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Policy Startup Ideas

4 years ago

A startup that wants to help employers prevent employee fraud by allowing them to manage their work-from-home policy and budget via a mobile app.

237

2 years ago

A digital equivalent of an insurance policy that allows businesses to better predict and manage risk.

184

4 years ago

This is a digital assistant that helps you find insurance at the cheapest price and adjust it so that you pay the least amount of money possible. It’s a SaaS solution that can be used by any insurance company, and uses data science to help you find the best policy at the best price.

175

5 years ago

A B2B fintech startup that helps insurance companies price policy coverage, applying machine learning and artificial intelligence to their data.

174

3 years ago

A startup that lets you know if your health insurance policy will pay for a medication before you buy it, essentially providing a “pre-approval” for your doctor to prescribe it.

162

5 years ago

A startup that helps people find the best deal on a car insurance policy. The founders say they’ve already signed up 20,000 users and have been accepted to Y Combinator.

153

5 years ago

A company that is building a platform to help people get involved in public policy and political engagement.

149

3 years ago

A startup that provides a platform for government agencies to collaborate on information sharing, which helps agencies across the world make better public policy decisions.

148

5 years ago

A startup aimed to help people get the best possible deal on their car insurance. The startup’s software analyzes an individual’s driving history and compares it to a carrier’s pricing data to identify the best deal. The startup’s policy is to take a 0.5% commission off the top.

123

5 years ago

A 1-click home insurance quote app that combines pricing from multiple insurance carriers, and provides a risk assessment to help customers choose the best policy.

116

3 years ago

A web-based tool that helps you fight fraud in your insurance policy.

114

5 years ago

A digital library for insurance claims denials that allows users to search by claims date, policy number, and treatment. The app also provides a log of all denials by date and saves a copy of the denial letter for each policy.

112

5 years ago

A startup that wants to help people get the right kind of insurance in the right kind of policy.

108

4 years ago

A startup that helps manage the risk of a global network of life insurance policy holders.

107

3 years ago

A company that helps you better understand your insurance policy by giving you a grade for your policy, based on the likelihood you’ll have a claim.

97

3 years ago

A SaaS solution for managing and securing business continuity plans by providing a high-level view of the entire system, as well as giving policy makers, auditors, and compliance officers the ability to identify, control, and report on key system capabilities

95

4 years ago

This startup is working to ensure that your home insurance policy covers home repair, and will alert you if you’re not getting the protection you need. They’re already in the process of introducing a data-driven product to the US market.

92

4 years ago

A company that helps people get the right insurance for the right price. The startup’s model allows customers to purchase a lifetime policy for a low monthly price.

91

3 years ago

A startup that wants to bring insurance to the world’s unbanked and underinsured populations. The company is building an app that allows people to get a variety of insurance policies from a variety of different providers without having to deal with the paperwork and documentation required to get a traditional policy.

88

4 years ago

A startup that helps travel insurance companies manage policy data. They sell their software to clients and use the revenue to pay their team.

81

3 years ago

According to a study done by the Department of Industrial Policy and Promotion (DIPP), the Indian startup scene has over 8,000 startups, with over $10 billion in funding.

80

4 years ago

A company that helps agencies find the right insurance policy for the right customer

77

3 years ago

An insurance company that helps consumers with pet insurance by tying the policy to the pet’s actual collar.

70

4 years ago

A startup that helps individuals purchase the best health insurance policy. The startup’s customers are spread across 10 US states, with plans that range from $5 to $200 per month.

67

4 years ago

A tool that helps local governments make policy decisions by letting them track and evaluate the public’s actions.

65

4 years ago

A company that builds software for the insurance industry that allows agents to provide quotes and capture policy details.

64

3 years ago

A startup that builds on the idea of a home-owner’s insurance policy, but with a focus on preventing fraud.

63

3 years ago

Allianz is building a tool to help their agents and brokers better understand insurance policy details, helping them make decisions on complex policies.

61

2 years ago

A startup that lets companies manage their entire employee insurance policy — all the way from claims to retirement — from one place. Founded in May.

61

3 years ago

A company that’s building a platform for small businesses to provide themselves with policy support and help with compliance. The company wants to make it easy for small businesses to do their own taxes and manage their own benefits, including health care benefits.

56

3 years ago

A product that helps small businesses save money on insurance, by keeping them on auto-pay programs and putting their policy under a single roof.

55

3 years ago

A platform for online retail where shoppers can try before they buy. They’re looking to offer a trial period for clothes and accessories, and then a 30-day return policy, to ensure you’re happy with your purchase before committing.

52

2 years ago

A startup that helps make getting insurance easier by offering a service where you can generate a pre-existing condition policy for any health issue.

52

2 years ago

This startup is working on a way for different insurance companies to offer a single platform for policy holders to make claims and manage coverage.

47

3 years ago

The startup wants to help home owners create a single platform for all their home insurance needs, which would then be paid by whichever insurer they choose. The startup wants to help consumers easily understand their home insurance policy and get quotes.

46

3 years ago

A travel insurance platform for people who have a travel plan and want to buy the lowest price policy. The startup wants to solve a problem that is “currently the biggest pain point for consumers” and “the fastest growing vertical for insurance companies.”

43

3 years ago

This is a startup that wants to help hotel guests and Airbnb hosts with a workaround for Airbnb’s cancellation policy. When a contract is canceled, Airbnb transfers the money to the guest, but the guest doesn’t have the contractual right to it.

40

2 years ago

A car insurance startup that doesn’t require you to have a ride on the policy.

39

2 years ago

A platform that helps local governments organize and evaluate citizen participation in policymaking.

34

2 years ago

A company that wants to help business owners create and personalize an “insurance policy” for their business, one that’s customized based on the owner’s needs and their company’s goals.

33

2 years ago

This startup wants to build a market for a type of business insurance that pays out if a company can’t immediately pay a bill, like a missed payroll or a late credit card payment. They layer a layer of risk onto the underlying insurance policy.

33

3 years ago

A new insurance platform that combines smart contract-powered solutions with “traditional insurance products”. The platform uses a hybrid “Smart Contract+Insurance” product, allowing users to choose between a traditional insurance policy with a “smart contract” endorsement, or a traditional insurance policy without the smart contract endorsement.

32

2 years ago

An insurance company in the UK that uses a dynamic pricing model that adjusts premiums based on the age of a policyholder and the likelihood of them having a heart attack or stroke in the next five years.

30

2 years ago

A startup for business insurance that provides quotes and discounts from multiple carriers and combines them into a single policy.

26

2 years ago

A startup that helps insurance companies bridge the gap between policyholders and their claims by creating a front end that simplifies the process of creating and tracking claims.

25

5 years ago

Idea: A startup for short-term rentals, with a twist: a $100k insurance policy that covers any damages to the apartment up to a $5 million limit.

-1

5 years ago

A startup that sells the right insurance policy that fits their budget

-2

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