Financing Startup Ideas

9 months ago

A smart contract-based marketplace for small business, meant to help them access credit, discounts, and other small business financing.

605

10 months ago

A real estate financing platform that connects investors with borrowers and saves them time and money.

327

1 month ago

Meeple is a startup that uses a micro-lending platform to help small businesses and startups get financing. The startup, which was founded in April, currently has $5,000 in monthly recurring revenue and is looking to raise a seed round.

188

2 years ago

A personal financing tool that helps consumers save for retirement, borrow against their homes, refinance student loans, and reduce debt.

183

3 years ago

Microfinancing platform that uses a machine learning algorithm to do credit checks and a risk assessment in order to make sure the capital they lend is actually utilized. Microfinance is a $2.6 trillion industry where millions of people lack access to loans, and that’s where the startup wants to come in and help.

172

3 years ago

A peer-to-peer lending company that focuses on college students. The company says it’s in talks with a few large consumer finance companies and would like to see itself included in student loan refinancing programs. They’re based in Delaware.

159

3 years ago

A startup that makes it easy for small businesses to get the financing they need. Pure is a platform that helps businesses build a relationship with banks or credit unions, which can then make lending decisions on behalf of the business without requiring a formal loan.

155

3 years ago

A startup that’s building a platform to help people find and purchase real estate with outside financing.

155

3 years ago

A startup that helps large companies find the best capital financing options, and helps them connect with potential investors

154

2 years ago

A platform that helps small businesses find financing to grow. The service is used by over 1,000 businesses in the US.

154

3 years ago

A student loan refinancing startup.

153

1 year ago

A student loan refinancing startup that promises to reduce interest rates. It just closed a $10 million round, and its founders said they’re targeting 15% of student loan holders.

152

3 years ago

A software platform that helps small businesses, freelancers, and independent contractors obtain loans and invoice financing. They have a $50,000 seed round with a 4x growth rate since their launch in May 2019.

148

3 years ago

A platform for businesses to use and manage their international trade finance more easily, helping them avoid the costs and delays of traditional financing.

148

1 year ago

Green Tech helps small businesses grow by helping them access financing and other services.

144

3 years ago

A student loan refinancing service that’s currently focused on the US.

141

3 years ago

Provides an SaaS platform for financing and investing. The company is currently targeting small business owners in the US.

140

1 year ago

A platform that connects lenders with small businesses, helping them get financing. The startup currently has $1,000 in monthly revenue, after launching in November.

139

2 years ago

A student loan refinancing platform that allows borrowers to pay off their debt in a number of different ways, including a lump sum or a fixed payment.

136

3 years ago

A startup that offers a student loan refinancing service specifically for those in the public sector.

134

2 years ago

A microfinancing platform that gives small businesses access to capital they need to grow.

128

2 years ago

A student loan refinancing startup that helps students pay off their loans before they graduate.

119

3 years ago

Lending Club is looking to create an online community for home and condo owners to get access to financing to pay down a mortgage or refinance a home. The company’s loans are backed by the equity in the house, and rates for the loans are competitive.

114

2 years ago

A B2B “banking for business” startup that helps clients with business banking needs, including payroll, invoice financing, and other financial services.

111

2 years ago

The startup’s name is an acronym for “SeedMe,” which is a wordplay on “seed funding,” as it looks to “seed” equity financing for startups.

108

2 years ago

A platform for matching large hotel chains with small hotels that need to do some big renovations quickly. The startup offers hotel owners a choice of different financing options that they can use to pay for their renovations.

104

2 years ago

A blockchain-based invoice financing platform. The company wants to lower the cost of capital for the global invoice financing market. It’s using the blockchain to replace the middleman and make the process more transparent.

97

2 years ago

This is a platform for the financing and management of artists’ works. It’s for labels and artists to receive payments from their fans in advance and use it to work on new projects.

96

3 years ago

A way to streamline the process of getting a loan for a startup (or other company in need of financing). The company provides a marketplace for financing and a loan application, with providers ranging from big banks to crowdlending sites. They’re currently in the process of raising Series A funding.

95

1 year ago

A college student loan refinancing startup, which connects students with investors who can refinance their loans.

88

2 years ago

A platform for selling and buying used cars, introduced at YC’s Demo Day in 2015. The startup brings a car buying platform to a market where many people don’t have credit or don’t want to deal with the hassle of financing. It’s already in use in the Bay Area, and is looking to expand to other areas of the country.

86

1 year ago

A tool that helps companies evaluate the viability of getting financing through different types of blockchain platforms.

85

8 months ago

A company that helps small businesses gain access to different sorts of loans and financing. The company says it’s currently locked in a legal dispute with one of its investors, but is still growing.

85

2 years ago

A student loan refinancing company that helps borrowers get out of student debt by consolidating all their loans into one. It aims to make this process as simple as possible by allowing borrowers to make payments via their credit cards.

79

2 years ago

A company that helps small- and medium-sized companies in financial services, insurance, and real estate get financing

79

1 year ago

A micro-financing company that uses a network of community banks to help people in developing countries get loans.

76

1 year ago

An organization that helps finance professionals in developing markets establish upstart businesses using the same financing tools as larger companies in developed markets. The company’s clients have access to the same loans as big banks, but at a lower rate. The company is profitable and plans to expand to other developing markets.

73

8 months ago

A startup that’s building a marketplace for buying and selling used cars. It’s also launching an app that will allow people to bid on cars, and an in-house financing startup.

73

1 year ago

A student loan refinancing startup looking to help people consolidate their student loans by consolidating into a single loan from their bank

72

1 year ago

This is a startup that’s building an online tool to help small businesses get financing. The company is looking to focus its efforts on Latin American markets.

70

1 year ago

A SaaS company that provides seed financing to early stage startups. The company currently has $51 million in funding.

70

1 year ago

The startup wants to make it easier for small businesses to receive financing. It’s a mobile lending platform, using the same algorithms as big banks, but with lower interest rates and higher standards for creditworthiness.

69

1 year ago

A startup for small and medium businesses to get credit cards, qualify for financing, and make payments.

69

2 years ago

A tool for people in need of homeownership financing with access to traditional lenders.

68

2 years ago

Blockchain-based invoice financing for startups, which uses smart contracts to allow companies to leverage their own cash flow to finance new acquisitions.

68

9 months ago

A credit card financing tool for startups and entrepreneurs.

68

11 months ago

A startup that helps managers find the right funding for their businesses. It uses AI to crunch financial data and recommend the right financing for a startup.

67

2 years ago

A startup that helps companies find financing for trade shows, starting with the idea that the more you finance the show, the more you sell, and the more you sell, the more you can finance it.

66

1 year ago

A startup that wants to help people get on the property ladder by connecting them with companies that can help them get the financing. The company has 50 employees and has raised $1.5 million in seed funding.

65

1 year ago

A company that’s building a platform to help real estate companies and developers put together their own financing programs, which they charge monthly fees.

65

5 months ago

A global platform that helps businesses set up international financing in 30 minutes or less.

65

1 year ago

A credit card that can be used by people without credit cards, who are often excluded from credit card acceptance and financing in the US.

62

7 months ago

This startup is trying to make the process of buying a car more transparent by helping consumers understand their financing options.

61

1 year ago

Whether it’s a home loan or a new business, if you need financing, you look for a lender who won’t make you sweat about late payments and other problems. Greenlight is a new startup that wants to be the go-to-lender for all types of loans, offering better terms and lower fees than traditional lenders.

58

1 year ago

A company that’s building a platform for a self-driving car company. It’s currently working on a $13 million round of financing to build a platform that allows self-driving car companies to more easily test their autonomous software.

58

1 year ago

A startup that wants to build an app that helps you save money on your insurance and financing. Customers would be able to compare cars, get quotes and pay for car insurance all in one platform.

58

1 year ago

A startup that is creating an app that allows people to identify and book haircuts, color treatments, and other hairstyling services in their home or office. The startup is also partnering with salons to offer financing options for salon services.

56

1 year ago

A startup that’s building a peer-to-peer network for smaller companies to get financing from big lenders.

56

1 year ago

A company that aims to make the process of buying, selling, and leasing homes easier by creating a centralized marketplace for home financing.

56

1 year ago

A startup building a set of tools for the legal marijuana industry in the US. The startup aims to automate the process of banking and financing marijuana, while also making it easier for legal marijuana businesses to pay their monthly bills.

54

9 months ago

Startup that takes on the traditional financing process for small businesses.

53

1 year ago

A tool for helping people find loans, credit, and other financing for their businesses. The startup is working with 16 businesses and 5 lending partners to help them manage their credit and credit lines.

52

1 year ago

A startup that gives businesses the ability to buy and sell used cars with a single service. The startup is also launching a lending program in the US to help ease the financing process.

52

1 year ago

A company that helps people buy real estate, financed through a small down payment, with the rest financed through a refinancing plan.

50

1 year ago

A new way for home buyers to get financing for renovations to their homes.

49

6 months ago

A B2B marketplace for equipment rental, buying, and financing. It’s the only platform that connect the owners of heavy equipment with the equipment providers.

48

7 days ago

A small business loans and consulting startup looking to help companies with their “small” financing needs.

47

10 months ago

A personal assistant that helps users find and book a car by answering questions with providers and financing sources. The startup helps users find a car, and deal with various providers, including financing and insurance details.

46

1 year ago

A startup that helps users find lower-cost financing options and get their personal loans or car loans without having to go through a credit check. The company is in the final stages of a seed investment round.

44

1 year ago

A startup that aims to make real estate investing easier for first time buyers and home-sellers by building an app that gives them access to financing, real estate tax advice, and home-value estimates.

43

4 months ago

A platform for Fintech companies in Latin America to explore new investment opportunities, such as debt and equity financing.

43

1 year ago

A student loan refinancing platform from Y Combinator alum Brick Road, launched in August with $10 million in venture funding. Brick Road talks about helping borrowers get lower rates than the ones offered by banks, and promising a “low-cost, low-equity” funding source.

42

1 year ago

A startup that’s building out a way to help small businesses get financing, and which is already working with small businesses like a local coffee shop.

42

10 months ago

A technology-enabled startup helping with the massive, messy task of commercial real estate financing.

42

4 months ago

A company that helps small businesses get financing with less paperwork and a full reserve fund, and with the ability to back the loan with actual collateral.

42

1 year ago

The startup is building a platform for entrepreneurs to easily build and market their products. The startup's founder says that it can also provide financing to help scale businesses.

41

5 months ago

An insurance-based financing startup that helps U.S. businesses buy machinery with a lease-like financing model.

41

11 months ago

One of the most successful crowdfunding campaigns to come out of China in 2015, this company is focused on helping Chinese companies and individuals get the right financing in the right way. The company says that it has already closed over $1 million in funding, and has plans to expand to the US.

40

10 months ago

An online marketplace for already-owned properties to be resold, with financing options.

39

10 months ago

A real estate company in Brazil that gives homebuyers financing and access to other services to facilitate the purchase of homes.

38

12 days ago

A startup that develops AI-driven tools to help real estate agents accurately estimate the value of a home and determine who it is most likely to appeal to. The company is also developing software to help real estate agents find and obtain financing for properties.

36

11 months ago

A way to manage your personal finance data. The startup is currently on a $10 million Series A led by TPG, with $15 million in private financing.

32

19 days ago

A platform for financing investments in early-stage startups with loans, equity, and advisory services.

32

4 months ago

A platform that helps small companies get market access and more financing

30

9 months ago

An automated financing platform, aiming to make it easier to finance small business loans.

29

4 months ago

A micro-financing startup that’s helping women improve their lives by launching programs that focus on education, health, and financial independence.

29

5 months ago

The startup is charging startups to help them navigate the venture capital world, providing them with financing, advice, and experience. It’s taking 5% of the startup’s total valuation.

28

4 months ago

A student loan refinancing platform that’s gotten a $1.5 million investment. It’s used by over 3,000 borrowers.

23

15 days ago

A digital marketplace for buying and selling used cars, with automated pricing and financing options. Its founders say they’re already working with dealers and banks to integrate their technology into existing processes.

18

23 days ago

A student loan refinancing startup, aiming to bring down the cost of student loan payments.

17

3 years ago

Idea: A micro-financing company that provides small loans directly to merchants in Kenya. It aims to bring a better online experience to the underbanked.

4

3 years ago

Idea: A Japanese company that empowers entrepreneurs to be successful by helping them with business development, financing, and business mentorship.

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Financing Startup Ideas

A smart contract-based marketplace for small business, meant to help them access credit, discounts, and other small business financing.

A real estate financing platform that connects investors with borrowers and saves them time and money.

Meeple is a startup that uses a micro-lending platform to help small businesses and startups get financing. The startup, which was founded in April, currently has $5,000 in monthly recurring revenue and is looking to raise a seed round.

A personal financing tool that helps consumers save for retirement, borrow against their homes, refinance student loans, and reduce debt.

A peer-to-peer lending company that focuses on college students. The company says it’s in talks with a few large consumer finance companies and would like to see itself included in student loan refinancing programs. They’re based in Delaware.

A startup that makes it easy for small businesses to get the financing they need. Pure is a platform that helps businesses build a relationship with banks or credit unions, which can then make lending decisions on behalf of the business without requiring a formal loan.

A startup that’s building a platform to help people find and purchase real estate with outside financing.

A startup that helps large companies find the best capital financing options, and helps them connect with potential investors

A platform that helps small businesses find financing to grow. The service is used by over 1,000 businesses in the US.

A student loan refinancing startup.

A student loan refinancing startup that promises to reduce interest rates. It just closed a $10 million round, and its founders said they’re targeting 15% of student loan holders.

A software platform that helps small businesses, freelancers, and independent contractors obtain loans and invoice financing. They have a $50,000 seed round with a 4x growth rate since their launch in May 2019.

A platform for businesses to use and manage their international trade finance more easily, helping them avoid the costs and delays of traditional financing.

Green Tech helps small businesses grow by helping them access financing and other services.

A student loan refinancing service that’s currently focused on the US.

Provides an SaaS platform for financing and investing. The company is currently targeting small business owners in the US.

A platform that connects lenders with small businesses, helping them get financing. The startup currently has $1,000 in monthly revenue, after launching in November.

A student loan refinancing platform that allows borrowers to pay off their debt in a number of different ways, including a lump sum or a fixed payment.

A startup that offers a student loan refinancing service specifically for those in the public sector.

A microfinancing platform that gives small businesses access to capital they need to grow.

A student loan refinancing startup that helps students pay off their loans before they graduate.

Lending Club is looking to create an online community for home and condo owners to get access to financing to pay down a mortgage or refinance a home. The company’s loans are backed by the equity in the house, and rates for the loans are competitive.

A B2B “banking for business” startup that helps clients with business banking needs, including payroll, invoice financing, and other financial services.

The startup’s name is an acronym for “SeedMe,” which is a wordplay on “seed funding,” as it looks to “seed” equity financing for startups.

A platform for matching large hotel chains with small hotels that need to do some big renovations quickly. The startup offers hotel owners a choice of different financing options that they can use to pay for their renovations.

A blockchain-based invoice financing platform. The company wants to lower the cost of capital for the global invoice financing market. It’s using the blockchain to replace the middleman and make the process more transparent.

This is a platform for the financing and management of artists’ works. It’s for labels and artists to receive payments from their fans in advance and use it to work on new projects.

A college student loan refinancing startup, which connects students with investors who can refinance their loans.

A tool that helps companies evaluate the viability of getting financing through different types of blockchain platforms.

A company that helps small businesses gain access to different sorts of loans and financing. The company says it’s currently locked in a legal dispute with one of its investors, but is still growing.

A student loan refinancing company that helps borrowers get out of student debt by consolidating all their loans into one. It aims to make this process as simple as possible by allowing borrowers to make payments via their credit cards.

A company that helps small- and medium-sized companies in financial services, insurance, and real estate get financing

A micro-financing company that uses a network of community banks to help people in developing countries get loans.

A startup that’s building a marketplace for buying and selling used cars. It’s also launching an app that will allow people to bid on cars, and an in-house financing startup.

A student loan refinancing startup looking to help people consolidate their student loans by consolidating into a single loan from their bank

This is a startup that’s building an online tool to help small businesses get financing. The company is looking to focus its efforts on Latin American markets.

A SaaS company that provides seed financing to early stage startups. The company currently has $51 million in funding.

The startup wants to make it easier for small businesses to receive financing. It’s a mobile lending platform, using the same algorithms as big banks, but with lower interest rates and higher standards for creditworthiness.

A startup for small and medium businesses to get credit cards, qualify for financing, and make payments.

A tool for people in need of homeownership financing with access to traditional lenders.

Blockchain-based invoice financing for startups, which uses smart contracts to allow companies to leverage their own cash flow to finance new acquisitions.

A credit card financing tool for startups and entrepreneurs.

A startup that helps managers find the right funding for their businesses. It uses AI to crunch financial data and recommend the right financing for a startup.

A startup that helps companies find financing for trade shows, starting with the idea that the more you finance the show, the more you sell, and the more you sell, the more you can finance it.

A startup that wants to help people get on the property ladder by connecting them with companies that can help them get the financing. The company has 50 employees and has raised $1.5 million in seed funding.

A company that’s building a platform to help real estate companies and developers put together their own financing programs, which they charge monthly fees.

A global platform that helps businesses set up international financing in 30 minutes or less.

A credit card that can be used by people without credit cards, who are often excluded from credit card acceptance and financing in the US.

This startup is trying to make the process of buying a car more transparent by helping consumers understand their financing options.

A company that’s building a platform for a self-driving car company. It’s currently working on a $13 million round of financing to build a platform that allows self-driving car companies to more easily test their autonomous software.

A startup that wants to build an app that helps you save money on your insurance and financing. Customers would be able to compare cars, get quotes and pay for car insurance all in one platform.

A startup that is creating an app that allows people to identify and book haircuts, color treatments, and other hairstyling services in their home or office. The startup is also partnering with salons to offer financing options for salon services.

A startup that’s building a peer-to-peer network for smaller companies to get financing from big lenders.

A company that aims to make the process of buying, selling, and leasing homes easier by creating a centralized marketplace for home financing.

A startup building a set of tools for the legal marijuana industry in the US. The startup aims to automate the process of banking and financing marijuana, while also making it easier for legal marijuana businesses to pay their monthly bills.

Startup that takes on the traditional financing process for small businesses.

A tool for helping people find loans, credit, and other financing for their businesses. The startup is working with 16 businesses and 5 lending partners to help them manage their credit and credit lines.

A startup that gives businesses the ability to buy and sell used cars with a single service. The startup is also launching a lending program in the US to help ease the financing process.

A company that helps people buy real estate, financed through a small down payment, with the rest financed through a refinancing plan.

A new way for home buyers to get financing for renovations to their homes.

A B2B marketplace for equipment rental, buying, and financing. It’s the only platform that connect the owners of heavy equipment with the equipment providers.

A small business loans and consulting startup looking to help companies with their “small” financing needs.

A personal assistant that helps users find and book a car by answering questions with providers and financing sources. The startup helps users find a car, and deal with various providers, including financing and insurance details.

A startup that helps users find lower-cost financing options and get their personal loans or car loans without having to go through a credit check. The company is in the final stages of a seed investment round.

A startup that aims to make real estate investing easier for first time buyers and home-sellers by building an app that gives them access to financing, real estate tax advice, and home-value estimates.

A platform for Fintech companies in Latin America to explore new investment opportunities, such as debt and equity financing.

A student loan refinancing platform from Y Combinator alum Brick Road, launched in August with $10 million in venture funding. Brick Road talks about helping borrowers get lower rates than the ones offered by banks, and promising a “low-cost, low-equity” funding source.

A startup that’s building out a way to help small businesses get financing, and which is already working with small businesses like a local coffee shop.

A technology-enabled startup helping with the massive, messy task of commercial real estate financing.

A company that helps small businesses get financing with less paperwork and a full reserve fund, and with the ability to back the loan with actual collateral.

The startup is building a platform for entrepreneurs to easily build and market their products. The startup's founder says that it can also provide financing to help scale businesses.

An insurance-based financing startup that helps U.S. businesses buy machinery with a lease-like financing model.

One of the most successful crowdfunding campaigns to come out of China in 2015, this company is focused on helping Chinese companies and individuals get the right financing in the right way. The company says that it has already closed over $1 million in funding, and has plans to expand to the US.

An online marketplace for already-owned properties to be resold, with financing options.

A real estate company in Brazil that gives homebuyers financing and access to other services to facilitate the purchase of homes.

A startup that develops AI-driven tools to help real estate agents accurately estimate the value of a home and determine who it is most likely to appeal to. The company is also developing software to help real estate agents find and obtain financing for properties.

A way to manage your personal finance data. The startup is currently on a $10 million Series A led by TPG, with $15 million in private financing.