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Financing Startup Ideas



2 years ago

A peer-to-peer lending company that focuses on college students. The company says it’s in talks with a few large consumer finance companies and would like to see itself included in student loan refinancing programs. They’re based in Delaware.

119
2 years ago

A student loan refinancing startup.

115
2 years ago

A startup that makes it easy for small businesses to get the financing they need. Pure is a platform that helps businesses build a relationship with banks or credit unions, which can then make lending decisions on behalf of the business without requiring a formal loan.

113
2 years ago

A software platform that helps small businesses, freelancers, and independent contractors obtain loans and invoice financing. They have a $50,000 seed round with a 4x growth rate since their launch in May 2019.

112
1 year ago

A platform that helps small businesses find financing to grow. The service is used by over 1,000 businesses in the US.

112
2 years ago

A startup that’s building a platform to help people find and purchase real estate with outside financing.

111
2 years ago

A platform for businesses to use and manage their international trade finance more easily, helping them avoid the costs and delays of traditional financing.

109
2 years ago

Microfinancing platform that uses a machine learning algorithm to do credit checks and a risk assessment in order to make sure the capital they lend is actually utilized. Microfinance is a $2.6 trillion industry where millions of people lack access to loans, and that’s where the startup wants to come in and help.

109
2 years ago

Provides an SaaS platform for financing and investing. The company is currently targeting small business owners in the US.

108
2 years ago

A student loan refinancing service that’s currently focused on the US.

107
1 year ago

A student loan refinancing platform that allows borrowers to pay off their debt in a number of different ways, including a lump sum or a fixed payment.

105
2 years ago

A startup that helps large companies find the best capital financing options, and helps them connect with potential investors

104
1 year ago

A personal financing tool that helps consumers save for retirement, borrow against their homes, refinance student loans, and reduce debt.

97
1 year ago

A microfinancing platform that gives small businesses access to capital they need to grow.

91
2 years ago

A startup that offers a student loan refinancing service specifically for those in the public sector.

90
1 year ago

A student loan refinancing startup that helps students pay off their loans before they graduate.

89
2 years ago

Lending Club is looking to create an online community for home and condo owners to get access to financing to pay down a mortgage or refinance a home. The company’s loans are backed by the equity in the house, and rates for the loans are competitive.

81
2 years ago

 A way to streamline the process of getting a loan for a startup (or other company in need of financing). The company provides a marketplace for financing and a loan application, with providers ranging from big banks to crowdlending sites. They’re currently in the process of raising Series A funding.

70
1 year ago

A B2B “banking for business” startup that helps clients with business banking needs, including payroll, invoice financing, and other financial services.

66
1 year ago

A blockchain-based invoice financing platform. The company wants to lower the cost of capital for the global invoice financing market. It’s using the blockchain to replace the middleman and make the process more transparent.

65
1 year ago

A platform for matching large hotel chains with small hotels that need to do some big renovations quickly. The startup offers hotel owners a choice of different financing options that they can use to pay for their renovations.

64
1 year ago

A platform for selling and buying used cars, introduced at YC’s Demo Day in 2015. The startup brings a car buying platform to a market where many people don’t have credit or don’t want to deal with the hassle of financing. It’s already in use in the Bay Area, and is looking to expand to other areas of the country.

63
1 year ago

The startup’s name is an acronym for “SeedMe,” which is a wordplay on “seed funding,” as it looks to “seed” equity financing for startups.

63
1 year ago

This is a platform for the financing and management of artists’ works. It’s for labels and artists to receive payments from their fans in advance and use it to work on new projects.

60
11 months ago

A student loan refinancing startup that promises to reduce interest rates. It just closed a $10 million round, and its founders said they’re targeting 15% of student loan holders.

54
10 months ago

A college student loan refinancing startup, which connects students with investors who can refinance their loans.

46
1 year ago

A student loan refinancing company that helps borrowers get out of student debt by consolidating all their loans into one. It aims to make this process as simple as possible by allowing borrowers to make payments via their credit cards.

45
7 months ago

A platform that connects lenders with small businesses, helping them get financing. The startup currently has $1,000 in monthly revenue, after launching in November.

45
11 months ago

A micro-financing company that uses a network of community banks to help people in developing countries get loans.

44
1 year ago

A company that helps small- and medium-sized companies in financial services, insurance, and real estate get financing

42
1 year ago

A tool for people in need of homeownership financing with access to traditional lenders.

41
3 months ago

Green Tech helps small businesses grow by helping them access financing and other services.

41
10 months ago

The startup wants to make it easier for small businesses to receive financing. It’s a mobile lending platform, using the same algorithms as big banks, but with lower interest rates and higher standards for creditworthiness.

39
9 months ago

A student loan refinancing startup looking to help people consolidate their student loans by consolidating into a single loan from their bank

38
15 days ago

An organization that helps finance professionals in developing markets establish upstart businesses using the same financing tools as larger companies in developed markets. The company’s clients have access to the same loans as big banks, but at a lower rate. The company is profitable and plans to expand to other developing markets.

36
1 year ago

Blockchain-based invoice financing for startups, which uses smart contracts to allow companies to leverage their own cash flow to finance new acquisitions.

35
5 months ago

A SaaS company that provides seed financing to early stage startups. The company currently has $51 million in funding.

34
1 year ago

A startup that helps companies find financing for trade shows, starting with the idea that the more you finance the show, the more you sell, and the more you sell, the more you can finance it.

32
10 months ago

 This is a startup that’s building an online tool to help small businesses get financing. The company is looking to focus its efforts on Latin American markets.

32
11 months ago

A startup that wants to help people get on the property ladder by connecting them with companies that can help them get the financing. The company has 50 employees and has raised $1.5 million in seed funding.

28
9 months ago

A startup for small and medium businesses to get credit cards, qualify for financing, and make payments.

28
6 months ago

A credit card that can be used by people without credit cards, who are often excluded from credit card acceptance and financing in the US.

27
2 months ago

A startup that’s building a peer-to-peer network for smaller companies to get financing from big lenders.

27
5 months ago

A company that’s building a platform to help real estate companies and developers put together their own financing programs, which they charge monthly fees.

26
9 months ago

A startup that is creating an app that allows people to identify and book haircuts, color treatments, and other hairstyling services in their home or office. The startup is also partnering with salons to offer financing options for salon services.

25
6 months ago

Whether it’s a home loan or a new business, if you need financing, you look for a lender who won’t make you sweat about late payments and other problems. Greenlight is a new startup that wants to be the go-to-lender for all types of loans, offering better terms and lower fees than traditional lenders.

24
6 months ago

A tool for helping people find loans, credit, and other financing for their businesses. The startup is working with 16 businesses and 5 lending partners to help them manage their credit and credit lines.

21
6 months ago

A company that’s building a platform for a self-driving car company. It’s currently working on a $13 million round of financing to build a platform that allows self-driving car companies to more easily test their autonomous software.

20
1 month ago

A company that aims to make the process of buying, selling, and leasing homes easier by creating a centralized marketplace for home financing.

20
3 months ago

A startup that aims to make real estate investing easier for first time buyers and home-sellers by building an app that gives them access to financing, real estate tax advice, and home-value estimates.

18
3 months ago

A startup that wants to build an app that helps you save money on your insurance and financing. Customers would be able to compare cars, get quotes and pay for car insurance all in one platform.

18
1 month ago

A company that helps people buy real estate, financed through a small down payment, with the rest financed through a refinancing plan.

18
2 months ago

A startup that gives businesses the ability to buy and sell used cars with a single service. The startup is also launching a lending program in the US to help ease the financing process.

15
1 month ago

A startup that helps users find lower-cost financing options and get their personal loans or car loans without having to go through a credit check. The company is in the final stages of a seed investment round.

15
19 days ago

A startup building a set of tools for the legal marijuana industry in the US. The startup aims to automate the process of banking and financing marijuana, while also making it easier for legal marijuana businesses to pay their monthly bills.

14
1 month ago

A student loan refinancing platform from Y Combinator alum Brick Road, launched in August with $10 million in venture funding. Brick Road talks about helping borrowers get lower rates than the ones offered by banks, and promising a “low-cost, low-equity” funding source.

13
26 days ago

A startup that’s building out a way to help small businesses get financing, and which is already working with small businesses like a local coffee shop.

13
1 month ago

The startup is building a platform for entrepreneurs to easily build and market their products. The startup's founder says that it can also provide financing to help scale businesses.

12
7 hours ago

A tool that helps companies evaluate the viability of getting financing through different types of blockchain platforms.

0
2 years ago

Idea: A micro-financing company that provides small loans directly to merchants in Kenya. It aims to bring a better online experience to the underbanked.

-1
2 years ago

Idea: A Japanese company that empowers entrepreneurs to be successful by helping them with business development, financing, and business mentorship.

-1


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