Debt Startup Ideas

2 years ago

A new, blockchain-enabled peer-to-peer lending platform that is targeting the global student debt crisis. The company is expanding internationally and looking for investors.

186

2 years ago

A startup that wants to help people manage their debt, using a predictive system that helps them know whether they’re spending too much or too little.

159

2 years ago

A personal finance service that helps people pay down their debt from multiple cards in a single monthly payment.

153

1 year ago

A personal financing tool that helps consumers save for retirement, borrow against their homes, refinance student loans, and reduce debt.

150

2 years ago

A startup that helps teens take over their parents’ student debt.

149

1 year ago

A company that helps people figure out their credit score and offers a tool to help avoid debt and improve credit.

144

2 years ago

New startup that aims to take the pain out of student loan payments, using the debt to create scholarships for low-income students.

139

1 year ago

A cloud-based database of student loan debt for people to search, with a sign-up required to see data. The company also has a personal debt management product.

137

2 years ago

The company's app is designed to help consumers monitor the health of their finances, including credit scores, debt and income. The application, which is in beta, is available for Android and Apple iOS smartphones.

132

2 years ago

A startup that pairs you with a community of debt-free, budget-conscious people who are willing to split the cost of a car, home, furniture, or other major purchase.

131

2 years ago

A student loan refinancing platform that allows borrowers to pay off their debt in a number of different ways, including a lump sum or a fixed payment.

131

2 years ago

A peer-to-peer insurance startup that wants to help people get out of debt.

129

2 years ago

A tool for managing student debt, allowing users to “raise the rates they pay on student loan or credit card debt by a percent or more”.

127

2 years ago

A startup that wants to build a platform that lets people buy and sell debt on the blockchain.

124

2 years ago

A startup that wants to help people unload the debt they've accrued from student loans. They are currently working with 3,000 borrowers in the UK and hope to expand to the US in the next 12 months.

124

2 years ago

A startup that helps people find a way to pay for college that is better than what they are paying now, provided they can handle the debt on their own

120

2 years ago

A startup that helps individuals and companies manage their credit card debt in a more timely and efficient way.

118

2 years ago

A platform that uses machine learning to help companies improve their technical operations by identifying and removing technical debt and outdated code.

117

11 months ago

This is a service that helps individuals track and manage their student debt. The startup helps people take action on their student loans, and offers the ability to pay off the debt with a monthly plan.

117

2 years ago

“WeWork is a glamorous space. It’s a five-star hotel, it’s more like a five-star mall, it’s a five-star resort — it’s like a nightclub. It’s like a ‘cool’ mall. But it’s really just an address,” said David Graeber, anthropology professor at London School of Economics and author of “Debt: The First 5,000 Years” in an interview with “PBS NewsHour”.

116

2 years ago

A $100 credit card designed for students who want to pay down debt.

111

2 years ago

A SaaS platform that connects people who own debt with people who want to pay it off. The company says it’s already signed up “a few hundred” users.

106

10 months ago

A “platform to help you manage your money and debt”.

106

2 years ago

The company uses machine learning for risk management, identifying which customers are likely to default on their debt and which loans are more likely to default on their debt.

103

10 months ago

This company builds debt crowdsourcing platforms for lending companies. Borrowers can list their credit availability and a company can decide whether they’re a good fit for a loan.

99

2 years ago

A personal finance management app for managing credit scores, debt and budgeting.

97

11 months ago

A startup that helps consumers with access to loans or debt consolidation find the best financial services partner for their needs.

96

2 years ago

A digital tool that helps people manage their finances. The startup is pitching itself as a tool to help people manage their cash flow and manage debt.

92

2 years ago

A platform that lets you build a financial plan to get debt repayment, saving, and retirement in the right order.

92

1 year ago

A mobile app that helps people understand their personal relationships with debt. The app is designed to help people understand their relationship with debt and make decisions about how to manage it.

92

2 years ago

A company that helps people with student debt consolidate their debts and pay them off, sometimes with a single monthly payment.

89

2 years ago

A digital tool that helps users visualize their finances in terms of debt, retirement, and savings.

86

2 years ago

A consumer service that helps consumers collect on credit card debt from their personal loans.

84

7 months ago

A fintech startup that wants to help people manage their debt by offering a debit card and an app that covers nearly all credit card spending.

81

1 year ago

A small team of developers who specialize in both front-end and back-end development. The startup is looking to build a web platform to integrate data from other sources into Tableau. They’re currently $5,000 in debt.

78

1 year ago

A more personal way to pay back student loans. The startup helps students manage their debt by putting on an income-based repayment plan. It’s a platform for students to create a customized plan and manage their debt.

77

1 year ago

A startup that wants to help people manage their student loan debt. The company takes a subscription model that pays off the loan over time.

75

1 year ago

A startup that helps people manage their credit card debt, manage their finances, and stay on top of the things they owe. It claims to have helped over 1 million people, and is profitable.

73

1 year ago

A student loan refinancing company that helps borrowers get out of student debt by consolidating all their loans into one. It aims to make this process as simple as possible by allowing borrowers to make payments via their credit cards.

72

3 months ago

A debt-recovery app for India. It claims to have 1 million users and $20 million in assets. The startup started by focusing on debt recovery, but has recently expanded to include asset recovery.

71

1 year ago

A tech company that helps tech companies scale their tech. Through software, they help tech companies foster teams, manage tech debt, and make tech decisions, with a tech debt of its own, they say. They have a tech debt of their own.

69

5 months ago

A “smart” debt management platform that helps people manage their debts, including credit cards, personal loan debt and other types of debt.

69

1 year ago

A startup that wants to help people clean up their bank accounts and credit card debt by helping them understand their credit report.

67

2 years ago

A company that collects data from credit cards to build a predictive model of which cardholders are likely to pay back their debts (and which ones are likely to default). It’s looking to offer a free model to banks for their riskiest customers.

66

1 year ago

A startup that helps workers and organizations to collaborate on project management, and has a management dashboard. It’s currently $6,000 in debt and looking to raise $500,000.

64

1 year ago

A tool for helping people manage their medical bills. The startup, which launched in June, wants to help people manage their medical debt by setting up a payment plan with their credit card company.

62

1 year ago

A debt collection and negotiation software for businesses, enabling them to manage their collections, automate debt payments and communicate with customers.

61

1 year ago

A “smart debt management tool” for people with disabilities and seniors that helps seniors manage their debt.

61

1 year ago

This startup is building a tool that makes it easier for people to track and save their money. They’re looking to consolidate debt and save money on interest.

60

1 year ago

Sempi is “a company that helps people manage and organize their debt.”

58

1 year ago

A startup that helps people manage their debt, and offers advice on how to pay off debt.

57

1 year ago

A startup of peer-to-peer loans, where borrowers can use an algorithm to determine the best lenders, based on their credit history, credit score and debt-to-income ratio.

57

12 days ago

A student loan company that aims to help students avoid debt by offering them a variety of options for dealing with their loans. The startup says that more and more students are turning to it to help them pay off their loans, with its average customer paying off their loans after five months.

57

1 year ago

A tool designed to help companies manage their debt, with the service claiming to have helped customers save $12 billion since 2011.

56

11 months ago

A startup that helps people with debt or other financial obligations pay off their student loans faster with automated paychecks.

56

3 months ago

A tool that helps users “coach” others who struggle with credit card debt.

56

10 months ago

A startup that helps people manage their student loans. The startup helps students manage their student loans and pay down debt faster.

55

1 year ago

A startup that aims to educate students about college debt and financial aid, as well as cover all of the free services they offer, like money management course and career counseling.

54

11 months ago

A web-based platform for debt collection, including people’s unpaid taxes.

54

3 months ago

A credit card company that only issues credit cards to people who are in debt or struggling to pay their bills.

54

1 year ago

A CPA that wants to help salespeople manage and collect debts.

53

4 months ago

A suite of consumer credit and financial services that help consumers who need to consolidate credit cards and debt.

53

10 months ago

A startup for people who have accumulated a lot of debt and can’t pay it off. The startup aims to help people in more than 20 countries pay down the principal on their debts.

52

8 months ago

A new kind of personal finance site that connects people with a shared financial goal, like paying off debt or saving for a vacation.

52

3 months ago

A startup that helps keep track of your expenses and credit card payments. Customers can set goals for things like paying down debt and saving for a vacation and the app sends them a daily email reminder when it’s time to do so.

51

1 year ago

A startup aiming to provide access to a full suite of financial services, including credit reports, debt management, and investing.

49

1 year ago

A tool to help people manage their money, including credit checks and debt payments.

48

4 months ago

A startup that lets small businesses take a picture of an invoice and have it automatically sent to the debtor’s email inbox, or printed out if they’re unable to copy and paste the email.

48

1 year ago

A startup that’s developing a platform to help schools better manage their debt by measuring the performance of its fund.

47

1 year ago

A new kind of debt consolidation loan where a new debtors’ attorney works with a debt consolidation loan company to reduce debt and improve credit scores.

46

9 months ago

This startup helps US companies deal with the $1.4 trillion in student loan debt.

45

1 year ago

A platform for measuring, and managing, how companies pay back their loans. The startup helps companies intelligently manage their debt portfolios, and provides software for financial planning and decision making.

44

3 months ago

A startup that helps people eliminate their debt by buying them out, or by negotiating lower interest rates.

44

1 year ago

Looks to help entrepreneurs raise money through debt and equity, by providing a marketplace for investors to buy stock in startups.

42

9 months ago

A platform for peer-to-peer lending that enables lenders to invest in the loans themselves, not just collateralized debt obligations. The company provides the capital, and the seller gets the loan with a simple interface.

42

3 months ago

A startup working on a platform to help millennials pay off student debt.

42

3 months ago

A credit card-like tool meant to help businesses get a handle on the logistics of managing their debt. The startup says that its customers have saved more than $3.5 million after using the tool.

42

1 year ago

A tool for managing your expenses and credit card debt that you can access from your phone. The startup is looking to build out a suite of tools that can be used by customers who have debt. They’re getting data from credit agencies, and from customers via the app.

38

6 months ago

Services that allow consumers to manage their debt and credit card debt, regardless of how they pay it.

38

5 months ago

A personalized debt repayment program that helps employees pay off loans with money earned from their job. The solution is targeted at companies with at least $1,000,000 in annual revenue and $10,000,000 or more in annual sales.

37

7 months ago

This startup wants to make it easier for people to keep track of their finances by giving them a personal finance dashboard that explains how to save, pay off debt, and invest their money.

36

5 months ago

A startup that helps you view your credit history and manage your debt. The company is moving out of the US, and expanding to Hong Kong, Taiwan, and Singapore.

36

2 months ago

Providing a new market for people who want to refinance their debts but can’t get bank loans. The company is able to diversify and refinance the loans of people with bad credit, helping them out at a significant rate.

36

8 months ago

A new way to buy and sell debt and equity, aimed at fixed income investors.

31

6 months ago

A way to help people with low-income find services that can help them with everything from their medical debt to their housing needs.

30

8 months ago

An AI-based global credit score that predicts the likelihood of a person defaulting on their debt. So far, the startup says it has handled over $2 billion in credit transactions.

29

2 months ago

Online services for struggling borrowers, like debt collectors and attorneys.

29

21 days ago

A platform for Fintech companies in Latin America to explore new investment opportunities, such as debt and equity financing.

27

29 days ago

An iOS app that helps you understand your credit score and make use of debt management plans.

26

1 month ago

A company that helps people close their loans, saving them money and enabling them to pay off debt faster.

20

1 month ago

A tool for personal finance that helps people save, pay down debt, and manage all their financial accounts. The startup says that it has $30,000 in monthly recurring revenue, and counts YC, Braintree, and Capital One as customers.

13

2 years ago

A startup that provides a service where you can buy a "get out of debt free" card for someone who is struggling with debt

-1

2 years ago

Idea: A personal finance management startup for college students. The startup helps students budget their expenses with the intention of graduating debt-free.

-1

2 years ago

Idea: A way to automatically manage your finances that doesn’t require users to enter or re-enter any information. The startup is primarily focused on helping users pay off their debt.

-1

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Debt Startup Ideas

A new, blockchain-enabled peer-to-peer lending platform that is targeting the global student debt crisis. The company is expanding internationally and looking for investors.

A startup that wants to help people manage their debt, using a predictive system that helps them know whether they’re spending too much or too little.

A personal finance service that helps people pay down their debt from multiple cards in a single monthly payment.

A personal financing tool that helps consumers save for retirement, borrow against their homes, refinance student loans, and reduce debt.

A startup that helps teens take over their parents’ student debt.

A company that helps people figure out their credit score and offers a tool to help avoid debt and improve credit.

New startup that aims to take the pain out of student loan payments, using the debt to create scholarships for low-income students.

A cloud-based database of student loan debt for people to search, with a sign-up required to see data. The company also has a personal debt management product.

The company's app is designed to help consumers monitor the health of their finances, including credit scores, debt and income. The application, which is in beta, is available for Android and Apple iOS smartphones.

A startup that pairs you with a community of debt-free, budget-conscious people who are willing to split the cost of a car, home, furniture, or other major purchase.

A student loan refinancing platform that allows borrowers to pay off their debt in a number of different ways, including a lump sum or a fixed payment.

A peer-to-peer insurance startup that wants to help people get out of debt.

A tool for managing student debt, allowing users to “raise the rates they pay on student loan or credit card debt by a percent or more”.

A startup that wants to build a platform that lets people buy and sell debt on the blockchain.

A startup that wants to help people unload the debt they've accrued from student loans. They are currently working with 3,000 borrowers in the UK and hope to expand to the US in the next 12 months.

A startup that helps people find a way to pay for college that is better than what they are paying now, provided they can handle the debt on their own

A startup that helps individuals and companies manage their credit card debt in a more timely and efficient way.

A platform that uses machine learning to help companies improve their technical operations by identifying and removing technical debt and outdated code.

This is a service that helps individuals track and manage their student debt. The startup helps people take action on their student loans, and offers the ability to pay off the debt with a monthly plan.

A $100 credit card designed for students who want to pay down debt.

A SaaS platform that connects people who own debt with people who want to pay it off. The company says it’s already signed up “a few hundred” users.

A “platform to help you manage your money and debt”.

The company uses machine learning for risk management, identifying which customers are likely to default on their debt and which loans are more likely to default on their debt.

This company builds debt crowdsourcing platforms for lending companies. Borrowers can list their credit availability and a company can decide whether they’re a good fit for a loan.

A personal finance management app for managing credit scores, debt and budgeting.

A startup that helps consumers with access to loans or debt consolidation find the best financial services partner for their needs.

A digital tool that helps people manage their finances. The startup is pitching itself as a tool to help people manage their cash flow and manage debt.

A platform that lets you build a financial plan to get debt repayment, saving, and retirement in the right order.

A mobile app that helps people understand their personal relationships with debt. The app is designed to help people understand their relationship with debt and make decisions about how to manage it.

A company that helps people with student debt consolidate their debts and pay them off, sometimes with a single monthly payment.

A digital tool that helps users visualize their finances in terms of debt, retirement, and savings.

A consumer service that helps consumers collect on credit card debt from their personal loans.

A fintech startup that wants to help people manage their debt by offering a debit card and an app that covers nearly all credit card spending.

A small team of developers who specialize in both front-end and back-end development. The startup is looking to build a web platform to integrate data from other sources into Tableau. They’re currently $5,000 in debt.

A more personal way to pay back student loans. The startup helps students manage their debt by putting on an income-based repayment plan. It’s a platform for students to create a customized plan and manage their debt.

A startup that wants to help people manage their student loan debt. The company takes a subscription model that pays off the loan over time.

A startup that helps people manage their credit card debt, manage their finances, and stay on top of the things they owe. It claims to have helped over 1 million people, and is profitable.

A student loan refinancing company that helps borrowers get out of student debt by consolidating all their loans into one. It aims to make this process as simple as possible by allowing borrowers to make payments via their credit cards.

A debt-recovery app for India. It claims to have 1 million users and $20 million in assets. The startup started by focusing on debt recovery, but has recently expanded to include asset recovery.

A tech company that helps tech companies scale their tech. Through software, they help tech companies foster teams, manage tech debt, and make tech decisions, with a tech debt of its own, they say. They have a tech debt of their own.

A “smart” debt management platform that helps people manage their debts, including credit cards, personal loan debt and other types of debt.

A startup that wants to help people clean up their bank accounts and credit card debt by helping them understand their credit report.

A company that collects data from credit cards to build a predictive model of which cardholders are likely to pay back their debts (and which ones are likely to default). It’s looking to offer a free model to banks for their riskiest customers.

A startup that helps workers and organizations to collaborate on project management, and has a management dashboard. It’s currently $6,000 in debt and looking to raise $500,000.

A tool for helping people manage their medical bills. The startup, which launched in June, wants to help people manage their medical debt by setting up a payment plan with their credit card company.

A debt collection and negotiation software for businesses, enabling them to manage their collections, automate debt payments and communicate with customers.

A “smart debt management tool” for people with disabilities and seniors that helps seniors manage their debt.

This startup is building a tool that makes it easier for people to track and save their money. They’re looking to consolidate debt and save money on interest.

Sempi is “a company that helps people manage and organize their debt.”

A startup that helps people manage their debt, and offers advice on how to pay off debt.

A startup of peer-to-peer loans, where borrowers can use an algorithm to determine the best lenders, based on their credit history, credit score and debt-to-income ratio.

A student loan company that aims to help students avoid debt by offering them a variety of options for dealing with their loans. The startup says that more and more students are turning to it to help them pay off their loans, with its average customer paying off their loans after five months.

A tool designed to help companies manage their debt, with the service claiming to have helped customers save $12 billion since 2011.

A startup that helps people with debt or other financial obligations pay off their student loans faster with automated paychecks.

A tool that helps users “coach” others who struggle with credit card debt.

A startup that helps people manage their student loans. The startup helps students manage their student loans and pay down debt faster.

A startup that aims to educate students about college debt and financial aid, as well as cover all of the free services they offer, like money management course and career counseling.

A web-based platform for debt collection, including people’s unpaid taxes.

A credit card company that only issues credit cards to people who are in debt or struggling to pay their bills.

A CPA that wants to help salespeople manage and collect debts.

A suite of consumer credit and financial services that help consumers who need to consolidate credit cards and debt.

A startup for people who have accumulated a lot of debt and can’t pay it off. The startup aims to help people in more than 20 countries pay down the principal on their debts.

A new kind of personal finance site that connects people with a shared financial goal, like paying off debt or saving for a vacation.

A startup that helps keep track of your expenses and credit card payments. Customers can set goals for things like paying down debt and saving for a vacation and the app sends them a daily email reminder when it’s time to do so.

A startup aiming to provide access to a full suite of financial services, including credit reports, debt management, and investing.

A tool to help people manage their money, including credit checks and debt payments.

A startup that lets small businesses take a picture of an invoice and have it automatically sent to the debtor’s email inbox, or printed out if they’re unable to copy and paste the email.

A startup that’s developing a platform to help schools better manage their debt by measuring the performance of its fund.

A new kind of debt consolidation loan where a new debtors’ attorney works with a debt consolidation loan company to reduce debt and improve credit scores.

This startup helps US companies deal with the $1.4 trillion in student loan debt.

A platform for measuring, and managing, how companies pay back their loans. The startup helps companies intelligently manage their debt portfolios, and provides software for financial planning and decision making.

A startup that helps people eliminate their debt by buying them out, or by negotiating lower interest rates.

Looks to help entrepreneurs raise money through debt and equity, by providing a marketplace for investors to buy stock in startups.

A platform for peer-to-peer lending that enables lenders to invest in the loans themselves, not just collateralized debt obligations. The company provides the capital, and the seller gets the loan with a simple interface.

A startup working on a platform to help millennials pay off student debt.

A credit card-like tool meant to help businesses get a handle on the logistics of managing their debt. The startup says that its customers have saved more than $3.5 million after using the tool.

A tool for managing your expenses and credit card debt that you can access from your phone. The startup is looking to build out a suite of tools that can be used by customers who have debt. They’re getting data from credit agencies, and from customers via the app.