1
1 year ago

Idea: A micro-financing company that provides small loans directly to merchants in Kenya. It aims to bring a better online experience to the underbanked.

-1
1 year ago

Idea: A startup that wants to make it easier for the under-banked to get an online checking account. The startup is working with a number of different providers to make sure they have a bank account for the right price, no matter who you are.

-1
1 year ago

Idea: A B2B company that helps banks and financial institutions identify and classify the payments they receive.

-1
1 year ago

Software that could help banks and other businesses prevent fraud by vetting new accounts for risk factors.

-1
1 year ago

A software company that provides a platform for banks to use to enable e-commerce payments on their sites.

-1
2 days ago

This mobile banking startup is launching a new mobile app that removes the need to carry around large amounts of cash, allowing users to simply store their cash and cards in their phones, which also act as wallets.

-1
1 year ago

A startup that allows you to transfer funds from a card (like a credit card or bank card) to a bank account using an API (application programming interface) instead of a physical card

-2
1 year ago

Idea: Two-factor authentication for banking. The founders say that banks are terrible at protecting their customers’ information, and that they can do a better job with two-factor authentication.

-2
1 year ago

A software company that helps banks and credit unions with their lending process.

-2