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Future Startup Ideas



3 years ago

A startup that helps people save for their future retirement needs

362
3 years ago

A solution for poorly performing government-run schools in India, with plans to expand to other countries in the future.

290
1 year ago

A company that helps people pay their electric bills by building apps that use your electric usage history to estimate your future bill, and allowing you to pay the amount you expect to pay.

241
2 years ago

A team on a mission to build better and more accurate algorithms to predict the future of the US presidency.

214
2 years ago

A company that wants to build a system that predicts the future of cities as they grow and change.

199
3 years ago

A tool that predicts the future of hiring using artificial intelligence.

187
2 years ago

A platform that helps small businesses create marketing videos, and plans to expand to other video platforms in the future.

187
1 year ago

A collection of U.S.-based startups and investors working to build a new city in Mexico. A couple of villages are already built, and a new city is being built in the future.

168
3 years ago

A startup that provides credit to college students based on their predictive ability of their future grades

164
3 years ago

The Startup Genome is a biannual report on the state of entrepreneurship. It is produced by a team of researchers from the University of New South Wales, Sydney, Australia. The report is based on interviews with founders about their businesses, the challenges they face, and their plans for the future. The report is intended to give entrepreneurs, investors, and other stakeholders a comprehensive overview of the startup ecosystem in a particular country, and to help predict trends between countries.

161
3 years ago

A new kind of company that uses algorithms and machine learning to predict how well its customers will do in the future. Possible applications include helping companies set up 401k plans that are as good for their employees as they are for the company’s bottom line.

160
3 years ago

• "Future Billionaires" (US edition), Forbes, November 30, 2013

157
3 years ago

This is a startup that’s building a data science team for brands in order to get smarter, more predictive and better at predicting the future of marketing

157
3 years ago

a software platform meant to help people make better decisions about the future, by using an AI algorithm to help you forgo the status quo, and take more risks.

151
3 years ago

A startup that is building an algorithm that predicts the future of retail.

151
3 years ago

Salesforce.com’s Wave is a platform aimed at salespeople that lets them collaborate on calls, track KPIs, and use AI to guide future calls.

148
3 years ago

A startup that connects high school students to internships and part-time jobs at startups. It operates in the US, Canada, and the UK, with plans to expand to Australia, the Netherlands, and Germany in the future.

146
3 years ago

This is a personal finance software that helps people save for retirement and future goals.

145
3 years ago

This startup wants to make it easier to sell tickets for events by allowing users to sell tickets to venues directly. Currently, the startup is only working with venues that have their own ticketing software, but in the future it hopes to work with event organizers as well.

143
3 years ago

A new type of event registration system, which is a hybrid of Google Apps and Eventbrite. The company’s founder says that while it currently is free, it will be a subscription model in the future. The startup was founded in June.

143
2 years ago

An online platform for sharing and selling small tools like screwdrivers, wrenches, and other DIY goods. The company’s founders say they want to make it easy for people to find and sell their tools, and the startup is planning to add more categories and tools in the future.

143
1 year ago

A credit platform for small businesses in the U.S., with plans to add a debit card option in the future.

143
3 years ago

Baker, Justine (2017, August 27). "How These Two Women Are Driving the Future of Tech", The New Yorker, .

142
3 years ago

This company uses algorithms to predict what things you like based on your online browsing history and then matches you with like-minded people for future purchases.

140
3 years ago

Future of Food is building an API that will allow food manufacturers to build custom labels for their products, allowing buyers to scan a QR code along with their smartphone and get product details and pricing.

139
3 years ago

A company that allows entrepreneurs to raise money with their credit cards (and pay back later with future earnings).

139
1 month ago

A platform that helps students plan for their future careers. The startup helps students identify their interests, identify schools they should be applying to, and figure out which careers are in demand.

138
3 years ago

This startup is looking to make organic food shopping for the Whole Foods shopper a little easier. They’re working with farmers to create an easy-to-use app that allows users to buy produce from their smartphones. They’re currently working with three farmers in the Midwest and hope to add more in the future.

136
3 years ago

A product that allows companies to create a “futures account” in which the companies has a savings and investment account.

136
2 years ago

Unisex clothing brand that envisions a future in which energy consumption is decentralized, and you can just charge up your clothes.

136
3 years ago

A company that helps developers use machine learning to help turn apps that are live right now into future-proofed and useful apps. The company’s software is meant to help developers avoid common pitfalls when building apps, like forgetting to correctly define dates and times.

132
2 years ago

A startup developing a platform for the “future of smart contracts”.

132
3 years ago

This is a software-as-a-service platform that allows members to buy and sell bitcoin with zero fees. The startup currently only works with digital currencies, and only with verified users, but plans to expand its service to other financial instruments in the future.

131
3 years ago

"The Future of Space" is a VR experience that encourages people to become astronauts.

131
3 years ago

A startup that wants to replace the need for cashiers at your local grocery store. It’s a kiosk with a full-sized grocery store inside, with plans to expand to more locations in the future. They’re currently in beta in Philadelphia.

128
3 years ago

This is an “ATM of the future” where you can quickly find the nearest cash machine and pay with your phone, with the machine having the capacity to be disassembled for easy travel.

127
3 years ago

A startup that’s building an AI to help predict the future of the US government by monitoring and analyzing data and information.

126
3 years ago

A tool for creating and managing your software project portfolio and tracking future projects.

122
2 years ago

A fix for the “gig economy”, offering a comprehensive insurance package for independent workers. Their product is designed for the future and will work for any independent worker, anywhere in the world.

116
3 years ago

A tool to help companies estimate the time it will take to complete software development projects. Currently only for-profit SaaS companies, the startup wants to expand into the nonprofit and hardware sectors in the future.

115
2 years ago

An effort to build a more efficient and humane way to process and store food for the future. It starts with a food-loss tracking app and is working on a connected fridge.

115
2 years ago

A company that helps independent contractors sell their services to large corporations. The startup is based in the US, but in the future wants to use artificial intelligence and relationship management to help businesses buy services directly from contractors.

114
2 years ago

A tool for tracking and managing moves and moves to happen in the future

114
2 years ago

This is streamlining the process of managing employees in-person and remotely by making it much easier to communicate with employees, set up meetings, and review schedules. The company is currently piloting with large retailers, and plans to expand to other verticals in the future.

112
2 years ago

Canvas is a new type of digital canvas for creating digital objects. Users can create a design or pattern using images and use it as a template for an object. It has four different types of canvas with different features, and the startup says it will be releasing another in the future.

111
8 months ago

A card that can be used to pay for its own purchases and then be used for future purchases anywhere that accept Paypal.

111
6 months ago

A system for managing patient data in the US. Patients can use the platform to upload their medical records, and the platform will store them for the future.

111
2 years ago

 A company that gathers data from 10 million office spaces around the world and uses AI to predict how offices will be used in the future. The startup, which launched in May, will use this data to help companies with building out spaces in the future, by using it to determine which workspaces are most needed.

109
2 years ago

Data is the new oil, and the oil of the future is data. And with the rise of AI, the data is becoming more valuable. The startup is meant to help companies extract value from all that data.

107
2 years ago

A “pre-purchase” platform that helps people make decisions on whether or not they should buy a particular item. The goal is to help people save for the future without having to waste time or money on unnecessary purchases.

106
2 years ago

Missed the deadline Here are the other ideas that didn't make it, but hopefully will in the future.

106
2 years ago

A company that helps people record and share their medical stories for future doctors to review by using a social network.

105
2 years ago

A platform of the future for self-driving cars, with a marketplace that lets companies sell their services to automakers.

105
2 years ago

A product that aims to change the way people save for retirement. Its main product is a small savings account for younger people, with a plan that pays out a percentage of future earnings.

104
1 year ago

ThinkUp is a social network based around the idea of a “digital night out”. The company wants to help people check in with a group of people in the same physical space, and then turn that into a “digital time capsule” for the future.

100
2 years ago

The startup is initially focused on the US, but plans to expand into Europe in the future. It’s a “one-stop shop” for local food, covering restaurants, grocery stores, and specialty shops.

99
2 years ago

A platform for people to sell their personal belongings with an eye toward a future that involves not owning any physical possessions.

99
2 years ago

The company’s founders speak of a future where the internet of things (IoT) and the internet of everything (IoE) converge, allowing users to control the devices in their homes directly from their phones.

99
2 years ago

A startup that uses AI to predict your health, using a mix of data from your medical history and the future to predict your risk for a variety of age-related illnesses. The company wants to use data to provide “preventative care” to people with chronic illnesses.

95
2 years ago

A system for keeping track of inventory and estimating future sales

94
2 years ago

What’s the future of retail A startup that helps retailers visualize, optimize, and design their stores using the latest AI and machine learning technologies.

93
2 years ago

This is an app that aims to help people understand their credit score and how it can affect their future. “The app provides a user-friendly credit score calculator that is designed to give you a quick and easy understanding of your score. The calculator gives you a score based on your credit history and helps you understand how your credit score is calculated, how it will change, and what it means to you,” the company says.

92
6 months ago

This startup is building a wireless network that allows companies to save energy by using wireless sensors to track inefficiencies in the building. In the future, the system should be able to send information straight to the cloud in real time and allow companies to have a complete cost of energy.

92
2 years ago

A company aiming to help people with obsessive-compulsive disorder learn to deal with it, and to help their physicians and therapists more effectively treat it in the future.

90
2 years ago

A startup that provides on-demand access to a local barista. The concept is similar to Uber Eats, except these “district kitchens” are meant to be in neighborhoods that don’t have their own cafes. The service is currently only available in one city, but plans to expand to others in the near future.

89
2 years ago

The startup wants to help companies meet the needs of their customers with a new tech platform that lets users talk directly to their bank services, like the automated teller machines of the future.

85
2 years ago

A startup that allows people to schedule or “book” housing for future events. The startup lets users find available apartments, book them, and pay for them ahead of time.

84
8 months ago

A platform that helps you find and book a ride in minutes without having to create an account or link a credit card. The startup charges per ride – and only for rides. In the future, it aims to integrate with bike share programs and even car sharing services.

84
2 years ago

A startup that lets you easily communicate with other people. It allows users to easily share their location or message other people on the same journey, and lets them easily save that data for future use.

81
2 years ago

The company is working on building an AI-powered chatbot that can sort through all your different college degrees and track your progress. The idea is that college degrees can be tracked in a way that makes them useful for future employers or graduate school applications.

80
2 years ago

The company’s founders say they’ve developed a product called The Future of Productivity, which is a way for people to map their processes to a set of rules, and to share their achievements with a community of peers.

79
10 months ago

A startup that allows you to pay your bills from your phone. It’s meant to be a more cost-effective option than traditional billing software. It’s being built for small businesses, but the founders plan to expand to larger clients in the future.

77
5 months ago

A company that provides a way to sell shares of your future earnings. We’ve all been there: You want to leave a job, but your current employer has stock options. You’d like to sell them, but it’s hard to find a buyer. You want to sell them but don’t know how. You could just sell them on the street, but that’s risky…

75
2 years ago

A startup that wants to bring an inventory-based mobile commerce platform to the store of the future. It wants to track inventory in real-time, without the need of a physical store.

74
1 year ago

A venture backed start-up that wants to be a digital concierge for all things you’re looking for (from food to drinks to tickets). They’re hoping to be the Amazon of the future.

74
2 years ago

A startup that uses AI to help streams of data such as customer feedback, sales, and more, be used to help a company make better decisions and get a better sense of the future.

71
2 years ago

A video series that helps people make better decisions by evaluating their past behavior to predict what sort of decisions they’ll make in the future.

71
1 year ago

This startup makes a crowdfunding platform for non-profits and non-profits of charities. It’s currently for charities but plans to expand to for-profits in the future.

71
7 months ago

Enter the Future is building a platform for the next generation of digital financial services.

71
2 years ago

What is it: An AI-powered HR tech company, with the CEO saying it’s “the future of HR tech.”

70
1 year ago

Mentioned on Forbes as an example of “a group of entrepreneurs who are making some smart decisions for the future of transportation.” They’re making an electric scooter that’s more than just a toy and aims to build a fleet of them for riders in places where people deal with traffic and don’t have a car — and to not just be a toy for rich people.

70
1 year ago

The startup is developing a global network of “Barista of the Future” in 20 countries where them will be a barista in a coffee shop, and they earn a living wage. The program is designed to provide baristas with the skills they need to run their own business, and to help them start their own locations.

70
8 months ago

A startup to provide people with “insurance for the future”. The startup is working with companies in the automotive, airlines, and food industries to help workers save for retirement.

70
6 months ago

This startup is building an app that generates personalized content recommendations for TV shows, movies, podcasts, and more. The app can suggest content based on what a person has watched or listened to in the past, and then recommend similar content in the future.

70
2 years ago

A startup that helps teams make decisions by using machine learning to predict the future based on past decisions.

69
2 years ago

This app lets users create customizable timelines for their future, with the goal of helping people make decisions about careers, relationships, health, and life.

69
1 year ago

A startup that’s building out a marketplace where people can sell their old smartphones, which the startup says will be used to fund a better future.

69
2 years ago

A startup that helps users buy tickets for bus, train, or plane rides, and has partnered with over 400 different transit agencies in the US. The service also has a loyalty program, allowing riders to earn points and then spend them on future tickets.

68
2 years ago

A digital platform for the organic food industry to sell directly to customers, with its current focus on e-commerce fulfillment. The founders envision a future where they can send one of the world’s most trusted brands of food directly to your doorstep.

67
1 year ago

A tool for digitizing old school video, with the goal of preserving iconic video for future generations.

67
7 months ago

 Data-driven wealth management app that helps people set goals and plan for the future.

67
1 year ago

DriveMill is building a platform for the next generation of data scientists, helping them to build and test models that can successfully predict and help predict the future.

66
8 months ago

A startup that aims to improve the way people search and book travel, by giving them a “wishlist” of destinations they might want to visit in the future.

66
1 year ago

FuturePundit helps companies in the US and Europe to better understand how consumers’ online comments and reviews will affect their sales, and how such sentiment can be used to decide on future marketing and sales strategies.

65
1 year ago

Delivery from cafes and bars, with plans to expand to other industries in the future.

65
1 year ago

A startup that claims to have created the “Windows Store of the future”.

64
1 year ago

A startup that makes algorithms to help predict which languages will be most used in the future.

64
1 year ago

A kind of fridge designed to take notes and leave them for the future.

64
1 year ago

 A way to automate and scale the data collection process for future weather data.

63
1 year ago

A startup that’s building an app that lets you track your food. The startup claims it’s going to be the future of food tracking and that it’ll be the only app you need.

63
1 year ago

A company building a chatbot that evaluates your current financial status and predicts your future.

63
8 months ago

A tool for recruiters of the future by helping them find the right candidates. Currently available as a web app.

63
1 year ago

A New York-based online platform for booking orthodontists for future appointments.

62
1 year ago

A personalized financial tool for developing countries that allows users to see forecasts for their future savings.

62
1 year ago

A startup that provides a way to buy and sell tickets to concerts and sporting events. The company plans on expanding its ticket site to include more than just music in the future.

61
2 years ago

A phone-based savings app, where users can create mini-savings accounts to be used for purchases in the future.

60
1 year ago

“We’re not trying to build on Boston’s history, we’re trying to build on Boston’s future.”

59
1 year ago

The company is building a tool that helps “nonprofits step into the technology age” to help them change the way they use technology and build a better digital future.

58
1 year ago

A business that helps young professionals around the world save their money for future goals and use it for their immediate needs. The company wants to help people with their finances and give them the opportunity to build a portfolio of financial products and services.

58
1 year ago

A personal loan business that collects data on loan usage and trends to inform future loan decisions.

57
1 year ago

An organization that helps people who are the victims of domestic violence to get the help they need to prevent future events.

56
1 year ago

A startup that promises to help you know what your current income is and where it will be in the future. The startup uses an algorithm that tracks past income and predicts future income using a number of factors, including job history, location, and the current economy.

55
11 months ago

A SaaS app that allows users to access their social networks from the comfort of the couch, allowing users to share links and save them for future reference.

55
1 year ago

A start-up that helps people plan and manage their next vacation, using an app that pairs with a future travel service. People can opt to book their travel services (airline tickets, rental cars, etc.) before they leave, and then pay and track their expenses later.

52
1 year ago

A “mobile app of the future”. The startup is building a platform that syncs with a person’s phone and card transactions, allowing them to make purchases and see their transactions on a cohesive dashboard. The company is looking to integrate with banks, credit card companies, and retailers.

52
10 months ago

A startup meant to help people plan and track their future spending, including credit cards, to get a better feel of where they’re heading and how much they can afford.

52
1 year ago

A startup that wants to build a full-service, for-profit “Hotel of the Future” that is both a hostel and a small, boutique hotel. The company’s goal is to help youth find more affordable places to stay while they work on their career.

51
1 year ago

A startup in the process of launching a $1 billion new venture fund called the FinTech Fund that will invest in the future of money, especially in the FinTech sector. They’re looking for “unicorns” (startups valued at over $1 billion) in the financial technology sector.

51
1 year ago

This startup is building a platform for social selling. The beta is being rolled out on Twitter and Instagram and it plans to build a full-fledged product in the future.

50
1 year ago

A platform for startup founders to raise capital in a new way. Their pitch is that their platform is bringing transparency and efficiency to angel investing. Instead of a typical deal where a startup founder gets 50% of the company’s future equity, they offer equity up front as well as a stake in the company’s future profits.

50
6 months ago

A platform that tracks employee productivity and helps companies manage their time. The company’s goal is to be the “Employee Engagement Platform of the Future.”

50
1 year ago

A mobile app that uses an algorithm to find and schedule future meetings for a customer.

49
1 year ago

A startup that wants to help customers find the best Uber and Lyft drivers, by letting them track their trips and view ratings and details about their drivers. They’re currently testing with 10 cities in the US, and plan to expand to the UK in the future.

49
1 year ago

A free social networking app where users can connect with people and businesses they trust, with the goal of building relationships that could help them in the future. The founders believe their social network will also become a valuable tool for salespeople.

49
1 year ago

A startup that’s trying to bring the messaging platforms of the future to the present.

48
7 months ago

A b2b platform supporting the digital wallet of the future, allowing for secure payment for goods and services, so you don’t have to worry about cash or cards being stolen.

48
3 years ago

Idea: A community directory for short-term housing aimed at tourists and newcomers to a city. The startup is planning to expand to other cities in the future.

47
1 year ago

A digital movie ticketing service being built in the UK with plans to expand internationally in the near future. The company is building a way to sell tickets online that’s simple and instantaneous.

47
1 year ago

A startup that makes an online platform where people can buy/sell stock they own. It’s a good way to invest in sectors that you’re interested in, and make money off of in the future.

47
1 year ago

A startup that’s trying to build a system for helping farmers get paid for their crops. The company says that for every 100 lbs of crops, farmers need to pay between $50 and $300 to intermediaries. In the future, it’s looking to automate the process of matching farmers to buyers, cutting out the middlemen.

47
1 year ago

A tool that helps small companies manage their inventory, track sales, and plan for the future.

47
1 year ago

A tool to help you make more money, in part by making it easier to get paid as a freelancer. The startup hopes to be a leader in the future of “gig economy” by helping freelancers manage their money, insurance and tax.

47
9 months ago

A future in which robots will help you shop for your groceries. They’re currently in beta testing.

45
1 year ago

A startup called Vostu is building a tool that helps users translate and interpret data into more accessible formats. The current service runs on Slack, but is also available as a standalone product. Vostu also offers a translator for users to translate into other languages, and plans to launch an AI-powered translation service in the future.

44
1 year ago

A startup that helps brands track and measure their digital advertising effectiveness. They’re hoping to help brands (like Amazon or Walmart) pay for ads in real-time so they can better understand what’s working and why, and use that information to make better decisions in the future.

44
2 months ago

 A SaaS platform designed to help companies keep track of expenses and have a plan for future expenses.

44
11 months ago

A tool for verifying the authenticity of the origin and provenance of products. The startup wants to have a more transparent supply chain and will announce the first product they’re working on in the future.

43
1 year ago

A startup focused on the idea that “the future is here” and that the “present is not what it used to be”. Founded in 2018, it has written and produced 9 episodes so far.

42
1 year ago

A startup that offers a tool that estimates how much it would cost to redevelop a building based on current use and expected future use.

42
1 year ago

A travel booking tool for a common customer request: when to leave for a vacation. It’s “a future travel booking system that inspires the customer to travel”.

42
9 months ago

A startup building a platform to help consumers plan and manage their future health. Aimed at helping people manage chronic disease, it’s “software for life” that takes the guesswork out of managing costs, health conditions, and medications.

41
4 months ago

 A company that aims to solve the problem of incomplete organ donation by enabling patients to upload their procedures, scans and scans, to be stored on a secure cloud for future retrieval.

41
10 months ago

A startup that shares real-time data on the usage of city infrastructure. This can help cities plan for maintenance and use better data in the future.

40
7 months ago

The goal of this startup is to provide the most accurate, transparent and decentralized credit scoring platform. In the future, users will be able to access their credit scores in one easy-to-read dashboard.

40
1 year ago

Diversify is a Slack bot meant to help businesses track and measure diversity efforts in their company, with plans to add reporting functionality in the future.

39
1 year ago

A startup that tracks the data that can be used to predict future events based on historical data. The startups founders say they have already proven the accuracy of the Georgia Tool Company’s algorithm that predicts earthquakes by looking at past earthquake data.

38
10 months ago

A startup that allows users to track their daily food intake, to help them manage their health. Users can set up a profile, enter their food intake, and track it. In the future, they plan to allow users to track their gym activities and other things.

37
10 months ago

A startup that helps people track their spending, currently only in the UK but planning to expand to other countries in the future.

37
11 months ago

A startup in San Francisco that wants to help you track your data on your phone, through a “personal dashboard” that helps you understand and use data to improve your health. The startup’s primary goal is to build an app that will help people decide what medical procedures they want to have done today and in the future, and then be able to track the status of those procedures through an app.

36
3 years ago

Idea: A 3D audio startup that is trying to make podcasting more immersive by using binaural audio. The app has a pretty strong take on the future of podcasting, and its founder says that the company is profitable.

35
2 months ago

Education is expensive, and not everyone is ready to go back to school. So this startup wants to help people find their perfect fit for the future, whether it be a new career or a new city.

35
3 years ago

Idea: A startup that’s building a tool for online tutoring, but its focus is on the digital-first approach it’s taking: the startup sees the future of education as a lot more digital, and so it’s building a teaching platform that works with students’ tablets and phones.

34
1 year ago

The startup is developing a third-party platform for business leaders to discuss, coordinate and engage with “data-driven” teams in the same way regular employees do. The goal is to help businesses “shape the future”.

33
4 months ago

 A startup that helps businesses with predictive analytics, and allows the company to track their clients' data in order to predict future revenue. The company provides reports which are color-coded according to risk factors, allowing the CFO to have an easy overview of their client's cash flow and revenue.

33
4 months ago

A data analytics platform that helps businesses predict what might happen in the future.

31
5 months ago

This startup is developing a way to collect and analyze data on user behavior at online destinations to inform the creation of better content in the future.

30
5 months ago

Shapr is building a platform that allows companies to import data from their operations and use it to predict future outcomes.

30
5 months ago

Future of work startup, with a focus on “automating” and “automating” the world’s jobs.

30
5 months ago

A startup launched in March 2017 that is making a universal API and SDK for developers to build smart-device software. The company is currently focused on building an API for the fitness industry, but will expand to other industries in the future.

27
5 months ago

A team of designers and developers who have made an iPad app, which helps users visualize their goals, visualize the future or visualize scenarios, essentially.

27
3 months ago

A platform that helps people save for college, allowing students to set up a savings plan with their future employer

27
8 days ago

A machine learning platform that uses AI to recognize and analyze social media conversations, to find trends, and predict future outcomes based on patterns.

27
3 months ago

A way to sell tickets in the UK, but with a focus on selling secondary tickets, or tickets for future concerts. The startup wants to sell tickets as soon as they are made available.

22
4 months ago

A startup that wants to help restaurants design and produce their own menus in advance. The company has the backing of some investors including Google’s Eric Schmidt. It has a US office and plans to launch in the future.

20
2 months ago

A company that uses AI to help farmers track their crops and predict what will grow in the future.

19
3 months ago

A platform for creating online art installations that shows off photos and videos that can be saved to be used in the future as well.

17
2 months ago

It looks to provide all the things that a personal assistant like Siri or Alexa does, but in a more personal way. In the future, the company says it wants to be able to talk to users, schedule appointments, and manage users’ work calendars all with the same assistant.

17
3 months ago

A startup that wants to build “a decentralized, open, and accessible foundation for the future of electronic health records”.

16
3 years ago

Idea: A startup that runs a marketplace for co-working spaces They have a large number of employees already, and want to grow into a way for people to easily find co-working spaces in the future

-1
3 years ago

Idea: This startup is building a tool for people looking to understand their own credit and financial health. The app answers questions like “How much money do I need to retire” and helps them make projections for future expenses.

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