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Peer Startup Ideas



2 years ago

A peer-to-peer lending company that helps non-profits raise money for their operations.

278
1 year ago

A new, blockchain-enabled peer-to-peer lending platform that is targeting the global student debt crisis. The company is expanding internationally and looking for investors.

174
2 years ago

The founders of this startup say they are “building the first truly global, blockchain-based, decentralized and transparent peer-to-peer marketplace for advertising.”

169
1 year ago

This SaaS startup is a “peer to peer platform for small and medium sized businesses” that helps small businesses connect with each other, allowing them to find the best local businesses for different needs.

134
2 years ago

A peer-to-peer lending company that focuses on college students. The company says it’s in talks with a few large consumer finance companies and would like to see itself included in student loan refinancing programs. They’re based in Delaware.

131
2 years ago

A peer-to-peer marketplace that sellers can use to find buyers for their excess inventory.

131
2 years ago

A peer-to-peer lending company that only focuses on college students.

131
2 years ago

A blockchain-based, peer-to-peer air travel booking platform

130
2 years ago

A social find-a-ride app that’s loosely based on Uber, but with a different business model, focusing on peer-to-peer rides that take place in a ride-sharing network.

127
2 years ago

A new kind of “bank” for the unbanked, where people can create savings accounts, send and receive money, and borrow short-term from peers.

125
2 years ago

Builds high-end VR content for the fashion industry. The startup, which was founded in May, wants to rapidly iterate on a VR experience before its peers.

124
2 years ago

A digital wallet that’s designed to serve the needs of women in China. Currently, the platform does not offer features that are common in the US, such as peer-to-peer payments, a feature that is required in China for transactions to be legal.

122
2 years ago

A peer-to-peer mortgage marketplace, where borrowers could get a credit score, FICO score, and a monthly payment quote by asking friends to lend money to them.

121
2 years ago

A peer-to-peer insurance startup that wants to help people get out of debt.

120
2 years ago

A take on the “room-sharing” model of Airbnb, Mio is a peer-to-peer marketplace connecting guests and hosts.

119
2 years ago

A two-sided marketplace for peer-to-peer loans

118
2 years ago

This startup offers an “unbiased” way to tell which colleges are the best for a student based on his or her preferences. The company uses data from the U.S. Department of Education to compare institutions based on various metrics like peer competition and graduation rates.

117
2 years ago

A startup that wants to improve the way people communicate with the deaf. The company is building a translator that allows deaf people to communicate with their hearing peers in a variety of situations.

116
2 years ago

Artsy is building a peer-to-peer platform that leverages the best art curators and artists to help connect buyers with sellers and sellers with buyers. The startup is building an artist marketplace that allows artists to connect directly to buyers on the platform.

114
2 years ago

A blockchain-based, peer-to-peer platform allowing people to rent apartments and rooms in unused retail space to travelers in need as a means of earning extra income and paying for rent.

114
2 years ago

A startup that offers a platform for digital nomads to rent out their homes in a peer-to-peer fashion. It’s in the early stages of development, but the founders say it will be “like Airbnb, but also a concierge service and protocol for renting out your home when you’re away”.

113
2 years ago

They are building a marketplace based on the idea of peer to peer lending, but aimed at small property loans (smaller than $5,000), and aimed at women.

113
2 years ago

A mobile application that lets you trade money via peer-to-peer, similar to Venmo and other P2P apps. The startup is currently in development, with plans to launch in Q1 2019.

112
1 year ago

A platform for finding chefs that can cook for you, for a fee, across a variety of restaurants. Peers who want to hire a chef post what they’re looking for, and chefs can bid on each request.

111
2 years ago

A startup that wants to start a new generation of (quasi-) peer-to-peer lending companies. The company has raised $1.5 million so far.

110
2 years ago

People are still not taking advantage of the benefits of peer to peer lending in the US, so Peervest is trying to change that through a marketplace that compares the best rates at peer to peer lenders in the US to traditional bank rates.

108
1 year ago

This startup is looking to replace the whole process of writing a paper from a researcher to publishing it in peer reviewed journals, using artificial intelligence and machine learning.

108
3 months ago

A peer-to-peer car sharing app with an emphasis on safety. It’s also a marketplace for car parts, car sharing, and car repair. The company currently has around 100,000 members and $3M in revenue.

107
2 years ago

A startup that sets up an online store and connects it to a peer-to-peer market

105
2 years ago

An online network for women to share advice with each other and access peer support. The startup is trying to build a community that helps women keep each other accountable, and tells them when they’re in a rut and need to make a change.

104
2 years ago

A peer-to-peer money transfer service for friends, families, or businesses. The startup plans to fund the business via a $1.5 million seed round, and is building a mobile app to help its members send money internationally.

103
2 years ago

A ride-hailing app that combines peer-to-peer carpooling with the convenience of Uber. The startup wants to build a system that lets people get around for less money while reducing traffic and pollution.

103
2 years ago

The startup wants to help smaller businesses get a loan through peer-to-peer lending, and has already closed more than $50 million in loans in an eight month period since it launched.

102
2 years ago

A platform for college students to learn how to code with their peers, without being in the classroom. It did not qualify for YC.

99
1 year ago

A member-driven credit union that allows members to invest their money in peer-to-peer lending. The startup raised an $8 million round in April 2019, and plans to roll out to the UK and Germany in 2020, as well as other countries.

97
1 year ago

A blockchain-based, peer-to-peer marketplace for the sale of used goods.

97
2 years ago

A startup that wants to teach young people in the developing world about money management and financial literacy. It hopes to do this through written workbooks, games, and a messaging platform that supports peer-to-peer learning.

96
1 year ago

An online platform for peer-to-peer lending in India. The startup serves community microlenders in India that are looking to lend out smaller amounts of money to people in need.

96
2 years ago

A way to do peer review for scientific papers, allowing scientists to post their work directly as a paper on the internet and ask for feedback from the scientific community.

92
1 year ago

An online tool for financial advising, allowing consumers to see their advisor’s track record and compare it to their peers.

91
2 years ago

A company that wants to use the concept of a “community of practice” to help small businesses get funding in the form of peer-to-peer network. It’s currently in testing phase.

90
2 years ago

A startup that lets users create professional-looking investment reports in a few minutes, then sell them to their peers.

90
2 years ago

A peer-to-peer marketplace for reclaimed building material, with a well-documented process for sourcing and ensuring quality before selling. The company’s founders are also part of a collective that works to repair Habitat for Humanity homes.

89
1 year ago

A startup that enables organizations to get their peer groups to review each other’s work. Currently supporting nearly 2,000 groups of over 25,000 members.

88
18 days ago

A peer-to-peer marketplace for finding and buying used phones. The company says they have $10,000 monthly recurring revenue, counting YC as one of their customers.

82
1 year ago

A peer-to-peer housing marketplace, where people can find roommates or share their own home for cheaper rates.

75
2 years ago

A P2P network of peer-to-peer lenders in the US.

72
1 year ago

A peer-to-peer lending platform where people can loan money to one another. The startup is currently working on a separate peer-to-peer loan product.

72
1 year ago

A peer-to-peer marketing platform for hiring freelance writers.

72
1 year ago

A peer-to-peer (P2P) payment app that allows you to transfer money to your friends and family.

70
1 year ago

“A product discovery platform for product teams”. It’s essentially like a resume manager that lets you see what your peers are doing in other companies, and gauge how you stack up against them.

70
1 year ago

This blockchain-based protocol enables the creation of new digital assets that can be traded on a peer-to-peer basis. It is designed to support the issuance of new assets and the transfer of value between existing assets, and can be used to provide financial access to unbanked individuals.

66
1 year ago

A company that is working on a peer-to-peer lending marketplace platform that connects lenders with borrowers. CommonBond has raised $30 million to date.

66
1 year ago

The company’s founders say they’ve developed a product called The Future of Productivity, which is a way for people to map their processes to a set of rules, and to share their achievements with a community of peers.

63
1 year ago

A peer-to-peer lender that lends to women in Latin America. The company is currently in the Philippines and Mexico.

60
1 year ago

A cloud-based peer-to-peer insurance platform, which is already in use in the automotive industry. The startup wants to be the only place where clients can buy insurance online, in person, or on the phone.

59
10 months ago

A platform to facilitate peer-to-peer lending, allowing people to lend money to each other and earn higher interest rates than banks

59
18 days ago

A startup for peer-to-peer lending for small business loans, currently funded by Y Combinator.

56
1 year ago

A web-based platform that allows people to setup peer-to-peer loans. The application is open to all ages and income levels.

55
9 months ago

A blockchain-based peer-to-peer lending platform to help women access micro-lending.

55
1 year ago

This app allows you to rent a car from other drivers in your area, without having to do business with traditional car rental companies. The app operates on a peer-to-peer business model.

53
7 months ago

A platform that helps users buy and sell rental properties on a peer-to-peer basis. It’s an alternative to traditional real estate listings sites where users browse and search for rentals through a portal.

52
9 days ago

A mobile-first, peer-to-peer lending platform. They say they’re working with some of the top 10 US banks and are adding more every week.

52
1 year ago

The startup plans to build a software platform that allows users to buy and sell artwork, music and video on a peer-to-peer basis.

51
1 year ago

A company that aims to make office-sharing easier and cheaper for its users. It’s a peer-to-peer office-sharing service that allows people who share an office to save money on their utilities and rent.

49
1 year ago

A tool that aims to help people track their spending. It's a way to see how much money one spends on a monthly basis and how that compares to one’s peers.

48
1 year ago

A peer-to-peer marketplace and online marketplace for exclusively selling used goods. The company wants to bring a new way to buy and sell things, but it’s not quite a marketplace. Instead, it’s a service that connects buyers with sellers, and a platform where sellers can share their goods.

47
1 year ago

An online U.S. farm management tool that gives farmers access to real-time pricing information from their peers and the market to help them make better decisions on everything from crops to livestock.

47
1 year ago

This platform provides a way for people to “pay friends with bitcoin”, essentially allowing you to transfer money to a friend in a peer-to-peer way.

47
1 year ago

LendingClub is a peer-to-peer (P2P) lending company that aims to cut out the middleman lending market by allowing borrowers to connect with each other directly. The company’s P2P model is based on an algorithm designed to match borrowers with lenders. P2P loans were responsible for $2.7 billion in loans in 2017.

47
1 year ago

The startup’s mission is to make the internet as cheap as a phone call. Its technology uses existing cellular networks to make cheap local and international peer-to-peer calls.

47
1 year ago

The startup aims to be a peer-to-peer marketplace for student loans, to help students avoid high interest rates by borrowing from other students.

46
1 year ago

A cryptocurrency for peer-to-peer ride-sharing.

46
1 year ago

A web and mobile based platform for peer-to-peer lending.

46
10 months ago

A startup that allows people to buy and sell items “in real time” in addition to facilitating peer-to-peer lending. The B2B business has potential for companies looking to expand their lending options.

46
22 days ago

 LendUp is a peer-to-peer lending marketplace where people can lend money to their friends, family, or other people they know. It’s similar to sites like Lending Club and Prosper, but the startup is taking a different approach to the funding. It’s aiming to let people lend money to their friends and family, and the loans aren’t paid back until the borrower has used them to buy something.

46
9 months ago

An AI-based marketplace for near-peer trading in cryptocurrency.

45
8 months ago

A startup building a peer-to-peer voice over IP (VoIP) app that lets you call anyone in the world on the same app, even over mobile. The founders said they’ve already signed up over 35,000 users, who can call each other for free.

45
1 year ago

A peer-to-peer marketplace to help people find loans from each other. The company is looking to partner with local banks in India to help bring the startup to market.

44
1 year ago

This startup is building a platform for people to buy and sell services through a peer-to-peer marketplace. It’s currently selling services as a service, ranging from cleaning to home maintenance.

44
11 months ago

A startup that helps individuals and small businesses get funds easily and cheaply through peer-to-peer lending.

43
9 months ago

A startup that allows nonprofits to raise money for their causes, using a combination of a crowdfunding platform and a peer-to-peer lending marketplace.

43
5 months ago

A startup that’s building a hybrid of Uber and Airbnb, a peer-to-peer hotel booking platform. The startup is building a mobile app that allows users to find, book and manage private rooms, in addition to a marketplace for services.

43
1 year ago

A social network that facilitates peer-to-peer insurance brokering to help people get affordable health insurance.

42
7 months ago

A company that’s building a marketplace for professional services, to be run by a group of professional service providers, who will be paid via a system of peer-to-peer payments.

42
1 year ago

A green-tech company that’s building a system that allows farmers to hook up their tractors to the cloud and collect data from the on-farm sensors to optimize their operations, and then sell the software to their peers.

41
1 year ago

A peer-to-peer lending platform for SMEs in Latin America. It lets small businesses use the credit of their customers to finance their purchases.

40
6 months ago

A peer-to-peer lending platform that connects lenders and borrowers.

40
11 months ago

A peer-to-peer digital money transfer platform that lets people send money to each other in need

39
10 months ago

A platform for peer-to-peer lending of solar panel equipment, allowing anyone to buy, sell or lease solar panels.

39
7 months ago

A startup of peer-to-peer loans, where borrowers can use an algorithm to determine the best lenders, based on their credit history, credit score and debt-to-income ratio.

39
10 months ago

A startup that lets people transfer money between their bank accounts and a friend’s account. It’s similar to TransferWise and other peer-to-peer cash exchanges.

38
1 year ago

A peer-to-peer lending platform for people in Latin America looking to put money to work in real estate.

37
10 months ago

A company that provides peer coaches on Slack to help people learn to code

37
2 years ago

Idea: A peer-to-peer cryptocurrency exchange that lets you trade without a centralized exchange

35
7 months ago

A company that builds an on-demand peer-to-peer service that allows advertisers to target and analyze web users to their specific needs.

35
6 months ago

A startup that’s building a peer-to-peer network for smaller companies to get financing from big lenders.

35
1 year ago

A platform that allows users to run localized peer-to-peer sales of prepaid minutes.

34
8 months ago

A startup that’s building a peer-to-peer platform that allows people to fund real estate projects without having to sell equity in themselves.

34
10 months ago

A provider of online peer-to-peer lending for B2B products.

32
6 months ago

A startup that wants to create a marketplace where anyone can give and receive peer-reviewed ride-hailing reviews, powered by a crowd-sourced rating system.

32
11 months ago

A startup that aims to make student loans more affordable through peer-to-peer lending. They’re making a loan from a pool of other students.

31
1 year ago

This startup is building a simple service for sending and receiving payments that are cheaper and faster than the traditional option. The startup is focused on being a cheaper and faster alternative for peer-to-peer payments in developing markets.

29
11 months ago

A social network for doctors and nurses, with a focus on peer-to-peer networking and professional development.

29
3 months ago

Iota lets people buy goods and services online directly from peer-to-peer marketplaces, saving on shipping and commission costs.

29
7 months ago

A peer-to-peer platform that helps people who want to sell their old mobile devices sell them to people who want to buy them. The company also takes in-bound traffic to websites that want to sell used mobile devices

26
7 months ago

 A startup building a peer-to-peer marketplace that connects people and cars. The startup is building an app that connects those two, with features like showing the most recent model car available and storing cars in a secure database.

26
5 months ago

A tool for sharing data between doctors, especially in a group practice setting. It’s a tool for doctors to share patient data electronically, and is focused on revamping the way that doctors communicate with their peers.

25
4 months ago

A platform for peer-to-peer lending that enables lenders to invest in the loans themselves, not just collateralized debt obligations. The company provides the capital, and the seller gets the loan with a simple interface.

25
3 months ago

A mobile app that allows customers to buy and sell unused airline tickets through a peer-to-peer marketplace. It’s designed to make booking travel easy for the masses.

24
4 months ago

A peer-to-peer credit marketplace that matches borrowers and investors in the US

22
3 months ago

A decentralized marketplace for peer-to-peer lending, where lenders can lend to borrowers globally, with no minimum amount and no origination fees.

22
25 days ago

A peer-to-peer car-sharing platform in the US that utilizes smartphones to facilitate car-sharing for those with a car.

22
25 days ago

A startup building a reputation system for the digital world, which aims to provide a peer-to-peer verification system for “good” and “bad” actions. It’s a community for people to review, rate, and review each other.

21
4 months ago

A peer-to-peer (P2P) marketplace that helps people find the best deals on books.

20
2 days ago

A monitor for companies to review their employees' performance. Leaders can use it to see how employees are performing, or even see how they’re talking to managers and peers.

20
3 months ago

As the founder of a peer to peer marketplace for student tutoring, the founder of TutorPal aims to help low-income families, people with disabilities and others get access to help with their studies.

19
8 months ago

The startup is building an automated peer-to-peer marketplace for new and used cars, buying cars from private owners, then reselling them to others.

18
1 month ago

A peer-to-peer (P2P) lending platform that directly connects borrowers with investors and is set to launch in the UK in 2015.

18
25 days ago

A platform that connects students with tutors, instructors, and their peers for online learning

17
4 months ago

A brand of online auctions and marketplaces for peer-to-peer trading of assets, with a focus on real estate, cars, and other items that can be traded around their used condition.

15
2 months ago

A startup that connects people with personal chefs. ChefInk has built a network of professional chefs over a peer-to-peer model, with the company taking a commission for each transaction. The startup has built a user base of over 1,000 users and has $40k in monthly transactions.

15
1 month ago

A startup that wants to help people create and manage their personal portfolios of stocks and bonds. Users can manage their portfolio with a personal assistant app, and then share insights in real-time with their peers.

15
2 months ago

A startup that helps college students pay for school. It’s a marketplace for students to borrow money from other students, a sort of peer-to-peer student borrowing.

14
4 months ago

This is a marketplace that helps people invest in the stock market through peer-to-peer lending.

13
1 month ago

WebRTC is an open-source project that makes it easy to make peer-to-peer, real-time video and audio communication possible on the web.

13
2 months ago

A “peer-to-peer” service that helps investors find and vet startups. They’re currently in closed beta.

12
2 years ago

Online home store for India where customers can buy and sell in a peer-to-peer format.

11
2 years ago

Idea: A peer-to-peer lending marketplace The startup offers an alternative to traditional banks, which the founders say offer high interest rates, but often have hidden fees

5
2 years ago

A startup that helps people share their knowledge with others by teaching a class (Like a peer to peer marketplace for school)

-1
2 years ago

Idea: A software platform for insurance companies that helps them manage their relationships with customers on a peer-to-peer basis.

-1
2 years ago

A peer-to-peer marketplace for cars

-1
2 years ago

A startup that creates peer-to-peer marketplace for renting out your car when it’s not being used

-2


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