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by @levelsio



Income Startup Ideas



1 year ago

A web service for people to earn income by providing data for businesses.

223
2 years ago

The startup is rolling out a network of mobile clinics and Ubers for cheaper care in lower-income parts of the US that need it.

182
2 years ago

A digital education platform for low-income students, helping them understand their financial aid eligibility.

159
2 years ago

An online bank that focuses on serving lower and middle income customers.

158
2 years ago

A credit card issuer that focuses on low-income consumers.

156
2 years ago

An online marketplace for independent artists to sell their art online and generate income from commissions, and a portfolio of creators.

154
1 year ago

This startup is building a global network of local legal aid attorneys to help low income people in the US access legal aid, from free legal clinics to pro bono legal services.

144
2 years ago

A platform that allows people to rent out spare bedrooms and/or spare bedrooms with other household members. It’s designed to help people earn additional income from their homes while also giving their families the chance to stay in their homes in times of need.

139
2 years ago

A health tech company that helps low-income families manage their health insurance.

139
2 years ago

This is a financial platform for the “urban poor” that helps track their income, expenses, and savings. It connects people to financial services and also helps them understand how to make savings and investments.

137
2 years ago

A company that offers a low-cost alternative to dental work for low-income people in the US.

135
2 years ago

A platform that connects homeless and low-income people to home-ownership programs

134
2 years ago

New startup that aims to take the pain out of student loan payments, using the debt to create scholarships for low-income students.

132
2 years ago

The company's app is designed to help consumers monitor the health of their finances, including credit scores, debt and income. The application, which is in beta, is available for Android and Apple iOS smartphones.

129
2 years ago

A digital platform that helps young professionals find a way of earning extra income while also spending time with their families.

128
2 years ago

A San Francisco-based startup in the education marketplace space that wants to help lower-income students afford higher education. The startup tells me it’s had over $200,000 in investments, has more than 10,000 students, and has been used by more than 3,000 colleges and universities.

128
2 years ago

A startup that aims to help financial advisors in the US give advice to clients who are buying fixed-income investments. The startup is backed by the venture arm of Goldman Sachs.

126
2 years ago

A blockchain-based, peer-to-peer platform allowing people to rent apartments and rooms in unused retail space to travelers in need as a means of earning extra income and paying for rent.

124
2 years ago

A company that wants to let people donate some of their income to charity through a digital wallet, and giving themselves a tax deduction to boot.

124
2 years ago

A predictive model that recommends products based on the person’s age and income, and also if it’s a “special occasion”.

121
2 years ago

A tool to help people with disabilities stay on top of their disability income.

118
2 years ago

A tool to help people understand their finances, in the form of an app that takes a person’s income and expenses and tells them how much to spend each month. The startup is also building a tool to help people understand their credit scores, and is working with several credit scoring agencies.

117
2 years ago

A software platform that enables the sharing of carpooling services based on income levels, creating a price that includes how much it costs to get to work, how much your coworkers are willing to pay, and how much you’re willing to pay.

117
2 years ago

A micro-insurance company that is beginning to offer healthcare coverage to low-income individuals in the US. Their goal is to reach the uninsured and help them purchase insurance.

113
2 years ago

A startup that helps people understand their finances by helping them compare their spending to income, spending history, and trends. The startup wants to make people more aware of their personal finances.

108
2 years ago

The team behind CardCounting is building a mobile app that helps improve the spending habits of low-income people, and provide a platform for financial services aimed at those people.

107
2 years ago

A startup that helps small businesses market to homebuyers. Their product is a “premier content marketing platform” that utilizes detailed data about a dozen variables, including income, credit score, and the type of property they’re looking for.

107
2 years ago

This startup is building a mobile payment solution in India that’s optimized for lower-income users. It provides a way for merchants to accept the main payment methods in the country.

106
2 years ago

A digital storefront for low-income people to buy used items from other people across the country, with a focus on items that are hard to find in the country.

106
2 years ago

A company that is developing an app to help low-income families save money on their energy bills by taking advantage of the government’s Low Income Home Energy Assistance Program (LIHEAP).

104
2 years ago

A digital tax preparation software that automatically calculates federal and state taxes based on a person’s income, deductions and credits

104
1 year ago

A startup that wants to create an Uber for the enterprise, connecting businesses with drivers who want to make extra income on their own time.

104
1 year ago

An online bank for consumers with low to moderate incomes.

98
2 years ago

A La Carte is a service that connects companies with independent contractors, and allows them to earn extra income via their own websites. They say that in the past few years they’ve signed up over 500 businesses in the Greater Boston area, earning over $2 million in additional revenue, and have scaled their operations to 3,800 independent contractors.

97
2 years ago

 A healthcare platform for middle-income families, providing a healthcare insurance plan with a copay that’s lower than what they normally pay.

96
2 years ago

A startup that wants to help farmers in the developing world sell their produce, and thus increase their income.

95
1 year ago

A “mission-driven” startup that works to provide education to low-income kids in third-world countries. It’s working with a social enterprise in the Dominican Republic.

95
2 years ago

A mobility platform that connects businesses with the right tools to make it easier for drivers to earn income by delivering packages and other items. The startup’s co-founder, Alex Boussard, says they’ve already seen interest from a number of major companies and has even managed to raise a few million dollars in funding.

94
2 years ago

Gives people the ability to “give back” in a way that’s easy, cost effective, and fun. It’s a platform that lets people donate a percentage of their income through a daily survey, which is then split between the nonprofit of their choice and the charity of their choice.

91
2 years ago

A tool for filing income tax in India.

89
2 years ago

This startup is building a platform that lets small businesses have a single point of entry into the finance system, with a dashboard that shows all their expenses and income.

88
2 years ago

A tool for people to search for home insurance, with options for low-income renters and those who have no credit history.

88
2 years ago

A mobile app that generates income for the user - a college student who buys cheap phone cases from China and resells them at a profit.

86
2 years ago

Business management for independent professionals, such as photographers, videographers, and event organizers. The startup provides tools for managing work obligations, expenses, and income, as well as coordinating and scheduling.

83
2 years ago

A startup that is building a new type of credit card for low-income people by partnering with an NGO in Brazil to give these people access to credit for groceries, utilities, and gas.

80
2 years ago

A software company that builds tools for online content creators to optimize their income by using tools like Google AdSense and YouTube Partner Program.

79
2 months ago

This startup is building a tool for people who want to start their own Airbnb-like site to rent out their rooms. They’re targeting “micro-hosts” who want to supplement their income by renting out a spare room, kitchen, or patio space.

78
2 months ago

A tool that helps people in low-income areas in the U.S. get access to basic health care services, including vaccinations and emergency care.

74
1 year ago

A startup that wants to be the Airbnb of car rental with an app that matches drivers to riders with specific car requirements. The business gives drivers a way to earn extra income without having to own a car.

72
1 year ago

A digital platform designed to help low-income families gain access to credit.

71
1 year ago

A new electronic banking system for low-income consumers in Mexico.

70
1 year ago

This startup helps credit unions find and offer loan products for low-income borrowers.

69
1 year ago

Microcredit company. They are providing micro-loans to low-income earners in developing countries.

69
2 years ago

A small business lending platform that takes a portion of the income of the borrower and invests it in loans to other small businesses.

68
1 year ago

A platform for workers to get paid residual income for their work, with investment options that pay out nearly immediately.

67
1 year ago

The founders have a vision of a world where everyone can pay rent or a mortgage, and have a constant stream of income without having to get a job.

67
1 year ago

A company that allows employees to earn extra income on the side by renting out their spare time.

67
1 year ago

A more personal way to pay back student loans. The startup helps students manage their debt by putting on an income-based repayment plan. It’s a platform for students to create a customized plan and manage their debt.

66
1 year ago

A web-based platform that allows people to setup peer-to-peer loans. The application is open to all ages and income levels.

66
11 months ago

A startup to help people make good financial decisions by presenting them with an income forecast for every month of a job and helping them see how much they need to save for retirement.

66
6 months ago

A startup that wants to build an AI-based system that predicts crime, based on variables like unemployment and income.

66
1 year ago

A platform that helps those with a low income access energy efficiency services.

64
10 months ago

A phone app that recommends career paths based on your employer and income.

64
1 year ago

A startup for finding doctors who will see you for free if you don’t have Obamacare. It’s meant for low-income Americans.

63
1 year ago

A food delivery service for people with a limited income who can’t afford to leave the house

61
8 months ago

A startup that helps fund education for kids in low-income communities through crowdfunding.

61
2 months ago

A platform that helps consumers track their spending and keep their money in savings. The company is focused on helping people save more, with goal of saving 5% of their income by 2022.

60
1 year ago

A technology that helps lower-income people from taking out loans to pay for college

59
1 year ago

A simple way to manage all of your income and spending transactions, with reports for balance, spending, and savings.

59
9 months ago

A “basic income” startup that believes the government should pay people regardless of their employment status. It’s a startup that wants to pay people whether they’re employed or not. The startup plans to raise money from private investors and from the government.

59
6 months ago

A company that wants to allow consumers to rent out their home or space to earn an income. They’re building out a platform, including a search system for listing, rental rates, insurance, etc. and a platform for decision-making for renters, with plans to expand into other areas.

59
1 year ago

A company that wants to create a “new and improved” credit score that takes into account a person’s income and employment history.

58
1 year ago

A tool to help nonprofits offer more flexible and affordable services to low-income populations.

57
1 year ago

A personal finance app that helps people track their spending and save money. Based on a survey of over 1,000 people, the company found that the top things most people wanted to track were their net worth, credit, and income.

54
1 year ago

A tool to help law firms manage their finances, allowing them to visualize their income and expenses.

54
11 months ago

 A home-based financial education company for low-income families. It aims to teach families about budgeting, saving and investing.

52
1 year ago

Becoming a New York City taxi driver is a good way to make good money, but only if you have a clean record. The startup, which has a number of New York City employees, wants to make the process of getting a taxi license more efficient, and safer. They’ve gotten a lot of traction in New York City, and have promised a monthly income of $1,000.

51
1 year ago

A nonprofit that has built a model for giving low-income communities in the US access to loans from local banks

50
2 months ago

A predictive software company that provides expert advice in the form of a series of recommendations on the customer’s financial situation. The startup looks at the customer’s spending patterns, employer, income, investments, and credit to make a series of suggestions on how to improve the customer’s financial health.

50
1 year ago

A micro-banking startup focused on helping the unbanked in low-income, remote areas of rural Kenya.

49
1 year ago

A health insurance company for under-insured individuals. The startup is building an income-based health insurance plan to cover people who make up to 400% of the federal poverty line.

49
1 year ago

A startup that makes it easier for people to get paid, help them track and manage their income, and make sure they get paid.

48
9 months ago

A startup of peer-to-peer loans, where borrowers can use an algorithm to determine the best lenders, based on their credit history, credit score and debt-to-income ratio.

48
1 year ago

A platform that aims to help marketers understand their customers better by tracking their data, including things like their age, income, education, and location.

47
5 months ago

A startup that allows companies to buy and sell unused medical supplies, generating extra income from unused supplies.

46
1 year ago

A startup that wants to help low-income families get discounts on everything from healthcare to higher education.

44
1 year ago

A tool for helping people manage their tax filings by seeing who’s owed what and for what. The company tracks nontaxable income and credits, and helps you fill out your tax returns.

43
29 days ago

A tool for creating a digital tax portfolio, allowing users to track their monthly and yearly income and expenses.

43
7 months ago

A non-profit that’s using a platform for urban farmers to sell their produce to nearby restaurants, making the product accessible to low income communities in cities like Philadelphia.

42
6 months ago

A startup that trades in the volatility of the cryptocurrency market for the stability of fixed-income investments.

40
5 months ago

A startup that provides low-cost loans to low-income Americans.

40
11 months ago

This company provides data on the income of self-employed workers in the US.

38
1 month ago

A tool that helps people budget by using a spreadsheet of their monthly income, expenses, and other factors.

38
10 months ago

A micro-insurance solution for low-income consumers.

37
6 months ago

A health insurance program for low-income people.

37
8 months ago

This startup is creating a mobile app and website to help low-income families get home loans.

36
10 months ago

A startup that promises to help you know what your current income is and where it will be in the future. The startup uses an algorithm that tracks past income and predicts future income using a number of factors, including job history, location, and the current economy.

35
1 month ago

a real estate startup that helps renters to maximize their stream of income from their homes.

34
1 month ago

This company helps people in low-income countries purchase a monthly cycle of pills for their family members. The startup will also implement a new payment system for the public, that can be used by the public to purchase cycles and pay for them in a similar way to how they pay their phone bill.

33
9 months ago

A medical startup that wants to build a network of mini-clinics and doctors in low income countries, where there are very few doctors and no pharmacies.

32
5 months ago

A startup that works with a property management platform to help users automate their rental listings, allowing them to capture more of their rental income.

32
3 months ago

A micro-credit startup that helps low-income individuals and families buy and grow businesses. The startup wants to help people become entrepreneurs by providing low initial loans and an easy to use app to build a business plan.

32
7 months ago

A startup that wants to build a platform for the sale of goods and services to supplement people’s income from their birthdays, church fundraisers, etc.

31
6 months ago

A digital network that connects businesses in high income countries with those in lower-income countries. They’re working with the UN’s World Food Programme to address food security.

31
5 months ago

As the founder of a peer to peer marketplace for student tutoring, the founder of TutorPal aims to help low-income families, people with disabilities and others get access to help with their studies.

31
5 months ago

This startup wants to help people make a living writing. It began with a response to a New York Times article about the income gap between writers and tech workers.

31
1 year ago

A worker-owned cooperative based in DC that provides resources to low-income residents of DC, including health care and job training.

30
7 months ago

A startup that allows employees to manage their income, expense and banking information. Small business owners that pay their employees in cash have to manage a number of paper documents to keep track of those payments. Hatipol, which was founded earlier this year, is building a system to do this more efficiently.

30
5 months ago

A platform that matches drivers with loads and routes, and drivers with loads. The startup focuses on drivers who want to earn extra income, and it has been operating for the past three years.

29
5 months ago

A startup that helps people get discounts on their bills, by taking into account their income and what’s in their monthly budget.

29
1 month ago

A platform for managing a portfolio of investment and income-producing real estate.

29
6 months ago

A new way to buy and sell debt and equity, aimed at fixed income investors.

26
3 months ago

A way to help people with low-income find services that can help them with everything from their medical debt to their housing needs.

25
3 months ago

The startup is working with a government agency in India to help people with low incomes get access to health care.

16
3 months ago

This company is working on a way to help low-income people afford their homes - and on the side, is planning to launch a new cryptocurrency.

14
2 years ago

Idea: A non-profit in Brazil that provides free financial planning to low-income families. The startup works with banks to offer credit to qualifying customers, and works with the family to create a plan for them to pay it back. They already work with 8 banks and offer credit to 300 families.

8
2 years ago

Idea: A way to track your spending against your income, which is kind of like a spending tracker but more sophisticated.

-1
2 years ago

Idea: A telemedicine startup for low-income patients in El Salvador. The startup works with doctors in the United States and Canada, who give patients in El Salvador a Skype consultation.

-1


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