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Risk Startup Ideas



7 months ago

A platform to help small businesses build their own credit scoring and risk assessment models.

491
2 years ago

An online service for checking if your data is at risk from hackers.

297
1 year ago

A startup that helps small businesses with their insurance needs. The startup is built on the backbone of a large insurance company and offers an online platform to protect small businesses from cyber risks and cyber thefts.

164
1 year ago

A company that uses AI to help people understand their credit score. It’s founded by a former VP of risk at FICO, and has raised $40 million.

148
1 year ago

A credit card payment platform that lets merchants accept credit cards on a physical retail location, without the risk of that location failing to pay the merchant.

142
2 years ago

This startup tries to make student loans more affordable for students by offering a low-risk version of student loans.

132
2 years ago

A cloud-based platform for risk management for banks

130
2 years ago

A B2B SaaS that helps insurance companies track and manage their risk.

123
2 years ago

This startup is building an online platform that gives sellers a way to sell their wares without needing to handle payment processing or risk taking customer service.

121
1 year ago

A software company that wants to help companies manage their risk before a crisis, helping them quickly identify areas of risk and put in place mitigation strategies.

120
2 years ago

A company that helps small businesses connect with insurers and other partners to manage their risk and reduce their costs.

119
2 years ago

a software platform meant to help people make better decisions about the future, by using an AI algorithm to help you forgo the status quo, and take more risks.

119
2 years ago

AsteriskIP, AsyncOS, Asterisk, Catapult, ChorusOS, Comedia, Comunicore, ComX

118
2 years ago

A micro-insurance company that insures the risk of non-payment for vendors and freelancers.

117
2 years ago

A platform that aims to solve the problem of small businesses having to create multiple email accounts for each new customer in order to reduce the risk of email spam.

114
2 years ago

A startup that uses AI and machine learning to build financial tools that are better at predicting risk.

113
2 years ago

A tool aimed at helping companies and organizations manage the risk of their employee’s misconduct.

113
2 years ago

Microfinancing platform that uses a machine learning algorithm to do credit checks and a risk assessment in order to make sure the capital they lend is actually utilized. Microfinance is a $2.6 trillion industry where millions of people lack access to loans, and that’s where the startup wants to come in and help.

113
2 years ago

A B2B company specializing in helping companies understand and manage the risks of their sales and operations.

111
2 years ago

A web-based business that helps companies with a range of issues, including risk management, HR, and health and safety. The company uses AI and machine learning to make sense of insurance claims data.

110
2 years ago

A software for financial advisors that helps them fish out bad investments and clients that are taking too much risk.

108
2 years ago

A do-it-yourself insurance company for self-employed people. The company, which launched a year ago, is using tech to help people underwrite their own risks.

108
2 years ago

A startup that wants to help banks and insurance companies manage risk by helping them to get more customers.

108
1 year ago

A startup that helps businesses manage their risk and compliance exposure with regulatory reporting. The company is currently in “batch”, with plans to launch on March 1, but has already signed up 10 clients.

108
2 years ago

This startup is building an enterprise-level analytics platform within an insurance company. The software helps insurance companies better understand claims and assess risk.

106
2 years ago

A credit reporting agency that uses AI to predict a person’s financial risk.

105
2 years ago

A startup looking to help high-risk traders get access to the tools they need to manage their portfolios.

105
2 years ago

 A security/protection service for businesses, working to identify threats and mitigate them before they become a problem. The company has an AI component that’s meant to flag risky behaviors in real time, and has a proactive component that flags any unusual activity.

103
2 years ago

A company that combines real estate investment with private equity to make investments that are less risky for the investor.

102
2 years ago

A new way of selling, which allows a startup to sell a product without risk to the buyer, then buy it back later.

101
2 years ago

An open source software platform that helps companies manage their customer risk data through a unified and central platform

99
2 years ago

A tool to help companies identify which of their customers are at risk for churn, allowing them to target people who might be worth their time.

99
2 years ago

A 3D facial recognition tool that allows users to take selfies and instantly identify who they are and where they are. The idea is that it can help businesses reduce the risk of theft.

99
2 years ago

 This startup uses AI to detect insurance fraud and fraudulently- or improperly-claimed benefits. It offers a risk score and recommendations that help agents and customers decide on policies.

98
2 years ago

A company that builds tools that help organizations manage risks around data.

98
2 years ago

 A cloud-based company that helps fund managers build portfolios based on algorithms that match the risk and return of specific types of bonds.

98
2 years ago

A startup that aims to help companies manage the risks involved with hiring an EU migrant.

98
2 years ago

A tool to help assess the risk of lending to individuals and startups,

98
1 year ago

Software that helps people understand and calculate their personal risk of missing out on the next big thing.

96
2 years ago

A tool to help users understand the credit and risk of the costs of their insurance plan.

95
2 years ago

They’re looking to build an AI that can be used by investors to evaluate the risk of a loan, and is meant to be more accurate and faster than existing methods.

93
2 years ago

A technology that helps to monitor the health of workers, including health risk factors and physical activity levels. The startup believes that the technology will be important for companies who want to make sure their employees are healthy.

93
2 years ago

A B2B tool for financial services companies to automate the onboarding process like account opening and risk management.

92
2 years ago

A platform for planning and executing projects, often in the developing world, that are too expensive or too risky for governments or charities to take on.

89
1 year ago

A portfolio manager that uses machine learning to match your investments to your risk tolerance.

88
2 years ago

A startup that uses text messaging to help people who are sick or at risk of infection simply call in and connect with a nurse or other professional for a chat, instead of having to go to the doctor’s office.

85
2 years ago

A 1-click home insurance quote app that combines pricing from multiple insurance carriers, and provides a risk assessment to help customers choose the best policy.

84
2 years ago

The company uses machine learning for risk management, identifying which customers are likely to default on their debt and which loans are more likely to default on their debt.

81
1 year ago

This startup will help banks manage risks by creating a sandbox for fintech startups.

81
2 years ago

This startup is building a platform for the fintech industry that aims to help banks manage their lending, investments, and risk. The platform was built to sit alongside the CapitalOne API.

80
1 year ago

The startup’s platform aims to help people mitigate the risk of receiving bad credit and loans. It has already secured $5 million in funding.

79
2 years ago

A decentralized framework for trading in derivatives. Traders develop their own rules for risk and reward, and any order with those rules can be accepted. The idea is to make derivative trading easier and more competitive, reducing the amount of business going through big stock exchanges.

77
1 year ago

A tool to help at-risk youth in the US get training for jobs.

77
7 months ago

A machine learning startup that wants to replace the traditional systems of risk management and compliance that are used to protect companies from problems with their supply chains.

77
2 years ago

A startup that makes it easier to deal with the risks and costs associated with running a business. The company aims to help business owners save time and money, and to make it easier to access professional services.

76
2 years ago

A startup that uses machine learning to identify risks of people moving into houses, and uses that information to help sellers price houses accordingly.

76
1 year ago

A startup that wants to use blockchain technology to create an alternative to Wall Street. The company wants to connect investors with funds and manage risk.

75
2 years ago

A series of privacy tools that’s meant to help people identify and fix security risks

74
2 years ago

A platform to help people easily track their finances. The company is focusing on “low-risk” investments to make it easier for even the novice to invest.

72
1 year ago

A startup that helps manage the risk of a global network of life insurance policy holders.

72
2 years ago

A company that provides “next-generation” insurance solutions to companies with higher liability risks. The company’s approach is a bit atypical, as they say they’re not “selling” insurance, but rather “managing” the risk of the company. The startup says they’re already working with more than a dozen clients with plans to expand to 20 more before the end of 2019.

71
1 year ago

A startup that’s creating a digital system for the management of health, safety and environmental risks.

69
1 year ago

A startup that aims to connect insurance agencies with companies with insurance needs and claims to help them manage risk.

69
2 years ago

Derringer is a company that reduces the risk of email scams by providing a service that verifies authenticity of emails, using domain reputation.

68
1 year ago

A platform that aims to create more secure credit card transactions by reducing the risk of fraud.

68
1 year ago

A system that prevents people without credit scores from opening bank accounts, thereby eliminating the risk of fraud and identity theft.

65
1 year ago

Calculates the amount of oxygen your blood is carrying, and tells you if you're at risk of getting a heart attack or stroke.

65
2 years ago

This startup is looking to replace the insurance model with a “personalized protection plan” that will cover an individual’s insurance needs over time. The startup will help consumers assess their risks and choose the best coverage.

64
2 years ago

A company that aims to make low-risk, high-return investments in real estate.

64
1 year ago

 A platform that allows companies to better manage their assets and reduce costs and risks

63
11 months ago

A software company that starts by building a predictive model for which loans are more likely to default and then uses that model to predict which loans are particularly risky. The company then buys up those loans and uses them as collateral for insurance on other loans.

62
1 year ago

A startup that provides AI-based medical screening for high risk patients.

60
1 year ago

A startup that uses AI to predict your health, using a mix of data from your medical history and the future to predict your risk for a variety of age-related illnesses. The company wants to use data to provide “preventative care” to people with chronic illnesses.

59
1 year ago

A solution that uses AI and predictive analytics to help companies monitor and manage the risk of their business.

57
1 year ago

This is a platform that helps companies manage their risk, allowing them to measure and control their exposure to risk, in an easy to understand way.

56
1 year ago

A video game that teaches how to drive a car. Players control a virtual car and drive around a course, following the rules of the road, and avoiding obstacles such as other cars and pedestrians. The game is meant for the very beginning of novice drivers, teaching them to drive without the risk of crashing.

55
1 year ago

This startup creates software that helps companies manage the security risks posed by laptops and other devices.

53
1 year ago

 A company that collects data from credit cards to build a predictive model of which cardholders are likely to pay back their debts (and which ones are likely to default). It’s looking to offer a free model to banks for their riskiest customers.

53
1 year ago

A platform to connect law enforcement and schools to reduce the risk of school shootings by allowing for anonymous tip-offs on students with behavioral issues.

51
8 months ago

A cloud-based insurance platform for credit unions and other institutions to manage risk and collect premiums from their customers.

48
1 year ago

A blockchain startup that wants to help banks determine if a person is a bad risk, based on credit history.

46
9 months ago

A platform that sells data to insurers. They want to act as a middleman between the insurance industry and the data they use to calculate risk, and they want to do it in a way that’s transparent and easy to understand.

46
7 months ago

A microinsurance startup that uses AI to help farmers make better decisions about risk on their farms and to spread the cost of floods and droughts to others.

44
1 year ago

This tech startup is building tech for tech companies to help employees manage tech risks. The tech team at this startup is comprised of former tech execs at tech companies like Google. They’re working with tech companies in the US, Israel, UK, and France.

43
1 year ago

A tool that helps companies manage their third-party risk for business travel, with partners ranging from Avis to American Airlines.

42
1 year ago

 A company that uses big data to help companies identify employees who are at risk for being insubordinate or having other behavioral issues. Their app  is combining behavioral science with AI to identify troubled employees.

41
8 months ago

A P2P online marketplace that connects businesses and customers, enabling the former to accept payments from the latter, with no risk of fraud. Ideogram is already in the process of onboarding over 1000 businesses in the US.

41
1 year ago

A tool that helps companies manage their risk in the event of an injury to a key employee. It estimates the impact of the absence of a key employee and provides advice on what to do.

40
1 year ago

A startup that allows businesses to manage employee time more effectively while reducing risk of theft.

40
7 months ago

The startup says its software helps financial institutions to better manage their credit risks

40
2 months ago

A startup that provides health insurance by matching employers with employees to help mitigate the financial risk of employees with pre-existing conditions.

40
1 year ago

A software-as-a-service platform for small businesses to manage their risk management. The company's software helps small businesses manage their insurance through virtual insurance agents.

39
1 year ago

A startup that helps you reduce the risk of taking out a loan to finance your business.

38
5 months ago

A business intelligence platform for the legal and health industry, connecting law firms and physicians with their clients, providing insights into risk, costs and revenues.

38
1 year ago

A platform for online courses, such as Udemy and Coursera, to operate in a legal grey area. The company wants to help them get more funding and reduce risk of litigation.

36
10 months ago

A startup that wants to help companies better “insur[e] your risky assets” by letting them invest in “a diversified portfolio of investments without a lot of time and hassle”.

36
9 months ago

A product that helps businesses manage their risk. The startup’s software helps companies set up a risk model for their business and get a risk score so they can decide if they should hedge, mitigate, or accept the risk.

35
10 months ago

The goal of this startup is to use AI algorithms to combine a person’s genetic information with their lifestyle and health data to predict their risk of diseases. The company is currently in stealth mode.

34
1 year ago

A B2B company that builds software to help companies manage their “value-at-risk”, an estimate of how much money they could lose each year if things go awry.

33
1 year ago

A startup that helps businesses automate the process of reaching out to customers and prospects. Instead of using a “cold call”, which is risky and has a 50% failure rate, companies use a “warm call” that is more successful and costs less.

33
10 months ago

A platform for billing insurance companies, that works by analyzing the risk of patients and helping doctors write accurate prescriptions.

33
7 months ago

The startup touts its software as a “robust suite for manufacturing operations”. The company offers real-time risk analysis, as well as mobile apps for managing business operations.

33
1 year ago

In a blog post, the company announced a new product called “Individual Plans”, which allow you to customize your coverage and how much risk you’re willing to take.

32
7 months ago

A software platform that helps large companies track and manage their supplier risk. Aids in the planning and execution of supplier audits, risk mitigation strategies and supplier management programs.

32
10 months ago

A startup that uses a “rules engine” to provide a predictive model for understanding the relationship between various risk factors and their effects on health.

31
8 months ago

A solution for banks to help them manage the risk of their high-volume lending.

31
1 year ago

A tool for small businesses to create and manage their own customer data (such as contact info and payment data) without having to purchase it from a data broker or risk running afoul of data licensing laws.

30
6 months ago

A robo-advisor that helps advisors recommend the best investment vehicles for clients, based on the client’s age, risk tolerance and goals.

30
10 months ago

A digital security management platform that helps companies reduce the risk of a cyberattack.

29
7 months ago

A company that makes software for the oil and gas industry to help it “make price forecasts and manage risks”.

28
3 months ago

A financial services startup that provides credit and financial planning tools to small businesses, helping them manage their credit and reducing the risk of default.

28
10 months ago

A startup that wants to help companies deal with the risks of cyber attacks by offering insurance that covers the costs of information that is stolen.

26
7 months ago

A startup that provides an insurance-like product for construction companies, which helps them track and manage their risks. It’s a “smart” insurance product that uses data to help track and manage risks like weather, equipment failures and employee performance. It’s already profitable.

26
5 months ago

A data visualization platform that aims to provide the most accurate and complete reports for credit risk. The idea is to provide a dashboard for banks to track risk, allowing them to make better lending decisions and cut down on bad loans.

26
9 months ago

A person-to-person lender that is “taking the risk out of lending money” with lower interest rates.

25
6 months ago

A startup that helps companies track their credit, loan, and delinquency risk. Helps the company manage their own risk data and automate their decision making.

25
3 months ago

A “fintech” company that aims to help banks and their customers get a better understanding of their credit risks, and a better picture of the risk they’re taking on.

25
1 year ago

A tech startup that helps tech companies manage their tech risk. They’re already working with tech companies in Israel, UK, and US.

24
9 months ago

A machine-learning API that helps companies use data from their CRM systems to predict which customers are at risk of churning.

24
8 months ago

A tool that helps companies manage the risks involved with a pool of people working remotely. It’s designed to help companies manage the risks involved with a pool of people working remotely.

24
5 months ago

A legal technology company that helps people manage the risk of litigation.

24
6 months ago

A small business loan platform that helps companies create credit criteria and collateral checklists to reduce the risk of non-performing loans.

23
6 months ago

A platform that specializes in “insurance for the uninsurable”, or people who aren’t in major risk pools but can still get coverage.

23
4 months ago

A startup that’s building smart contracts for auto insurance. The company wants to automate claims and mitigate risk for a lot of auto insurance companies.

23
2 months ago

People who want to buy and sell used goods can use a system that schedules conversion between local currencies, reducing the risk of cash-flow problems.

23
4 months ago

A startup that has built a mobile app that uses machine learning to identify people at risk of suicide, and sends them a text message. The startup says that by the time they’ve reached 1% of their users, they’ve saved a life.

22
9 months ago

Brisk is a kind of free app that allows users to buy groceries with a few clicks (and no money down).

21
9 months ago

A way to make it easier to get a loan by using a credit score. The startup’s idea is to use a credit score to determine whether a borrower is a good risk, then offer them a loan.

21
6 months ago

This startup is building a suite of tools that helps companies create “happy accidents” by helping them create prompts that can be used to encourage employees to take risks, test new products, etc.

21
6 months ago

A startup that makes it easier for businesses to manage their risk using an SaaS platform that helps them identify how they stack up against their competitors and how they can improve.

21
5 months ago

A company that wants to build a more sophisticated B2B platform for financial services companies to buy and sell business credit and other risk data.

21
9 months ago

A B2B company helping companies manage global security risk.

20
7 months ago

This financial services startup is building a data platform to help family offices solve their risk problems.

20
3 months ago

A startup that wants to use AI to replace the risk assessment that goes into many financial products.

20
2 months ago

An investment management platform, except the company is building a new way to invest in high growth companies like companies that grow 1,000% in a year, 5,000% in 3 years, and so forth. The company is powered by artificial intelligence, and generates recommendations based on your investment desires and risk tolerance.

19
1 month ago

A new kind of Wall Street, built to solve problems in the financial markets, including risk and transparency.

19
8 months ago

Tech startup X-Ray Vision is building a smart home security system that uses AI to identify security risks, including things like motion and sound, and send alerts to homeowners. It’s currently in beta testing in New York City and San Francisco.

18
3 months ago

This startup is trying to empower people with a set of tools for evaluating the risks of investing.

18
3 months ago

A startup that builds a mobile app to help small businesses manage their books and finances. It promises to help business owners reduce the risk of fraud and make it easier to grow their business.

16
3 months ago

A machine learning startup that uses its software to conduct risk analysis on assets and make investment recommendations.

16
4 months ago

Helping U.S. companies manage their risk, similar to how Schwab fills this role for traditional financial services firms.

15
2 months ago

Builders using the startup’s software can schedule and manage projects in a way that doesn’t require them to know as much about construction, reducing the risk of costly miscommunication.

14
2 months ago

The company is building a digital platform for credit risk assessment, which it says is significantly underutilized by banks.

13
7 months ago

This is a platform that allows people to build a custom social network with a wide range of different types of users, like families, groups, or people of a particular interest, like the board game Risk. Eventually there will be a “universal” platform that allows people to build a custom social network, which will be valuable because custom social networks can grow faster.

10
29 days ago

A small-business loan that’s structured to minimize interest rates and minimize risk and uncertainty.

10
20 days ago

The startup is working on a credit risk prediction tool for banks to help them manage risk.

7
22 days ago

A startup for loan officers to buy and sell loans, with a focus on helping credit-risky borrowers.

6
17 hours ago

A “smart, dynamic, and adaptive” predictive analytics tool for banks, pitched as “the next generation of risk management”.

1
2 years ago

A startup that helps companies with foreign exchange risk management The company plans to build out an FX trading platform

-1
2 years ago

Idea: A new system for treating hyperhidrosis, a condition that causes excessive sweating The startup has developed a new class of ionic liquids that minimizes the risk of burning and irritation that may come with other treatments

-1
2 years ago

Idea: A startup for insurance companies to sell risk to interested buyers, like hedge funds The startup offers a way for insurers to get better at evaluating risk, and a way for hedge funds to get better at buying risk

-1
2 years ago

Idea: A startup that operates a platform where organizations can make ‘asset-backed’ loans to people, with a low risk of default

-1
2 years ago

Idea: This startup is building a way to use AI to safely clean up online hate speech, with a focus on areas where a person’s access to the internet is controlled by a local government and there’s a risk of them being punished.

-1
2 years ago

Software that could help banks and other businesses prevent fraud by vetting new accounts for risk factors.

-1
2 years ago

A startup that provides affordable vehicle insurance to people under 25. The startup wants to become the go-to resource for young drivers and disrupt the current auto insurance industry which targets only the high-risk demographic.

-1


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