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Deposit Startup Ideas

2 years ago

A digital native bank that lets you deposit and withdraw money from anywhere in the world.

698

5 years ago

A credit card for the underbanked. It eschews traditional bank systems and instead relies on direct deposit.

170

5 years ago

A startup that makes a mobile app for vehicle purchase and lease with 1/3 deposit.

165

5 years ago

The startup is working on a new type of mobile banking that’s mobile-first, and designed to provide easy access to traditional banking services like check deposits, bill pay, and direct deposit.

149

5 years ago

This startup wants to make bank deposits and withdrawals more efficient by making them more user-friendly and integrating with various systems.

147

5 years ago

A digital product that detects, tracks, and pays a user’s monthly rent payments. Due to rent laws, a tenant in many areas may not legally be able to sign for a check until it’s been deposited. By the time they can, the landlord has already moved on to the next tenant, which means the tenant may have to pay the holdback fee.

139

2 years ago

A blockchain-based accounting software, that will allow for time tracking, bill paying, invoicing, and deposit and loan management.

139

5 years ago

A “frictionless” payments app that lets businesses turn debit card payments into direct deposits, enabling customers to pay without even having a card in their hands.

136

5 years ago

A simple tool for depositing checks at a bank branch and withdrawing money from an ATM.

125

2 years ago

A digital payment system that converts paper checks into digital cash, letting recipients deposit checks in real time and make purchases or transfer funds.

122

5 years ago

Inspired by the Robinhood phone app, a startup wants to build a digital banking app for millennials that will not only give them the ability to check their account balances, but also update and deposit checks.

115

5 years ago

A startup that helps people get their wages deposited electronically into their bank accounts. They’re using data from the US government’s MyEBT card and are aiming to make getting paid faster and easier for people who are on the edge of the financial system.

114

4 years ago

A tool that allows people to receive a monthly stipend via direct deposit.

112

4 years ago

A startup that wants to create a “digital safe deposit box” for the cloud. The company has raised $3.1 million to allow users to store files in the cloud with a secure encryption key.

110

4 years ago

SaaS that brings mobile banking to underbanked businesses, with a freemium model that starts at $20 per month. It offers a mobile app with check-deposit functionality, but also wants to build out a premium platform for mid-sized businesses.

110

4 years ago

A company that allows people to create customized “banking services” for themselves, from getting their paychecks directly deposited to arranging overdraft protection or making payments online.

101

4 years ago

A platform that helps saving for retirement, based on the idea that many Americans’ retirement savings come from old-fashioned and not so old-fashioned vehicles: cash deposits, a Roth IRA, or a 401(k).

96

3 years ago

A new startup is trying to be a sort of digital safe deposit box for all your files. Instead of keeping your digital assets on a single cloud, on one platform, the company’s solution will keep them on as many as four different cloud platforms, and in an easy-to-access location. The company wants to replace your password-protected Dropbox, Google Drive, and iCloud accounts with a single, secure place on their platform.

95

4 years ago

A payment processor for local Malaysian online sellers. It serves as a gateway between sellers and local banks, allowing sellers to deposit funds or make payments into their accounts.

91

4 years ago

Building a tool for people to securely deposit and invest their money.

83

4 years ago

A startup that wants to help people create a “digital safety deposit box” for their old photos, videos, and other digital content.

80

3 years ago

A software/hardware startup that is building an industrial-grade 3D printer for deposition of materials at industrial scales.

76

3 years ago

A company that wants to provide the capital that is missing from the lending industry — a more traditional intermediary. The startup takes a better interest rate on deposits, with individual investments capped at $50,000.

75

3 years ago

A company that aims to create a “digital safety deposit box” for consumer goods they own and want to organize, all in one place.

74

3 years ago

A startup that helps people who want to buy a home, but don’t have the money to put down a deposit. Instead, they can put down a small down payment for a mortgage and use the rest of the money to pay for the house at a later time.

73

4 years ago

A startup that offers workers the ability to work remotely, get paid via their employer, get paid via an app, get paid via direct deposit, get paid via Venmo, get paid via PayPal, get paid via Square, get paid via an Amazon gift card, get paid via cryptocurrency, or get paid via a bank account.

72

4 years ago

A startup that’s working to solve a problem in the credit card industry is using a partnership with PNC Bank to bring a check deposit service to 100,000 customers.

71

3 years ago

A startup that helps banks and other lenders get people to save more money by helping them make small deposits on a monthly basis.

71

3 years ago

A way for small businesses to quickly pay their employees via direct deposit and simplify payroll. So far, the startup has worked with more than 50 employers to streamline how they pay their employees.

67

4 years ago

A startup that has built an app for companies to manage remote workers. It works as a virtual call center. The client can choose to pay the workers via a direct deposit or via their bank account. The startup says that their product is like a landline, meaning that a worker can use it even if their employer doesn’t pay for the service.

64

4 years ago

A startup that helps SMBs automate their payroll, giving them the flexibility to pay their employees via direct deposit or on their preferred payment processor.

64

4 years ago

A platform that lets people deposit checks with a smartphone camera, without having to physically write a check.

55

2 years ago

A startup that allows employers to pay employees in cash or via direct deposit, cutting down on wait times.

51

2 years ago

A startup that brings the same functionality as a credit card to the bank account of any small business. It’s a way for small businesses to turn their capital into say, a $20,000 deposit into their business account.

47

2 years ago

The first-ever open-source, modular, offline, self-contained, intelligent, self-service, smart, and fast cash deposit machine.

43

2 years ago

A company that lets people set up a kind of bank account where they can deposit or withdraw cash or other assets from other people.

42

2 years ago

A “hybrid middle-market bank” that’s focused on growing its loans and deposits.

36

2 years ago

A startup that allows you to deposit checks into an account on your phone and then pay them later at any location.

31

2 years ago

A “new way to make bank deposits” that is faster, cheaper, and safer than cash and checks.

30

2 years ago

A startup that provides a way for customers to pay for their monthly bills by depositing funds into a bank account. The startup plans to use the funds to pay off loans, thereby saving customers money.

28

2 years ago

A payroll startup that’s trying to solve the problems of small businesses that aren’t set up to accept direct deposit and have to pay their employees by check.

24

5 years ago

Idea: This startup simplifies the process of creating certificates of deposit for retail customers by creating a very simple web-based platform. The service is currently free, and the founders say they’re working on pricing.

20

2 years ago

A way to easily pay employees, contractors, or independent contractors, with features like automatic payouts for bills and automatic deposits.

17

2 years ago

A startup that offers a service to replace the need for cash deposits at retail stores. The startup uses an app and a sensor attached to a door to collect payments, then sends the cash to a bank account.

12

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