Edit Startup Ideas

2 years ago

A startup that uses artificial intelligence to detect credit card fraud. The startup recently raised $1 million to begin working on its app.

1,033

3 years ago

• "India's 10 Most Promising Startups" (India edition), Rediff, January 20, 2014

696

11 months ago

A smart contract-based marketplace for small business, meant to help them access credit, discounts, and other small business financing.

620

3 years ago

A company that provides an API that allows users to integrate and track their credit cards

564

5 months ago

A company that helps small businesses (like contractors) hire subcontractors with a mobile app and a credit check

555

1 year ago

This is a tool that allows people to build and edit their own video games in the browser.

548

1 year ago

A platform to help small businesses build their own credit scoring and risk assessment models.

534

3 years ago

A credit card that has no annual fee and no foreign transaction fees. The company is in India.

517

3 years ago

A startup for selling and buying used computers from other people. Users can sell their old computers in exchange for cash or trade them in for newer ones. The company provides a platform to help people sell their old computers and also offers a buy credit option.

517

2 years ago

A video creation tool for real estate agents, meant to allow agents to “film, edit and upload videos in minutes”.

513

1 year ago

A small business loan platform for companies like hair salons, construction companies, etc. that want to use their own credit check data to verify their customers’ ability to pay back loans.

478

2 months ago

Helping small businesses get started with a credit card processing service.

415

3 months ago

A startup that helps small businesses in the US get paid faster by providing other businesses that accept credit cards a way to pay them in cash.

401

1 year ago

A startup that gives consumers access to credit scores in exchange for their data.

303

2 years ago

A startup that provides financial planning for high net worth individuals and families, and which has worked with the likes of Goldman Sachs, Credit Suisse, and Fidelity.

244

2 years ago

A video editing tool for creators looking to create their own

234

2 years ago

A platform that helps you manage your online credit cards and create a spending plan. The goal of the startup is to create a solution to the following problem: “When you spend money, you don’t know what you spent it on.”

233

3 years ago

A startup that wants to make your money work for you, without having to do the work yourself. The company’s first product is a small device that makes it easier for people to open their credit card accounts, and has plans to expand to other financial products like insurance.

227

3 years ago

A credit card that is funded by users rather than banks, with a cap on monthly spending.

223

2 years ago

A company building a browser extension that adds web-based editing to Microsoft Word, enabling users to do everything from adding images to creating tables and charts.

221

2 years ago

This startup is building an Android app that lets you record and edit your own voiceovers for podcasts.

220

2 years ago

Helps users find the best deals on flights, hotels and car rentals. The startup allows you to search for flights, hotels, car rentals and more, and then allows you to filter the results by price, location, amount, and whether you’d like to pay with cash or credit card.

219

11 months ago

A credit card designed for use in the developing world that charges low interest rates and has lower transaction fees.

217

3 months ago

The startup is developing a better way for companies to manage data for credit cards and other payment systems.

215

2 years ago

This startup wants to build a new type of credit card for the underbanked, especially in developing countries. It takes the form of a prepaid card and is available in any currency. Given the lack of banking options in many such countries, the startup sees a lot of potential for growth.

213

2 years ago

A platform that lets people make their own videos using their voice, and works with a library of stock images and sound effects. The app is for anyone interested in making their own video clips without knowing how to edit video.

207

1 month ago

A video editing app meant to empower creators to create videos on top of existing assets. Yopie features a desktop editor, a web editor, and an iOS app.

207

2 years ago

A machine-learning platform for detecting fraud in credit card transactions.

206

3 years ago

A startup building a software platform for retail that automates product returns, credit, and refunds on all e-commerce sites

202

2 years ago

A startup that’s building a way to make it easy for existing credit card users to get the same rewards as users of new cards.

202

2 years ago

A “socially conscious” credit card that doesn’t charge users extra for not using plastic. The startup has a $1 billion market cap.

200

2 years ago

The founders of this startup are trying to create a new kind of credit card that can be used across multiple merchants, instead of different cards for different merchants.

199

3 months ago

A $1 app that helps users to manage their credit card debt. Called “Debtors Anonymous” the app tracks users’ credit cards and keeps track of their progress managing their debts.

198

2 years ago

A B2B service for helping retailers automate the process of accepting credit cards.

197

2 years ago

A chatbot that helps users find out their credit score and get to know their credit history.

196

2 years ago

A tool for editing photos and videos in the cloud, meant both for professionals and for anyone looking to preserve their work.

195

2 years ago

A startup that makes a credit card that works like a debit card but offers cash back

194

3 years ago

A mobile app that helps a person use a credit card that does not have a magnetic stripe. Instead, it uses a special card reader that reads the information on the card, and sends it to the app.

193

1 year ago

Yolt is building a credit card without interest that refunds customers’ purchases if they make a payment within a year of making them. It’s a credit card for the unbanked, but it’s currently only in the United States.

193

2 years ago

A partnership that facilitates the creation of credit scoring software.

192

2 years ago

A team of data scientists comes up with a way to use machine learning to detect fraudulent credit card purchases. The company says it has already helped its clients save $7 million, and expects to save the same amount this year as well.

192

2 years ago

A software solution to help merchants manage customers’ credit cards and billing information. It’s built to work with any point-of-sale system and has already been deployed in the US and UK.

192

2 years ago

A company that uses AI to help people understand their credit score. It’s founded by a former VP of risk at FICO, and has raised $40 million.

191

2 years ago

A payments startup that helps merchants accept all major credit cards by charging them the same price. PayMill charges the merchant a flat 2.5% fee for every credit card transaction.

189

2 years ago

A startup that wants to help large publishers create “smart content” for their newsletters, building in-house tools for writers and editors.

189

2 years ago

A startup for companies to build, edit, and manage custom 3D content and virtual reality experiences.

187

3 years ago

Idea: A credit card that rewards people for healthy behavior

185

2 years ago

A tool to help users upload, edit, and share their computer or phone screens. It’s currently in private beta.

184

2 years ago

An open source framework that lets people edit smartphone videos with a finger, finger or stylus.

183

3 years ago

A credit card issuer that focuses on low-income consumers.

180

3 years ago

A credit card for the underbanked.

180

2 years ago

A credit card that offers financial products to its users for purchases made on the card.

180

3 years ago

ShareWorks is a cloud-based tool for sharing media such as photos, music, and video. The startup also offers a paid-for mobile app as well as a desktop companion for editing and sharing.

179

3 years ago

A company that wants to be the “Uber of home security”, letting people pay for home security devices with their credit cards and then let the company handle the rest. The company has raised $10 million in a Series A.

178

3 years ago

A mobile app for finding the closest parking spot to where you’re going, with the ability to pay for it with a credit card.

178

3 years ago

A video platform for independent artists to record online, edit videos together in real-time, and share with their fans.

178

2 years ago

A credit card payment platform that lets merchants accept credit cards on a physical retail location, without the risk of that location failing to pay the merchant.

178

2 years ago

A company that wants to create a “universal” credit card for customers. This could be a credit union debit card or if the company is successful, a Visa or Mastercard card with a rewards program.

178

2 years ago

A company that helps people figure out their credit score and offers a tool to help avoid debt and improve credit.

178

1 year ago

A platform for creating and sharing high quality screencasts for web apps, with a focus on creating screen casts for websites. Essentially, it wants to be the video editing equivalent of the “Slideshow” feature in Word or “Compose” in a browser. A $50,000 investment in June and a partnership with Apple followed soon after.

178

3 years ago

A platform where people can pay with their debit and credit cards to buy products from merchants.

176

3 years ago

A consumer credit card that’s crowd-funded

176

1 year ago

This is a platform that allows people to swap their old furniture, shoes, and accessories for store credit.

176

3 years ago

A credit card that allows you to donate to charity on a monthly basis.

175

3 years ago

Microfinancing platform that uses a machine learning algorithm to do credit checks and a risk assessment in order to make sure the capital they lend is actually utilized. Microfinance is a $2.6 trillion industry where millions of people lack access to loans, and that’s where the startup wants to come in and help.

175

2 years ago

A platform that allows people who have low credit scores to apply for microloans

175

2 years ago

A mobile app that connects users to the best local organic food, and helps them pay for it with their credit card

175

3 years ago

A tool that helps you compare credit cards and other features.

172

3 years ago

A credit card with a debit card that earns points and can be used for all purchases, including travel and dining.

172

1 year ago

Mint.com is a startup that takes a fee for credit monitoring for their customers.

172

2 years ago

A product that will help you find and book a ride on a ride-hailing app, and then let you pay with your credit card.

171

2 years ago

Building machine learning into the platform that allows users to create and edit their own recipes and share them with others.

171

3 years ago

A credit score for websites, allowing users to get information on their creditworthiness without needing to apply for credit.

170

2 years ago

An AI-powered text editor that helps you write more consistently

169

1 year ago

A video editing platform that lets users edit 30-second videos that they’ve recorded privately with their phone.

169

2 years ago

The company wants to build an offline-first collaborative editing platform for video production that would allow editors to work in a room with multiple screens, and for multiple editors to work on the same piece of footage simultaneously.

168

2 years ago

A platform that brings the benefits of crowdfunding to the traditional credit card industry.

168

1 year ago

A credit card for gamers. The startup is building a credit card for gamers that rewards them for playing their favorite games.

168

3 years ago

A tool for banks to vet potential borrowers based on their credit score, then offer guidance to help them get approved. “If you have a credit score, we can fix your credit score.”

167

3 years ago

A startup that provides a custom-branded credit card for businesses. The startup is working with a handful of national merchants and aims to scale eventually.

166

3 years ago

A post-production startup that helps video editors create a 3D environment for their videos.

166

3 years ago

A credit card for the underbanked. It eschews traditional bank systems and instead relies on direct deposit.

166

2 years ago

A digital banking app for the unbanked in Latin America. The startup is building the “first true digital bank for the unbanked”, working on integrations with traditional credit unions and banks.

166

3 years ago

A startup that provides credit to college students based on their predictive ability of their future grades

165

3 years ago

A collaborative platform for creating and sharing workout videos that users can comment on and rate. The startup is currently working on user-friendly video editing tools.

165

3 years ago

A free database of all consumer credit cards, available online and allowing users to search for cards, compare them, and see where they’re used.

165

2 years ago

A credit app that allows you to save money on your utility bills by charging you for times when you don’t use your home.

165

3 years ago

A software for consumers to share their credit with friends without going through a bank.

164

3 years ago

The company’s first product is a credit card reader that plugs into a mobile device. It’s meant to work with a smartphone’s wireless charging capabilities.

164

3 years ago

A company that helps you create a credit score in a few minutes.

164

3 years ago

This is an application that lets you set up a credit card and apply for a bank loan instantly, within a few minutes of signing up.

163

3 years ago

A tool for cashiers to easily check if a transaction is considered a cash or credit one.

163

3 years ago

Editing text on the fly with a simple drawing tool.

163

2 years ago

A company that allows people to plug in their credit card info, and then allows them to download their credit report

163

1 year ago

A startup that helps people book medical appointments using their driver’s license information, which is usually tied to a credit card.

163

3 years ago

A startup that makes it easier for hotel guests to use their credit card on property. The company’s founders came up with the idea at a conference where the hotel they were staying at had a similar feature, and thought there was a better way to do it.

162

3 years ago

A tool for collaborative video editing

162

2 years ago

A "social-first" payment app that lets anyone with a credit card, debit card, or PayPal account pay for things online.

162

3 years ago

When you want to buy a new coat, you order it from a store. When you want to buy a new car, you do the same, and your credit card company gets in touch with you. When you want to buy a new smartphone, you have to go through the same process. It’s a bit of a hassle, and it costs a lot of money.

161

1 year ago

A cloud-based insurance platform for credit unions and other institutions to manage risk and collect premiums from their customers.

161

3 years ago

An educational tool that helps students in the US get certificates from universities around the world. The startup helps students get their credits in real time, with a guarantee that their credits will transfer to the school they’re attending.

160

3 years ago

A platform for micro-transactions for online merchants. The startup wants to eliminate the need for credit cards. The startup has its first pilot under its belt, with $300,000 in monthly revenue.

160

3 years ago

• "Future Billionaires" (US edition), Forbes, November 30, 2013

159

3 years ago

Headspace is an app that helps you learn how to meditate.

159

3 years ago

A startup that wants to provide an alternative to the major companies that offer access to credit cards.

159

2 years ago

The fund focuses on two themes: 1) creating new tools to enable better access to financial services (including micro-credit, financial products, and payment systems) and 2) creating new technologies for improving the quality of health care.

159

2 years ago

A startup that provides credit unions with a way to send alerts and build better relationships with members.

159

2 years ago

The 2018 edition of the Y Combinator Demo Day featured 41 startups in three different tracks: Hardware, Software, and Networking & Events. The startups were chosen from 5,000 applicants by Y Combinator.

159

2 years ago

A startup that operates a “pet care network” for people who have pets. The startup wants to build a platform that allows people to find pet-sitters and services, and then pay for them through a payment system that works without a credit card.

159

3 years ago

A video editor for Windows, Mac, and Linux that allows users to create attractive videos in minutes.

158

3 years ago

A platform that enables online businesses to easily take payments with a credit card.

158

3 years ago

A microfinance platform for the poor that provides an online finance management system. It helps with credit, savings, loans, and building businesses.

158

3 years ago

A startup to help you understand your current credit card’s reward programs

158

3 years ago

A credit card that earns points for saving money. The startup helps people save money by helping them save points on their credit card through savings accounts.

158

2 years ago

A company that wants to solve the problem of bad credit loans and bad credit loans of all kinds.

158

3 years ago

A startup that wants to help people in Latin America track their expenses and grow their credit score The company’s founders say that after launching in early august, they’re already working with over 3,000 retail accounts

157

3 years ago

A peer-to-peer mortgage marketplace, where borrowers could get a credit score, FICO score, and a monthly payment quote by asking friends to lend money to them.

157

3 years ago

A chat bot that lets people through meditation than can be used to help people battle depression

157

3 years ago

A real estate focused business that connects tenants and landlords. The startup is a bit like Rocket Mortgage, a company that helps people with bad credit refinance their home loans — the startup’s focus is more on the landlord side of the equation. The startup charges a monthly fee of $50 for their service.

157

3 years ago

A micro lending platform that helps small businesses in India access credit. It doesn’t charge interest, but charges a fee for the loans.

157

3 years ago

A chatbot that aims to help people better understand their credit score and make more informed decisions about credit.

157

3 years ago

A startup that helps people manage their finances and credit scores. The company offers mobile credit monitoring and a personal finance management tool.

157

3 years ago

A San Francisco startup aiming to become the first credit union to offer free checking and savings accounts to any member of the U.S. Armed Forces.

157

2 years ago

A software platform that allows producers to create, edit, and distribute videos, audio, photos, and text.

157

3 years ago

A startup that lets users pay their bills via credit card orders.

156

3 years ago

A startup that makes it easy for small businesses to get the financing they need. Pure is a platform that helps businesses build a relationship with banks or credit unions, which can then make lending decisions on behalf of the business without requiring a formal loan.

156

3 years ago

A system that helps connect people across the world who are interested in doing freelance work, such as writing, editing, and design. The startup was founded in March and is looking to raise seed funding.

156

3 years ago

A startup that allows small businesses to sell their products online, and pay vendors with a digital wallet, and only with verified credit card.

155

3 years ago

A platform that connects companies to freelancers via a web app. The startup accepts payments via PayPal and credit card.

155

3 years ago

A platform that provides video-editing tools for non-professionals.

155

3 years ago

This is a new kind of tool that lets people create and edit videos together, and helps them collaborate on what they’re doing.

155

3 years ago

This startup wants to make it easier for companies to take credit for their employees’ achievements, while also helping workers use their data to get more from their employers.

154

3 years ago

A startup that wants to solve the problem of allowing businesses to accept credit cards and bank accounts in one place. After launching in April, the company is now working on making the process seamless for customers.

154

3 years ago

A mobile app that helps users save money by suggesting the right balance for their credit cards. The startup has raised $1 million in seed funding.

154

3 years ago

A startup that works with large finance companies to build a tool to help them understand their customers’ credit scores.

154

10 months ago

A company focused on helping consumers and small businesses manage their money using a single integrated app, including credit cards and checking accounts.

154

3 years ago

A startup that helps credit unions expand their lending options by lowering the cost and time it takes to get a loan.

153

2 years ago

A fintech product for US credit unions for managing bank accounts.

153

3 years ago

Built for a “very different industry”, this startup is helping people manage their credit cards.

152

2 years ago

A startup to help people find the best rate for an apartment, whether it’s to rent or sell. The startup wants to enable apartment search for people with low to no credit, helping them get the best rate.

152

2 years ago

A way for people to live stream video to their followers, which can be edited and reposted.

152

1 year ago

A new way of paying for groceries. Instead of swiping a credit card, shoppers use their phones to scan a QR code for payment and a receipt.

152

1 year ago

There are over 2,000 cryptocurrencies. A finance startup called CreditChain aims to build a cryptocurrency that is more accessible to the average consumer. The company is seeking to build out a “credit blockchain” that allows banks to create and distribute digital and physical products, like insurance policies, to consumers in minutes.

152

1 year ago

A company that offers a platform for credit unions to build mobile apps. The startup says it’s already working with over 50 credit unions to build mobile apps.

152

3 years ago

The startup is looking to disrupt the $2.8 trillion consumer credit industry, which it says is ripe for disruption by building a better credit scoring system for micro and small businesses using data from a company called Credit Karma.

151

3 years ago

A company that lets you find a local attorney and pay via credit card.

151

3 years ago

The startup is building a way for people to keep track of their credit scores and other financials via the web or mobile.

151

3 years ago

A tool that allows programmers to build and edit .NET Framework applications directly from their smart phones

151

3 years ago

Professional photo editing software for marketers.

150

3 years ago

The startup helps banks build and run their own corporate credit cards and associated tools. They’re currently working with 6 banks across the US.

150

2 years ago

A tool for consumers to manage changing credit card numbers, enabling them to quickly update their info.

150

3 years ago

This startup is building a payment platform to help rural local businesses accept credit cards. The startup is based in the Philippines and has been working with both credit cards and bank-issued debit cards in the country.

149

2 years ago

Online platform that helps small businesses access business loans and credit cards from local banks. The startup has raised $2 million from a range of investors.

149

1 year ago

A startup that makes it easy for businesses to develop their own line of credit cards and then sell them to other businesses.

149

3 years ago

A tool for creating and editing charts from Python or MATLAB. Charts is a Python library for creating and editing charts, with an API for creating and editing charts in MATLAB. Charts is available on the Python Package Index and on GitHub.

148

3 years ago

A new way of paying for groceries using a credit card, with the goal of helping people make healthier, more affordable choices.

148

3 years ago

A software-as-a-service platform that helps people easily manage their credit and student loan accounts. The startup is also building a personal finance dashboard.

148

3 years ago

A Chinese-focused ecommerce platform that was built on the idea that China's economy is less of a free market and more of a controlled economic system. The company is working on a solution to let individuals buy goods without a bank account and without a traditional credit card.

148

2 years ago

NzDrive is a software company that makes it easier for people to get their hands on a car, even if they don’t have a credit score or a down payment

148

2 years ago

A startup that vets credit card applications by customers before they’re approved. The startup says it’s saved its customers a few million dollars in potential fraud.

148

3 years ago

This startup aims to make it easier for artists to design, print, and ship their own physical, limited edition pieces.

147

2 years ago

A company that’s building a browser extension so users can automatically sign up for credit card promotions, using the credit cards they already own.

147

3 years ago

Aiming to make it easier for people to use digital cash, the startup wants to make it easier for people to pay each other without the need to send money through a bank. They’re working to make digital cash as ubiquitous as a credit card.

146

3 years ago

In the past year, the startup has grown to have over 500 media outlets and over 1,000 reporters and editors, covering everything from sports to politics, and local to international. They’re aiming to grow that to 10,000 members and double the number of journalists that cover the news.

146

3 years ago

A credit card for people who are underbanked. The company offers a line of credit that doesn’t require a credit check, allowing people to put down as little as $1.

146

3 years ago

A Chrome extension for the visual management of your documents, allowing you to view and edit documents in your browser.

146

3 years ago

This startup is building an online and mobile platform to help consumers research credit cards, loans, and credit scores.

146

1 year ago

A credit platform for small businesses in the U.S., with plans to add a debit card option in the future.

146

3 years ago

A startup that provides online courses for students in Africa to help them get college credit

145

3 years ago

A company founded by a team of Stanford and Berkeley researchers that uses AI to detect and prevent fraud. The software aims to detect when a person is trying to make a credit card purchase in a store and notify the appropriate employees, who can then stop the transaction.

145

1 year ago

A platform that helps people with no credit understand how credit works.

145

1 year ago

This company is building an application that helps users manage their credit cards, loans, and other accounts.

145

1 year ago

A credit card that tracks expenses and awards points for every dollar spent.

145

3 years ago

A way to build and test websites locally - without leaving your local machine, using a browser-based editor.

144

3 years ago

A software company designed to make college affordable by allowing students to pay for it with credit.

144

2 years ago

A credit card for small businesses. The startup wants to help small businesses get credit cards, but it’s not a credit card.

144

1 year ago

A platform that helps you understand your payment and credit card data and helps you use it to make smarter financial decisions.

144

1 year ago

A pre-paid card that gives users access to a credit line, allowing them to buy small-ticket items that they don’t want to pay cash for. A debit card with a $5,000 limit.

144

3 years ago

A startup that helps people manage their credit score

143

3 years ago

A company that helps people find the right healthcare provider when they need it, whether that's a doctor or a lab. Their product is a directory of doctors and their practices, with the ability to add doctors, review and edit information, and even schedule appointments.

143

3 years ago

A SaaS platform that helps companies manage their expense reports. It starts with a monthly subscription and then allows the user to create expense reports that are editable and searchable, with the option to export.

143

3 years ago

An online photo editing platform, also available on iOS and Android, which is meant to be used by people with no experience in photography to be able to add various effects to photos.

143

3 years ago

A startup that aims to solve the problem of the billion people on the internet with no credit cards.

143

2 years ago

A company that connects retail stores with talented baristas. The startup offers the ability to get coffee from the comfort of one’s own home, and pay with a credit card.

143

2 years ago

A credit card you can use for virtual items, virtual real estate, and virtual donations.

143

1 year ago

A startup that allows users to easily track data on their credit cards, including spending habits and the like, and then sell that information to retailers.

143

3 years ago

A mobile app that allows you to manage your credit and debit card numbers with just your phone’s camera and a voice response. Circle uses the camera to take a picture of the card and then calls the number on the card to confirm it’s valid before linking it to your phone.

142

3 years ago

A software & hardware startup that makes a $100 credit card with a built-in fingerprint scanner

142

3 years ago

In this article, Rob writes about the startup’s plan to make a video service that lets you edit and share video from an iPhone through a web browser. A few months later, the startup pivots to focus on video editing and distribution.

142

3 years ago

A startup that wants to help its customers find the right credit card with the right rewards program.

142

4 months ago

A chatbot that helps determine a person’s credit risk.

142

3 years ago

This startup is a platform that allows shoppers to send gifts to any other shopper with a linked debit or credit card, or even a prepaid card.

141

3 years ago

A software platform that lets people transfer money between their bank accounts, and their credit cards.

141

1 year ago

A startup that has built a way for people to organize their credit cards, bank accounts, and other financial accounts into one secure dashboard.

141

3 years ago

This startup wants to build a customizable, flexible, and affordable credit score.

140

3 years ago

The idea is that you could use a built-in chip that connects to your phone to allow your phone to act like a credit card. The idea is still in the early stages.

140

3 years ago

A platform for selling online courses and subscriptions, allowing students to take online courses for credit and work towards certifications.

140

3 years ago

An “online studio” that lets users produce and edit videos.

140

3 years ago

A company that allows entrepreneurs to raise money with their credit cards (and pay back later with future earnings).

140

1 year ago

A web-based, collaborative pencil and paper tool that lets you draw on a page and then have a colleague make edits.

140

3 years ago

A startup that helps you visualize your credit score and quickly access information on your credit report and credit score.

139

3 years ago

Startup that allows users to pay for their Uber rides with their Chase credit card, resulting in credits to their card balance.

139

3 years ago

A tool that helps you find the best interest rates for your credit card. The startup says they have more than 1,000 users and are growing by 100 users a month. The founders say they’ve raised $1.3 million in funding from angel investors.

139

3 years ago

A platform for making and editing 3D models and rendering them in real-time, with a cloud-based service for sharing and collaboration.

139

3 years ago

A startup that helps people get their hands on a shorter-term loan without having to go through the hassle of getting a credit card. They recently raised $600,000 in seed funding.

138

3 years ago

A tool for managing student debt, allowing users to “raise the rates they pay on student loan or credit card debt by a percent or more”.

138

3 years ago

A company that makes digital wallets for vending machines, allowing users to pay with credit cards and cash.

138

2 years ago

Startup that builds a platform to pay for parking with a credit card.

138

1 year ago

This company builds debt crowdsourcing platforms for lending companies. Borrowers can list their credit availability and a company can decide whether they’re a good fit for a loan.

138

3 years ago

The company's app is designed to help consumers monitor the health of their finances, including credit scores, debt and income. The application, which is in beta, is available for Android and Apple iOS smartphones.

137

3 years ago

A platform that allows users to create and share a digital drawing, which can be used by other users to add to or edit.

137

3 years ago

A platform that helps retailers figure out how to attract more customers through social media. It uses a combination of data and algorithms to predict who will sign up for their credit card, and who will visit their physical store.

137

3 years ago

A company that helps businesses start their own blog, with tools for handling content creation, editing, and publishing, including a content management system.

137

3 years ago

A digital credit card designed to help people pay for things by charging a small amount each time they use it.

137

3 months ago

A digital credit card system that connects consumers with a variety of financial services, including loans, scholarships, savings etc.

137

3 years ago

This startup is building an application that connects credit unions with third parties like landlords, allowing them to provide credit to their members at a lower cost than in-person lenders.

136

3 years ago

A web-based video editor with a focus on video production

136

3 years ago

A startup that helps you pay for things with credit cards for merchants who may not have the traditional infrastructure.

136

3 years ago

A personal finance app that provides a dashboard to track spending, credit, and savings.

136

3 years ago

This startup is building a credit scoring system that combines traditional FICO scores with an algorithm it’s using to predict the likelihood that a person will default on a credit card.

136

2 years ago

A startup for managing and comparing all of your home loans, credit cards, car loans, and other loans.

136

3 years ago

A group of publications that allow users to create personalized editions. Previously called “my publisher”, the startup is currently focused on personalizing a magazine subscription.

135

3 years ago

A cloud-based version of Microsoft Word that lets people create and edit documents from their phones.

135

3 years ago

A startup that wants to make the “banking process” easy for millennials. The CEO says that half of millennials don’t have checking accounts, and another third don’t have credit cards. They want to do for banking what Mint did for personal finance.

135

3 years ago

A credit reporting agency that uses AI to predict a person’s financial risk.

135

3 years ago

An “invisible” credit card. The startup aims to use biometrics, like facial recognition, to replace physical credit cards. It’s first product is a “perpetual” card that can be used in lieu of a regular card.

135

2 years ago

A software development company based in Utah. They’ve built a platform that helps small businesses get paid faster by automating the process of bill-pay and credit card collection.

135

1 year ago

A pain-free way to sign up for new credit cards. The startup wants to help people with bad credit have a credit card that’s reserved for emergencies.

135

3 years ago

A startup that gives you a free credit card (with no annual fees) when you sign up for a certain amount of money back when you shop online

134

3 years ago

A startup that focuses on wellness and health through sleep and meditation.

134

3 years ago

A new service that lets companies run their own credit card processing, giving them the ability to take cash out of the ATM and sending it directly to a bank account.

134

3 years ago

A company that distributes plastic bags to shoppers in developing countries so they can buy groceries on credit.

134

1 year ago

A new way for people to order coffee online, with an app that lets you order in bulk and pay with a credit card.

134

3 years ago

A startup that helps people understand their credit score and how to use it to their advantage

133

3 years ago

Building another approach to the collaborative editing app. The company is trying to get away from the “slowly evolving” nature of the current products.

133

3 years ago

A software company that uses AI to predict your monthly credit card payments, based on your current spending.

133

3 years ago

A start-up that allows you to pay for your Lyft or Uber ride using the credit you get back from your credit card company’s rewards program.

133

3 years ago

A free service that allows you to track and manage your 20+ credit cards in one place.

133

3 years ago

This startup is building a vending machine for the financial sector. It’s an open source vending machine that lets banks and credit unions buy and sell financial products in bulk.

133

3 years ago

This startup is building a “smart” card that runs on a local RFID (radio frequency identification) chip. The card is intended for use in vending machines and retail stores where sales occur, but the company is also looking to use it in other contexts like credit/debit cards and membership cards.

133

2 years ago

An API that lets customers pay any merchant in the world, directly through their website, with no credit-card processing fees.

133

2 years ago

A startup that helps companies in Brazil manage all of their consumer credit with the help of a single dashboard.

133

3 years ago

An online marketplace for home services and the services of other contractors. Users can find services and contractors by keywords, and pay with a credit card or PayPal.

132

3 years ago

This credit card processor is trying to make small businesses feel more secure about their accounts.

132

2 years ago

A payments platform that allows merchants to accept credit card payments in-app.

132

2 years ago

Fintech startup that wants to help small businesses with cash flow and credit management.

132

1 year ago

A platform that enables users to check their credit scores and buy discounted or free credit scores from multiple credit reporting agencies.

132

1 year ago

A startup developing a new type of credit card that can be used anywhere, from Uber to Taco Bell to Applebee's

132

3 years ago

A “one-click” platform that helps businesses create, edit, and schedule funnels. The platform is focused on making it much easier for businesses to digitally market and promote products and services.

131

3 years ago

A mobile app that allows users to find and book a taxi and pay for rides with their credit cards. Currently operating in the UAE.

131

3 years ago

Similar to the standard credit card processing business, but with a more tailored product. The startup has a subscription model, and aims to break down the barriers to entry for smaller businesses.

131

2 years ago

A “digital credit card” for the blockchain-based payments market.

131

3 years ago

A “Global Credit Network” where you can borrow money from anyone in the world — no credit checks and no collateral. The startup is building the infrastructure to make international microlending easy.

130

3 years ago

A company that builds products that help people understand their finances and save money. It saves customers money in the form of lower interest rates and lower cost of credit, and it pays interest on all savings in a person’s bank account.

130

3 years ago

A platform that helps small businesses manage their finances by bringing together all their bank accounts and credit cards into one dashboard for employees, and for employees to request payments.

130

3 years ago

A credit card with no annual fee, no foreign transaction fee, no penalty fees, no cash advance fees, no late fees, and a 0% intro APR for 15 months.

130

2 years ago

A company that makes credit scores that are based on a person’s social media activity, rather than their credit history.

130

3 years ago

A company that turns a smartphone into a credit card terminal for money transfers.

129

3 years ago

A collaboration and messaging app for the music industry. The startup has built a service where musicians can share edits and production notes with each other.

129

3 years ago

A way of helping people track their credit card transactions.

129

3 years ago

A desktop application that allows people to quickly and easily pay their bills, from utility companies to credit card companies.

129

2 years ago

An online platform that gives people access to credit for the things they need.

129

1 year ago

A mobile payments app that’s “like Venmo but for credit cards”. The company is looking to disrupt the way that people pay each other, and enable commercial transactions.

129

3 years ago

A crowdfunded loans startup that helps credit unions offer small business loans to their members. It partners with Fiserv and its lending platform.

128

3 years ago

A software company that aims to make video editing more accessible to the masses with its online editing suite, and eventually create an editing academy to teach people to edit.

128

3 years ago

A startup that helps individuals and companies manage their credit card debt in a more timely and efficient way.

128

3 years ago

A $100 credit card designed for students who want to pay down debt.

128

2 years ago

An “incredibly fast” and “less expensive” way to process credit card payments on the web.

128

1 year ago

The idea is that you can share a credit card and an amount, and restaurant will then provide you a receipt for that amount. The company is based in the Bay Area, but has customers in all 50 states.

128

3 years ago

A startup that provides a commission-free stock trading platform for accredited investors

127

3 years ago

This startup is building a platform that connects landlord’s with tenants in need of a place to live and gives them a credit score. The startup’s founders say that there are already over $90 billion worth of real estate assets currently sitting idle.

127

3 years ago

A startup that wants to make it easier for people to “write” music. The startup is building a music editing app that takes your tracks and makes them more palatable for radio and podcasts.

127

3 years ago

A tool to help people understand their finances, in the form of an app that takes a person’s income and expenses and tells them how much to spend each month. The startup is also building a tool to help people understand their credit scores, and is working with several credit scoring agencies.

126

3 years ago

A startup that helps small businesses market to homebuyers. Their product is a “premier content marketing platform” that utilizes detailed data about a dozen variables, including income, credit score, and the type of property they’re looking for.

126

3 years ago

A tool that provides an interface to connect to third-party data sources, like credit cards, loyalty programs, and other apps, to produce a complete customer profile.

126

3 years ago

They’re building a credit scoring platform that looks at your credit history, social media presence, and other things to predict your creditworthiness.

126

3 years ago

A platform that helps busy people manage their finances, including personalized budgeting and credit card management suggestions.

126

2 years ago

Idea : A startup that helps people manage their money and credit, price shopping and saving, and do it all with a single app.

126

1 year ago

A platform for the creation of online video content. The startup offers a way for anyone to use their computer to make video content, from live streaming to editing.

126

3 years ago

A credit card that doesn’t expire for 24 months. The startup is now in the process of getting a bank account and possibly a credit card license in the US.

125

3 years ago

A wireless charging pad that looks like a credit card. The company wants to create a whole ecosystem that combines charging stations, wireless charging pads, and a mobile app.

125

3 years ago

A company that provides a service that lets customers pay for their groceries using a credit card without having to carry cash.

125

2 years ago

A set of tools for small- and medium-sized businesses to manage their credit and invoice processes.

125

2 years ago

Credit card skimming startup that has raised $1.2 million to help merchants cut down on fraud.

125

1 year ago

A startup building a software platform that helps financial institutions and other companies find the right credit analyst for their loan products.

125

3 years ago

A new way to manage documents online. The startup has built a system that allows users to annotate documents in the cloud, edits are tracked and synced across their devices, and the comments are then surfaced in a web browser.

124

3 years ago

A company that helps companies manage their HR functions. The company’s software enables companies to manage their employee records like mortgages, healthcare, and credit cards, and their payroll, benefits, and retirement.

124

3 years ago

A platform that helps you get the best rates on your loans, or credit cards.

124

11 months ago

A mobile app that lets you convert your credit card into a debit card and pay in-store without a credit card.

124

3 years ago

A new credit card payment method that uses the benefits of digital and mobile payments to make payments as easy as swiping a credit card.

123

3 years ago

A small loan marketplace that allows anyone to lend and borrow locally, in person, with no credit score required.

123

3 years ago

A SaaS tool that created a “human editor” that helps users write emails, convert PDFs to text, and make other edits to the text

122

3 years ago

A software startup that wants to create a way to automatically package and publish videos on social media in a way that doesn’t require extensive video editing.

122

3 years ago

A consumer credit score for the US that scores potential customers on their creditworthiness.

122

11 months ago

A credit card application for the underbanked, where users pay a small fee to use the card and earn credit line rewards.

122

9 months ago

A tool to help photographers create aesthetic and technical edits for their photos.

122

3 years ago

A startup that wants to build a smartphone-based payment system, with support for cryptocriteria like Bitcoin and Litecoin, to replace the credit cards people use to pay each other.

121

3 years ago

A software company that will allow you to optimize your photos for sharing on social media and other platforms. It’s not an editing app, but a service that analyzes the photo to find the best settings for the company’s platform.

121

3 years ago

A tool to help users understand the credit and risk of the costs of their insurance plan.

121

3 years ago

A free form writing and editing tool for people with a visual impairment.

121

3 years ago

A startup that helps people create digital drafts of their writings, where they can be corrected, improved, and edited.

120

2 years ago

A startup that helps individuals quickly compare their credit score with other credit scores

120

2 years ago

Launching a tool that helps you create and edit sounds for apps in a “real-time” way

120

1 year ago

A company that builds AI tools that can help detect fraud on credit cards.

120

1 year ago

A startup that makes smart contracts more usable by creating a visual editor, the startup’s founders say, a way to visually build out the functionality of a smart contract instead of just a programming language.

120

1 year ago

This company is building a platform for sharing and publishing photos to social media networks. Users can pick from a range of examples and edit them until they’re just right. It’s an effective way to share photos, with some of the backgrounds and imagery being quite striking.

120

1 year ago

This credit card processor for small businesses is growing fast but has a small user base.

119

3 years ago

A startup trying to bring payments made through a physical credit card to cash-only establishments. The startup is pitching its service as a way to bring cash-only businesses into the digital age.

118

2 years ago

A way for students to learn about the world’s best universities while earning college credits.

118

3 years ago

A crowdfunding website with a different twist. Currently popular in the UK, the platform allows users to use online loans for funding instead of just credit cards.

117

3 years ago

A platform that helps new businesses get started, allowing them to get a credit line and borrow money at favorable rates from lenders.

117

3 years ago

A platform that will allow users to access their credit scores and other financial information, whether or not they’re currently signed up with a bank.

117

3 years ago

A program that helps people trade in their old textbooks for credits to buy new ones. The startup is working with publishers to get its new textbooks a little cheaper than new ones.

117

2 years ago

A web-based platform for finding, comparing, and editing photos on websites.

117

2 years ago

A startup that’s building a digital card for people who don’t have credit cards, allowing them to purchase goods without a bank account.

117

2 years ago

A video-editing app that’s built to work with iPads and Macs

117

2 years ago

A consumer card that can be used at many places where plastic credit cards are accepted. It’s meant for the Indian market to replace a plethora of different forms of payment.

117

3 months ago

A software company that creates software for managing, tracking, and billing for customer payments and credit.

116

3 years ago

A platform that analyzes credit card data to help you improve your credit score.

115

3 years ago

A set of cloud-based tools for optimizing websites, including a web-based editor, to help web developers find bugs.

115

3 years ago

A startup that wants to take your credit card data and have it automatically pay your bills, so you never have to pay a late fee.

115

3 years ago

A digital tax preparation software that automatically calculates federal and state taxes based on a person’s income, deductions and credits

115

3 years ago

A desktop-based email client for journalists, connecting to their Gmail accounts, and using the same tools as their editors.

115

2 years ago

The startup’s platform aims to help people mitigate the risk of receiving bad credit and loans. It has already secured $5 million in funding.

115

3 years ago

A company that sells a credit score you can track with their app, allowing you to monitor your credit score and see how it changes over time.

114

3 years ago

A credit card that rewards its customers for giving back to the community. Instead of paying a flat fee for the credit card, customers are charged based on the number of points they earn for charitable donations.

114

3 years ago

This is a startup that’s building a cloud-based collaborative document editing tool for business teams. The app is currently invite-only, but the startup is looking to launch by the end of the year.

114

3 years ago

A tool that allows people to create, edit, and manage their own podcasts. It’s a tool for podcasters and anyone else who wants a place to publish audio content.

114

3 years ago

A $50 million per year B2B startup that gathers data from credit card transactions, then matches the data to the person’s payment history to make sure they’re getting fair credit.

114

3 years ago

This is a credit card processing startup that is aiming to offer a cheaper alternative for small businesses.

114

2 years ago

A startup working to democratize credit in the developing world, creating a new financial product that would give people access to credit in a way they haven’t had before. The company, which was founded in India, wants to make it more affordable for people in the developing world to use and maintain credit.

114

3 years ago

A startup that helps people check their credit score, see how it has changed, and find out new credit options.

113

3 years ago

An iOS video editing app that lets users add GIFs, music and other visuals to their videos.

113

3 years ago

A video editing platform for non-professionals,

113

2 years ago

A startup that wants to build a system to help people in the developing world manage and track their food using a mobile phone. It’s building a platform that allows customers to buy and sell food using a mobile phone and a credit card.

113

2 years ago

A member-driven credit union that allows members to invest their money in peer-to-peer lending. The startup raised an $8 million round in April 2019, and plans to roll out to the UK and Germany in 2020, as well as other countries.

113

3 years ago

We’ve all shared our thoughts on the internet, so why not do it for a profit There are a lot of people with some expertise in the areas of screenwriting, video editing, and voice acting who’d like to work in their free time on projects without any pressure to launch.

112

3 years ago

A platform that connects lenders to people who have bad credit to pay loans back on time. The company’s cofounder, David Leon, says the company is profitable, has more than $1.3 million in loans, and has been servicing loans for over a year.

112

3 years ago

A video software company that lets users record and edit video in a web browser. The startup wants to make it easier to create and share videos without the hassle.

112

3 years ago

A B2B company that aims to help retailers manage all of their account receivables (credit cards, store cards, and payment cards) from a single platform. The company is selling to retailers and merchants in the US and Latin America.

112

9 months ago

A startup for people looking for the best deals on savings accounts, credit cards and loans.

112

3 years ago

A startup for freelance writers, editors, and translators. The startup is in its pre-launch phase, but has already sold $3,000 worth of services. It’s not a traditional marketplace, instead relying on a closed community of writers and translators who are all working on the same project.

111

3 years ago

A startup that uses its own technology to construct a new type of credit reporting agency, which will offer credit score and credit monitoring to people who do not have access to traditional credit reports.

111

3 years ago

A credit card for young people, targeted at millennials for whom traditional credit cards don’t suit their habits. The company has a physical card with a magnetic stripe that customers put on one side of their phones to pay their bills.

111

2 years ago

A digital payment solution for baristas that allows them to accept credit cards, debit cards, and Apple Pay payments. The startup is currently focused on the US market.

111

1 year ago

Payment platform for businesses, which lets them accept payments via credit cards, bank transfers, and PayPal.

111

3 months ago

A tool that helps you choose from a variety of different payment options and calculate the costs of various credit cards.

111

3 years ago

A subscription-based service for managing your credit score. The startup is looking to partner with banks and credit card companies to make it easier to monitor your credit.

110

3 years ago

A blockchain-based insurer that wants to give people a way to “secure financial services” and help them “build better credit and financial lives.”

110

3 years ago

A startup that wants to replace the standard “credit score” with a better, more holistic one.

110

2 years ago

This is a startup that wants to make it easier for people to make products in multiple languages. It currently offers a single language editor, aimed at creating text-based localizations for a single language, and plans to launch a tool for generating voiceover scripts.

110

2 years ago

A credit card linked to your bank account, like a debit card with your bank’s approval. The card can be used everywhere the bank accepts credit cards. The startup has raised $1.5 million in seed funding from a single investor, Andreessen Horowitz.

110

1 year ago

A fintech startup that wants to help people manage their debt by offering a debit card and an app that covers nearly all credit card spending.

110

11 months ago

A platform for managing personal and professional finances and allowing users to store their digital assets (including bank accounts, credit cards, etc.)

110

3 years ago

A venture-backed startup that serves as a marketing platform for credit card and bank data that lets companies run campaigns. It’s also a marketplace for data, where companies can buy and sell their own data sets.

109

3 years ago

A startup for direct sales of international travel, with a focus on leisure travelers. The startup provides an easy way to book and pay for the flight with a credit card and splits the commission with the travel agent.

109

2 years ago

A “time travel” app that brings together a bunch of people to make a movie. They can then share their experience, edit it, and share it online.

109

1 year ago

A credit card that gives rewards for using it.

109

3 years ago

A digital lending platform that helps people with bad credit get loans for things like cars and appliances. They currently have over $100million in loans in the pipeline and a few hundred customers.

108

2 years ago

A way to make payments and transactions easier for the 2 billion people that still don’t have access to credit cards.

108

3 years ago

A startup that makes it easy for people to find and hire freelancers to do tasks like build websites, edit and proofread documents, and more.

107

3 years ago

This is an app that helps fans book concert tickets. FanBridge helps match fans with the artists they want to see, then book tickets and credit cards for the show.

107

3 years ago

CREDITS is a new way to manage all of your credentials, focused on the crypto-economy.

107

3 years ago

A startup that helps individuals sell their online shopping and other services, and get paid via their credit card.

106

3 years ago

In mid-2016, the US Department of Labor’s Bureau of Labor Statistics launched a data-driven blog, “The BLS Blog”, to provide updates and analysis of the state of the American economy. The blog is written by an editorial team of BLS economists and content managers.

106

2 years ago

A software platform for providing pre-paid credit cards. The startup is building an API for businesses to buy virtual credit cards branded with their brand, which they can then offer to their customers.

106

2 years ago

d.i.s.e. is building a visual editor for creating and publishing content on the web.

106

2 years ago

A company creating a consumer credit score, charging a monthly fee to help you get a better credit score.

106

9 months ago

A consumer credit monitoring service

106

2 years ago

A product that makes it easier to manage and understand your credit.

105

2 years ago

A tool to keep track of financial obligations, such as rent or credit cards or student loans.

105

2 years ago

A startup that sells a “tax-only” model for small-scale farmers that would make it easier for them to get credit from banks and sell their produce in the US.

105

3 years ago

It’s a brand new concept in the world of advertising, using the “perks” of a travel-based credit card to show you ads you’d be interested in on a flight.

104

3 years ago

A content marketing startup that wants to make customers more aware of their own credit card data. The company’s strategy is to make the customer’s credit card data more transparent by showing customers a breakdown of their expenses and a way to lower them.

104

3 years ago

A video editing platform that’s meant to make it easier to create and share videos without creating a video editing crew. The startup is powered by a virtual assistant that handles tasks like organizing clips, adding music, and fine-tuning the final product.

104

3 years ago

An on-site credit card system for small businesses. The company says it’s already working with over 700 businesses.

104

3 years ago

This startup wants to combine the functions of an insurance broker, a credit broker, and a loan officer into one company.

104

2 years ago

The company is building a tool that lets you browse and buy things online without having to provide your credit card numbers.

104

2 years ago

A digital payments application for small businesses that replaces a bank account, credit card, and direct debit. The B2B business uses the same technology that allows a company to charge purchases to a credit card.

104

1 year ago

A platform that helps customers avoid high fees by connecting them directly with their bank and credit card companies.

104

4 months ago

A restaurant booking platform that lets users pay with a debit card or credit card, then get delivery within 30 minutes.

104

3 months ago

A startup making it easier for small businesses to accept credit card payments through their website.

104

3 years ago

A digital assistant for checking your credit and bank accounts, aiming to be “the financial hub of your life”.

103

2 years ago

A personal finance management app for managing credit scores, debt and budgeting.

103

2 years ago

A visual editor for news articles, where journalists can add their own photos and graphics to the content.

103

2 years ago

A startup for keeping track of your credit cards and bank accounts, with the goal of making it “as easy as possible for millennials to deal with money”.

103

2 years ago

A tool to automatically and accurately edit videos from your iPhone, so that you don’t have to use the stock iOS app

103

1 year ago

A startup offering a software platform for companies to integrate a range of payments, including credit cards, debit cards, and in-app purchases.

103

1 year ago

A start up that’s building a system for crowd-funding that doesn’t require a credit card.

103

1 year ago

A banking solution meant to offer a new alternative to the credit card. The company is co-founded by former players from Stripe, who say they’re “creating a banking brand that works for the modern consumer”.

103

2 years ago

A tool for people to search for home insurance, with options for low-income renters and those who have no credit history.

102

2 years ago

A startup tackling the problems with credit cards.

102

1 year ago

Taking a very different approach to the app idea, Crowdbucks is a crowdsourcing app for business owners that wants to help them get funded, with a credit card-based payment system and payment feature.

102

1 year ago

A startup that wants to make it much easier for users to manage their credit cards. Instead of users having to go to multiple sites to manage their identity, they can get all of their information in one place.

102

10 months ago

A startup for those who have lost their wallet, that lets them track their money, credit cards, and other items without them having to give their information.

102

2 years ago

A tool to help people in the healthcare industry collaboratively create and edit their healthcare records in a secure, HIPAA-compliant way.

101

2 years ago

A “one-stop shop for credit” that aims to help people from underbanked backgrounds to get access to credit. The startup is currently in talks with banks and credit unions to work out a partnership.

101

1 year ago

A “mobile payments and loyalty app” for retailers. The startup plans to make it easy for customers to pay for purchases without pulling out a credit card.

101

10 months ago

A finance startup that specializes in helping banks and credit unions with their risk management.

101

3 years ago

A platform that aims to create more secure credit card transactions by reducing the risk of fraud.

100

2 years ago

An API for credit unions to help them get up and running at lower cost.

100

2 years ago

A digital notebook app that lets you create and edit text, images, video, and sketches. It uses AI to help you produce better content.

100

3 months ago

A company that wants to use the best of computer science to make the process of writing code more efficient. A company that wants to create a better editing experience for people writing code.

100

3 years ago

Smart contracts platform for business ideas, with a focus on the B2B space (think legal contracts). The company is backed by Digital Garage, and has launched a program that offers $1k in credit to startups for signing up.

99

3 years ago

A tool for helping employees review and edit their resumes and cover letters. The B2B startup is currently working with Y Combinator, and is focused on helping hiring managers.

99

2 years ago

A cryptocurrency exchange for non-accredited investors. The company’s founders have said they’d like to build a decentralized exchange for non-accredited investors.

99

2 years ago

A “cloud” version of a production tool for video editing and animation.

99

2 years ago

💡 Ideas AI

Ideas on this page are 100% generated by OpenAI's GPT-3, an artifically intelligent deep learning model, without human involvement, and trained by you and 1,926,542+ other people who liked or disliked ideas. How it works

Edit Startup Ideas

A startup that uses artificial intelligence to detect credit card fraud. The startup recently raised $1 million to begin working on its app.

• "India's 10 Most Promising Startups" (India edition), Rediff, January 20, 2014

A smart contract-based marketplace for small business, meant to help them access credit, discounts, and other small business financing.

A company that provides an API that allows users to integrate and track their credit cards

A company that helps small businesses (like contractors) hire subcontractors with a mobile app and a credit check

This is a tool that allows people to build and edit their own video games in the browser.

A platform to help small businesses build their own credit scoring and risk assessment models.

A credit card that has no annual fee and no foreign transaction fees. The company is in India.

A startup for selling and buying used computers from other people. Users can sell their old computers in exchange for cash or trade them in for newer ones. The company provides a platform to help people sell their old computers and also offers a buy credit option.

A video creation tool for real estate agents, meant to allow agents to “film, edit and upload videos in minutes”.

A small business loan platform for companies like hair salons, construction companies, etc. that want to use their own credit check data to verify their customers’ ability to pay back loans.

Helping small businesses get started with a credit card processing service.

A startup that helps small businesses in the US get paid faster by providing other businesses that accept credit cards a way to pay them in cash.

A startup that gives consumers access to credit scores in exchange for their data.

A startup that provides financial planning for high net worth individuals and families, and which has worked with the likes of Goldman Sachs, Credit Suisse, and Fidelity.

A video editing tool for creators looking to create their own

A platform that helps you manage your online credit cards and create a spending plan. The goal of the startup is to create a solution to the following problem: “When you spend money, you don’t know what you spent it on.”

A startup that wants to make your money work for you, without having to do the work yourself. The company’s first product is a small device that makes it easier for people to open their credit card accounts, and has plans to expand to other financial products like insurance.

A credit card that is funded by users rather than banks, with a cap on monthly spending.

A company building a browser extension that adds web-based editing to Microsoft Word, enabling users to do everything from adding images to creating tables and charts.

This startup is building an Android app that lets you record and edit your own voiceovers for podcasts.

Helps users find the best deals on flights, hotels and car rentals. The startup allows you to search for flights, hotels, car rentals and more, and then allows you to filter the results by price, location, amount, and whether you’d like to pay with cash or credit card.

A credit card designed for use in the developing world that charges low interest rates and has lower transaction fees.

The startup is developing a better way for companies to manage data for credit cards and other payment systems.

This startup wants to build a new type of credit card for the underbanked, especially in developing countries. It takes the form of a prepaid card and is available in any currency. Given the lack of banking options in many such countries, the startup sees a lot of potential for growth.

A platform that lets people make their own videos using their voice, and works with a library of stock images and sound effects. The app is for anyone interested in making their own video clips without knowing how to edit video.

A video editing app meant to empower creators to create videos on top of existing assets. Yopie features a desktop editor, a web editor, and an iOS app.

A machine-learning platform for detecting fraud in credit card transactions.

A startup building a software platform for retail that automates product returns, credit, and refunds on all e-commerce sites

A startup that’s building a way to make it easy for existing credit card users to get the same rewards as users of new cards.

A “socially conscious” credit card that doesn’t charge users extra for not using plastic. The startup has a $1 billion market cap.

The founders of this startup are trying to create a new kind of credit card that can be used across multiple merchants, instead of different cards for different merchants.

A $1 app that helps users to manage their credit card debt. Called “Debtors Anonymous” the app tracks users’ credit cards and keeps track of their progress managing their debts.

A B2B service for helping retailers automate the process of accepting credit cards.

A chatbot that helps users find out their credit score and get to know their credit history.

A tool for editing photos and videos in the cloud, meant both for professionals and for anyone looking to preserve their work.

A startup that makes a credit card that works like a debit card but offers cash back

A mobile app that helps a person use a credit card that does not have a magnetic stripe. Instead, it uses a special card reader that reads the information on the card, and sends it to the app.

Yolt is building a credit card without interest that refunds customers’ purchases if they make a payment within a year of making them. It’s a credit card for the unbanked, but it’s currently only in the United States.

A partnership that facilitates the creation of credit scoring software.

A team of data scientists comes up with a way to use machine learning to detect fraudulent credit card purchases. The company says it has already helped its clients save $7 million, and expects to save the same amount this year as well.

A software solution to help merchants manage customers’ credit cards and billing information. It’s built to work with any point-of-sale system and has already been deployed in the US and UK.

A company that uses AI to help people understand their credit score. It’s founded by a former VP of risk at FICO, and has raised $40 million.

A payments startup that helps merchants accept all major credit cards by charging them the same price. PayMill charges the merchant a flat 2.5% fee for every credit card transaction.

A startup that wants to help large publishers create “smart content” for their newsletters, building in-house tools for writers and editors.

A startup for companies to build, edit, and manage custom 3D content and virtual reality experiences.

Idea: A credit card that rewards people for healthy behavior

A tool to help users upload, edit, and share their computer or phone screens. It’s currently in private beta.

An open source framework that lets people edit smartphone videos with a finger, finger or stylus.

A credit card issuer that focuses on low-income consumers.

A credit card for the underbanked.

A credit card that offers financial products to its users for purchases made on the card.

ShareWorks is a cloud-based tool for sharing media such as photos, music, and video. The startup also offers a paid-for mobile app as well as a desktop companion for editing and sharing.

A company that wants to be the “Uber of home security”, letting people pay for home security devices with their credit cards and then let the company handle the rest. The company has raised $10 million in a Series A.

A mobile app for finding the closest parking spot to where you’re going, with the ability to pay for it with a credit card.

A video platform for independent artists to record online, edit videos together in real-time, and share with their fans.

A credit card payment platform that lets merchants accept credit cards on a physical retail location, without the risk of that location failing to pay the merchant.

A company that wants to create a “universal” credit card for customers. This could be a credit union debit card or if the company is successful, a Visa or Mastercard card with a rewards program.

A company that helps people figure out their credit score and offers a tool to help avoid debt and improve credit.

A platform where people can pay with their debit and credit cards to buy products from merchants.

A consumer credit card that’s crowd-funded

This is a platform that allows people to swap their old furniture, shoes, and accessories for store credit.

A credit card that allows you to donate to charity on a monthly basis.

A platform that allows people who have low credit scores to apply for microloans

A mobile app that connects users to the best local organic food, and helps them pay for it with their credit card

A tool that helps you compare credit cards and other features.

A credit card with a debit card that earns points and can be used for all purchases, including travel and dining.

Mint.com is a startup that takes a fee for credit monitoring for their customers.

A product that will help you find and book a ride on a ride-hailing app, and then let you pay with your credit card.

Building machine learning into the platform that allows users to create and edit their own recipes and share them with others.

A credit score for websites, allowing users to get information on their creditworthiness without needing to apply for credit.

An AI-powered text editor that helps you write more consistently

A video editing platform that lets users edit 30-second videos that they’ve recorded privately with their phone.

The company wants to build an offline-first collaborative editing platform for video production that would allow editors to work in a room with multiple screens, and for multiple editors to work on the same piece of footage simultaneously.

A platform that brings the benefits of crowdfunding to the traditional credit card industry.

A credit card for gamers. The startup is building a credit card for gamers that rewards them for playing their favorite games.

A tool for banks to vet potential borrowers based on their credit score, then offer guidance to help them get approved. “If you have a credit score, we can fix your credit score.”