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Premium Startup Ideas



1 month ago

A startup that aims to help people save money by helping them understand the costs of their life insurance policies. The startup hopes that, by helping customers understand what their policies are really costing them, they can lower the premiums.

188
2 years ago

 A third-party insurance company that offers $0 monthly premiums to customers who pay in full every month.

186
3 years ago

Idea: A platform for making, distributing and monetizing augmented reality (AR) and virtual reality (VR) games The company says it’s already built over a dozen AR and VR games and is currently monetizing them through app stores, advertising, premium content, and in-app purchases

178
3 years ago

A company that makes both low-cost and premium products for the fashion industry. The premium products include the T-shirt, the slim-fit denim, and the leather jacket. The company is also manufacturing a line of eyewear, and it recently launched a line of knitwear for women.

150
3 years ago

A platform to help users manage and make sense of their music libraries. It’s a Spotify for non-premium users.

147
1 year ago

A cloud-based insurance platform for credit unions and other institutions to manage risk and collect premiums from their customers.

145
3 years ago

A platform that helps you make never-ending, premium video content for your YouTube channel. It allows creators to generate content and not worry about the ad revenue.

141
3 years ago

A company that helps connect individuals and families to caregivers, offering them a premium subscription service.

139
3 years ago

A health insurance product that allows people to pay monthly premiums for a low deductible, and then cover the rest.

134
2 years ago

This startup is building a premium, shared-bikes-for-hire platform in Los Angeles that aims to be an Uber for urban transport. Their bikes will be electric and can be reserved online, on-call 24/7, for one hour or longer.

129
2 years ago

A health insurance company that covers “no-care” expenses for patients with chronic illness. Keeps health premiums low by covering expenses like dental and vision, with a background check.

124
3 years ago

“A premium app store with an emphasis on quality,” aiming to have a “curated selection of apps” that are not available anywhere else.

123
3 years ago

A maker of software to help create and organize personas for online marketing. It’s currently available for free, though the founders are looking to go premium.

119
3 years ago

A startup that helps you create customized “sampler packs” of music. The startup wants to build an algorithm that lets users produce personalized mixes, or albums, without the need to upload music. Instead, users create a “profile” of songs and artists they like, and the system then chooses other songs the user likes and creates an album, including tracklists. The service is currently free, with plans starting at $5 per month for premium features.

119
1 year ago

A platform that helps insurance companies negotiate lower premiums with patients.

119
3 years ago

The company aims to be a “banking for millennials” that offers high-yield savings accounts. It’s a way for younger consumers to build their savings without having to pay a premium for the privilege.

110
2 years ago

SaaS that brings mobile banking to underbanked businesses, with a freemium model that starts at $20 per month. It offers a mobile app with check-deposit functionality, but also wants to build out a premium platform for mid-sized businesses.

106
2 years ago

A startup that built an app that enables people to create custom messaging channels on WhatsApp. The startup, which has already raised funding from Y Combinator and other investors, is currently working with WhatsApp to enable its customers to sell premium products in their chat channels.

100
2 years ago

A way for teams to create private Slack channels, with premium features like call-in and call-out.

98
11 months ago

A premium version for 100,000 users will get faster access, no ads, and other benefits.

97
2 years ago

A live-streaming tool meant to be used for video interviews. The company is also building a subscription-based premium service that will allow users to conduct live-streamed interviews.

90
2 years ago

A premium subscription service for people who want to track their finances, based on the idea that most people need a little help when it comes to money.

90
7 months ago

A “premium luxury travel experience” for families, with a focus on family travel.

90
2 years ago

A platform for businesses to manage their insurance claims, streamlining the claims process and helping companies save money on premiums and time.

87
2 years ago

A startup for premium coaching. The startup is building a platform that connects people with professional coaches and business consultants.

86
2 years ago

A platform that helps businesses create customized shopping lists. It’s free for early users, with a premium option available.

79
1 year ago

A platform that allows users to sign up for CB Insights premium and get access to an ad-free and expanded set of reports and data.

79
2 years ago

A startup for insurers to upload their accounts and their clients’ accounts and ensure that premiums and benefits are reconciled.

75
1 year ago

A personalized recommendation platform that helps you discover new apps and games. The startup offers a $1 per month premium subscription that displays recommendations based on your taste in games or other things.

71
8 months ago

A platform for “premium” investment products that is designed to appeal to accredited investors. It currently has about 1,200 members.

71
1 year ago

 A platform that lets freelancers buy insurance through the Affordable Care Act, then pay monthly premiums that are deducted from their paychecks.

70
1 year ago

A news app that lets users pay for premium content, with a minimum subscription of $29.99.

69
7 months ago

A B2B platform for the insurance industry allowing businesses to get quotes and pay insurance premiums.

69
6 months ago

Riders are able to opt into a premium service that provides drivers with a car, insurance and savings on every ride. The idea is to create a community of drivers and riders that share in the cost of car ownership.

69
2 years ago

This startup helps to deliver a new kind of photo book with a digital book that can be sold or shared online. It’s a premium service that costs $600 for a year.

68
2 years ago

A health startup that wants to be the Amazon of health insurance: a way for consumers to compare and buy plans to lower their premiums.

68
9 months ago

A premium, on-demand cleaning service in NYC

67
1 year ago

A startup that wants to help avoid medical bills by selling insurance for emergency services, for which it charges a premium.

66
7 months ago

Trello is more of an office productivity tool, with functionality for management of projects, sharing of files and tasks, etc. It supports a wide range of file formats and is accessible via web, mobile, or desktop. Trello also supports other services, such as Slack. Trello also offers a free plan to start, with a premium plan starting at $6/month.

66
1 year ago

A platform for developing, selling, and distributing premium branded content. The company’s already working with clients like Red Bull, Caviar, and more.

65
1 year ago

This healthcare startup wants to help employees avoid the cycle of health insurance premiums and high deductibles. They send a monthly debit card to employees, and can be customized to cover a certain amount of money per month for a certain service, ranging from life insurance to primary care to dental. They’re profitable and growing in the San Francisco Bay Area.

64
1 year ago

A startup that allows customers to order premium coffee, tea, beer, wine, and liquor from a single source.

64
2 years ago

A startup that is building a way for users to create and share animated GIFs within their social media networks. The company offers a free plan with premium features.

63
1 month ago

A startup that helps small businesses build a web presence and an online presence for their brick and mortar stores. It’s offered for free with a premium level for business with more than $150,000 in annual revenue.

62
1 year ago

An employee-owned insurance company. The startup wants to build a marketplace of insurance products for businesses, where employees can buy coverage to meet their specific needs and where the startup takes a cut of the premiums.

61
1 year ago

A company that’s building a “premium” test for restless legs syndrome

60
3 months ago

This startup wants to make it easier for anyone to find the right insurance price, and track their own premiums and costs, as well as provide an easy way to compare policies.

60
1 year ago

A freelancing marketplace with a premium membership that allows companies to outsource technical tasks to freelancers.

58
1 year ago

A micro-retailer selling premium coffee beans and selling their brand in retail locations

57
1 year ago

Typeform is a premium form builder that turns any text into a form.

53
6 months ago

A community of users who want to get their hands on premium watches, which they can then sell back.

51
1 year ago

A premium social media app for businesses that helps them become more efficient and build the best customer experiences.

50
11 months ago

A person can’t buy domain names any more. So instead they can go to a URL registrar like GoDaddy and buy a name pair like “www.airlines.com”. The startup is taking names in the .com, .net, .org, .us and .gov TLDs and buying them up in bulk with the idea that it can then resell them at a premium.

50
1 year ago

The premium version of the popular chat client Discord. The founders are building a product that helps smaller, independent developers book services and manage their own store. The company says it’s the only app that lets users build their own store.

47
1 year ago

This startup wants to help people save money on car insurance premiums by offering a more transparent way to compare plans. It’s currently one of YC’s 9 startups in the insurance space.

43
11 months ago

This startup is building a standalone front-end for premium video ads.

43
4 months ago

A company that owns a “premium” domain name and phone number, which allows them to offer, manage, and rent out that name and number.

42
9 months ago

A tech company that helps help customers who want to buy their own insurance. If a customer wants to buy insurance, they can use the app to get quotes from all the different providers, and then choose the best one. The app is free, and the company will charge a percentage of the premium, typically 35%.

41
9 months ago

A startup that helps workers control their health insurance premium costs

41
9 months ago

A startup that helps users set up a virtual assistant inside their phone, whether it is a marketing assistant, cooking assistant, or dog walking assistant. The service costs $12/month and provides users with a monthly premium subscription to get unlimited calls.

40
1 year ago

Dedicated to helping recruiters in the US access premium candidates that are currently unaccessible.

39
9 months ago

A company that sells premium “experience sharing” tickets for concerts, sporting events, and other live entertainment. The company takes a percentage of the ticket price, and helps augment the experience with extra services like food, drinks, and other extras.

37
9 months ago

A “commerce platform” that facilitates the sale of “premium” products online, like artisanal cheeses, leather goods or tailored clothing.

37
1 year ago

A startup that offers a membership service that allows users to get access to premium content and events from exclusive publishers. The service allows members to get one-to-one meetings with publishers, which they then can discuss their needs and preferences with the publisher.

36
1 year ago

A tool to help companies reduce their carbon footprint and work with them to reduce it further. The company says it’s a “carbon reduction platform”, with a free version, a basic version, and a premium version.

34
10 months ago

A product that simplifies the purchase of premium seats to major events and concerts. The company is working with the UK’s biggest music festivals, including Glastonbury and the Isle of Wight.

31
11 months ago

The startup has developed an AI chatbot that allows users to check their Google Analytics data. The bot works with Google Analytics Premium and is integrated with Google Sheets, Google Forms, and G Suite.

30
2 months ago

An API to help dating app creators and service providers make money on the free part of their apps, with paid options available for premium users.

30
2 months ago

A platform that allows companies to build their own online community for security and safety, like an online chat room for employees to talk and be engaged. The platform offers premium features such as live video conference calls for HR, sales or marketing, a Facebook-like chat room for customers to ask questions, and a forum for employees to engage on product issues.

29
25 days ago

The startup’s mission is to make it easier for people in the US to manage their own financial health. It’s a premium service aimed at wealthy people.

29
2 months ago

An insurance company in the UK that uses a dynamic pricing model that adjusts premiums based on the age of a policyholder and the likelihood of them having a heart attack or stroke in the next five years.

19
4 months ago

The startup is building a software platform that allows small businesses to post jobs and manage their workforces. The software will be free for businesses to use, and have a premium feature that allows companies to pay for tools like accounting and HR.

18
2 months ago

A startup for people to get premium access to fitness and workout programs. The company’s founders say it’s a $2 billion industry.

16
2 months ago

A company that helps employers reduce their health insurance costs by taking advantage of shopper data and predicting which people are likely to use a premium drug.

16
24 days ago

A video chat platform that allows you to host video calls on a website or mobile app. They offer a free version but charge for premium features like recording and archiving.

14
3 years ago

Idea: A new twist on insurance for freelancers. The startup is a high-deductible plan with a really low premium — that also includes a loan component. The startup says it’s looking to compete with a 1500% APR loan and offer a 1% interest loan.

-1
3 years ago

Idea: A new brand of premium, non-GMO, gluten-free chips for people who want to avoid the chemicals and additives found in most store-bought chips.

-1
3 years ago

Idea: A startup building a mobile app that helps people make year-long commitments to a goal. It’s a self-hosted tool that’s currently free, but looks to monetize with premium features.

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