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Banking Startup Ideas



1 year ago

This startup wants to build a new type of credit card for the underbanked, especially in developing countries. It takes the form of a prepaid card and is available in any currency. Given the lack of banking options in many such countries, the startup sees a lot of potential for growth.

180
1 year ago

A money transfer service where people can send money to family members without having to deal with the banking system.

148
2 years ago

Provenance is a food tracking app, that has been billed as a startup that’s trying to get food to the same level of transparency as it has in other industries like banking or ride sharing. It’s a bit like the app Just Eat, but for food.

121
2 years ago

A startup that aims to make banking better for the underbanked in emerging markets.

121
2 years ago

A mobile-first banking app, with a focus on individuals in emerging markets. The startup wants to empower the unbanked in emerging markets.

120
2 years ago

This startup is building a mobile banking platform that will allow small business to accept payments from their customers easily through their SIM cards.

119
2 years ago

The startup was founded in May with the goal of making banking more accessible in the US.

118
2 years ago

Polite.com is building on the idea of “time banking” — people who trade their time for other people’s labor. They have a number of products that do this, including a new one that pairs people with tasks and then allows them to track their work.

115
2 years ago

A company that helps open banking startups with their APIs and developer framework.

114
2 years ago

This startup is building a digital banking platform for the developing world, enabling mobile banking across all of Africa.

112
2 years ago

This startup is building a digital assistant that allows employees at real estate companies to do banking, scheduling, and other tasks from their phone.

109
2 years ago

A startup that aims to make online payments seamless for millennials and other young people who are not interested in traditional banking It is now part of PayPal

107
2 years ago

A startup that wants to make the “banking process” easy for millennials. The CEO says that half of millennials don’t have checking accounts, and another third don’t have credit cards. They want to do for banking what Mint did for personal finance.

104
2 years ago

A startup that wants to bring a similar UI to the world of online banking, except that instead of generic banks, the startup offers a wide array of financial products.

102
2 years ago

This is a startup that wants to help people save money on banking fees by sharing account information with other banks.

98
2 years ago

The startup is working on a new type of mobile banking that’s mobile-first, and designed to provide easy access to traditional banking services like check deposits, bill pay, and direct deposit.

97
2 years ago

A tool for managing your personal finance. It’s a one-stop-shop for all your banking and insurance needs, as well as a platform for your investments.

94
2 years ago

A startup that combines online banking and personal assistance so that people can get help with their finances

85
2 years ago

A company that helps build technology for banks to provide online banking through telepresence. A few months ago, it was reported that Facebook was looking to invest in VR company Magic Leap to help make this possible.

85
1 year ago

Another digital banking app for Brazil, offering a new way for micro-businesses to manage their financials.

85
1 year ago

A digital banking app for the unbanked in Latin America. The startup is building the “first true digital bank for the unbanked”, working on integrations with traditional credit unions and banks.

85
1 year ago

A startup that helps sales reps in the insurance and banking industries better understand their clients.

83
1 year ago

A startup that wants to make “banking for the world’s poor” easier by providing access to financial services.

83
2 years ago

An API and a mobile app for Paypal. The startup aims to let Paypal users create personal online banking accounts and hold them in one place.

80
7 months ago

A digital payments platform for the emerging markets. The startup wants to help companies who don’t have access to traditional banking services in developing countries.

80
1 year ago

A startup that wants to make banking more like social media. The startup is building a “challenging” banking experience that integrates notifications, product recommendations and social aspects. A new way to bank that would be more like checking your Facebook stream for information and then making a purchase.

79
1 year ago

A company that’s building a framework for a fully decentralized digital banking network, a system that would be made up of a network of independent, local banks.

78
2 years ago

A company that uses machine learning to create products that help senior citizens with activities of daily living, such as shopping, banking and making phone calls.

77
2 years ago

BridgeCoin is a cryptocurrency-based lending platform that is “an alternative to the traditional banking system.”

76
1 year ago

A new kind of digital wallet that helps people plan and track their finances, manage their spending, and get support from their bank. The startup wants to be a “one-stop shop for financial services” that includes a portfolio, banking, investing, and insurance.

75
1 year ago

Inspired by the Robinhood phone app, a startup wants to build a digital banking app for millennials that will not only give them the ability to check their account balances, but also update and deposit checks.

73
2 years ago

The company aims to be a “banking for millennials” that offers high-yield savings accounts. It’s a way for younger consumers to build their savings without having to pay a premium for the privilege.

70
1 year ago

SaaS that brings mobile banking to underbanked businesses, with a freemium model that starts at $20 per month. It offers a mobile app with check-deposit functionality, but also wants to build out a premium platform for mid-sized businesses.

70
2 years ago

A B2B “banking for business” startup that helps clients with business banking needs, including payroll, invoice financing, and other financial services.

69
1 year ago

A digital banking platform for Puerto Rico, bringing a mobile-first approach to the island.

66
2 years ago

A startup that uses Microsoft Azure to help banks and other financial institutions build their own online banking services.

64
2 years ago

A software company trying to solve the problems with digital payments in developing markets, where mobile banking is still a novelty. The startup wants to provide a solution that’s simple, easy, and secure.

64
1 year ago

A company that helps companies in developing countries get banking services. They’re currently in talks with several banks in India.

64
1 year ago

 A new kind of e-banking system for Latin America, which is designed to improve the experience of active bank customers. The company plans to launch in Brazil in the next few months and expand thereafter.

63
1 year ago

A company that allows people to create customized “banking services” for themselves, from getting their paychecks directly deposited to arranging overdraft protection or making payments online.

62
10 months ago

Walnut Ventures is building a digital banking alternative that is designed to be a bank for the unbanked.

61
1 year ago

The other factor is the service-based nature of B2B companies. B2B companies typically spend on services, such as accounting or legal services. The most common B2B service businesses include accounting, banking, and legal services. B2B marketing startups are therefore more likely to be targeting B2

58
1 year ago

A startup that wants to build a decentralized banking system. The founders say that banks are creating systems that are too expensive and too clunky to be used, and that the market is underserved — especially by credit cards, which are used by everyone in the world, but for which there’s no good way to transfer money across borders.

56
1 year ago

A new electronic banking system for low-income consumers in Mexico.

56
9 months ago

A company that offers a suite of banking and financial service products, including a debit card, checking account, and loan.

55
1 year ago

An open banking platform that helps banks understand their consumers.

53
1 year ago

A platform that helps people with no access to banking services, get small business loans and savings accounts. They’re a nonprofit and are building a platform to help people build their own financial products and have it administered by a bank, thus making it more accessible.

47
1 year ago

This startup is building a banking app for small businesses. The app allows small companies to open bank accounts and use the tools of the bank directly.

47
1 year ago

A text-based banking app that helps users make secure payments, like transferring money into a friend’s bank account.

46
17 days ago

Humaniq wants to provide a system for users to buy and sell cryptocurrency, using mobile phones. The startup is building a mobile banking app that allows users to buy, sell, trade, and hold funds in cryptocurrency.

46
1 year ago

A money management app for the underbanked that allows them to perform all their regular banking tasks in one app.

45
1 year ago

This company helps finance companies with banking relationships automate their back office operations.

45
1 year ago

This is a mobile-first banking app for Latin America that wants to help customers manage their credit cards and manage their finances by aggregating and integrating all of a person’s financial data.

44
7 months ago

A hybrid mobile banking app that combines the convenience of mobile banking with the security of strong authentication.

44
1 year ago

A “mobile-first, paperless” way to handle banking

43
8 months ago

A company working on a software platform to help banks create a single online banking interface.

40
7 months ago

A company that uses machine learning to discover and prevent fraudulent users from taking advantage of traditional banking systems.

39
6 months ago

This startup wants to make banking as easy as buying a cup of coffee, just with a few clicks.

39
9 months ago

A startup in the financial services space that helps banks get banking relationships from clients.

37
1 year ago

A banking app for the unbanked in India

36
1 year ago

A startup that helps credit unions develop an online banking platform.

36
1 year ago

A consumer mobile banking mobile app for the developing world. It’s meant to bring mobile banking to consumers in places where banking infrastructure isn’t robust, and where there are often mobile networks that are poor quality or nonexistent.

36
1 year ago

A way for users to text their banking info to the bank so they can more easily configure their accounts.

36
10 months ago

A startup that helps people in India establish a bank account. The service aims to be user-friendly for people who don’t have a bank account. The team also says that it’s working with the government to digitize all government records to make banking easier.

36
7 months ago

An API platform meant to help people build their own personal “banking” and “insurance” platform. They’re already working with a number of major companies.

35
10 months ago

A micro-banking startup focused on helping the unbanked in low-income, remote areas of rural Kenya.

34
1 year ago

An API for the financial sector to allow bank customers to automate banking, track transactions, and have their data centralized

33
5 months ago

A digital banking startup for the developing world.

31
7 months ago

The startup has brought real-time banking to the Philippines. It allows users to set up a fixed amount of money to spend per day, and then debits that account whenever it has enough in reserve.

29
6 months ago

A “banking app for the black community”. The company is working with the FDIC to create a black business bank account.

29
10 months ago

Most of the world’s money is stored in centralized banks, but these institutions are often unreliable. This startup wants to build a decentralized banking system that is as robust as the banks themselves.

28
7 months ago

A digital-only bank for small businesses in the U.S., which provides small business loans and a personal banking account.

28
2 months ago

A global payments platform for small- and medium-sized businesses. The startup wants to help those with limited credit or banking options get access to global trade finance.

28
6 months ago

A banking app with a built-in social currency

27
5 months ago

A banking and financial app for millennials.

26
4 months ago

A payments startup that helps users receive payments from other users via credit or debit cards without sharing banking information.

26
9 months ago

A startup that’s building a way to manage a business’s money without having to worry about banking. The company wants to help businesses manage their cash flow and overall financial health. It’s currently available in the UK, Canada, and the US.

24
5 months ago

This mobile banking startup is launching a new mobile app that removes the need to carry around large amounts of cash, allowing users to simply store their cash and cards in their phones, which also act as wallets.

23
3 months ago

A banking solution meant to offer a new alternative to the credit card. The company is co-founded by former players from Stripe, who say they’re “creating a banking brand that works for the modern consumer”.

23
9 months ago

A banking and finance software solution for small and medium businesses, including SaaS for collaboration, and a “single place for business processes”.

22
11 months ago

A tool for businesses to plan and manage their expenses and make them more accurate. It pulls in data from other services like Salesforce, Google Docs and more, so you can plan an expense with a spreadsheet and see it instantly reflected in your online banking.

21
5 months ago

A platform for helping the world’s unbanked and underbanked via mobile banking.

20
2 months ago

A startup building a set of tools for the legal marijuana industry in the US. The startup aims to automate the process of banking and financing marijuana, while also making it easier for legal marijuana businesses to pay their monthly bills.

19
2 months ago

A startup that helps startups grow by giving them access to the biggest potential customer base in the world - the US government. The company's proprietary Fintech platform provides access to the US government's banking, insurance and finance systems.

19
6 months ago

A startup working to make mobile payments in Kenya more secure and more ubiquitous. The startup uses a “banking-style mobile app” to make payments.

18
3 months ago

A “Social Wallet” that works like Venmo combined with an online bank account. With so many online banking options available, why would a startup want to create a “Social Wallet” Because it’s easy to use and they can get a lot of money from small companies.

18
3 months ago

A tool to help users manage their money. It has a mobile banking app, but there are also plans to release a credit card.

18
3 months ago

The company wants to build robust biometric tools for use in retail and banking. It’s building technology to identify and authenticate people on mobile phones and tablets.

18
2 months ago

A startup that is helping banks build digital banking services for non-English speaking customers.

18
2 months ago

A platform that allows users to automate payments – via e-commerce and banking – to other users.

15
3 months ago

A startup that allows employees to manage their income, expense and banking information. Small business owners that pay their employees in cash have to manage a number of paper documents to keep track of those payments. Hatipol, which was founded earlier this year, is building a system to do this more efficiently.

14
2 months ago

A digital banking platform for retail and small business. The B2B company is working with retail banks to develop a digital banking platform.

14
16 days ago

The company is looking to create a single directory for all the services, both online and offline, that people use to deal with their money. They want to make it easy to find resources, from banking to tax preparation to credit cards.

14
1 month ago

A B2B company that wants to automate robo-banking and provide loans to small businesses.

11
1 month ago

A “banking-as-a-service” startup that’s going to be the “Paypal of banking”. It’s not clear how the startup plans to make money.

9
1 month ago

Focusing on banking for the unbanked, the startup is building a mobile app that will allow small businesses around the world to access loans and banking services from their iPhones.

8
7 days ago

The company is a pioneer in the field of payment-as-a-service technology. TAPAS is a cloud-based payments service which brings payment and commerce to the world of mobile handsets, tablets, wearables and even smart-phones via a fast, secure and simple to use interface. TAPAS currently supports online retail, online games and online banking platforms. TAPAS is being used in more than 500 companies in over 40 countries.

4
3 days ago

This startup is building a “cross-border crypto bank” in which private banking is all done in crypto, but the banking infrastructure is still provided by traditional banks.

2
2 years ago

Idea: A mobile-only banking app to help Latinos in the US save money

-1
2 years ago

Idea: Two-factor authentication for banking. The founders say that banks are terrible at protecting their customers’ information, and that they can do a better job with two-factor authentication.

-2


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