💡 Ideas AI

Powered by xAI

Startup ideas are 100% generated by xAI's Grok 4.2, an artifically intelligent deep learning model, without human involvement, and trained by you and 1,947,245+ other people who liked or disliked ideas. How it works

by @levelsio



Credit Startup Ideas



4 years ago

A startup that uses artificial intelligence to detect credit card fraud. The startup recently raised $1 million to begin working on its app.

1,105
3 years ago

A smart contract-based marketplace for small business, meant to help them access credit, discounts, and other small business financing.

639
5 years ago

A company that provides an API that allows users to integrate and track their credit cards

571
2 years ago

A company that helps small businesses (like contractors) hire subcontractors with a mobile app and a credit check

564
5 years ago

A credit card that has no annual fee and no foreign transaction fees. The company is in India.

558
3 years ago

A platform to help small businesses build their own credit scoring and risk assessment models.

546
5 years ago

A startup for selling and buying used computers from other people. Users can sell their old computers in exchange for cash or trade them in for newer ones. The company provides a platform to help people sell their old computers and also offers a buy credit option.

534
3 years ago

A small business loan platform for companies like hair salons, construction companies, etc. that want to use their own credit check data to verify their customers’ ability to pay back loans.

506
2 years ago

A startup that helps small businesses in the US get paid faster by providing other businesses that accept credit cards a way to pay them in cash.

428
2 years ago

Helping small businesses get started with a credit card processing service.

417
3 years ago

A startup that gives consumers access to credit scores in exchange for their data.

327
4 years ago

A platform that helps you manage your online credit cards and create a spending plan. The goal of the startup is to create a solution to the following problem: “When you spend money, you don’t know what you spent it on.”

262
4 years ago

A startup that provides financial planning for high net worth individuals and families, and which has worked with the likes of Goldman Sachs, Credit Suisse, and Fidelity.

251
4 years ago

Yolt is building a credit card without interest that refunds customers’ purchases if they make a payment within a year of making them. It’s a credit card for the unbanked, but it’s currently only in the United States.

243
5 years ago

A credit card that is funded by users rather than banks, with a cap on monthly spending.

242
4 years ago

Helps users find the best deals on flights, hotels and car rentals. The startup allows you to search for flights, hotels, car rentals and more, and then allows you to filter the results by price, location, amount, and whether you’d like to pay with cash or credit card.

242
5 years ago

A startup that wants to make your money work for you, without having to do the work yourself. The company’s first product is a small device that makes it easier for people to open their credit card accounts, and has plans to expand to other financial products like insurance.

232
3 years ago

A credit card designed for use in the developing world that charges low interest rates and has lower transaction fees.

226
5 years ago

A startup that’s building a way to make it easy for existing credit card users to get the same rewards as users of new cards.

225
4 years ago

A machine-learning platform for detecting fraud in credit card transactions.

225
4 years ago

This startup wants to build a new type of credit card for the underbanked, especially in developing countries. It takes the form of a prepaid card and is available in any currency. Given the lack of banking options in many such countries, the startup sees a lot of potential for growth.

222
4 years ago

A startup that makes a credit card that works like a debit card but offers cash back

222
4 years ago

A “socially conscious” credit card that doesn’t charge users extra for not using plastic. The startup has a $1 billion market cap.

219
4 years ago

A payments startup that helps merchants accept all major credit cards by charging them the same price. PayMill charges the merchant a flat 2.5% fee for every credit card transaction.

217
4 years ago

A software solution to help merchants manage customers’ credit cards and billing information. It’s built to work with any point-of-sale system and has already been deployed in the US and UK.

217
2 years ago

The startup is developing a better way for companies to manage data for credit cards and other payment systems.

217
5 years ago

A startup building a software platform for retail that automates product returns, credit, and refunds on all e-commerce sites

212
5 years ago

A mobile app that helps a person use a credit card that does not have a magnetic stripe. Instead, it uses a special card reader that reads the information on the card, and sends it to the app.

212
4 years ago

A chatbot that helps users find out their credit score and get to know their credit history.

210
4 years ago

A company that helps people figure out their credit score and offers a tool to help avoid debt and improve credit.

209
4 years ago

The founders of this startup are trying to create a new kind of credit card that can be used across multiple merchants, instead of different cards for different merchants.

205
2 years ago

 A $1 app that helps users to manage their credit card debt. Called “Debtors Anonymous” the app tracks users’ credit cards and keeps track of their progress managing their debts.

203
4 years ago

A B2B service for helping retailers automate the process of accepting credit cards.

202
4 years ago

A credit card that offers financial products to its users for purchases made on the card.

199
4 years ago

A credit card for gamers. The startup is building a credit card for gamers that rewards them for playing their favorite games.

199
4 years ago

A team of data scientists comes up with a way to use machine learning to detect fraudulent credit card purchases. The company says it has already helped its clients save $7 million, and expects to save the same amount this year as well.

198
4 years ago

The fund focuses on two themes: 1) creating new tools to enable better access to financial services (including micro-credit, financial products, and payment systems) and 2) creating new technologies for improving the quality of health care.

198
4 years ago

A company that uses AI to help people understand their credit score. It’s founded by a former VP of risk at FICO, and has raised $40 million.

196
4 years ago

A partnership that facilitates the creation of credit scoring software.

196
4 years ago

A product that will help you find and book a ride on a ride-hailing app, and then let you pay with your credit card.

194
4 years ago

This is a platform that allows people to swap their old furniture, shoes, and accessories for store credit.

192
4 years ago

A cloud-based insurance platform for credit unions and other institutions to manage risk and collect premiums from their customers.

191
5 years ago

Idea: A credit card that rewards people for healthy behavior

189
5 years ago

Microfinancing platform that uses a machine learning algorithm to do credit checks and a risk assessment in order to make sure the capital they lend is actually utilized. Microfinance is a $2.6 trillion industry where millions of people lack access to loans, and that’s where the startup wants to come in and help.

189
4 years ago

A mobile app that connects users to the best local organic food, and helps them pay for it with their credit card

189
4 years ago

A company that wants to create a “universal” credit card for customers. This could be a credit union debit card or if the company is successful, a Visa or Mastercard card with a rewards program.

188
4 years ago

A digital banking app for the unbanked in Latin America. The startup is building the “first true digital bank for the unbanked”, working on integrations with traditional credit unions and banks.

188
3 years ago

A startup that helps people book medical appointments using their driver’s license information, which is usually tied to a credit card.

188
5 years ago

A company that wants to be the “Uber of home security”, letting people pay for home security devices with their credit cards and then let the company handle the rest. The company has raised $10 million in a Series A.

186
5 years ago

A credit card for the underbanked.

185
5 years ago

A credit card that allows you to donate to charity on a monthly basis.

185
4 years ago

A credit app that allows you to save money on your utility bills by charging you for times when you don’t use your home.

185
5 years ago

A tool that helps you compare credit cards and other features.

184
4 years ago

A "social-first" payment app that lets anyone with a credit card, debit card, or PayPal account pay for things online.

184
5 years ago

A platform where people can pay with their debit and credit cards to buy products from merchants.

183
5 years ago

A consumer credit card that’s crowd-funded

183
5 years ago

A credit card issuer that focuses on low-income consumers.

182
5 years ago

A mobile app for finding the closest parking spot to where you’re going, with the ability to pay for it with a credit card.

182
4 years ago

A startup that provides credit unions with a way to send alerts and build better relationships with members.

182
3 years ago

A company focused on helping consumers and small businesses manage their money using a single integrated app, including credit cards and checking accounts.

181
5 years ago

A credit card payment platform that lets merchants accept credit cards on a physical retail location, without the risk of that location failing to pay the merchant.

180
4 years ago

A platform that allows people who have low credit scores to apply for microloans

180
4 years ago

A platform that brings the benefits of crowdfunding to the traditional credit card industry.

180
4 years ago

A company that wants to solve the problem of bad credit loans and bad credit loans of all kinds.

179
4 years ago

A startup to help people find the best rate for an apartment, whether it’s to rent or sell. The startup wants to enable apartment search for people with low to no credit, helping them get the best rate.

178
4 years ago

A startup that operates a “pet care network” for people who have pets. The startup wants to build a platform that allows people to find pet-sitters and services, and then pay for them through a payment system that works without a credit card.

178
5 years ago

A free database of all consumer credit cards, available online and allowing users to search for cards, compare them, and see where they’re used.

177
3 years ago

A company that offers a platform for credit unions to build mobile apps. The startup says it’s already working with over 50 credit unions to build mobile apps.

177
5 years ago

A tool for banks to vet potential borrowers based on their credit score, then offer guidance to help them get approved. “If you have a credit score, we can fix your credit score.”

176
5 years ago

A credit card with a debit card that earns points and can be used for all purchases, including travel and dining.

175
5 years ago

A credit score for websites, allowing users to get information on their creditworthiness without needing to apply for credit.

175
3 years ago

 Mint.com is a startup that takes a fee for credit monitoring for their customers.

175
5 years ago

A startup that provides a custom-branded credit card for businesses. The startup is working with a handful of national merchants and aims to scale eventually.

174
4 years ago

There are over 2,000 cryptocurrencies. A finance startup called CreditChain aims to build a cryptocurrency that is more accessible to the average consumer. The company is seeking to build out a “credit blockchain” that allows banks to create and distribute digital and physical products, like insurance policies, to consumers in minutes.

174
3 years ago

This company is building an application that helps users manage their credit cards, loans, and other accounts.

174
4 years ago

A company that allows people to plug in their credit card info, and then allows them to download their credit report

171
4 years ago

A company that’s building a browser extension so users can automatically sign up for credit card promotions, using the credit cards they already own.

171
5 years ago

A software for consumers to share their credit with friends without going through a bank.

170
5 years ago

A credit card for the underbanked. It eschews traditional bank systems and instead relies on direct deposit.

170
3 years ago

A startup that makes it easy for businesses to develop their own line of credit cards and then sell them to other businesses.

169
5 years ago

A startup that provides credit to college students based on their predictive ability of their future grades

168
5 years ago

A tool for cashiers to easily check if a transaction is considered a cash or credit one.

168
5 years ago

A company that helps you create a credit score in a few minutes.

168
5 years ago

A micro lending platform that helps small businesses in India access credit. It doesn’t charge interest, but charges a fee for the loans.

168
5 years ago

A startup that helps people manage their finances and credit scores. The company offers mobile credit monitoring and a personal finance management tool.

168
5 years ago

A platform that enables online businesses to easily take payments with a credit card.

167
5 years ago

The company’s first product is a credit card reader that plugs into a mobile device. It’s meant to work with a smartphone’s wireless charging capabilities.

167
4 years ago

A fintech product for US credit unions for managing bank accounts.

167
3 years ago

A credit card that tracks expenses and awards points for every dollar spent.

167
5 years ago

A startup that lets users pay their bills via credit card orders.

166
5 years ago

A platform for micro-transactions for online merchants. The startup wants to eliminate the need for credit cards. The startup has its first pilot under its belt, with $300,000 in monthly revenue.

166
5 years ago

A startup that makes it easier for hotel guests to use their credit card on property. The company’s founders came up with the idea at a conference where the hotel they were staying at had a similar feature, and thought there was a better way to do it.

166
3 years ago

A pre-paid card that gives users access to a credit line, allowing them to buy small-ticket items that they don’t want to pay cash for. A debit card with a $5,000 limit.

166
5 years ago

A startup that wants to provide an alternative to the major companies that offer access to credit cards.

165
5 years ago

This is an application that lets you set up a credit card and apply for a bank loan instantly, within a few minutes of signing up.

165
5 years ago

A San Francisco startup aiming to become the first credit union to offer free checking and savings accounts to any member of the U.S. Armed Forces.

165
4 years ago

A startup that vets credit card applications by customers before they’re approved. The startup says it’s saved its customers a few million dollars in potential fraud.

165
5 years ago

An educational tool that helps students in the US get certificates from universities around the world. The startup helps students get their credits in real time, with a guarantee that their credits will transfer to the school they’re attending.

164
5 years ago

When you want to buy a new coat, you order it from a store. When you want to buy a new car, you do the same, and your credit card company gets in touch with you. When you want to buy a new smartphone, you have to go through the same process. It’s a bit of a hassle, and it costs a lot of money.

164
5 years ago

The startup is building a way for people to keep track of their credit scores and other financials via the web or mobile.

164
4 years ago

NzDrive is a software company that makes it easier for people to get their hands on a car, even if they don’t have a credit score or a down payment

164
4 years ago

A new way of paying for groceries. Instead of swiping a credit card, shoppers use their phones to scan a QR code for payment and a receipt.

164
4 years ago

A startup that allows users to easily track data on their credit cards, including spending habits and the like, and then sell that information to retailers.

164
3 years ago

A platform that helps you understand your payment and credit card data and helps you use it to make smarter financial decisions.

164
5 years ago

A real estate focused business that connects tenants and landlords. The startup is a bit like Rocket Mortgage, a company that helps people with bad credit refinance their home loans — the startup’s focus is more on the landlord side of the equation. The startup charges a monthly fee of $50 for their service.

163
5 years ago

A startup to help you understand your current credit card’s reward programs

163
5 years ago

A startup that helps credit unions expand their lending options by lowering the cost and time it takes to get a loan.

163
3 years ago

A new way for people to order coffee online, with an app that lets you order in bulk and pay with a credit card.

163
3 years ago

 This company builds debt crowdsourcing platforms for lending companies. Borrowers can list their credit availability and a company can decide whether they’re a good fit for a loan.

163
5 years ago

A startup that wants to solve the problem of allowing businesses to accept credit cards and bank accounts in one place. After launching in April, the company is now working on making the process seamless for customers.

162
5 years ago

A chatbot that aims to help people better understand their credit score and make more informed decisions about credit.

162
5 years ago

A credit card that earns points for saving money. The startup helps people save money by helping them save points on their credit card through savings accounts.

162
4 years ago

A tool for consumers to manage changing credit card numbers, enabling them to quickly update their info.

162
5 years ago

A startup that wants to help people in Latin America track their expenses and grow their credit score The company’s founders say that after launching in early august, they’re already working with over 3,000 retail accounts

161
5 years ago

A startup that allows small businesses to sell their products online, and pay vendors with a digital wallet, and only with verified credit card.

161
5 years ago

A startup that works with large finance companies to build a tool to help them understand their customers’ credit scores.

161
3 years ago

A startup developing a new type of credit card that can be used anywhere, from Uber to Taco Bell to Applebee's

161
5 years ago

A startup that makes it easy for small businesses to get the financing they need. Pure is a platform that helps businesses build a relationship with banks or credit unions, which can then make lending decisions on behalf of the business without requiring a formal loan.

160
5 years ago

Built for a “very different industry”, this startup is helping people manage their credit cards.

160
4 years ago

A credit platform for small businesses in the U.S., with plans to add a debit card option in the future.

160
3 years ago

A startup that has built a way for people to organize their credit cards, bank accounts, and other financial accounts into one secure dashboard.

160
5 years ago

A company that lets you find a local attorney and pay via credit card.

159
5 years ago

A microfinance platform for the poor that provides an online finance management system. It helps with credit, savings, loans, and building businesses.

159
4 years ago

Online platform that helps small businesses access business loans and credit cards from local banks. The startup has raised $2 million from a range of investors.

159
3 years ago

A mobile app that lets you convert your credit card into a debit card and pay in-store without a credit card.

159
5 years ago

This startup wants to make it easier for companies to take credit for their employees’ achievements, while also helping workers use their data to get more from their employers.

158
5 years ago

The startup is looking to disrupt the $2.8 trillion consumer credit industry, which it says is ripe for disruption by building a better credit scoring system for micro and small businesses using data from a company called Credit Karma.

158
5 years ago

A mobile app that helps users save money by suggesting the right balance for their credit cards. The startup has raised $1 million in seed funding.

158
5 years ago

A peer-to-peer mortgage marketplace, where borrowers could get a credit score, FICO score, and a monthly payment quote by asking friends to lend money to them.

157
5 years ago

The startup helps banks build and run their own corporate credit cards and associated tools. They’re currently working with 6 banks across the US.

156
5 years ago

A platform that connects companies to freelancers via a web app. The startup accepts payments via PayPal and credit card.

156
5 years ago

A Chinese-focused ecommerce platform that was built on the idea that China's economy is less of a free market and more of a controlled economic system. The company is working on a solution to let individuals buy goods without a bank account and without a traditional credit card.

156
5 years ago

A software-as-a-service platform that helps people easily manage their credit and student loan accounts. The startup is also building a personal finance dashboard.

155
4 years ago

A platform that helps people with no credit understand how credit works.

155
3 years ago

A startup building a software platform that helps financial institutions and other companies find the right credit analyst for their loan products.

155
5 years ago

A new way of paying for groceries using a credit card, with the goal of helping people make healthier, more affordable choices.

154
5 years ago

This startup is building an online and mobile platform to help consumers research credit cards, loans, and credit scores.

154
3 years ago

A credit card application for the underbanked, where users pay a small fee to use the card and earn credit line rewards.

154
5 years ago

A company founded by a team of Stanford and Berkeley researchers that uses AI to detect and prevent fraud. The software aims to detect when a person is trying to make a credit card purchase in a store and notify the appropriate employees, who can then stop the transaction.

153
3 years ago

A mobile payments app that’s “like Venmo but for credit cards”. The company is looking to disrupt the way that people pay each other, and enable commercial transactions.

153
5 years ago

A credit card for people who are underbanked. The company offers a line of credit that doesn’t require a credit check, allowing people to put down as little as $1.

152
5 years ago

This startup is building a payment platform to help rural local businesses accept credit cards. The startup is based in the Philippines and has been working with both credit cards and bank-issued debit cards in the country.

152
5 years ago

Aiming to make it easier for people to use digital cash, the startup wants to make it easier for people to pay each other without the need to send money through a bank. They’re working to make digital cash as ubiquitous as a credit card.

151
5 years ago

A software company designed to make college affordable by allowing students to pay for it with credit.

151
5 years ago

A startup that aims to solve the problem of the billion people on the internet with no credit cards.

151
5 years ago

A startup that wants to help its customers find the right credit card with the right rewards program.

150
4 years ago

A company that connects retail stores with talented baristas. The startup offers the ability to get coffee from the comfort of one’s own home, and pay with a credit card.

150
5 years ago

A mobile app that allows you to manage your credit and debit card numbers with just your phone’s camera and a voice response. Circle uses the camera to take a picture of the card and then calls the number on the card to confirm it’s valid before linking it to your phone.

149
5 years ago

The idea is that you could use a built-in chip that connects to your phone to allow your phone to act like a credit card. The idea is still in the early stages.

149
5 years ago

A tool for managing student debt, allowing users to “raise the rates they pay on student loan or credit card debt by a percent or more”.

149
5 years ago

A platform for selling online courses and subscriptions, allowing students to take online courses for credit and work towards certifications.

148
4 years ago

A credit card for small businesses. The startup wants to help small businesses get credit cards, but it’s not a credit card.

148
5 years ago

A startup that helps people manage their credit score

147
5 years ago

A startup that helps you visualize your credit score and quickly access information on your credit report and credit score.

147
5 years ago

A platform that helps retailers figure out how to attract more customers through social media. It uses a combination of data and algorithms to predict who will sign up for their credit card, and who will visit their physical store.

147
5 years ago

A company that makes digital wallets for vending machines, allowing users to pay with credit cards and cash.

147
2 years ago

A chatbot that helps determine a person’s credit risk.

147
5 years ago

A startup that provides online courses for students in Africa to help them get college credit

146
5 years ago

This startup is a platform that allows shoppers to send gifts to any other shopper with a linked debit or credit card, or even a prepaid card.

146
5 years ago

A software & hardware startup that makes a $100 credit card with a built-in fingerprint scanner

146
5 years ago

Startup that allows users to pay for their Uber rides with their Chase credit card, resulting in credits to their card balance.

146
5 years ago

A tool that helps you find the best interest rates for your credit card. The startup says they have more than 1,000 users and are growing by 100 users a month. The founders say they’ve raised $1.3 million in funding from angel investors.

146
4 years ago

A credit card you can use for virtual items, virtual real estate, and virtual donations.

146
3 years ago

A platform that enables users to check their credit scores and buy discounted or free credit scores from multiple credit reporting agencies.

146
5 years ago

The company's app is designed to help consumers monitor the health of their finances, including credit scores, debt and income. The application, which is in beta, is available for Android and Apple iOS smartphones.

145
4 years ago

Startup that builds a platform to pay for parking with a credit card.

145
5 years ago

A startup that helps people get their hands on a shorter-term loan without having to go through the hassle of getting a credit card. They recently raised $600,000 in seed funding.

144
5 years ago

This startup is building an application that connects credit unions with third parties like landlords, allowing them to provide credit to their members at a lower cost than in-person lenders.

144
5 years ago

A software platform that lets people transfer money between their bank accounts, and their credit cards.

144
5 years ago

This startup is building a credit scoring system that combines traditional FICO scores with an algorithm it’s using to predict the likelihood that a person will default on a credit card.

144
4 years ago

A pain-free way to sign up for new credit cards. The startup wants to help people with bad credit have a credit card that’s reserved for emergencies.

144
5 years ago

This startup wants to build a customizable, flexible, and affordable credit score.

143
5 years ago

A start-up that allows you to pay for your Lyft or Uber ride using the credit you get back from your credit card company’s rewards program.

143
5 years ago

A startup that helps you pay for things with credit cards for merchants who may not have the traditional infrastructure.

143
3 years ago

A fintech startup that wants to help people manage their debt by offering a debit card and an app that covers nearly all credit card spending.

143
5 years ago

A personal finance app that provides a dashboard to track spending, credit, and savings.

142
5 years ago

A company that allows entrepreneurs to raise money with their credit cards (and pay back later with future earnings).

142
5 years ago

A startup for managing and comparing all of your home loans, credit cards, car loans, and other loans.

142
5 years ago

An online marketplace for home services and the services of other contractors. Users can find services and contractors by keywords, and pay with a credit card or PayPal.

141
5 years ago

A credit reporting agency that uses AI to predict a person’s financial risk.

141
5 years ago

A digital credit card designed to help people pay for things by charging a small amount each time they use it.

141
4 years ago

A software development company based in Utah. They’ve built a platform that helps small businesses get paid faster by automating the process of bill-pay and credit card collection.

141
4 years ago

The idea is that you can share a credit card and an amount, and restaurant will then provide you a receipt for that amount. The company is based in the Bay Area, but has customers in all 50 states.

141
3 years ago

Payment platform for businesses, which lets them accept payments via credit cards, bank transfers, and PayPal.

141
3 years ago

 A platform for managing personal and professional finances and allowing users to store their digital assets (including bank accounts, credit cards, etc.)

141
3 years ago

A startup for people looking for the best deals on savings accounts, credit cards and loans.

141
2 years ago

A digital credit card system that connects consumers with a variety of financial services, including loans, scholarships, savings etc.

141
5 years ago

An “invisible” credit card. The startup aims to use biometrics, like facial recognition, to replace physical credit cards. It’s first product is a “perpetual” card that can be used in lieu of a regular card.

140
5 years ago

A new service that lets companies run their own credit card processing, giving them the ability to take cash out of the ATM and sending it directly to a bank account.

140
5 years ago

This startup is building a vending machine for the financial sector. It’s an open source vending machine that lets banks and credit unions buy and sell financial products in bulk.

140
4 years ago

A startup that helps companies in Brazil manage all of their consumer credit with the help of a single dashboard.

140
5 years ago

This startup is building a “smart” card that runs on a local RFID (radio frequency identification) chip. The card is intended for use in vending machines and retail stores where sales occur, but the company is also looking to use it in other contexts like credit/debit cards and membership cards.

139
5 years ago

A company that distributes plastic bags to shoppers in developing countries so they can buy groceries on credit.

138
4 years ago

A “digital credit card” for the blockchain-based payments market.

138
3 years ago

A company that builds AI tools that can help detect fraud on credit cards.

138
5 years ago

A startup that helps people understand their credit score and how to use it to their advantage

137
5 years ago

A startup that gives you a free credit card (with no annual fees) when you sign up for a certain amount of money back when you shop online

137
5 years ago

A mobile app that allows users to find and book a taxi and pay for rides with their credit cards. Currently operating in the UAE.

137
5 years ago

This credit card processor is trying to make small businesses feel more secure about their accounts.

137
5 years ago

Similar to the standard credit card processing business, but with a more tailored product. The startup has a subscription model, and aims to break down the barriers to entry for smaller businesses.

137
5 years ago

A free service that allows you to track and manage your 20+ credit cards in one place.

137
5 years ago

A desktop application that allows people to quickly and easily pay their bills, from utility companies to credit card companies.

137
5 years ago

An API that lets customers pay any merchant in the world, directly through their website, with no credit-card processing fees.

137
4 years ago

A payments platform that allows merchants to accept credit card payments in-app.

137
5 years ago

 A “Global Credit Network” where you can borrow money from anyone in the world — no credit checks and no collateral. The startup is building the infrastructure to make international microlending easy.

136
5 years ago

A software company that uses AI to predict your monthly credit card payments, based on your current spending.

136
5 years ago

A startup that wants to make the “banking process” easy for millennials. The CEO says that half of millennials don’t have checking accounts, and another third don’t have credit cards. They want to do for banking what Mint did for personal finance.

136
5 years ago

A credit card with no annual fee, no foreign transaction fee, no penalty fees, no cash advance fees, no late fees, and a 0% intro APR for 15 months.

136
5 years ago

A company that makes credit scores that are based on a person’s social media activity, rather than their credit history.

136
4 years ago

An online platform that gives people access to credit for the things they need.

136
5 years ago

A company that turns a smartphone into a credit card terminal for money transfers.

135
5 years ago

A platform that helps busy people manage their finances, including personalized budgeting and credit card management suggestions.

135
5 years ago

A company that builds products that help people understand their finances and save money. It saves customers money in the form of lower interest rates and lower cost of credit, and it pays interest on all savings in a person’s bank account.

134
5 years ago

A tool to help people understand their finances, in the form of an app that takes a person’s income and expenses and tells them how much to spend each month. The startup is also building a tool to help people understand their credit scores, and is working with several credit scoring agencies.

134
4 years ago

Fintech startup that wants to help small businesses with cash flow and credit management.

134
3 years ago

A consumer credit monitoring service

134
5 years ago

This startup is building a platform that connects landlord’s with tenants in need of a place to live and gives them a credit score. The startup’s founders say that there are already over $90 billion worth of real estate assets currently sitting idle.

133
5 years ago

A platform that helps small businesses manage their finances by bringing together all their bank accounts and credit cards into one dashboard for employees, and for employees to request payments.

133
5 years ago

A startup that helps individuals and companies manage their credit card debt in a more timely and efficient way.

133
5 years ago

They’re building a credit scoring platform that looks at your credit history, social media presence, and other things to predict your creditworthiness.

133
5 years ago

A way of helping people track their credit card transactions.

133
5 years ago

A startup that helps small businesses market to homebuyers. Their product is a “premier content marketing platform” that utilizes detailed data about a dozen variables, including income, credit score, and the type of property they’re looking for.

132
5 years ago

A credit card that doesn’t expire for 24 months. The startup is now in the process of getting a bank account and possibly a credit card license in the US.

132
4 years ago

A set of tools for small- and medium-sized businesses to manage their credit and invoice processes.

132
3 years ago

A banking solution meant to offer a new alternative to the credit card. The company is co-founded by former players from Stripe, who say they’re “creating a banking brand that works for the modern consumer”.

132
5 years ago

A startup that provides a commission-free stock trading platform for accredited investors

131
5 years ago

A crowdfunded loans startup that helps credit unions offer small business loans to their members. It partners with Fiserv and its lending platform.

131
5 years ago

A $100 credit card designed for students who want to pay down debt.

131
4 years ago

Credit card skimming startup that has raised $1.2 million to help merchants cut down on fraud.

131
3 years ago

A start up that’s building a system for crowd-funding that doesn’t require a credit card.

131
3 years ago

A finance startup that specializes in helping banks and credit unions with their risk management.

130
5 years ago

A tool that provides an interface to connect to third-party data sources, like credit cards, loyalty programs, and other apps, to produce a complete customer profile.

129
5 years ago

A company that helps companies manage their HR functions. The company’s software enables companies to manage their employee records like mortgages, healthcare, and credit cards, and their payroll, benefits, and retirement.

129
5 years ago

A small loan marketplace that allows anyone to lend and borrow locally, in person, with no credit score required.

129
5 years ago

A platform that helps you get the best rates on your loans, or credit cards.

129
4 years ago

Idea : A startup that helps people manage their money and credit, price shopping and saving, and do it all with a single app.

129
4 years ago

An “incredibly fast” and “less expensive” way to process credit card payments on the web.

129
5 years ago

A tool to help users understand the credit and risk of the costs of their insurance plan.

128
3 years ago

A platform that helps customers avoid high fees by connecting them directly with their bank and credit card companies.

128
3 years ago

A startup that wants to make it much easier for users to manage their credit cards. Instead of users having to go to multiple sites to manage their identity, they can get all of their information in one place.

128
2 years ago

A restaurant booking platform that lets users pay with a debit card or credit card, then get delivery within 30 minutes.

128
5 years ago

A company that provides a service that lets customers pay for their groceries using a credit card without having to carry cash.

127
5 years ago

A startup that helps individuals quickly compare their credit score with other credit scores

127
3 years ago

Taking a very different approach to the app idea, Crowdbucks is a crowdsourcing app for business owners that wants to help them get funded, with a credit card-based payment system and payment feature.

127
5 years ago

A new credit card payment method that uses the benefits of digital and mobile payments to make payments as easy as swiping a credit card.

126
5 years ago

A crowdfunding website with a different twist. Currently popular in the UK, the platform allows users to use online loans for funding instead of just credit cards.

126
3 years ago

This credit card processor for small businesses is growing fast but has a small user base.

126
5 years ago

A consumer credit score for the US that scores potential customers on their creditworthiness.

125
5 years ago

A wireless charging pad that looks like a credit card. The company wants to create a whole ecosystem that combines charging stations, wireless charging pads, and a mobile app.

125
3 years ago

An AI-powered, real-time credit score for consumers.

125
5 years ago

A startup that wants to build a smartphone-based payment system, with support for cryptocriteria like Bitcoin and Litecoin, to replace the credit cards people use to pay each other.

124
4 years ago

A consumer card that can be used at many places where plastic credit cards are accepted. It’s meant for the Indian market to replace a plethora of different forms of payment.

124
5 years ago

A platform that analyzes credit card data to help you improve your credit score.

123
5 years ago

A startup trying to bring payments made through a physical credit card to cash-only establishments. The startup is pitching its service as a way to bring cash-only businesses into the digital age.

123
5 years ago

A platform that will allow users to access their credit scores and other financial information, whether or not they’re currently signed up with a bank.

123
5 years ago

The startup’s platform aims to help people mitigate the risk of receiving bad credit and loans. It has already secured $5 million in funding.

123
3 years ago

Provides a credit score for students by combining data from their FAFSA and other sources to predict how they’ll perform on a loan or in the job market.

123
4 years ago

A startup that wants to build a system to help people in the developing world manage and track their food using a mobile phone. It’s building a platform that allows customers to buy and sell food using a mobile phone and a credit card.

122
5 years ago

A startup that wants to take your credit card data and have it automatically pay your bills, so you never have to pay a late fee.

121
2 years ago

A software company that creates software for managing, tracking, and billing for customer payments and credit.

121
5 years ago

A platform that helps new businesses get started, allowing them to get a credit line and borrow money at favorable rates from lenders.

120
5 years ago

A startup that uses its own technology to construct a new type of credit reporting agency, which will offer credit score and credit monitoring to people who do not have access to traditional credit reports.

120
4 years ago

A startup working to democratize credit in the developing world, creating a new financial product that would give people access to credit in a way they haven’t had before. The company, which was founded in India, wants to make it more affordable for people in the developing world to use and maintain credit.

120
4 years ago

A way for students to learn about the world’s best universities while earning college credits.

120
4 years ago

A startup that’s building a digital card for people who don’t have credit cards, allowing them to purchase goods without a bank account.

120
5 years ago

A company that sells a credit score you can track with their app, allowing you to monitor your credit score and see how it changes over time.

119
5 years ago

A credit card that rewards its customers for giving back to the community. Instead of paying a flat fee for the credit card, customers are charged based on the number of points they earn for charitable donations.

119
5 years ago

A program that helps people trade in their old textbooks for credits to buy new ones. The startup is working with publishers to get its new textbooks a little cheaper than new ones.

119
3 years ago

A “smart” debt management platform that helps people manage their debts, including credit cards, personal loan debt and other types of debt.

119
2 years ago

The company has met with banks in more than 15 countries and has 15,000 credit card holders. The startup wants to provide a “micro ATM” that allows people to withdraw cash from their phones.

119
5 years ago

A platform that connects lenders to people who have bad credit to pay loans back on time. The company’s cofounder, David Leon, says the company is profitable, has more than $1.3 million in loans, and has been servicing loans for over a year.

118
5 years ago

A $50 million per year B2B startup that gathers data from credit card transactions, then matches the data to the person’s payment history to make sure they’re getting fair credit.

118
5 years ago

This is a credit card processing startup that is aiming to offer a cheaper alternative for small businesses.

118
5 years ago

A credit card for young people, targeted at millennials for whom traditional credit cards don’t suit their habits. The company has a physical card with a magnetic stripe that customers put on one side of their phones to pay their bills.

118
4 years ago

A member-driven credit union that allows members to invest their money in peer-to-peer lending. The startup raised an $8 million round in April 2019, and plans to roll out to the UK and Germany in 2020, as well as other countries.

118
3 years ago

A platform that allows kiosk users to pay for parking remotely with their credit card, and be refunded the money in their account immediately.

118
5 years ago

A digital payment solution for baristas that allows them to accept credit cards, debit cards, and Apple Pay payments. The startup is currently focused on the US market.

117
5 years ago

A blockchain-based insurer that wants to give people a way to “secure financial services” and help them “build better credit and financial lives.”

116
5 years ago

A digital tax preparation software that automatically calculates federal and state taxes based on a person’s income, deductions and credits

116
3 years ago

A way to make digital layaways easier with a mobile app that allows customers to make digital layaway payments with a credit or debit card. The startup says it’s already onboarded over 1,000 customers.

116
2 years ago

A tool that helps you choose from a variety of different payment options and calculate the costs of various credit cards.

116
5 years ago

A subscription-based service for managing your credit score. The startup is looking to partner with banks and credit card companies to make it easier to monitor your credit.

115
5 years ago

A startup that helps people check their credit score, see how it has changed, and find out new credit options.

115
5 years ago

This is an app that helps fans book concert tickets. FanBridge helps match fans with the artists they want to see, then book tickets and credit cards for the show.

115
5 years ago

A B2B company that aims to help retailers manage all of their account receivables (credit cards, store cards, and payment cards) from a single platform. The company is selling to retailers and merchants in the US and Latin America.

115
5 years ago

A digital lending platform that helps people with bad credit get loans for things like cars and appliances. They currently have over $100million in loans in the pipeline and a few hundred customers.

115
3 years ago

A web-based service that makes it easy to get credit at the right time and at the right place.

115
3 years ago

A company that lets people use a single credit card to buy things with both Apple and Android devices.

115
5 years ago

 A startup that wants to replace the standard “credit score” with a better, more holistic one.

114
2 years ago

A new kind of credit card that doesn’t require a credit check

114
5 years ago

A startup for direct sales of international travel, with a focus on leisure travelers. The startup provides an easy way to book and pay for the flight with a credit card and splits the commission with the travel agent.

113
5 years ago

A digital assistant for checking your credit and bank accounts, aiming to be “the financial hub of your life”.

113
5 years ago

A way to make payments and transactions easier for the 2 billion people that still don’t have access to credit cards.

113
3 years ago

A “mobile payments and loyalty app” for retailers. The startup plans to make it easy for customers to pay for purchases without pulling out a credit card.

113
3 years ago

A credit card company that only issues credit cards to people who are in debt or struggling to pay their bills.

113
5 years ago

A venture-backed startup that serves as a marketing platform for credit card and bank data that lets companies run campaigns. It’s also a marketplace for data, where companies can buy and sell their own data sets.

112
5 years ago

CREDITS is a new way to manage all of your credentials, focused on the crypto-economy.

112
5 years ago

 A credit card linked to your bank account, like a debit card with your bank’s approval. The card can be used everywhere the bank accepts credit cards. The startup has raised $1.5 million in seed funding from a single investor, Andreessen Horowitz.

112
4 years ago

A tool to keep track of financial obligations, such as rent or credit cards or student loans.

112
4 years ago

A startup that sells a “tax-only” model for small-scale farmers that would make it easier for them to get credit from banks and sell their produce in the US.

112
4 years ago

A credit card that gives rewards for using it.

112
5 years ago

A content marketing startup that wants to make customers more aware of their own credit card data. The company’s strategy is to make the customer’s credit card data more transparent by showing customers a breakdown of their expenses and a way to lower them.

111
5 years ago

An on-site credit card system for small businesses. The company says it’s already working with over 700 businesses.

111
4 years ago

A product that makes it easier to manage and understand your credit.

111
4 years ago

The company is building a tool that lets you browse and buy things online without having to provide your credit card numbers.

111
2 years ago

A startup making it easier for small businesses to accept credit card payments through their website.

111
5 years ago

A startup that helps individuals sell their online shopping and other services, and get paid via their credit card.

110
5 years ago

It’s a brand new concept in the world of advertising, using the “perks” of a travel-based credit card to show you ads you’d be interested in on a flight.

109
5 years ago

A software platform for providing pre-paid credit cards. The startup is building an API for businesses to buy virtual credit cards branded with their brand, which they can then offer to their customers.

109
5 years ago

A tool for people to search for home insurance, with options for low-income renters and those who have no credit history.

109
4 years ago

A startup for keeping track of your credit cards and bank accounts, with the goal of making it “as easy as possible for millennials to deal with money”.

109
3 years ago

A startup for those who have lost their wallet, that lets them track their money, credit cards, and other items without them having to give their information.

109
4 years ago

A digital payments application for small businesses that replaces a bank account, credit card, and direct debit. The B2B business uses the same technology that allows a company to charge purchases to a credit card.

108
4 years ago

A company creating a consumer credit score, charging a monthly fee to help you get a better credit score.

108
3 years ago

The company is looking to create a single directory for all the services, both online and offline, that people use to deal with their money. They want to make it easy to find resources, from banking to tax preparation to credit cards.

108
5 years ago

This startup wants to combine the functions of an insurance broker, a credit broker, and a loan officer into one company.

107
4 years ago

An API for credit unions to help them get up and running at lower cost.

107
3 years ago

A platform for “premium” investment products that is designed to appeal to accredited investors. It currently has about 1,200 members.

107
3 years ago

A tool that helps users “coach” others who struggle with credit card debt.

107
4 years ago

A startup tackling the problems with credit cards.

106
4 years ago

A “one-stop shop for credit” that aims to help people from underbanked backgrounds to get access to credit. The startup is currently in talks with banks and credit unions to work out a partnership.

106
4 years ago

It’s a credit card and a debit card rolled into one, and it’s meant for frequent travellers who want to pay for travel expenses with a single click.

106
5 years ago

A platform that aims to create more secure credit card transactions by reducing the risk of fraud.

105
5 years ago

A personal finance management app for managing credit scores, debt and budgeting.

105
4 years ago

A cryptocurrency exchange for non-accredited investors. The company’s founders have said they’d like to build a decentralized exchange for non-accredited investors.

105
4 years ago

A startup offering a software platform for companies to integrate a range of payments, including credit cards, debit cards, and in-app purchases.

105
3 years ago

We’re used to filling out credit card forms and writing out checks for purchases. Bankroll is a mobile app that does the same for business expenses. Bankroll acts as a virtual assistant pre-populating forms for the customer, and allows the customer to make purchases from another app called the Bankroll app.

105
5 years ago

Smart contracts platform for business ideas, with a focus on the B2B space (think legal contracts). The company is backed by Digital Garage, and has launched a program that offers $1k in credit to startups for signing up.

104
5 years ago

A company that uses Artificial Intelligence to help banks and credit unions make loan decisions, with a focus on fintech and small business.

104
4 years ago

A financial data platform that aims to make it easier for people to apply for credit and loans.

104
3 years ago

The startup’s goal is to “build the easiest way to get your bank account information from your checking account into your credit card application”.

104
5 years ago

These are tools that help people manage their personal finances — including things like credit cards, bank accounts, budgets, and investments.

103
5 years ago

A platform for booking a ride-share with Uber or Lyft. It is a competitor to UberRush, a company founded by former Uber and Lyft employees that allows ridesharing users to book a ride from a driver without a credit card.

103
3 years ago

A global payments platform for small- and medium-sized businesses. The startup wants to help those with limited credit or banking options get access to global trade finance.

102
3 years ago

A digital financial advisor for individuals with no bank account or credit history, using a digital model that connects individuals with lenders and leads to loans for people with low credit scores.

102
3 years ago

A company building a decentralized credit scoring system, with a focus on making it easy for consumers to access credit.

102
5 years ago

A digital point-of-sale system for restaurants that minimizes friction and drives more sales. The platform uses a credit card reader and is simply hooked up to an existing Wi-Fi network.

101
5 years ago

This is an app that aims to help people understand their credit score and how it can affect their future. “The app provides a user-friendly credit score calculator that is designed to give you a quick and easy understanding of your score. The calculator gives you a score based on your credit history and helps you understand how your credit score is calculated, how it will change, and what it means to you,” the company says.

101
5 years ago

A consumer service that helps consumers collect on credit card debt from their personal loans.

101
4 years ago

Blackbox is trying to tackle the problem of consumer credit scores, which are used to help determine creditworthiness, but are not very accurate. The startup is building a credit scoring tool that uses data from places like Facebook, Instagram, and Twitter to determine creditworthiness.

101
3 years ago

A digital credit card that can be used anywhere MasterCard is accepted.

101
5 years ago

A platform for selling and buying used cars, introduced at YC’s Demo Day in 2015. The startup brings a car buying platform to a market where many people don’t have credit or don’t want to deal with the hassle of financing. It’s already in use in the Bay Area, and is looking to expand to other areas of the country.

100
5 years ago

A web-based platform that allows users to create and manage custom-made credit cards to make online payments. They also offer an API for customers to build their own solutions on top of.

100
5 years ago

A software company that aims to provide a suite of tools to help people avoid missing payments. It handles a lot of the back end for consumer finance companies, including student loans and credit cards.

100
4 years ago

A startup that wants to build a decentralized banking system. The founders say that banks are creating systems that are too expensive and too clunky to be used, and that the market is underserved — especially by credit cards, which are used by everyone in the world, but for which there’s no good way to transfer money across borders.

100
4 years ago

A startup that helps you get a loan and pay it back in monthly installments using a credit score.

100
4 years ago

A digital platform designed to help low-income families gain access to credit.

100
5 years ago

This company allows companies to build their own private-labeled credit cards.

99
5 years ago

A startup that helps people find and purchase loans and lines of credit for a variety of purposes.

99
2 years ago

An open-source platform that lets you shop for insurance, credit, and loans anywhere in the world.

99
4 years ago

A web-based service that allows users to find out which credit card to use for a purchase or a business expense.

97
4 years ago

A consumer credit product for Latin American and Caribbean companies.

97
4 years ago

A credit card for freelancers with a 0% interest rate and a $300 annual fee.

97
3 years ago

A platform that helps you find and book a ride in minutes without having to create an account or link a credit card. The startup charges per ride – and only for rides. In the future, it aims to integrate with bike share programs and even car sharing services.

97
3 years ago

This startup makes a credit card for startups that want to offer a revolving line of credit to customers.

97
5 years ago

A system that prevents people without credit scores from opening bank accounts, thereby eliminating the risk of fraud and identity theft.

96
4 years ago

A company that’s building a credit scoring system that predicts consumers’ creditworthiness, then helps them build a credit score.

96
3 years ago

A $25 credit card that connects to your bank account that can be used anywhere Visa and Mastercard are accepted. The card can be used anywhere in the world.

96
3 years ago

A startup that wants to build a better credit score by factoring in your balance and payment history.

96
5 years ago

A startup that is building a new type of credit card for low-income people by partnering with an NGO in Brazil to give these people access to credit for groceries, utilities, and gas.

95
5 years ago

This facial recognition app from two MIT grads has gotten attention for its integration with a number of services. People can use it to verify their identity in places like checking their bank account, paying at a store, or using a credit card.

95
5 years ago

A $5 device that connects to your browser and helps you keep track of your spending. The device tracks your checking account and credit card transactions, and lets you enter receipts, to see where your money is going.

95
4 years ago

A startup for long-term rentals, allowing renters to find a home and a landlord to find the right tenant. Both sides can be verified by credit checks and the landlord can maintain control over the rental.

95
4 years ago

A “crowd-funded credit card” for people with bad credit.

95
4 years ago

A way for people to pay friends and family without a credit card.

95
3 years ago

A digital wallet for headphones, designed to allow users to store credit cards and loyalty cards in the headphones, and then use them in-store or online.

95
3 years ago

A platform that enables a “one-click” process for nonprofits to raise donations, and for donors to get credit for their donations.

95
3 years ago

This startup is aiming to use artificial intelligence to help people find affordable housing in their area. It can help with the search, but also with the negotiation of the price and credit checks.

95
2 years ago

A startup that makes a credit card for Indian customers that allows users to transfer money from a bank account to a mobile wallet.

95
4 years ago

A startup that helps people with bad credit build credit, working with companies like Wells Fargo and American Express to help people build their credit scores.

94
4 years ago

A personal finance app meant to simplify credit management and encourage good habits.

94
4 years ago

A new app that lets people in the US track the cost of their utility bills. Energy management platform, YieldClerk, aims to help people save money by giving an overview of their bill and what they could be spending on other things. It also gives them a way to request service credits from their utility companies.

94
4 years ago

A company that gives businesses a way to sell their products online without having to pay credit card processing fees.

94
3 years ago

A company giving sellers a way to accept credit cards in-person.

94
2 years ago

A startup that lets people book a ride in an Uber or Lyft and get paid via credit card for the ride.

94
4 years ago

A credit card that doesn’t charge interest and is cheaper than a credit card with a small monthly fee.

93
4 years ago

This company helps consumers compare credit cards, and also helps retailers understand the costs of credit cards on their in-store cards. The company charges an annual fee, but it’s so far been able to build a strong network of merchants and credit card issuers.

93
4 years ago

The mobile payments company is looking to create a new way for people to store their credit cards, making it easier for them to pay for things with one card.

93
3 years ago

A company that offers a risk scoring service for all types of loans, from student, to auto, to credit card.

93
3 years ago

This is a payments startup that’s building a new way for businesses to accept credit cards that’s cheaper than the existing options.

93
2 years ago

A decentralized credit bureau to help people get credit.

93
5 years ago

A company that offers a platform that allows people to trade their old smartphone for a new one. The idea is that people can trade their used phones for credits that can be used to purchase a new one.

92
4 years ago

A finance startup with a focus on microloans. It wants to connect the world to tiny credit that they can use to make small purchases like groceries or pay small bills.

92
3 years ago

A credit score for people with bad credit. The startup plans to launch in Q1 2020.

92
3 years ago

A digital bank account for all of a person’s financial needs, from remittances to loans to credit cards.

92
4 years ago

An online tool that helps people track their credit card spending. The startup claims to have over 400,000 users and says it has saved users over $1 million.

91
4 years ago

A startup that wants to make credit card checks less expensive and more accurate by automating the process with artificial intelligence.

91
4 years ago

A platform that helps people track their credit card usage. The company is working with companies like American Express, Chase, and Mastercard to promote the platform.

91
4 years ago

An automatic way to send money out of India using a credit or debit card. The startup wants to scale their business to get the equivalent of $1 billion out of India each year.

91
4 years ago

A chatbot that helps people manage their spending and goals, and is also a way to find out about new credit card offers.

91
3 years ago

A credit card financing tool for startups and entrepreneurs.

91
5 years ago

A system that can provide a refund or credit to a customer for services not rendered by their doctor.

90
4 years ago

Imagine you’re a CEO who wants to maximize your company’s profits. One way to do it is to accept credit cards, but most companies struggle to get the rates they want. Debit-on-demand startup Debitize lets companies accept credit cards and debit cards on demand.

90
4 years ago

A mobile app that helps walk-ups and other customers to order food from their smartphones without having cash or a credit card on them.

90
4 years ago

Microcredit company. They are providing micro-loans to low-income earners in developing countries.

90
4 years ago

A product that helps people better measure their credit score, with the goal of making credit accessible for everyone.

90
4 years ago

A series of tools that help companies manage their customer data, from a marketing team to a sales team. The startup is still in stealth mode, but is looking to provide a suite of tools for companies to use, from getting customer’s credit card information to sending out marketing emails.

90
4 years ago

A company that is building a platform to let people earn activity credits on the web.

90
4 years ago

A credit card processing tool for people in developing countries. The credit card can be used to buy goods online from retailers all over the world.

89
4 years ago

A credit card-like card that uses biometric data (like fingerprints or palm prints) to authenticate users. It is a way to make mobile payments easier, as the card can be linked to the user’s mobile phone numbers.

89
4 years ago

A blockchain startup that wants to help banks determine if a person is a bad risk, based on credit history.

89
4 years ago

A new type of credit card that functions like a debit card but with the ability to make payments without any money changing hands.

89
4 years ago

A startup that allows users to connect their credit cards and bank accounts to their phone, so they can pay through the app using their phone number.

89
4 years ago

A credit card processing startup that links up with online stores between online payments.

89
3 years ago

A platform for giving customers access to their own credit ratings and scores.

89
5 years ago

A B2B company that helps people share or receive money “without the hassle of going to the bank or running a credit card to wire money overseas”.

88
4 years ago

A student loan refinancing company that helps borrowers get out of student debt by consolidating all their loans into one. It aims to make this process as simple as possible by allowing borrowers to make payments via their credit cards.

88
4 years ago

This startup helps credit unions find and offer loan products for low-income borrowers.

88
4 years ago

An AI-powered platform to help users find and compare loans and credit cards.

88
4 years ago

A new way to pay for parking, that cuts out the need to pay with a credit card, and lets you pay online.

88
4 years ago

This startup is building a platform that connects people who want to enter the IRS’ EITC program with tax preparers. The startup, which was founded by former EITC advisor Amanda Nalley, has already been used by tens of thousands of people to qualify for the tax credit.

88
2 years ago

Helping how people pay their bills with a service that will connect all their existing payment methods for easy and instant payment processing, including credit cards, bank accounts, and more.

88
2 years ago

A tool to help people create loyalty cards for things like loyalty programs, credit cards, and perks.

88
4 years ago

A financial management tool for people who want to stick to a budget. The company wants to help people use their credit cards to buy things they actually need.

87
4 years ago

An alternative to credit cards for startups, based out of Spain.

87
3 years ago

Thinking of building the most advanced and simple way to get customers to pay for their stuff. The company has already sold $1 million worth of credit cards, and they plan to expand to other countries.

87
3 years ago

A payment processing platform for small-to-medium sized businesses that allows them to easily accept credit cards, even if they don’t have a merchant account.

87
3 years ago

A credit card that converts to cash at any ATMs in the world

87
5 years ago

A credit card for people who don’t want a traditional card. The startup gets merchants to opt-in to their service, and since they don’t have a traditional credit history, they don’t have to pay as high interest rates.

86
4 years ago

A tool that helps you find the best deals on credit cards, bank loans, and insurance, using your personal data to optimize your decision making.

86
4 years ago

A company that helps small businesses with credit, lending them funding in exchange for a percentage of the business.

86
4 years ago

A company that helps people manage their money by combining data about your bank accounts, your credit cards, your portfolio, and your investments to provide insights into how you spend money.

86
4 years ago

A credit card-processing platform for the $1.3 trillion microloan market.

86
4 years ago

A company that offers credit to disabled vets.

86
4 years ago

A platform to let companies pay for goods and services using gift cards, loyalty programs, and credit cards.

86
3 years ago

A platform that gives small and medium businesses the ability to create their own branded credit cards, complete with a rewards program and customized terms.

86
2 years ago

A platform that tracks and analyzes your credit card transactions, allowing you to see where your money is going and use analytics to improve your spending habits. The company is hoping to partner with companies like retail services and banks.

86
4 years ago

This startup makes a credit card without annual fees or a credit limit. Customers can pay as much or as little as they want each month and never be charged interest or fees.

85
4 years ago

A company that helps get you a loan from a bank or credit union. The startup uses a crowdsourced approach to identify customers who are in need of a loan, and then gets them in touch with a lender.

85
4 years ago

A startup that helps people manage their credit card debt, manage their finances, and stay on top of the things they owe. It claims to have helped over 1 million people, and is profitable.

85
4 years ago

A consumer credit database of over 1.5 million credit reports and credit histories.

85
4 years ago

A startup that helps people compare deals from different credit card companies to get the best deal.

85
3 years ago

A digital line of credit for small businesses. It’s a small business lending platform that provides loans of $5,000 to $100,000 or 0% interest for 36 months with collateral.

85
3 years ago

This startup is looking to build a platform that connects credit unions in Latin America. The company says that it already has over 50,000 credit union members, and has launched in Brazil.

85
5 years ago

 This startup is building a credit score for students, using big data to analyze their school and academic performance, and then applying that to a credit score.

84
4 years ago

A tool to find the best credit cards for new card users.

84
4 years ago

A startup that wants to help people clean up their bank accounts and credit card debt by helping them understand their credit report.

84
4 years ago

This startup is building a system that lets you use your phone to manage your personal finances, including your credit card, loan, loan repayment, and savings.

84
4 years ago

A company that allows users to manage their finances from a single interface, by securely storing all of their bank, credit card, and loan accounts.

84
4 years ago

“A first-of-its-kind consumer credit-scoring product that’s powered by behavioral science.”

84
4 years ago

A credit card for students to get the best interest rate possible

84
4 years ago

A software platform for tracking and managing loans, credit, and financial products for small businesses.

84
4 years ago

A startup that provides business credit cards to companies without bank accounts in the US and Canada.

84
3 years ago

A mobile payments startup that helps small businesses in India get paid by credit card and electronic check through the bank's mobile app.

84
5 years ago

Idea: A credit card company that’s specifically built for musicians. It replaces the usual tools musicians use to get paid.

83
4 years ago

A company that wants to create a “new and improved” credit score that takes into account a person’s income and employment history.

83
4 years ago

A payment platform that allows stores to take credit card payments directly from customers. The startup provides technology to stores to collect credit cards and data on customers. It also operates a cashier-less store with integrated technology.

83
4 years ago

A platform that aims to replace the traditional credit card with a prepaid card that allows you to load funds to it at stores, without having to register it.

83
4 years ago

A startup that is building a service that will allow people to use their own credit cards to buy tickets to events.

83
3 years ago

This company is designing a credit card machine that works with a phone.

83
3 years ago

A startup creating a new way for people to track bank accounts, investments, and credit cards in one place, with a mobile app.

83
3 years ago

A fintech company that helps banks and credit unions build a “single-source finance sourcing solution”.

83
2 years ago

An iOS app that helps you understand your credit score and make use of debt management plans.

83
4 years ago

A health-focused startup that aims to help consumers get their money back when they get cheated by credit cards.

82
4 years ago

A San Francisco-based startup that hopes to be the Uber of finance, where anyone can get a line of credit and borrow money from friends and family.

82
4 years ago

A credit union focused on serving military-based service members and their families, with locations in Guam, Japan, Korea and Texas.

82
3 years ago

Intrinsic is building a way for anyone to track their credit card spending on the web, giving them a visual representation of their spending habits.

82
3 years ago

The idea is to create a credit system for global trade, where a buyer in the US wants to purchase something from supplier in China. It’s a way for global businesses to manage the complexities of international trade.

82
4 years ago

This startup is building a platform that aggregates data from credit card transactions across the web, to help companies know when they are in danger of fraud.

81
4 years ago

A startup that creates fintech software for credit unions. The startup sells software that allows the member experience to be more customized.

81
4 years ago

A credit card company built on the Ethereum network that allows people to create their own credit cards and charge it to a credit card. They’re still working on their product for the moment.

81
4 years ago

A SaaS solution for businesses to take credit card payments from their mobile devices, including ApplePay and Google Pay, and then process that payment through their preferred payment processor.

81
4 years ago

A B2B company that helps companies take credit card payments from anywhere, from anywhere.

81
3 years ago

Like the Lending Club for car loans, AutoGrow’s business is to lend money to people who can’t get loans from banks or credit unions. It’s currently lending $1 million a month to people in the US.

81
5 years ago

 A company that collects data from credit cards to build a predictive model of which cardholders are likely to pay back their debts (and which ones are likely to default). It’s looking to offer a free model to banks for their riskiest customers.

80
4 years ago

A startup that wants to let users track their credit scores, health, and other financial data

80
4 years ago

A startup that wants to help people check their credit score, which is sometimes hard to get because of privacy concerns. Its service offers the ability to report your financial well-being to the Federal Trade Commission in one step. The company is pitching it to companies like Capital One and Chase.

80
4 years ago

A company that helps people choose the right credit card to use. It’s based on the premise that most people don’t realize that the card they already have is probably the right one for them.

80
3 years ago

An online service that allows companies to collaborate on content, sending out notifications about changes on the document and getting credit for their contributions. The startup’s clients include the NFL, Paramount Pictures, and the NBA.

80
3 years ago

An online database for credit scores and scores from other services.

80
3 years ago

A digital wallet that allows people to buy bitcoin with their credit card and instantly convert that bitcoin into dollars.

80
3 years ago

Plug and play credit card processing services for the salesforce.com ecosystem.

80
4 years ago

A startup that wants to build a social credit system in China. They say that if you’re the type of person who might not be able to get a loan in China — like someone living in a rural village — then your credit score will be pretty low. The startup wants to build an online platform to expand the reach of credit scores to everyone.

79
4 years ago

A startup that raised $2.7 million in funding in July to develop a point-of-sale system that would allow businesses to directly access credit card information.

79
4 years ago

A personalized credit card design. The startup helps users pick a card design, receive it in the mail, and start using it.

79
4 years ago

 A  company that  builds  a  personal  and  professional  portable  credit  score  for  people  who  have  an  unsecured  credit  card  (UCC)  and  don’t  have  the  equipment  to  install  a  credit  card  reader.  For  the  most  unsecured  credit  card  holders,  commonly  known  as  under-banked,  the  company  will  build  a  simple  and  secure  online  credit  application.

79
4 years ago

 Using the security of its mobile app, Zipwhip enables merchants to offer better credit options for customers.

79
4 years ago

This startup is using the power of the blockchain to create a more efficient, real-time platform for global credit scoring.

79
4 years ago

A new way to pay bills that cuts the cost of paper and the need to use a credit card.

79
4 years ago

A startup aiming to help finance professionals automate the process of checking a credit report, and prioritize the best deals for their clients.

79
4 years ago

A cloud-based platform for purchasing and selling used vehicles and other household items. The startup sells its customers’ used vehicles and other household items, with sellers paid in cash or with a credit card they can use to buy other items.

79
3 years ago

A credit-scoring tool for small businesses or individuals, helping them get pre-approved for loans and loans from banks.

79
3 years ago

A startup that helps small businesses in Latin America integrate their credit cards, bank accounts, and bank transfers into a single mobile app. The company’s goal is to bring the power of tech to small businesses in Latin America.

79
3 years ago

A startup that helps people manage their expenses across multiple accounts, like banking, credit cards, etc.

79
4 years ago

This startup uses technology to help small- and medium-size businesses process credit cards. It’s currently in beta with 100 small businesses.

78
4 years ago

A small business loans company that uses artificial intelligence to make credit decisions.

78
4 years ago

A credit reporting platform designed to make it easier for borrowers to understand their credit scores and learn from their spending. It was built by a team of three grad students from MIT and TWC Labs, and was launched in July.

78
4 years ago

Building software to help small and medium sized businesses in the US manage their relationships with their vendors and track their credit.

78
4 years ago

This is a tool for offering credit to vendors in the US, mostly for consumers but also for businesses and retailers. The startup’s platform allows users to set up repayment plans, pay on their terms, and get approved.

78
4 years ago

A startup that is working to make it easier to create a credit score based on your spending habits rather than your financial history.

78
4 years ago

Helping small businesses with the process of applying for loans, including reviewing their financials, credit reports and personal data.

78
4 years ago

A startup that helps restaurants collect payment for their services via direct debit and credit card.

78
3 years ago

A startup that allows customers to pay for their purchases with their existing credit cards. The startup is processing over $1 million in transactions a month, with plans to expand to the US.

78
3 years ago

A grocery delivery service that integrates with grocery stores and delivers groceries to customers, who then pay them via credit card at the store.

78
3 years ago

A startup that’s building a “digital wallet” for managing your credit card info, storing loyalty cards, and more.

78
3 years ago

A micro-lending platform that uses blockchain to enable loans to people who don’t have traditional credit scores.

78
5 years ago

Idea: A startup that helps people in the US save for international travel by converting their credit card rewards into cash. The startup is focusing on helping people who are about to travel abroad in the next three months.

77
4 years ago

A new iOS app for tickets that lets users to pre-order tickets to a show and pay for it using a credit card or reward points.

77
4 years ago

A company that sells carbon credits to investors and helps them invest in clean energy and facilities. The startup was founded in 2016 and has raised $1.3M.

77
4 years ago

A third-party API for managing and sharing their credit reports.

77
4 years ago

Small software company that aims to help people find the best-fit credit card for them.

77
4 years ago

In an effort to bring a local currency to impoverished areas of the Middle East, the startup is building a mobile app that allows users to earn money by paying their bills and buying mobile phone top-up credits on the go.

77
4 years ago

This company will be a fixed-rate mortgage service for people who have bad credit.

77
4 years ago

The startup is building a way for consumers to check their credit scores on their phones, so they can see what if they were to refinance a mortgage, apply for a credit card, or shop for a new loan.

76
4 years ago

A $7 credit card that lets you avoid fees for cash withdrawals at ATMs. The startup also partners with retailers like Chipotle to allow you to use the card for online orders.

76
4 years ago

This is a mobile-first banking app for Latin America that wants to help customers manage their credit cards and manage their finances by aggregating and integrating all of a person’s financial data.

76
4 years ago

A new type of credit card that can be used to pay for goods on any mobile app. The card will also act as a loyalty card.

76
4 years ago

Zsolt is a Hungarian startup that’s building a way for people to manage their credit scores and scorecards from a mobile app.

76
4 years ago

 A startup that wants to solve the problem of credit card fraud by using a smartphone to scan a QR code on a payment. The startup’s $10 app will then send a text to the cardholder, asking them to confirm the payment before it’s completed. The startup says that within the next 12 months it will have 100,000 users.

76
4 years ago

 A startup that wants to make it possible for people to pay rent with a self-owned credit card. The startup is completely mobile, allowing renters to pay their rent on the go, and send the payment to their landlord through the app.

76
4 years ago

A startup that allows users to track their monthly credit card payments and get useful tips to save money.

76
3 years ago

A credit card that rewards users with points for their purchases.

76
3 years ago

The team launched a new version of their app that enables users to get credit cards with no need of a bank account.

76
3 years ago

$1,000 non-refundable application fee to offset the cost of processing a credit application and notifying creditors of the loan. The company takes a 5% cut of the amount borrowed and a 1% fee on the total amount borrowed.

76
3 years ago

A data analytics tool for banks. The startup, called River, wants to help financial institutions by offering a way to identify a customer’s behavior based on their credit and debit card purchases. It also provides a visual dashboard that lets a business see how well their customers are performing.

76
2 years ago

A startup that helps home-buyers find and finance the right home loans using a combination of data from bank mortgages and credit score information about the buyer.

76
4 years ago

A personal finance app that helps people track their spending and save money. Based on a survey of over 1,000 people, the company found that the top things most people wanted to track were their net worth, credit, and income.

75
4 years ago

A way to provide better credit for businesses and entrepreneurs in the US. The startup is using machine learning to provide more personalized lending options.

75
4 years ago

The startup wants to make it easier for small businesses to receive financing. It’s a mobile lending platform, using the same algorithms as big banks, but with lower interest rates and higher standards for creditworthiness.

75
4 years ago

A platform that aggregates credit information from the US Bureau of Labor Statistics, from publicly released data. The startup is working with credit unions to automate the process of credit report inquiries, and also offers additional credit report reports for landlords.

75
4 years ago

A credit card that pays you back when you pay it back. Cardlytics uses mobile technology to help people manage their credit cards, with a unique feature that helps you monitor your spending and cuts down on the number of times you have to pay off a credit card.

75
4 years ago

A platform that helps financial institutions, including banks and credit unions, provide services like checking accounts and loans. These services are typically offered by financial advisors and brokers.

75
4 years ago

A startup that is building a “social credit system” for the digital world, allowing people to rate each other based on “trustworthiness”.

75
3 years ago

SwiftStack is a credit card processor that, as the name suggests, focuses on providing credit card processing services to small businesses.

75
4 years ago

A startup that uses your Facebook or Twitter profile to sell you on the idea of a way to improve your credit history.

74
4 years ago

A company focused on helping clients with growing their presence in Asia. Its app helps people navigate Asia’s credit card market, which is significantly different from the US market.

74
4 years ago

A tool for helping people manage their medical bills. The startup, which launched in June, wants to help people manage their medical debt by setting up a payment plan with their credit card company.

74
4 years ago

A platform that allows you to manage your finances in one place, a place where you can link to your bank account, credit cards, and more.

74
3 years ago

A startup that offers a new kind of savings account. Instead of storing cash in a savings account for specific purposes, such as a vacation, the user can purchase a “lifestyle account” that allows the user to save the money for recurring costs, such as monthly payments to a car loan or a credit card bill.

74
3 years ago

A startup for tracking credit card purchases, with the goal of helping people spend less and reduce their spending on impulse buys. It’s currently focused on the UK.

74
3 years ago

A payments startup that helps users receive payments from other users via credit or debit cards without sharing banking information.

74
3 years ago

A fast-growing global microfinance platform that helps entrepreneurs and small businesses access credit and loans.

74
3 years ago

MasterCard is looking to disrupt the process of processing credit card payments through its own payments platform.

74
4 years ago

A new kind of credit card that people use to pay for things, rather than just for rewards. FollowMyMoney is a full-service card, which includes a payment platform. It’s not a Visa card, but it’s meant to offer the same type of flexibility and rewards.

73
4 years ago

A startup for hiring domestic help, with referral referral credits for employees.

73
4 years ago

A platform for online travel agents to offer credit card processing for travel agencies and airlines.

73
4 years ago

A credit card that can be used by people without credit cards, who are often excluded from credit card acceptance and financing in the US.

73
4 years ago

A credit card processor that works with large banks to offer startups and small businesses an alternative to credit cards.

73
3 years ago

We’re at a point where almost all of the world’s population is using mobile phones. But most of the world’s adults and teens don’t own a credit score. Vaya wants to help them get one, and also helps lenders target them for loans.

73
3 years ago

This company wants to help people handle their credit cards, bills, and other recurring payments without going to the bank.

73
3 years ago

The startup is building a digital mortgage calculator, which it hopes will help people with bad credit get access to loans.

73
5 years ago

Idea: A startup that helps restaurants in India optimize their kitchen workflow, and take advantage of technology like smart fridges and credit card processing.

72
4 years ago

A startup that helps credit unions develop an online banking platform.

72
4 years ago

a startup focused on using AI to detect fraudulent activity on a credit card.

72
4 years ago

A startup for small and medium businesses to get credit cards, qualify for financing, and make payments.

72
4 years ago

 A startup that lets you scan and manage your credit card and bank information online, so you don’t have to carry around all that information with you.  It connects to your bank and credit card accounts, letting you check your balance and make purchases.  It also lets you request a new card, stop payment on a card, check your account balances and track purchases.  The service has been running for about four months and has already processed more than $700,000 in transactions.

72
4 years ago

A company that provides payment processing and credit card data to help companies build financial products

72
4 years ago

A tool for managing your bank accounts and credit cards, using the app and a connected terminal to track spending and payments.

72
3 years ago

A financial services startup that provides credit and financial planning tools to small businesses, helping them manage their credit and reducing the risk of default.

72
4 years ago

A startup that’s working to solve a problem in the credit card industry is using a partnership with PNC Bank to bring a check deposit service to 100,000 customers.

71
4 years ago

A web app that allows you to pay a delivery person with a credit card or a mobile app that lets you tap a picture of a receipt and pay the driver directly.

71
4 years ago

 A startup creating a platform that serves as a single source for all of a person’s online and offline credit and debit cards. The startup wants to make paying for things as easy as swiping a credit card.

71
4 years ago

A tool built on the team’s experience as a “data scientist” at a large online travel agency. The startup lets users enter a credit card number, and then the app instantly converts that into a coupon that can be applied to a hotel reservation.

71
4 years ago

This startup is building a next-generation credit bureau that will give consumers more control over their credit files. They want to replace the current system with a more personalised model.

71
4 years ago

A credit card that rewards customers for paying down their balance. A consumer can get the card from a bank and pay off the balance each month, then increase the credit limit in increments. The startup then takes a percentage of that credit and invests it in the customer’s portfolio.

71
4 years ago

A company that makes it easy to pay bills by linking with credit cards, bank accounts, and insurance.

71
4 years ago

A startup that brings in-app payments to merchants with no credit card reader.

71
3 years ago

A micro-loan company that helps people with limited credit histories to navigate the financial system.

71
3 years ago

A digital school for college students that helps them write better essays and get high school credits.

71
3 years ago

A platform that connects credit unions with small businesses. They want to increase lending and access to capital for small business owners.

71
3 years ago

This is a “personalized credit score” company that helps people find the right credit cards, loans, and more in their own budget. The company claims to help people save up to $300 a year on interest.

71
3 years ago

A platform that helps users track the use of their credit cards to help them understand their spending habits. The company has a product that they’ve been using for a few years and is now pivoting to a new version.

71
2 years ago

A small business loans company that helps businesses get loans from banks and credit unions. They’re profitable by using data and automation to make loans more efficient.

71
2 years ago

A startup that lets you create personal, disposable credit cards, which are then used to buy things online.

71
4 years ago

A company that equips people to take control of their financial lives by providing tools for building personal budgets, credit, savings, and investments.

70
4 years ago

A startup that helps people learn about the credit cards they own, their credit scores, credit monitoring, and credit cards they’re considering.

70
4 years ago

The company makes a digital rewards card that can hold a credit card, a gift card, cash, and more.

70
4 years ago

A company that uses AI to detect when someone is using the internet to pay for things with their credit cards. They’re currently in the pilot phase and plan to use the results to help other companies get customers to sign up for their products instead of stealing their data.

70
4 years ago

A company that lets you compare your credit card account with your credit history, and gives you a score based on the results.

70
4 years ago

A peer-to-peer lending platform for SMEs in Latin America. It lets small businesses use the credit of their customers to finance their purchases.

70
4 years ago

A startup that aims to help customers finance their purchases of items they already own through a revolving line of credit that they use as a credit card.

70
4 years ago

A startup that lets users create a chart of their credit scores, which they can share with potential lenders when applying for an auto loan.

70
3 years ago

A system that allows non-accredited investors to buy stock in startups, and investors to buy companies.

70
3 years ago

A platform that allows companies to quickly create a customized credit card and begin accepting money from new customers. The card is only available in the US, and is only good while the company is paying it off.

70
4 years ago

The company aims to make the process of getting a new credit card account as easy as filling out a Google form.

69
4 years ago

A B2B company that helps businesses automate the process of collecting customer data, verifying customer identities, and providing customers with a credit score.

69
4 years ago

A startup aiming to provide access to a full suite of financial services, including credit reports, debt management, and investing.

69
4 years ago

A credit card designed to help people who don’t qualify for the best cards.

69
3 years ago

https://www.theverge.com/2018/12/20/18241456/credit-card-debit-card-data-transactions-business-data-security-cybersecurity

69
3 years ago

This startup is building a “utility-style” credit score, combining three common traditional credit scores into one. It’s meant to be a “definitive score” that’s transparent, easy to understand and is suitable for non-traditional credit.

69
3 years ago

A customizable credit card for businesses to help them track costs and know what things are costing in real-time.

69
2 years ago

A start-up that wants to help people in India or other third-world countries get a bank account and credit card. Instead of a bank account, they want to offer a virtual one.

69
4 years ago

A shared-carshare service for businesses. Coworkers sign up as users, put in their credit card info, and have access to a car. The company wants to allow businesses to give employees the ability to rent a car at a discounted price.

68
4 years ago

A credit card that rolls bills into one monthly payment.

68
4 years ago

A business to help companies manage their credit cards and make sure they pay their bills on time.

68
3 years ago

A startup of peer-to-peer loans, where borrowers can use an algorithm to determine the best lenders, based on their credit history, credit score and debt-to-income ratio.

68
3 years ago

The startup helps people get a credit score for free and use it for financial decisions.

68
3 years ago

A platform for making payments, building credit, and analyzing financial performance. It’s the first platform in India to offer the ability to make payments in a smartphone app and access information about spending habits through a dashboard.

68
3 years ago

The startup is building a portfolio of structured credit products that allow people with very low credit scores to borrow up to $10,000 with a personal loan.

68
3 years ago

A predictive software company that provides expert advice in the form of a series of recommendations on the customer’s financial situation. The startup looks at the customer’s spending patterns, employer, income, investments, and credit to make a series of suggestions on how to improve the customer’s financial health.

68
2 years ago

A consumer credit score that focuses on your personal credit history, not your employer’s.

68
4 years ago

A startup that helps users find the best rates on credit cards, loans, and insurance. They also provide tools to help people understand their credit score, get a financial plan, and get access to the best rates. The company is currently having trouble funding their expansion, but they are continuing to get new customers.

67
4 years ago

A company looking to make it easier for small businesses to comply with credit card usage rules.

67
4 years ago

A company that manages your rent and allows you to pay it with a credit card. The company says they’ve had over $500,000 in monthly revenue, and they’ve also had clients like the Delaware Public School System.

67
4 years ago

The company wants to make it possible to have a single window in which you can track all of your credit cards, bank accounts, and loans.

67
4 years ago

This group of investors is working on a new kind of credit score that factors in a person’s ability to pay back a loan. The startup aims to help borrowers quickly understand and compare the information available to them in order to make their own credit decisions.

67
4 years ago

A company that helps people find the right credit union by asking them questions via text, with the goal of helping under-banked people save money.

67
4 years ago

A startup that is looking to build a tool that can help people with their “incidental expenses”, like water and electricity. The startup is pitching it as the first credit card for the un-creditworthy.

67
3 years ago

The startup says its software helps financial institutions to better manage their credit risks

67
3 years ago

People are frustrated by the fact that they have to manage multiple credit cards, bank accounts, and current accounts, so Connect is offering a new way to connect all your accounts with one mobile app so you can do one thing with them instead of dozens.

67
3 years ago

A platform that allows businesses to quickly access data from their own or partner’s existing credit cards.

67
3 years ago

A company that provides credit data to banks and financial institutions. The company is part of an institutional group called “Funding Circle”

67
3 years ago

A company that wants to provide access to credit reports that don’t require a credit card and are free of charge.

67
3 years ago

A credit card that automatically pays a percentage of your purchases each month.

67
3 years ago

A tool that helps people visualize and analyze their credit data in a way that simplifies the process of understanding their credit score and improving it.

67
2 years ago

A “microcredit” platform that helps people earn money by selling goods, from crafts to clothes to food. The company is in pilot with the government in India.

67
2 years ago

A platform that allows businesses to manage their customers’ credit scores and other credit-related information. It’s similar to Stripe, but it allows businesses to manage their customers’ credit scores and other credit-related information.

67
4 years ago

A company that provides an in-app way to pay your bills directly from a credit card.

66
4 years ago

A software company with a suite of tools for managing your credit scores.

66
4 years ago

A startup offering a credit scoring software for small businesses, helping them quickly determine if they qualify for loans.

66
4 years ago

A credit card that pays you back with a percentage of the fees you pay when using the card. The startup is building a credit card for the unbanked in the US.

66
4 years ago

A tool that helps consumers purchase and manage their credit data and manage their accounts. The app allows people to check their account balances, transfer money, and see all of their bills.

66
4 years ago

The startup allows users to take a picture of a receipt, upload it to their account, and instantly receive a credit or cash back from the brand. The startup is using AI and image recognition to verify the authenticity of the receipt, and can also automatically link the payment to your bank account.

66
4 years ago

A prepaid debit card that also acts as a bank account, so you can buy things without needing a credit card.

66
3 years ago

Teller has created a system to make financial transactions much easier for individuals that have low or no credit and limited access to bank accounts. The company is currently in talks with large banks to embed its system in their ATMs.

66
3 years ago

A financial services company that helps banks and lenders keep track of their customer’s credit score and credit card information, so they can make decisions about whether to give a loan or simply do a credit check.

66
3 years ago

Small businesses are often stuck with bad contracts from their credit card processors. This startup helps them negotiate better terms and lower rates.

66
3 years ago

A startup that helps restaurants, small businesses, and homeowners get more cash back from their credit card rewards.

66
3 years ago

A $2 billion enterprise software startup. It’s looking to solve problems that traditional software can’t, like helping retailers do in-store loyalty programs and managing credit card accounts.

66
3 years ago

A company that wants to help banks and credit unions manage their client data, and make it available to other businesses.

66
3 years ago

A $100 credit card for food services in the US. It’s designed to help those who work in the food industry feed their families on low wages.

66
4 years ago

A company building a platform to make it easier to get paid for sharing things on the web. The startup aims to make it easier for users to take credit for their work, rather than paying fees to an intermediary.

65
4 years ago

This startup wants to make it easy for anyone with a bad credit score to get a loan. The company’s co-founder says that when running a small business, it’s likely that they know the person they’re dealing with personally. The company uses that advantage to provide a personalized loan experience.

65
4 years ago

A visualization tool that can be used to easily compare things like health savings account benefits, retirement savings and credit card rewards.

65
3 years ago

A credit card that helps people prepay their rent and utilities. The startup has signed up “thousands” of users, and is currently trying to raise $500,000 on Indiegogo.

65
3 years ago

A startup that helps companies track their credit, loan, and delinquency risk. Helps the company manage their own risk data and automate their decision making.

65
3 years ago

A startup for shoppers to compare prices on things like home insurance and auto loans. Borrow lets people take a credit card number and borrow money against it, so you get the money you need and pay it back with the money you make.

65
3 years ago

A suite of consumer credit and financial services that help consumers who need to consolidate credit cards and debt.

65
3 years ago

A startup that helps keep track of your expenses and credit card payments. Customers can set goals for things like paying down debt and saving for a vacation and the app sends them a daily email reminder when it’s time to do so.

65
4 years ago

A payments gateway for banks and credit unions.

64
4 years ago

This startup aims to bring access to credit to the estimated 2 billion people without it. In countries that have traditionally had difficulty accessing credit, the startup has been able to build a credit scoring model, and is now looking to bring that model to places with more need.

64
3 years ago

Data from nearly 200 million credit cards and 15,000 retailers show that B2B companies often pay more than twice as much as they should for basic services. The startup is building a tool to make it easier for companies to negotiate better terms with providers.

64
3 years ago

A business credit card for “micro-entrepreneurs” or those who want to start with a small business credit card while they build their business.

64
3 years ago

A ride-hailing app that connects passengers with drivers, who can be paid by cash or credit card. The company is still in early phases, but is working to connect drivers with passengers in the greater San Francisco area.

64
3 years ago

A platform for credit unions to manage their members' credit scores

64
3 years ago

A company that allows merchants to get around the credit card processing fees they pay by offering alternative payment options to their customers.

64
3 years ago

 After selling their hardware startup Linear, the founders of the company started SaaS software startup Level which is building out an integrated package to help people manage their finances. Level’s goal is to be a one-stop-shop for checking your credit scores and loans, and paying bills.

64
3 years ago

A platform that allows you to get a loan with the click of a button. The app offers loans at a lower interest rate than credit cards and loans, and charges a lower fee than traditional payday lenders.

64
5 years ago

Idea: A hardware product that seamlessly integrates with your existing credit card reader so that you can accept credit card payments in person.

63
4 years ago

A company that’s building a tool (currently in beta) that lets you make a personal copy of your credit report and then share it with others.

63
4 years ago

A startup that wants to give you a credit card to spend on your favorite apps.

63
4 years ago

A startup that is building a platform that lets people set up recurring payments on their credit card and prepaid cards. They are also building a platform to help banks interact with their customers.

63
3 years ago

an online tool that lets you keep track of your credit card, debit card, and bank account charges (and where they go, who they go to)

63
3 years ago

A startup that makes it easy to send money abroad to friends and family. The startup is looking to partner with banks, credit card companies and other financial institutions to help small businesses and families send money abroad.

63
3 years ago

A user-friendly platform for tracking expenses paid by credit cards, loans, and other means.

63
3 years ago

This startup is building a way for tenants of apartments to pay rent using credit cards rather than cash.

63
3 years ago

A company that helps small business owners and freelancers use their credit cards to get paid, plus a payment platform that can help businesses process payments through their cards.

63
2 years ago

A platform that allows over 40 million people to sign up for a free monthly credit score.

63
4 years ago

This startup wants to help the millions of people who have a credit card but aren’t the type of person who checks their balance every day. It wants to be the place where you pay your credit card bill and track your spending trends.

62
4 years ago

A tool to help people manage their money, including credit checks and debt payments.

62
4 years ago

A Y Combinator-backed startup that’s building a tool that helps small businesses set up credit cards.

62
3 years ago

In July 2019, the company began selling a credit card-sized device called a “pocket hacker” that can replace a key fob with a Bluetooth-connected device that allows you to lock and unlock your vehicle without a key. The pocket hacker has been a popular product at tech and automobile trade shows, and customers pay $99 a month to use the device.

62
3 years ago

Filling the gap in the smartphone payment space for small and medium-sized businesses, this startup is working on creating a payment solution that can be used with a credit card and not just a debit card.

62
3 years ago

A credit scoring startup that uses data from credit card and bank purchases to provide a customer’s credit score.

62
3 years ago

   A platform to enable the creation of virtual credit cards that can be used to pay for goods and services online.

62
3 years ago

A company that provides companies with their own custom branded credit card that they can use to pay for goods and services in the US. It’s a way to cut out the middleman and save on additional fees.

62
3 years ago

A platform that allows companies to do an “all-in-one” solution for managing multiple payments, including credit cards, cryptocurrencies, and more. They have a relationship with Stripe.

62
4 years ago

A startup that lets users check out with a credit card, then pay with Venmo, Apple Pay, or more.

61
4 years ago

A tool for helping people manage their tax filings by seeing who’s owed what and for what. The company tracks nontaxable income and credits, and helps you fill out your tax returns.

61
3 years ago

A small business loan platform that helps companies create credit criteria and collateral checklists to reduce the risk of non-performing loans.

61
3 years ago

A “fintech” company that aims to help banks and their customers get a better understanding of their credit risks, and a better picture of the risk they’re taking on.

61
3 years ago

A startup that wants to create a platform to help chefs monetize their skills by using them to create on-demand meals for customers. The startup, which was founded in February, is working on a platform that connects chefs with customers, who can then choose to pay for meals with cash or through a credit card.

61
3 years ago

A startup for businesses that offers free credit reports and scores. It’s a tool for businesses to track performance against their competitors as well as build a reference score for how credit-worthy a company is.

61
3 years ago

A digital membership card that syncs with your credit card and pays you automatically. The startup says it’s already integrated with 10,000 credit cards.

61
3 years ago

An analytics platform for credit unions that wants to help them understand their customers better.

61
3 years ago

A credit card processing startup that helps small businesses get their cards in under 12 hours.

61
2 years ago

A consumer-facing financial services startup which brings together data from credit reports, loan information, and other systems to deploy loans, credit, and insurance services to consumers.

61
4 years ago

A company for people who want to automate personal financials to make their lives easier. For example, the company has a product that keeps track of your credit cards and automatically pays them off.

60
4 years ago

A “mobile app of the future”. The startup is building a platform that syncs with a person’s phone and card transactions, allowing them to make purchases and see their transactions on a cohesive dashboard. The company is looking to integrate with banks, credit card companies, and retailers.

60
3 years ago

A platform for enterprise software developers to build apps for the finance industry. The company is building a suite of tools for distributed companies, like banks and credit card companies, to build enterprise software with.

60
3 years ago

A credit card company that lets you borrow from your credit card to pay for things and roll it over for up to a year if you can’t pay it back.

60
3 years ago

A way to create an accurate and fair credit score without much personal information.

60
3 years ago

A startup that lets users pay for items in a variety of different ways with a single card, such as through a cash-back credit card, a payment card, and a gift card.

60
3 years ago

A company that helps companies process credit card transactions using an API. It uses a machine learning technology called Credly to integrate the data into their system.

60
3 years ago

A mobile app that allows users to import and track the use of their credit cards across a variety of other apps. The startup will enter a partnership with the Bank of America this year.

60
3 years ago

A “pay as you go” payment system for people with no credit history, to help them get ahead in their lives by buying goods and services on credit.

60
3 years ago

A “goliath of a credit company”, building a platform for managing, tracking, and distributing credit.

60
3 years ago

A startup meant to help people plan and track their future spending, including credit cards, to get a better feel of where they’re heading and how much they can afford.

60
3 years ago

A cloud-based platform that helps people use their personal credit cards to buy things online. The company is aiming to make the process of paying with a credit card as easy as making an in-store transaction.

60
3 years ago

A platform that monitors and analyzes your credit cards and other financial data to help you make better financial decisions.

60
2 years ago

 Homeowners can now get a home equity line of credit directly through the platform.

60
5 years ago

Idea: A startup that helps people with bad credit get loans It finds loans for customers, and takes a 10% commission from the borrower

59
4 years ago

A way to make it easier to get a loan by using a credit score. The startup’s idea is to use a credit score to determine whether a borrower is a good risk, then offer them a loan.

59
4 years ago

A centralized platform for verifying corporate credit cards that eliminates the need to go through banks. A company can use the platform to verify its own cards.

59
4 years ago

A tool for helping people find loans, credit, and other financing for their businesses. The startup is working with 16 businesses and 5 lending partners to help them manage their credit and credit lines.

59
4 years ago

A startup that wants to give credit scoring to unsecured loans to help people get in the habit of paying their bills on time, thus getting better credit scores.

59
3 years ago

A credit card that charges you only what you use

59
3 years ago

A data visualization platform that aims to provide the most accurate and complete reports for credit risk. The idea is to provide a dashboard for banks to track risk, allowing them to make better lending decisions and cut down on bad loans.

59
3 years ago

A system that helps banks and credit unions move money to individual accounts.

59
3 years ago

This startup is building apps for a new breed of online customers: the “barter class” who don’t have a credit card and don’t want to use it. The startup is a mobile-first company, and offers apps that let users barter with each other.

59
3 years ago

A tool to help users manage their money. It has a mobile banking app, but there are also plans to release a credit card.

59
3 years ago

A peer-to-peer credit marketplace that matches borrowers and investors in the US

59
3 years ago

A platform that helps clients manage their credit scores, run credit analyses, and find credit cards and loans.

59
3 years ago

A brand new payment platform for small businesses that don’t want to give credit card companies a cut. Instead of taking a percentage, the payment is split up between the merchant and the customer.

59
3 years ago

The founder of B2B startup, which is building a texting app for the B2B space, gives the startup a lot of credit for the fact that it was able to raise over $30 million in funding in less than a year.

59
2 years ago

A small business lending platform for those who want to grow their business. The startup so far has funded over 300 companies with their credit platform to make loans.

59
4 years ago

A platform that helps small businesses get access to credit and loans. The startup says it has received a $1.2 million investment and counts Google Ventures, Andreessen Horowitz, and Y Combinator as investors.

58
3 years ago

An online service where you can store your credit cards, bank accounts, and other important documents in the cloud.

58
3 years ago

A tool that lets people donate money to their favorite causes through their mobile phone and be credited it to their bank account with a monthly auto-refund.

58
3 years ago

A SaaS business that helps small businesses bring on corporate credit cards.

58
3 years ago

A platform for booking classes and studios like Zumba and SoulCycle, with an integration that allows users to earn workout credits for a class after each session.

58
3 years ago

A personal finance and credit management platform

58
3 years ago

A micro-credit startup that helps low-income individuals and families buy and grow businesses. The startup wants to help people become entrepreneurs by providing low initial loans and an easy to use app to build a business plan.

58
3 years ago

A credit card that cuts fees and interest payments by transferring the balance to a peer-to-peer loan program.

58
4 years ago

A credit card that offers free flight insurance, free baggage insurance and free lost luggage insurance. The startup wants to build a stable of partners for the service, and plans to start in the US and UK.

57
3 years ago

A platform to provide valuation, transaction and credit-scoring services for both borrowers and lenders.

57
3 years ago

A tool for helping to identify fraud in credit card transactions, then helping to fight against it.

57
3 years ago

Plair is a platform that allows users to earn rewards and pay for goods and services through an app or through a credit card. Users can earn points called Plair Points, which can be redeemed for goods and services.

57
3 years ago

A US-based company that’s building a lending platform for homeowners in Japan. The company’s offering is a line of credit that has a goal of 5% of the value of the property. They’re looking to launch in Tokyo and New York City.

57
3 years ago

A startup that “combines a credit card and a wallet” for users. In May the founder said it had $2 million in funding.

57
3 years ago

A platform that aims to help people get a credit score from the same company that they own their mortgage from.

57
3 years ago

A startup that helps people get a credit card even if they have bad credit. The startup is looking to connect with people through Facebook and make it easy to get a credit card without a long wait.

57
3 years ago

A company that helps online lenders like Lending Club and Prosper to credit and underwrite loans in a more consistent and transparent manner.

57
3 years ago

A platform to help people manage their credit scores that help them understand the effect of their credit on their lives.

57
3 years ago

A B2B company based in Tel Aviv that helps companies and developers get access to credit cards,

57
3 years ago

A startup for Chinese consumers to manage their credit cards and find the best deals.

57
3 years ago

A startup that connects you to your bank account and credit card from your mobile phone.

57
2 years ago

A platform that helps you manage your monthly payments. It’s a way for people who have credit cards to manage their monthly expenses rather than making one large payment each month to a company.

57
4 years ago

This is a company that offers a credit card for people who don’t have a credit score, and has already received over $1 million in funding from some big investors, including YCombinator, Peter Thiel, and Andreessen Horowitz.

56
3 years ago

An AI-driven platform that helps people get their credit reports updated and free. The startup is working with over 7,000 users and is launching in October 2019.

56
3 years ago

A mobile-only credit card application for students.

56
3 years ago

A company that helps merchants automate their credit card processing systems, allowing them to focus on selling and not on the day-to-day operational management.

56
3 years ago

OkPay is a way to use credit cards that works for small businesses in the Philippines. The startup wants to enable small businesses to give out credit cards for small purchases and payment, and allow the users to pay back the money in time.

56
2 years ago

A digital utility bill payment platform that pays bills automatically with a credit card.

56
4 years ago

A new kind of debt consolidation loan where a new debtors’ attorney works with a debt consolidation loan company to reduce debt and improve credit scores.

55
4 years ago

A startup that wants to help people better manage their finances by tying their savings, investments, and credit into a single, personalized dashboard.

55
3 years ago

A set of tools for the financial services industry, which includes a portfolio tool, a loan calculator, and a credit analysis tool.

55
3 years ago

A credit card that eliminates overdraft fees by using a line of credit, which is funded by a credit card so the user can pay their bills without paying interest.

55
3 years ago

This Atlanta-based startup has launched two products in under two years. The first is a “credit score simulator” that helps users see how they might fare in a credit crunch. The second is a mobile app that gamifies the process of paying bills.

55
3 years ago

A credit card and prepaid card for parents to use for their children’s allowance.

55
3 years ago

A company that is building a platform for loans for people in financial crisis, who need money but don’t have a credit score. The solution for lenders is an algorithm that evaluates their financial history and ensures their creditworthiness.

55
3 years ago

A company that makes the process of hiring remote contractors easier. The startup allows contractors to fill out a background check and get a credit check with their credit card, which they use to submit a request to work with a company of their choice. The startup takes a small percentage of the base payment and a percentage of the base payment as a fee whenever the request is approved.

55
3 years ago

Services that allow consumers to manage their debt and credit card debt, regardless of how they pay it.

55
3 years ago

This startup is building a credit score for consumers that are “easily understood” by a layperson. It’s meant to be a “one stop shop” for credit information.

55
3 years ago

A phone app that allows users to pay for different products using their phone as a credit card.

55
2 years ago

A startup that makes it easy for businesses to understand their credit card transactions so they can make informed decisions about their bottom line.

55
4 years ago

A credit card that might do what many other credit cards do, but also has a built-in debit card. The startup is building on the existing credit card infrastructure (swiping a card) and is looking to use the debit card infrastructure to make purchases via the credit card.

54
4 years ago

A platform for hiring and managing contractors and freelancers that’s integrated into their software. The startup aims to make it easy for independent contractors to bid, manage and pay other independent contractors, and get the credit they deserve.

54
3 years ago

A B2B company that allows restaurants to take payments in Bitcoin, one of the more popular types of cryptocurrency, to avoid the fees associated with credit card transactions.

54
3 years ago

The startup helps users donate money to charity, and does so through an easy-to-use interface that users can apply for charity credit for, which users can then use to buy products and services.

54
3 years ago

Form is a way to make payments online, with a focus on making it easy to use. It’s a web-based service that allows people to pay their bills online, with a focus on people who are still too young to have a credit card.

54
3 years ago

A company that lets shoppers get free and easy access to their credit scores, one of the most important financial tools to a consumer.

54
3 years ago

A startup that helps connect businesses with loan consultants, who can help small businesses go from having no credit to getting a loan.

54
2 years ago

A platform that allows businesses to build their own credit card reader for accepting credit cards and bitcoin. It will be a combination of hardware and software.

54
2 years ago

A company that’s helping online companies access and process credit cards in a novel way.

54
2 years ago

A cloud-based credit card processing service for small businesses. The company has partnerships with 17 banks and has processed over $1 million on the platform.

54
4 years ago

This startup is trying to make it easier for people to get their hands on a credit score. They have a credit check API that pulls information from a source like Transunion, Experian, Equifax, and others.

53
3 years ago

A company that wants to build a more sophisticated B2B platform for financial services companies to buy and sell business credit and other risk data.

53
3 years ago

This startup is building an AI that allows people to get their credit score through a simple app. The company says their AI model is based on over 1,500,000 data points, including credit card purchases, mortgage payments, and even Uber rides.

53
3 years ago

 A new way to pay for coffee. Instead of paying for a cup of coffee with cash, consumers can enter their credit card information to pay for their coffee and the coffee shop will take care of the rest. The product is as a credit card payment processing platform, and the company claims that “millions” of coffee shops are already using Credit Card Coffee.

53
3 years ago

A tool for people to easily review and edit their credit scores.

53
3 years ago

A new kind of credit card meant to help families save money on groceries and other purchases. The startup’s founder says it’s working with a number of grocery chains and wants to build out a platform for other retailers.

53
3 years ago

A startup that lets people use a credit card online to pay for their bills, with a simple mobile app for checking their balances and payments.

53
3 years ago

This startup wants to bring the same transparency that’s made credit scores a consumer product to the finance industry. Instead of having to go to your bank every time you want to see how your credit is doing, you can keep track online. The company is privately held.

53
3 years ago

A way to pay for a medical procedure in the US using physical cash and a credit card. IHealth is currently testing a prototype in hospitals and clinics in the US, and is looking for 15 to 20 hospitals as partners to test its products and services.

53
3 years ago

A credit card-like tool meant to help businesses get a handle on the logistics of managing their debt. The startup says that its customers have saved more than $3.5 million after using the tool.

53
3 years ago

This startup is selling a credit card for online shoppers with a low interest rate, and pays users back only when they charge things. The startup is based in the UK, has a team of five, and has already closed $1 million in funding from investors.

52
3 years ago

This startup is building a software platform that helps you find the best credit card option for any spending goals.

52
3 years ago

The company is building a digital platform for credit risk assessment, which it says is significantly underutilized by banks.

52
3 years ago

Looking to build a “personal” lending platform, one that allows users to borrow against their credit card balance.

52
3 years ago

A way to get money back from a merchant if they don’t deliver your item. Griftster is aiming to replace the “don’t buy with a credit card” warning with “don’t buy with a credit card because you might get screwed.”

52
5 years ago

Idea: A fintech startup that provides consumer loans in the Philippines to customers who don’t have many credit options.

51
3 years ago

A tool for managing your expenses and credit card debt that you can access from your phone. The startup is looking to build out a suite of tools that can be used by customers who have debt. They’re getting data from credit agencies, and from customers via the app.

51
3 years ago

A startup that helps users find lower-cost financing options and get their personal loans or car loans without having to go through a credit check. The company is in the final stages of a seed investment round.

51
3 years ago

A startup for lending money to credit unions, with no fees. The company has a lot of traction on this front, with many credit unions currently looking at the platform.

51
3 years ago

A financial services startup that tries to help people better manage their money, with products like a credit score and a personal loan.

51
3 years ago

A tool for managing your credit card payment history and repayment plans.

51
3 years ago

This startup is building a way for people to exchange money via offline stores. Users scan QR codes on the products and the startup takes care of the logistics. The company wants to change the way people pay for things by using their phones instead of cash or credit cards.

51
2 years ago

A tool that helps people get a credit score from different lenders, instead of using their traditional credit report.

51
2 years ago

A platform that connects grocery stores to customers via smartphone. Groceries are delivered within two hours and paid for via the grocer’s existing credit card.

51
2 years ago

The app uses Twitter to link the users’ accounts together. It lets users track their relationships and make payments by linking their credit cards to the app.

51
3 years ago

A new way to pay the bills with digital currencies, not tied to a bank or credit card. The company’s digital wallet currently has over 1,000 users and is available in Germany.

50
3 years ago

Opensource ​online financial services platform for SMEs in the UK. No overdraft fees, no credit limits and no minimum balance fees.

50
3 years ago

A company that helps banks, loans, and credit unions automate their lending policies, typically for a lower cost than current analog solutions.

50
3 years ago

A credit card that rewards you with higher credit limits the more you use it, and can reward you with rewards like cash back, airline miles, and hotel points.

50
3 years ago

A company that wants to sell you a credit score for your own house, offering the data that the other major credit companies have on it.

50
3 years ago

A credit card for students, who often have a hard time getting approved for a credit card. It includes a special student-friendly credit card account, with a lower interest rate.

50
3 years ago

A lending platform designed to help consumers with bad credit get loans by using data from credit references and credit reports to gauge whether applicants are likely to pay back their loans.

50
3 years ago

A startup that wants to build a better way to manage your real estate investments, including home equity lines of credit and real estate crowdfunding investments.

50
3 years ago

A startup that helps users learn their credit score with a scale that is a bit like a "poker chip" with all credit scores on it.

50
3 years ago

A startup that brings Asian payments to the US. The company partners with American banks and takes a cut of the transactions for credit cards and other payments.

50
2 years ago

A startup that’s taking on the task of keeping track of the more than 300,000 currently inactive credit cards in the US, allowing people to see how much credit they have available and buy gifts.

50
2 years ago

A credit card for the next generation. The company wants to be a consumer credit service for those with a low credit score.

50
2 years ago

A startup that helps you track your finances by aggregating your bank and credit card data and then letting you see where you’re spending.

50
2 years ago

Doing credit reporting for banks and other lenders.

50
5 years ago

A startup that allows you to transfer funds from a card (like a credit card or bank card) to a bank account using an API (application programming interface) instead of a physical card

49
3 years ago

A platform for managing rental and credit card payments, with help for real estate agents. The startup is pitched as a general ledger for the real estate industry.

49
3 years ago

A startup that helps you view your credit history and manage your debt. The company is moving out of the US, and expanding to Hong Kong, Taiwan, and Singapore.

49
2 years ago

A B2B sales platform that helps small businesses get credit cards and funding quickly.

49
2 years ago

A credit union in Texas looking to grow their loan portfolio by building a payment processing service.

49
2 years ago

A company that wants to help companies give customers the benefits of a credit card, which is a more powerful tool than a debit card, but without the fees.

49
2 years ago

A startup that wants to replace your everyday credit card with a card that accepts all the major types of payment — Apple Pay, PayPal, and all the rest — and a contactless mobile wallet.

49
5 years ago

Idea: Sofi is a lending program for student loans They say they can get a loan to anyone in 6 minutes, and don’t charge a processing fee The company is currently lending $3,000 loans (via a credit line) to students

48
3 years ago

A credit card for healthcare professionals, with the idea that the cost of healthcare is high and yet the cost of paying for it is often too low.

48
3 years ago

A startup that wants to disrupt the consumer loan space by enabling customers to make payments on their credit card and save money.

48
3 years ago

A startup working on a software platform that allows people to open a checking account online, no matter where they live. The startup is working with over 50 banks and credit unions.

48
3 years ago

A company that wants to help credit unions and other institutions build new products and services around the blockchain.

48
3 years ago

A mobile-first loyalty platform that ties into credit cards, loyalty cards and spending patterns to better help users understand their spending habits.

48
3 years ago

A company that’s building a platform that connects the credit card processors with merchants around the world, helping merchants get payments in a much more efficient way.

48
3 years ago

Providing a new market for people who want to refinance their debts but can’t get bank loans. The company is able to diversify and refinance the loans of people with bad credit, helping them out at a significant rate.

48
2 years ago

A startup that wants to connect the credit system between lenders and borrowers in the US.

48
3 years ago

 A set of services for companies and individuals to “easily and securely” import their financial data from different sources, such as banks, credit card companies and other financial institutions, into a single account.

47
3 years ago

, a financial-services startup that helps people borrow money against their house or car using their existing credit.

47
3 years ago

 This is a startup that wants to do more than just send super-cheap tokens to your bank account, it wants to make sure that you don’t miss any of your credit card payments.

47
3 years ago

The goal of this startup is to provide the most accurate, transparent and decentralized credit scoring platform. In the future, users will be able to access their credit scores in one easy-to-read dashboard.

47
3 years ago

A startup that helps improve employee retention by giving them credit for their time. The startup has a “pay-your-twenties” program for employees of companies that have at least 100 employees. After a year of continuous employment, a worker gets a $1,000 credit for their twenties.

47
2 years ago

A startup that brings the same functionality as a credit card to the bank account of any small business. It’s a way for small businesses to turn their capital into say, a $20,000 deposit into their business account.

47
3 years ago

A credit card that plugs into your phone, allowing you to swipe without having to pull out your phone. The company is also launching a loyalty app to track points.

46
3 years ago

Credit card companies have been slow to move into the mobile space, and BlueSnap wants to change that by building a way for mobile users to pay their bills and transfer funds between accounts.

46
3 years ago

A tool to make it easy for people to get paid for their work, whether it’s for work on social media or work on the side, by automatically converting their time into credits that can be redeemed for real world goods and services

46
2 years ago

A startup that wants to open up a new kind of credit line for small businesses, that doesn’t require a cosigner, and doesn’t have a credit score.

46
2 years ago

An AI-based chatbot that helps you choose the right credit card and optimizes your spending.

46
2 years ago

A startup that gives users the ability to pay their bills, get loans, or pay their rent directly from their checking account, without the use of a credit card.

46
3 years ago

Building a way to rent a car using a credit card.

45
3 years ago

A micro-lending startup that sets its own timelines for loan funding, instead of waiting for customers to have their credit histories evaluated by traditional banks.

45
3 years ago

A startup making a point-of-sale system for restaurants. The company wants to make it easier for restaurants to accept credit cards, and automate the cash-register process so restaurants don’t have to pay employees to process transactions.

45
3 years ago

A company that offers online credit scores that are more comprehensive and accurate. It’s for companies looking to better understand the risk of lending to consumers.

45
3 years ago

A credit reporting agency for immigrants in the US.

45
2 years ago

A tool for managing your personal finances, including checking account and credit card management.

45
2 years ago

A credit-scoring platform for micro business owners that utilize credit cards.

45
3 years ago

Helping people analyze their credit scores to see how much they’re spending over time, and how they’re spending it. The startup is already working with some of the largest companies in the world.

44
3 years ago

A digital checkbook for building a credit score. The startup is looking to build a digital checkbook for building a credit score, with a credit card-like interface so that you can manage your credit and make payments online.

44
3 years ago

A financial cloud service for businesses, giving them a single platform to manage all of their finance, from payroll to credit to banking.

44
2 years ago

A platform for students to earn college credit via workshops and online courses. Currently, the company is focused on the summertime.

44
2 years ago

Allows Vets to apply for credit cards that help them purchase new vehicles

44
2 years ago

An “intelligent” credit card reader

44
3 years ago

A mobile-first credit card application that allows users to accept payments from their phone.

43
3 years ago

A startup that is looking to bring the same sort of automation to a new market: in-home cleaning services. The startup is building a platform that will allow customers to schedule a cleaning service online and pay online (using a credit card), and then have a professional cleaner come to their house and perform the service.

43
3 years ago

"We are a company that believes that people should be paid fairly, but we also believe that they should be able to save a little money to be able to afford that," said CEO and co-founder Chris Harvey. "We’re creating this technology that allows people to be able to save a little bit of money in the form of a small credit for the time that they are working."

43
3 years ago

A startup that wants to build a decentralized network of credit unions in Latin America. It’s a peer-to-peer lending network and payment infrastructure that it says is more financially secure and open than many others.

43
2 years ago

An API that allows all the different credit card companies to be integrated into one.

43
2 years ago

A personal finance app that uses machine learning to show you the best financial decisions for your life. The app uses data from your credit cards, loan, and debit cards to build financial reports that show you which of your expenses you can cut off for higher returns.

43
3 years ago

An AI-based global credit score that predicts the likelihood of a person defaulting on their debt. So far, the startup says it has handled over $2 billion in credit transactions.

42
3 years ago

The startup is working on a credit risk prediction tool for banks to help them manage risk.

42
3 years ago

A company building a product that allows customers to access their own data, such as credit scores, on the backend and make changes, such as whether to add a new credit card or request a raise, without having to get in touch with a provider.

42
2 years ago

A startup that creates a hybrid of a credit card that can be split between partners and a traditional credit card.

42
2 years ago

A personalized, reputation-based recommendation system for customers, pairing them with other consumers who share their desires. The startup tracks previous purchases and credit card spending habits of customers to recommend items related to their shopping likes.

42
2 years ago

The Startup is developing A payment solution for ridesharing platforms such as Uber and Lyft which accepts payments from credit cards, debit cards, prepaid cards, and mobile wallet payments.

42
2 years ago

A virtual assistant that can help you track your credit card spending and regularly review your expenses with an easy to use interface.

42
2 years ago

A mobile app that makes it easy for small businesses to get access to the benefits of credit cards.

42
2 years ago

A platform for helping people review the financial information they receive in their bank statements, such as credit card rewards, investments, etc.

42
2 years ago

A startup that gives you the ability to finance your business from a credit card. It’s a la carte financing for small businesses, offering up to $500k of credit.

42
3 years ago

A B2B startup that helps banks, credit card companies, and other lenders manage the back end of their business. They’re looking to grow out of their current 6-person startup into a $20m company.

41
3 years ago

A one-stop shop for managing all your mobile payments, from credit cards to loyalty cards and everything in between. It allows users to view their transactions and instantly set up recurring ones.

41
2 years ago

A tool built with the idea of keeping your bank account connected to your credit card. It’s a mobile app that holds your account information in a secure private vault, and lets you check on it from your phone or your computer. The app also gives you a one-step login to your account, and helps you pay your bills.

41
2 years ago

A startup that provides a 10% credit on all your purchases at Amazon, with a $1 signup fee.

41
2 years ago

A startup that aims to make it easier for people to manage a credit score. The startup wants to provide a credit score and debt management app, allowing people to see their credit score, see their current debt balance, pay off their debt, and see their credit score on the app as well.

41
2 years ago

A cloud-based platform for managing your bank and credit card accounts, with the goal of making it easier to access your funds.

41
3 years ago

A payment platform for medical practices and providers. It allows patients and doctors to pay for services via credit card and cash, without having to exchange the money.

40
3 years ago

A company that wants to build a credit score for people with no credit, based on data from their phone. It already has over 5,000 people on the platform and $500,000 in funding in its seed round.

40
2 years ago

A “credit score for people” that CEO says will help the company’s users understand how they’re impacting their credit.

40
2 years ago

A credit company that helps people buy home and car insurance with pre-approved rates.

40
2 years ago

A new way for people to get loans with bad credit, in a way that’s often cheaper than traditional payments platforms.

40
2 years ago

A tool that helps small businesses in the US and Canada manage their credit card processing, from the front end to the back.

40
2 years ago

A startup that makes it easy for cafes and restaurants to take credit cards through their phone. The company is currently offering their product in New York City and hopes to expand into LA by the end of Q3

40
3 years ago

A platform for small businesses to offer loans and credit, using data from their business to do so.

39
3 years ago

A “community-based credit bureau” that allows people to report their own credit data to the community, and then other members can verify or dispute it.

39
3 years ago

A startup for loan officers to buy and sell loans, with a focus on helping credit-risky borrowers.

39
3 years ago

A software product that helps hospitals track patient data. It’s first product is a credit card reader for doctors and nurses to take credit cards on-site at the hospital, and can also be used for hospital payments and for medication tracking.

39
3 years ago

An API for small business owners to manage their business credit from their app, supporting card transactions and refunds.

39
2 years ago

A startup that wants to make it easier to do business in the Middle East by providing an all-in-one solution for money transfer, bill payments, and credit card services.

39
2 years ago

A startup that lets you make a wallet that automatically charges your credit cards.

39
2 years ago

An online solution that allows people to compare and contrast different credit cards to find the best credit card, or one that suits their current budget.

39
2 years ago

A company making a credit card that “disappears” after a certain amount is spent.

39
2 years ago

an online marketplace that lets you pay for services and products with a credit card while also getting cash back

39
3 years ago

A company providing consumer credit reporting, data analytics and credit scoring services to help consumer finance businesses optimize their customer acquisition, retention and engagement.

38
3 years ago

The startup’s goal is to make travel less stressful. It’s developed a way to access credit at the airport and outside of it, without having to go through a credit check.

38
2 years ago

A fintech company with a focus on credit products for women. The company is pitching itself as a cheaper alternative to the big banks, and is already working with a number of small businesses.

38
2 years ago

A mobile payments platform for merchants with a focus on high-risk merchants like bars and restaurants — places that have a high volume of transactions, with many customers with few accounts, or where the customer has a lower credit score.

38
2 years ago

A “credit score for the world” for 90% of the world’s remittance flows. Instead of relying on a single credit score, which may differ depending on where you live, IDream ventures wants to provide a global score that’s the same regardless of country.

38
2 years ago

A tool that helps people visualize their credit scores, especially useful for people who know a lot about finance.

38
2 years ago

A “refund anticipation” insurance plan that works similarly to a credit card or debit card by filing a claim and getting a refund if your expenses don’t get paid.

38
2 years ago

A chatbot for the Brazilian market that gives users advice about credit card payments in real time.

38
2 years ago

A platform that allows businesses to accept payments via a letter of credit. The startup is working with a bank in the UK to implement first.

37
2 years ago

This company is aiming to make it easy for companies to provide credit analysis, and it’s already working with one of the largest companies in the world.

37
5 years ago

Idea: A startup that’s building a credit card for people with low credit scores, currently working with a data provider to build on top of their database of people who could qualify for the card. The company is looking to build a suite of financial products and services for the people who can’t access them.

36
2 years ago

A payment platform that collects fees from companies that take credit cards offline. It’s a more secure alternative to the way most businesses currently process card-based payments.

36
2 years ago

A credit card for international travelers, with the ability to use it at the same places you’d use a Visa or Mastercard.

36
2 years ago

Signing up for a loan takes a lot of time. Zeedo aims to eliminate the need for a credit check and the underwriting process altogether by using a data-driven algorithm to match users to qualifying loans. Zeedo is backed by Lerer Ventures and Walden Ventures, and is currently in private beta.

36
2 years ago

A platform for making financial health easy for consumers, allowing them to track their credit score, budget, and savings goals.

36
2 years ago

This tech company is building a credit bureau for the cannabis industry. The startup is licensing out data from its sister company, CreditSafer, that has over $1.5 billion in credit and has been used by over 300,000 customers.

36
2 years ago

 A robo-advisor for your savings, with a 3% minimum investment minimum. They also offer a 10% trade-in bonus for different kinds of credit cards.

36
2 years ago

A startup that wants to improve the way people manage their credit to make it more transparent, accessible, and easy to understand.

36
3 years ago

A new kind of credit card that can be used at a wide variety of places, including restaurants, grocery stores, pharmacies, etc. The startup wants to use a digital card with a mobile application that syncs to the card’s information, so that users will be able to see their bills and make smart spending decisions.

35
2 years ago

Gives users a visual map of their credit score and the ability to forecast their credit score in real-time.

35
2 years ago

A credit-score simulator for the unbanked who don’t have access to a credit score. The startup helps unbanked people get access to loans and credit cards.

35
2 years ago

“P2P lending for retail”, a way to help retailers get credit for inventory they can’t sell.

35
2 years ago

A startup that wants to help people and businesses manage their money. It’s a platform that connects customers to a variety of different services and tools, including insurance agencies, banks, credit card companies, and checking accounts.

35
2 years ago

Zon allows employees to pay their own company’s bills via credit card, mobile or bank transfer.

34
2 years ago

This company is building a platform that makes it easier for small merchants to accept credit cards, so they don’t have to pay credit card fees.

34
2 years ago

A startup that wants to use AI to sniff out risk in loans and insurance for individuals. The startup’s aim is to help individuals calculate their creditworthiness without a credit check by using their existing data.

34
2 years ago

A startup that allows users to register a product in their name and then receive a “credit card” by simply scanning a QR code off the product. It’s a peer-to-peer marketplace, so the startup takes a cut, but it’s meant to be an easier, cheaper alternative to going through a bank.

34
2 years ago

A startup for helping people understand the cost of their credit card bill. The company is also developing a feature that would let people track their spending by walking through a physical restaurant.

34
2 years ago

A voice-activated assistant that can help you manage your risk. The startup is working with a number of banks, credit card companies, and insurance companies to help make sure people are prepared for bad events.

34
2 years ago

A startup that has been working on a platform for credit unions to manage all of their customers’ accounts, as well as offer them financial products and services.

34
5 years ago

Idea: Trim is a fintech company that wants to become a one-stop shop for credit cards The company’s pitch is that it’ll use machine learning to notch up credit card rewards for users and help them manage their spending

33
3 years ago

A startup that hopes to help small businesses create their own credit card processing systems, cutting out the banks and credit card processors.

33
2 years ago

A consumer lending startup designed for giving people access to money, without having to pay a fee and without going through a lengthy credit check.

33
2 years ago

A startup that enables small businesses to pay their employees in bitcoin, while avoiding the high fees of credit card payments.

33
2 years ago

This startup wants to build a market for a type of business insurance that pays out if a company can’t immediately pay a bill, like a missed payroll or a late credit card payment. They layer a layer of risk onto the underlying insurance policy.

33
2 years ago

This startup is helping companies give their workers mobile credit. One of the problems with a rewards program, especially a loyalty program, is that it doesn’t necessarily bring your customer back to the store. But with a rewards app, you can bring your customer back to the store with discounts or points.

33
2 years ago

A “zero-cost credit score” that helps people see their borrowing options.

33
2 years ago

A custom credit card for people who can’t get approved for one from a bank. Available through partnerships with banks and card issuers.

33
2 years ago

The startup is building a way to manage your credit card payments and payments at retailers. It’s first product, a card reader, was used by the Boston Mayor’s office, and the startup was acquired by Stripe in 2014.

33
2 years ago

A clean and simple free-to-use web app designed to help you track your credit score/fico score and other financial information.

33
2 years ago

A web and mobile phone service that allows people to get a free assessment of their credit score, and then buy/sell financial products on the platform.

33
2 years ago

A startup that aims to provide more accessible, affordable and regulated credit to the unbanked in emerging markets. The founders say they’re aiming to close the gap between the poor and the middle class which in some countries is as much as 20 percentage points.

33
5 years ago

Idea: A B2B company that sells an API for acquiring and managing merchant accounts, and another API for accepting credit cards. The company says it’s processed $2 million in transactions.

32
2 years ago

The company wants to be a one-stop marketplace for car sharing, where users can easily book their car (and drivers) by selecting it on their phone and paying with a credit card. They’re in San Francisco at the moment.

32
2 years ago

This startup is building a “social lending” tool that helps business owners become creditworthy without having to have a job.

32
2 years ago

A company that helps small businesses get paid, with plans to expand to mortgages, loans, and credit.

32
2 years ago

A tool to help people manage their money, including a service that helps people track their credit card purchases to see when they’re overdrawn. It also aims to help people planning for retirement.

32
2 years ago

A startup that helps companies sell a product or service without having to take a customer’s credit card information.

32
2 years ago

A company that creates secure credit cards to help people build credit, and not be punished for being unable to pay off their balance.

32
2 years ago

A credit card exchange for businesses, with the sole goal of getting a company out of an overpriced card program.

32
2 years ago

A company that helps clients find the right credit card to use for their business. The startup's software platform helps businesses choose the best credit card, based on factors like rewards, fees, and rewards.

32
2 years ago

A platform for the $1.5 trillion payments industry, with a focus on the billions of credit cards that are not linked to a bank account in the US.

32
2 years ago

A startup that wants to make college more accessible and affordable to the middle class. Students can make payments on their own terms, using the startup's online platform that converts student loans into a line of credit for monthly payments.

32
3 years ago

A startup that helps small businesses build their own branded credit card readers by leveraging off the popularity of the card readers they offer.

31
2 years ago

A hardware startup that sells a credit card sized device that connects to a smartphone’s camera, ostensibly allowing users to be paid in real time. It’s still in its early days, but the company has a pilot program in place with a few customers.

31
2 years ago

iCitizen is a platform that allows you to make a donation to the charity of your choice without having to give them your credit card information.

31
2 years ago

In the US, more than 50% of credit card transactions are made on an impulse, with no intention of paying off the balance.

31
2 years ago

A “personal” credit score based on your data that provides real-time access to your credit score for personal loans, credit cards, and student loans.

31
2 years ago

A credit card that lets you pay in-person at restaurants, which will be integrated with mobile payment services like Apple Pay and Square Cash.

31
2 years ago

A credit card for the unbanked, designed to lower fees and help people get credit through high-risk loans.

31
2 years ago

A startup that helps individuals get a home loan with an FICO score. They’re also looking to launch a credit card.

31
2 years ago

A payment platform for the B2B Internet of Things. IoT devices have limited or no access to credit or banking, which means many companies need to rely on traditional banking services to pay for them.

31
2 years ago

The startup’s co-founder, who goes by the name Jacob, says that the main problem with the current credit-scoring models is that they’re too old. The current models don’t consider the latest credit scores, he explains, and only look at how many credit cards a user has. Jacob’s co-founder, who goes by the name Tim, says that his startup is working to solve the problem with an algorithm that models a user’s credit score based on their behavior and also looks at their credit card usage.

30
2 years ago

A credit card for people who don’t have one.

30
2 years ago

A company working on consumer finance and credit. They have a $2 million loan portfolio and are working on a lending product.

30
2 years ago

A decentralized, peer-to-peer network for buying and selling carbon credits.

30
2 years ago

 A startup that offers a credit card that charges a monthly fee, reimbursing you if you don’t spend your credit on a monthly basis. The concept is something like a debit card but with the benefits of a credit card.

29
2 years ago

A “dictionary for managing your finances”, which lets you add expenses and track your bank accounts and credit card purchases.

29
2 years ago

A "smart money" app that uses data to automatically manage and share money between friends. Users add their credit cards and accounts to the app and then link it to their Facebook friends. The app takes a small fee of all transactions and automatically transfers money between people.

29
2 years ago

The startup’s goal is to get a million people onto a credit card by 2020. In order to do so, it focuses on helping consumers get credit cards in China without credit scores or bank accounts, and instead with a mobile number.

29
2 years ago

A startup that helps people find the best rates for their credit cards, and also personalizes and ranks the best providers for users’ needs based on their spending habits.

28
2 years ago

A mobile app that brings together all your payments and loyalty card accounts in one place, allowing you to see your credit card, rewards, and loyalty card balances in one place.

28
2 years ago

A new type of credit card that uses social scoring to help you manage your finances.

28
2 years ago

A mobile payment system for bar owners. The startup is helping bar owners to offer credit cards and debit cards to customers.

28
2 years ago

A data marketplace that allows businesses to sell data/information on a monthly basis (think of it as more of a credit-card for the data you purchase).

28
5 years ago

Idea: A non-profit in Brazil that provides free financial planning to low-income families. The startup works with banks to offer credit to qualifying customers, and works with the family to create a plan for them to pay it back. They already work with 8 banks and offer credit to 300 families.

27
2 years ago

A software company that offers a cloud-based credit-risk management platform for companies with consumer credit cards.

27
2 years ago

A startup that creates automated alerts for credit card fraud, using machine learning to scan for certain patterns in the data.

27
2 years ago

A startup of prepaid credit card accounts, available through a mobile app.

27
2 years ago

This startup is building a tool for organizations to design their own custom branded credit card.

27
2 years ago

A company that helps businesses manage and streamline their cash flow, which could help them improve their credit score

27
2 years ago

A startup building an automated, machine-learning-powered system of linking credit card purchases to the items or services a customer is actually buying.

27
2 years ago

A company that provides a credit score, which they say provides a more holistic view of a person’s financial health than just their FICO score.

27
2 years ago

A way of tracking and alerting users to changes in their credit and debit cards.

26
2 years ago

A payment system that gives small business owners in emerging markets access to credit without the need for a bank account.

26
2 years ago

A mobile checkout app for restaurants that allows customers to pay with their phones without a credit card.

26
2 years ago

They’re building a tool that lets people add extra fees to their credit cards, in order to pay off the balances faster.

26
2 years ago

A company that offers a suite of financial tools for small businesses, including a credit card processor, an automated payments system, and an online invoicing platform.

26
2 years ago

A personal finance software that helps you manage your credit, loans, and debt. The company launched in early August, and has already onboarded over 2,000 people.

26
2 years ago

A digital payments startup that processes credit and debit card transactions. The company processes roughly $5 billion in transactions per year and has a transaction fee of 1.5%.

26
2 years ago

A tool that allows employees to manage their personal finances, from managing credit cards to checking accounts to managing travel miles and more.

26
2 years ago

A startup that allows people to pay for their parking with a credit card. The company invests a small amount of money made from the parking fees in their employee stock-purchase program.

25
2 years ago

A company that allows users to make an electronic payment in seconds, without a credit card or bank account. Instead, the startup offers a way to pay friends and family with Bitcoin.

25
2 years ago

A startup that aims to help credit unions, banks, and other financial institutions build and manage lending and hedge funds on behalf of their members.

25
2 years ago

A platform that allows consumers to pay for products and services with their own credit card via a mobile app. The startup also provides merchant services so that merchants can accept payments directly via mobile.

25
2 years ago

A startup that provides a digital alternative to credit scores, with the goal of helping people buy homes.

25
2 years ago

"a platform for banks to make lending decisions online by aggregating credit risk data from a wide range of data sources, including social media, from borrowers and loan officers".

25
2 years ago

A company that helps people pay for their groceries with a credit card – and get a discount in return.

25
2 years ago

Native mobile finance for the Philippines. Customers can choose between a bank account, prepaid card, and even a credit card.

24
2 years ago

A company building a digital platform that helps small businesses get a loan in minutes, with a rate guarantee and no credit check.

24
2 years ago

A small business credit card that guarantees a certain minimum payback.

23
2 years ago

This startup is making a credit-scoring tool for credit unions, allowing them to better assess the creditworthiness of their members.

22
2 years ago

A financial startup that allows online sellers to build a simple, seamless checkout process without the need for a credit card, bank account, or other third party services.

22
2 years ago

A startup for making payments, allowing users to accept credit cards and other online payment types.

22
5 years ago

Easily accessible credit. The idea here is to enable people to set up accounts and be able to borrow money for things like furniture, or home improvement. So far, they’ve raised $5.2 million.

21
2 years ago

A platform that connects customers with service providers, like Uber or Lyft. The company is building a platform that will allow customers to maintain their own records and pay service providers directly, similar to a Square or Stripe credit card.

21
2 years ago

A platform that allows customers to purchase items from third-party merchants through a mobile app, using their own credit card information.

21
2 years ago

A platform that makes it possible for people to compare credit cards using reviews and online search.

21
2 years ago

A company that aims to provide education and financial services to employees of large companies, including benefits, retirement services, and access to credit.

21
2 years ago

A platform for selling consumer goods with a credit card over the internet. The startup is focused on B2C, selling products such as fashion accessories and beauty products.

21
2 years ago

A way to shop at Target without a credit card. The startup wants to help get cash from consumers’ wallets and pay for online purchases.

20
2 years ago

Yet another startup that wants to help people manage their credit scores, helping them understand their credit health, and helping them manage it with a dashboard that provides personalized recommendations.

20
5 years ago

A startup that provides a tool where you can enter your bank account, credit card, and brokerage accounts and see how much money you have left to spend before you go over your budget

19
2 years ago

A product platform for small businesses to sell and manage products, with a focus on helping e-commerce retailers grow their businesses. It will eventually eliminate the need for a merchant account and credit card processing.

19
2 years ago

A platform for the legal cannabis industry, which serves as a marketplace for dispensaries to accept credit cards, as well as a payment processor for vendors.

19
2 years ago

Credit card company with no $0 annual fees

19
2 years ago

A web/mobile app for on-demand car services that lets you book a car on demand, search for nearby cars, and pay with a credit card.

19
2 years ago

A startup for a new kind of loan based on a new kind of credit score. The idea is that the startup would look at your credit history and provide a loan based on what they see as your likelihood of paying back the loan.

18
2 years ago

A fintech startup that’s building an AI-driven credit-scoring model that will make it easier for businesses to raise capital by analyzing and predicting customers’ credit risk.

18
2 years ago

This digital bank account aims to help startups get money faster, seeing as many startups don’t have a bank account, but have everything on credit cards.

17
2 years ago

A startup that enables the banking industry to convert payments from credit cards into bitcoin and back.

17
2 years ago

A credit card that works like PayPal, but with a twist — instead of charging a flat fee, the company earns a little every month off of customers’ purchases.

16
2 years ago

A startup that provides a platform for merchants to build their own credit-card reader, which they say is a $1 billion market.

16
2 years ago

A startup focused on helping companies in the credit card industry understand how their customers are using their cards. The startup’s founder is a former Bank of America executive.

16
2 years ago

A payments platform for small online businesses that makes it easy to take credit card payments online, and sends receipts to your email address.

16
2 years ago

A startup that finds and manages accounts at your bank and credit unions.

16
2 years ago

This startup wants to create a tool that allows companies to create a “credit gap”, which it says will help them figure out the true financial health of their corporations. The tool is free for companies, but requires an additional subscription for individual employees to use.

16
2 years ago

A company that plans to use blockchain technology to build a better credit score system, using data from the three major credit bureaus.

15
2 years ago

A startup that makes it easy to get an affordable credit report, and then use that to apply for a loan. The startup argues that credit reports are full of errors, and the resulting loans are overpriced.

15
2 years ago

Not just a credit card, but a credit card that can be used for e-commerce and bill payments.

14
2 years ago

This startup wants to make it easy for people to get their loans paid off, and wants to do it by using the credit report to help you raise the funds.

14
2 years ago

A program that helps people get their financial life in order through a mobile app. It offers a suite of tools to help users track their spending, manage their finances, and do things like see their credit score.

13
5 years ago

The startup wants to help people who have bad credit get a better score by helping them manage their finances and make more informed financial choices.

12
2 years ago

If you’re a charity looking for donors, this startup can help you connect with them. It works on the idea of C2C, or cash-back credit cards. The site asks for a donation from the charity, and then asks the donor to email or call back with their donation amount.

12
2 years ago

A company that builds apps for businesses that want to make money in a more sustainable way, such as using a “post-consumption” model for “carbon credits”

12
2 years ago

A mobile app that streamlines credit card payments for restaurants

12
2 years ago

A way for companies to quickly add a new, unique line item to their credit card statements.

12
2 years ago

A new-age train ticketing agency, founded by some ex-Strava executives. The startup aims to build a platform that lets you buy train tickets and pay with any major credit card.

11
2 years ago

A startup that helps credit unions and other financial institutions provide loans and credit cards to under-banked members. The idea is to help underserved populations access financial services, including small business loans, disability loans, and credit cards.

11
2 years ago

The startup is building a solution to help employees on distributed teams collaborate better by creating a platform that allows them to share credit card information, but also allows them to differentiate who has access to what.

11
2 years ago

This is a financial comparison platform for a person’s credit history, allowing them to see what their credit score might look like at different companies.

11
5 years ago

Idea: A startup that helps people manage their finances by pulling in all their accounts from various banks and credit card companies. The company says it is profitable and growing quickly.

10
2 years ago

Fintech startups have been using personal finance apps to do things like invest in mutual funds and manage their portfolios. Traditionally, however, these apps have been more focused on creating a more “personal” experience. One startup, however, is building an app that can help users manage their credit cards.

10
2 years ago

A startup that helps you find a credit card that works with your spending habits.

10
2 years ago

 A startup that wants to build an app that helps you review your credit history and give you tips on how to improve it.

8
5 years ago

A startup that helps people with their taxes and provides them with a list of potential deductions and credits that they qualify for

-1
5 years ago

A startup that helps people who run out of credit on their phones, but aren’t eligible for a new plan

-1
5 years ago

A startup that provides people with a list of their credit report and credit score for free

-1
5 years ago

Idea: A new consumer-focused mobile payments app to replace credit cards The company aims to reduce friction by letting users buy things with their phone instead of having to pull out their wallet They want to replace everyone’s credit card information The startup has processed over $1MM in payments

-1
5 years ago

Idea: A startup that helps banks and credit unions offer online services to their customers

-1
5 years ago

Idea: A startup providing free credit scores to customers, funded by a paywall around their credit report They believe this will generate better engagement than the traditional credit monitoring model, which pays customers to read their credit report

-1
5 years ago

Idea: A credit card processor that displays relevant information for merchants on the checkout page

-1
5 years ago

Idea: A tool for managing corporate rewards programs, like corporate credit

-1
5 years ago

Idea: A way to help people manage their personal finances and set goals. Users see how much money they have in their bank accounts, credit cards, and brokerage accounts on a single dashboard.

-1
5 years ago

Idea: A financial education platform that teaches users about credit cards and loans

-1
5 years ago

Idea: A startup that helps people living in countries with low credit scores get loans. The company claims to have an 80% approval rate for people with FICO scores under 550.

-1
5 years ago

Idea: A Brazilian startup that wants to be the Stripe of Brazil, helping e-commerce companies accept credit card payments.

-1
5 years ago

Idea: This startup is building a tool for people looking to understand their own credit and financial health. The app answers questions like “How much money do I need to retire” and helps them make projections for future expenses.

-1
5 years ago

 A software company that provides a way for people to use their phones to get cash from an ATM, rather than using a credit card, and earn rewards points in the process.

-1
5 years ago

A software company that helps banks and credit unions with their lending process.

-1
5 years ago

A startup that helps people who have lost their wallets to find their money and credit cards

-1
5 years ago

A startup that creates a new type of credit card that solves a common problem

-1
5 years ago

A startup that creates and distributes a special kind of credit card that people can use to pay all of their bills online

-3


56ms