Underbanked Startup Ideas

Build it

4 years ago

This startup wants to build a new type of credit card for the underbanked, especially in developing countries. It takes the form of a prepaid card and is available in any currency. Given the lack of banking options in many such countries, the startup sees a lot of potential for growth.

222

Build it

5 years ago

A credit card for the underbanked.

185

Build it

5 years ago

A startup that aims to make banking better for the underbanked in emerging markets.

181

Build it

5 years ago

A credit card for the underbanked. It eschews traditional bank systems and instead relies on direct deposit.

170

Build it

3 years ago

A credit card application for the underbanked, where users pay a small fee to use the card and earn credit line rewards.

154

Build it

5 years ago

A credit card for people who are underbanked. The company offers a line of credit that doesn’t require a credit check, allowing people to put down as little as $1.

152

Build it

5 years ago

Fintech company for unbanked and underbanked customers in Latin America and Brazil.

149

Build it

4 years ago

SaaS that brings mobile banking to underbanked businesses, with a freemium model that starts at $20 per month. It offers a mobile app with check-deposit functionality, but also wants to build out a premium platform for mid-sized businesses.

110

Build it

4 years ago

A “one-stop shop for credit” that aims to help people from underbanked backgrounds to get access to credit. The startup is currently in talks with banks and credit unions to work out a partnership.

106

Build it

4 years ago

A money management app for the underbanked that allows them to perform all their regular banking tasks in one app.

93

Build it

3 years ago

A digital currency for underbanked Singaporeans. The startup builds a platform that enables individuals to join the mainstream financial system. Right now, it’s restricted to Singaporeans, and the founders are working on getting it to the wider Southeast Asian and Indian markets.

90

Build it

3 years ago

A startup to buy and sell mobile phones and accessories. The startup wants to provide a space for people to sell their old phones, keeping them out of the dumpster. The company says it is focused on helping the “unbanked” and the “underbanked”.

82

Build it

3 years ago

Building a system to help the underbanked get basic financial services

68

Build it

3 years ago

A platform for helping the world’s unbanked and underbanked via mobile banking.

64

Build it

3 years ago

A platform for small business loans in Nigeria. The startup wants to offer loans within 24-hours in Lagos, Nigeria, by connecting underbanked micro and small businesses to banks.

62

Build it

2 years ago

A banking app for the underbanked in India. It’s like a money transfer app plus a savings account.

60

Build it

3 years ago

A blockchain startup whose sole focus is on the underbanked and unbanked in Peru. The startup wants to help families build savings accounts and get connected to financial services.

59

Build it

3 years ago

A micro-investing platform for the underbanked. Currently in closed beta.

54

Build it

3 years ago

A bank for the underbanked, targeting those who don’t have bank accounts, who typically live in rural areas, and are just too poor to be able to afford a bank.

48

Build it

3 years ago

With the goal of building a “better experience”, ZagBank is creating a digital bank for underbanked Americans, with a focus on helping them save money. They’re also applying for a fintech charter in the state of New Jersey.

47

Build it

3 years ago

A payments-focused startup that’s working on a way to make payments more affordable for underbanked customers, including those in the US, Philippines, and Brazil. It’s working with existing banks and partnered with technology companies to make payments easier.

46

Build it

2 years ago

A bitcoin-powered online marketplace and exchange. The company is focused on the underbanked in Latin America as well as on international transfers. It’s also working on a way to let users pay savings and loans with bitcoin. Launched in Brazil and Argentina.

45

Build it

2 years ago

izo is building a digital wallet for the underbanked. The company also provides a “mobile payment kit” that helps merchants accept payments via a mobile device. It’s also the parent company of another startup called AppDynamics, which lets customers see how their apps are performing.

43

Build it

2 years ago

A startup for the underbanked that connects them with small loans.

17

Build it

5 years ago

Idea: A micro-financing company that provides small loans directly to merchants in Kenya. It aims to bring a better online experience to the underbanked.

13

Build it

2 years ago

An online-only, mobile-only, and brick-and-mortar-focused bank for the underbanked. It focuses on low-income customers, offering a basic branchless banking service with no fees. It’s a new type of bank that allows customers to overdraw their checking account without charge and to access their savings account via an app.

11

💡 Ideas AI

Startup ideas are 100% generated by AI, without human involvement, and trained by you and 1,947,245+ other people who liked or disliked ideas. How it works

Underbanked Startup Ideas

This startup wants to build a new type of credit card for the underbanked, especially in developing countries. It takes the form of a prepaid card and is available in any currency. Given the lack of banking options in many such countries, the startup sees a lot of potential for growth.

A credit card for the underbanked.

A startup that aims to make banking better for the underbanked in emerging markets.

A credit card for the underbanked. It eschews traditional bank systems and instead relies on direct deposit.

A credit card application for the underbanked, where users pay a small fee to use the card and earn credit line rewards.

A credit card for people who are underbanked. The company offers a line of credit that doesn’t require a credit check, allowing people to put down as little as $1.

Fintech company for unbanked and underbanked customers in Latin America and Brazil.

SaaS that brings mobile banking to underbanked businesses, with a freemium model that starts at $20 per month. It offers a mobile app with check-deposit functionality, but also wants to build out a premium platform for mid-sized businesses.

A “one-stop shop for credit” that aims to help people from underbanked backgrounds to get access to credit. The startup is currently in talks with banks and credit unions to work out a partnership.

A money management app for the underbanked that allows them to perform all their regular banking tasks in one app.

A digital currency for underbanked Singaporeans. The startup builds a platform that enables individuals to join the mainstream financial system. Right now, it’s restricted to Singaporeans, and the founders are working on getting it to the wider Southeast Asian and Indian markets.

A startup to buy and sell mobile phones and accessories. The startup wants to provide a space for people to sell their old phones, keeping them out of the dumpster. The company says it is focused on helping the “unbanked” and the “underbanked”.

Building a system to help the underbanked get basic financial services

A platform for helping the world’s unbanked and underbanked via mobile banking.

A platform for small business loans in Nigeria. The startup wants to offer loans within 24-hours in Lagos, Nigeria, by connecting underbanked micro and small businesses to banks.

A banking app for the underbanked in India. It’s like a money transfer app plus a savings account.

A blockchain startup whose sole focus is on the underbanked and unbanked in Peru. The startup wants to help families build savings accounts and get connected to financial services.

A micro-investing platform for the underbanked. Currently in closed beta.

A bank for the underbanked, targeting those who don’t have bank accounts, who typically live in rural areas, and are just too poor to be able to afford a bank.

With the goal of building a “better experience”, ZagBank is creating a digital bank for underbanked Americans, with a focus on helping them save money. They’re also applying for a fintech charter in the state of New Jersey.

A payments-focused startup that’s working on a way to make payments more affordable for underbanked customers, including those in the US, Philippines, and Brazil. It’s working with existing banks and partnered with technology companies to make payments easier.

A bitcoin-powered online marketplace and exchange. The company is focused on the underbanked in Latin America as well as on international transfers. It’s also working on a way to let users pay savings and loans with bitcoin. Launched in Brazil and Argentina.

izo is building a digital wallet for the underbanked. The company also provides a “mobile payment kit” that helps merchants accept payments via a mobile device. It’s also the parent company of another startup called AppDynamics, which lets customers see how their apps are performing.

A startup for the underbanked that connects them with small loans.

Idea: A micro-financing company that provides small loans directly to merchants in Kenya. It aims to bring a better online experience to the underbanked.