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Debt Startup Ideas



1 year ago

A new, blockchain-enabled peer-to-peer lending platform that is targeting the global student debt crisis. The company is expanding internationally and looking for investors.

176
2 years ago

A personal finance service that helps people pay down their debt from multiple cards in a single monthly payment.

139
2 years ago

A startup that wants to help people manage their debt, using a predictive system that helps them know whether they’re spending too much or too little.

137
1 year ago

A startup that helps teens take over their parents’ student debt.

137
1 year ago

A personal financing tool that helps consumers save for retirement, borrow against their homes, refinance student loans, and reduce debt.

125
2 years ago

New startup that aims to take the pain out of student loan payments, using the debt to create scholarships for low-income students.

123
2 years ago

A startup that pairs you with a community of debt-free, budget-conscious people who are willing to split the cost of a car, home, furniture, or other major purchase.

122
1 year ago

A student loan refinancing platform that allows borrowers to pay off their debt in a number of different ways, including a lump sum or a fixed payment.

121
2 years ago

A peer-to-peer insurance startup that wants to help people get out of debt.

120
2 years ago

The company's app is designed to help consumers monitor the health of their finances, including credit scores, debt and income. The application, which is in beta, is available for Android and Apple iOS smartphones.

119
2 years ago

A tool for managing student debt, allowing users to “raise the rates they pay on student loan or credit card debt by a percent or more”.

119
2 years ago

A startup that helps people find a way to pay for college that is better than what they are paying now, provided they can handle the debt on their own

112
2 years ago

A startup that wants to build a platform that lets people buy and sell debt on the blockchain.

110
2 years ago

A startup that helps individuals and companies manage their credit card debt in a more timely and efficient way.

108
2 years ago

A startup that wants to help people unload the debt they've accrued from student loans. They are currently working with 3,000 borrowers in the UK and hope to expand to the US in the next 12 months.

106
1 year ago

A company that helps people figure out their credit score and offers a tool to help avoid debt and improve credit.

105
2 years ago

A platform that uses machine learning to help companies improve their technical operations by identifying and removing technical debt and outdated code.

104
1 year ago

A cloud-based database of student loan debt for people to search, with a sign-up required to see data. The company also has a personal debt management product.

102
2 years ago

“WeWork is a glamorous space. It’s a five-star hotel, it’s more like a five-star mall, it’s a five-star resort — it’s like a nightclub. It’s like a ‘cool’ mall. But it’s really just an address,” said David Graeber, anthropology professor at London School of Economics and author of “Debt: The First 5,000 Years” in an interview with “PBS NewsHour”.

101
2 years ago

A $100 credit card designed for students who want to pay down debt.

99
2 years ago

The company uses machine learning for risk management, identifying which customers are likely to default on their debt and which loans are more likely to default on their debt.

87
2 years ago

A SaaS platform that connects people who own debt with people who want to pay it off. The company says it’s already signed up “a few hundred” users.

86
2 years ago

A digital tool that helps people manage their finances. The startup is pitching itself as a tool to help people manage their cash flow and manage debt.

83
1 year ago

A personal finance management app for managing credit scores, debt and budgeting.

81
1 year ago

A platform that lets you build a financial plan to get debt repayment, saving, and retirement in the right order.

79
7 months ago

This is a service that helps individuals track and manage their student debt. The startup helps people take action on their student loans, and offers the ability to pay off the debt with a monthly plan.

79
1 year ago

A company that helps people with student debt consolidate their debts and pay them off, sometimes with a single monthly payment.

78
1 year ago

A digital tool that helps users visualize their finances in terms of debt, retirement, and savings.

76
2 years ago

A consumer service that helps consumers collect on credit card debt from their personal loans.

71
1 year ago

A mobile app that helps people understand their personal relationships with debt. The app is designed to help people understand their relationship with debt and make decisions about how to manage it.

67
6 months ago

A “platform to help you manage your money and debt”.

67
1 year ago

A startup that wants to help people manage their student loan debt. The company takes a subscription model that pays off the loan over time.

65
1 year ago

A small team of developers who specialize in both front-end and back-end development. The startup is looking to build a web platform to integrate data from other sources into Tableau. They’re currently $5,000 in debt.

63
6 months ago

A startup that helps consumers with access to loans or debt consolidation find the best financial services partner for their needs.

62
6 months ago

 This company builds debt crowdsourcing platforms for lending companies. Borrowers can list their credit availability and a company can decide whether they’re a good fit for a loan.

62
1 year ago

 A company that collects data from credit cards to build a predictive model of which cardholders are likely to pay back their debts (and which ones are likely to default). It’s looking to offer a free model to banks for their riskiest customers.

58
1 year ago

A more personal way to pay back student loans. The startup helps students manage their debt by putting on an income-based repayment plan. It’s a platform for students to create a customized plan and manage their debt.

57
1 year ago

A startup that helps people manage their credit card debt, manage their finances, and stay on top of the things they owe. It claims to have helped over 1 million people, and is profitable.

57
1 year ago

A tech company that helps tech companies scale their tech. Through software, they help tech companies foster teams, manage tech debt, and make tech decisions, with a tech debt of its own, they say. They have a tech debt of their own.

56
1 year ago

A student loan refinancing company that helps borrowers get out of student debt by consolidating all their loans into one. It aims to make this process as simple as possible by allowing borrowers to make payments via their credit cards.

53
1 year ago

A startup that wants to help people clean up their bank accounts and credit card debt by helping them understand their credit report.

49
1 year ago

Sempi is “a company that helps people manage and organize their debt.”

48
1 month ago

A “smart” debt management platform that helps people manage their debts, including credit cards, personal loan debt and other types of debt.

48
1 year ago

A startup that helps workers and organizations to collaborate on project management, and has a management dashboard. It’s currently $6,000 in debt and looking to raise $500,000.

47
7 months ago

A “smart debt management tool” for people with disabilities and seniors that helps seniors manage their debt.

47
5 months ago

A startup that helps people manage their student loans. The startup helps students manage their student loans and pay down debt faster.

46
4 months ago

A new kind of personal finance site that connects people with a shared financial goal, like paying off debt or saving for a vacation.

44
3 months ago

A fintech startup that wants to help people manage their debt by offering a debit card and an app that covers nearly all credit card spending.

44
10 months ago

A tool for helping people manage their medical bills. The startup, which launched in June, wants to help people manage their medical debt by setting up a payment plan with their credit card company.

42
9 months ago

A debt collection and negotiation software for businesses, enabling them to manage their collections, automate debt payments and communicate with customers.

42
7 months ago

A startup that helps people with debt or other financial obligations pay off their student loans faster with automated paychecks.

42
1 year ago

This startup is building a tool that makes it easier for people to track and save their money. They’re looking to consolidate debt and save money on interest.

41
1 year ago

A CPA that wants to help salespeople manage and collect debts.

41
8 months ago

A startup of peer-to-peer loans, where borrowers can use an algorithm to determine the best lenders, based on their credit history, credit score and debt-to-income ratio.

41
8 months ago

A startup that helps people manage their debt, and offers advice on how to pay off debt.

40
11 months ago

A tool designed to help companies manage their debt, with the service claiming to have helped customers save $12 billion since 2011.

39
10 months ago

A startup that’s developing a platform to help schools better manage their debt by measuring the performance of its fund.

39
7 months ago

A web-based platform for debt collection, including people’s unpaid taxes.

39
6 months ago

A startup for people who have accumulated a lot of debt and can’t pay it off. The startup aims to help people in more than 20 countries pay down the principal on their debts.

39
1 year ago

A startup aiming to provide access to a full suite of financial services, including credit reports, debt management, and investing.

38
9 months ago

A startup that aims to educate students about college debt and financial aid, as well as cover all of the free services they offer, like money management course and career counseling.

37
9 months ago

A platform for measuring, and managing, how companies pay back their loans. The startup helps companies intelligently manage their debt portfolios, and provides software for financial planning and decision making.

36
1 year ago

A new kind of debt consolidation loan where a new debtors’ attorney works with a debt consolidation loan company to reduce debt and improve credit scores.

35
1 year ago

A tool to help people manage their money, including credit checks and debt payments.

34
1 year ago

Looks to help entrepreneurs raise money through debt and equity, by providing a marketplace for investors to buy stock in startups.

29
5 months ago

A platform for peer-to-peer lending that enables lenders to invest in the loans themselves, not just collateralized debt obligations. The company provides the capital, and the seller gets the loan with a simple interface.

28
3 months ago

This startup wants to make it easier for people to keep track of their finances by giving them a personal finance dashboard that explains how to save, pay off debt, and invest their money.

24
9 months ago

A tool for managing your expenses and credit card debt that you can access from your phone. The startup is looking to build out a suite of tools that can be used by customers who have debt. They’re getting data from credit agencies, and from customers via the app.

23
1 month ago

A startup that helps you view your credit history and manage your debt. The company is moving out of the US, and expanding to Hong Kong, Taiwan, and Singapore.

23
4 months ago

A new way to buy and sell debt and equity, aimed at fixed income investors.

22
1 month ago

A personalized debt repayment program that helps employees pay off loans with money earned from their job. The solution is targeted at companies with at least $1,000,000 in annual revenue and $10,000,000 or more in annual sales.

22
5 months ago

This startup helps US companies deal with the $1.4 trillion in student loan debt.

21
2 months ago

Services that allow consumers to manage their debt and credit card debt, regardless of how they pay it.

19
3 months ago

An AI-based global credit score that predicts the likelihood of a person defaulting on their debt. So far, the startup says it has handled over $2 billion in credit transactions.

18
1 month ago

A way to help people with low-income find services that can help them with everything from their medical debt to their housing needs.

17
2 days ago

A suite of consumer credit and financial services that help consumers who need to consolidate credit cards and debt.

16
2 years ago

A startup that provides a service where you can buy a "get out of debt free" card for someone who is struggling with debt

-1
2 years ago

Idea: A personal finance management startup for college students. The startup helps students budget their expenses with the intention of graduating debt-free.

-1
2 years ago

Idea: A way to automatically manage your finances that doesn’t require users to enter or re-enter any information. The startup is primarily focused on helping users pay off their debt.

-1
9 hours ago

A startup that lets small businesses take a picture of an invoice and have it automatically sent to the debtor’s email inbox, or printed out if they’re unable to copy and paste the email.

-1


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