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Transaction Startup Ideas



2 years ago

A startup that an online marketplace for VR powered by blockchain to reduce the transaction cost

261
1 year ago

A tool for using deep learning to detect fraudulent transactions.

177
1 year ago

 A startup that wants to help companies make sense of the many different financial transaction systems that they manage.

146
2 years ago

A credit card that has no annual fee and no foreign transaction fees. The company is in India.

139
1 year ago

A company that allows people to streamline financial transactions by providing a simple interface to pay bills.

137
1 year ago

A tool that helps manage employee transactions for companies and employees.

134
2 years ago

An AI system to recommend and execute financial transactions

129
2 years ago

A tool for cashiers to easily check if a transaction is considered a cash or credit one.

126
1 year ago

A mobile app that uses facial recognition to help detect fraudulent transactions. A startup from the same company as Centram.

124
2 years ago

A startup that helps companies “sell their data”. The startup uses machine learning to automate the process of extracting insights from business transactions.

121
2 years ago

A startup for businesses that want to manage their customer relationships and transactions.

118
2 years ago

A startup that uses machine learning to identify fraud and money laundering in transactions between banks.

118
1 year ago

A machine-learning platform for detecting fraud in credit card transactions.

116
2 years ago

A platform for micro-transactions for online merchants. The startup wants to eliminate the need for credit cards. The startup has its first pilot under its belt, with $300,000 in monthly revenue.

113
2 years ago

Money does not work like it used to. It’s more like a series of cashier store charges. This company wants to make the experience of using cash for transactions more like the way we use our phones.

112
2 years ago

A company that makes systems for detecting and preventing fraudulent transactions and identity theft.

111
2 years ago

A startup that uses AI to help companies identify and eliminate wasteful expenses by learning from previous transactions.

110
2 years ago

A company that secures online shopping transactions.

110
2 years ago

A digital wallet that’s designed to serve the needs of women in China. Currently, the platform does not offer features that are common in the US, such as peer-to-peer payments, a feature that is required in China for transactions to be legal.

110
2 years ago

A platform for enterprise scale, complex transactions on the blockchain.

109
1 year ago

A payments startup that helps merchants accept all major credit cards by charging them the same price. PayMill charges the merchant a flat 2.5% fee for every credit card transaction.

108
2 years ago

A platform that helps retail companies track and manage transactions in their stores and offices.

107
2 years ago

A company founded by a team of Stanford and Berkeley researchers that uses AI to detect and prevent fraud. The software aims to detect when a person is trying to make a credit card purchase in a store and notify the appropriate employees, who can then stop the transaction.

107
2 years ago

A startup that uses cryptocurrency to help consumers buy products online with a lower transaction fee.

106
1 year ago

A platform for small businesses that wants to help its users automate tasks like invoicing, tracking inventory, and managing transactions. The startup processes payments and can automate tasks.

106
2 years ago

A way to help companies with daily financial transactions and invoicing. The company is based in the UK, and has raised $1.3 million.

105
2 years ago

A startup that helps online retailers manage transactions and inventory transactions on its platform. It handles payments, verification, tax, and refunds for its customers.

104
2 years ago

A credit card with no annual fee, no foreign transaction fee, no penalty fees, no cash advance fees, no late fees, and a 0% intro APR for 15 months.

102
2 years ago

This startup wants to create a new digital currency that’s backed by a bank, and that can be used to pay for transactions in the physical world.

101
2 years ago

A financial analytics company that wants to help financial companies use “big data” to make sense of financial transactions.

100
2 years ago

A secure, automated email-based system for handling sensitive transactions. They’ve built a tool that uses the public keys of people’s email accounts to take payments and even file taxes. The founders tell us they have $6 million in funding from participants in Y Combinator and have received an undisclosed amount of seed funding from YC.

99
2 years ago

An online platform for secondary market transactions, where you can buy and sell stocks, bonds, and other financial instruments.

99
2 years ago

A startup that launched in March 2019 that provides real-time fraud protection for transactions on Apple Pay, Android Pay, and Samsung Pay.

99
1 year ago

"We are a group of experienced marketers and developers who believe in building companies that are powered by users and not investors. We want to move from a world of transactional businesses to ones that are built on relationships. Our mission is to build a platform that allows people to create and share their own content in the same way that they share links or photos on Facebook."

99
2 years ago

This startup is building a network for the more than 60 million people who don’t have bank accounts — but are still expected to receive a loan, rent payments, or pay utility bills. As a result, they often don’t have access to the basic financial services they need. Envelope lets them become a platform for next-day payment, and offers payment-by-phone for small transactions.

98
8 months ago

A privacy-focused cryptocurrency that uses multiple layers of encryption to make transactions hard to trace. The company’s software prevents transactions from being saved to a public ledger.

97
1 year ago

This startup is building a business that connects real estate agents with people looking to rent a room, and vice versa. It works as an escrow service for landlords and tenants, with a small fee taken by the service when a transaction completes.

96
2 years ago

A digital assistant for managing accounts for home and business owners. The startup’s web interface gives users access to all of their accounts and allows them to make transactions.

95
2 years ago

A Square-like mobile payment system that focuses on retail, but with a focus on cashless transactions and no fees for the merchants.

95
2 years ago

A way for people to send each other money, for a fee. You can transfer $50 of money to someone without them having to come to a bank. There’s a mobile app that allows people to receive and send money, and an online interface for people to see all their transactions.

93
2 years ago

A distributed blockchain that can accommodate the 100,000 transactions per second that will be needed for the next generation of Internet of Things (IoT) devices.

93
2 years ago

A startup that builds a software platform that lets users track public transit and payment transactions from their computer.

91
2 years ago

This startup helps businesses accept payment in cryptocurrency through a platform that breaks up transactions into small, everyday transactions that are easier to process.

91
2 years ago

A brand new CRM product from Capital One, which boasts a product team of two people. The product is designed to help small businesses manage their customer relationship management, with a focus on helping businesses handle financial transactions and invoicing.

90
2 years ago

Integrated system for tracking and managing real estate transactions for companies. The company works directly with the actual seller, so it can offer tax advice and other services.

90
2 years ago

A platform that helps accountants and banks collaborate on compliance, and provides a graphical view of the transaction in real-time.

88
2 years ago

A digital platform for keeping track of the money people spend across their different accounts. Users can pull transactions from all their accounts into a single place and then segment spending by categories.

86
1 year ago

In India, there are millions of small businesses that don’t have a bank account. ManageBharat is a mobile app that helps these businesses manage transactions, pay taxes, and keep their books straight.

86
1 year ago

A way of helping people track their credit card transactions.

84
2 years ago

A single source of financial records for a company's employees, providing one unified way to view all their financial information and transactions.

83
2 years ago

A solution for customers to take a photo of a receipt or invoice and have it automatically link to a transaction in QuickBooks.

81
1 year ago

A startup that’s building a marketplace for people to buy, sell, and trade used cars, taking a commission of each transaction.

80
2 years ago

A startup that helps users keep track of their transactions, making it easy for them to make sure that they don’t over- or under-pay for mundane items.

73
1 year ago

The startup wants to create a personal assistant that can get data from your bank account and auto-fill your bills, statements, and other transactions.

72
2 years ago

A merchant-focused transaction app for restaurants and bars.

71
10 months ago

A database of all the world’s public companies, which includes their stock market valuation and most recent transactions.

71
1 year ago

A startup that wants to build an AI-powered bot for streamlining the process of buying and selling tickets on secondary markets like Stubhub. The startup is also building a mobile app that helps users make these transactions more easily.

70
10 months ago

The mobile app for keeping track of your daily finances, a feature of which is a social media-like feed where you can share your transactions with others.

70
1 year ago

A platform that aims to create more secure credit card transactions by reducing the risk of fraud.

68
1 year ago

A way to make payments and transactions easier for the 2 billion people that still don’t have access to credit cards.

68
11 months ago

A platform for merchants to manage their business, with a mobile app for quick transactions and a cash-on-delivery option for customers.

68
1 year ago

A payment system for small businesses in the Philippines, with a focus on remittance, based on a user’s location. The startup wants to target merchants with a high volume of transactions but low capacity, such as small shops and restaurants.

66
1 year ago

Building a blockchain that uses smart contracts to increase the accuracy of B2B transactions.

66
10 months ago

A B2B startup that’s building a platform for finding and combating fraud in online sales. It’s not an entirely new idea, but Ampli is using machine learning to comb through data to try to pre-empt fraudulent transactions.

66
11 months ago

A company that is looking to re-imagine the way people send money to each other. The company is processing over $5 billion in transactions a year, and says it has a monthly user base of over 3.2 million.

64
8 months ago

The startup aims to make all transactions on the Internet free by 2020, and is building a platform that will use the blockchain to do so.

64
2 years ago

A $50 million per year B2B startup that gathers data from credit card transactions, then matches the data to the person’s payment history to make sure they’re getting fair credit.

63
1 year ago

A fintech platform, helping companies with their transactions.

63
1 year ago

A platform for building apps that can monitor financial transactions and alert users if transactions are fraudulent.

62
1 year ago

A tool for people to track and visualize their financial transactions. The startup is building the platform around the idea that people don’t want to track everything, but they want to track their finances.

60
2 years ago

A tool that helps companies and organizations get their customer interactions and payments into a single interface. The startup wants to make it easier for companies to get paid for their customers’ transactions.

59
1 year ago

A $5 device that connects to your browser and helps you keep track of your spending. The device tracks your checking account and credit card transactions, and lets you enter receipts, to see where your money is going.

59
1 year ago

This startup wants to give people a way to donate money to causes that don’t have any existing infrastructure to collect or accept donations. It’s building out a platform that allows users to donate money to charities of their choice — with no fees or transaction fees, and no minimum amount. The company is building its own user base, with the goal of being a partner with any charity that wants to work with them.

59
1 year ago

A phone-based service that automates the selling of your personal information. The idea is that if you’re selling your information, you want to sell it at the most efficient price, and the company helps you do that. The startup says it has already done $70 million worth of transactions.

59
1 year ago

A business platform for Indian SMBs to better manage their finances. Over the last 12 months, the number of SMBs on the platform has grown 50%, with an average monthly transaction size of $3,500.

58
5 months ago

A startup in Singapore that plans to replace the human middleman in real estate transactions with an AI-powered software platform. It’s currently running a pilot in Singapore, and plans to launch in Australia next year.

56
11 months ago

A way to send money to friends in Mexico, with a fee of no more than $1 per transaction.

55
1 year ago

A company that offers an AI-based process for fraud prevention during the financial transactions process.

54
7 months ago

A digital identity system, meant to reduce fraud in online transactions.

50
1 year ago

A startup that provides merchants with tools to manage their cash flow, including an online platform to make payments. It has over $100 million in transactions, and processes about a million dollars in payments per month.

49
1 year ago

A startup that’s looking to make a white paper for every financial transaction, enabling business and regulators to make sense of it all.

48
7 months ago

A “B2B SaaS tool for connecting your business with customers in real time,” allowing companies to automate one-on-one transactions with customers.

47
1 year ago

A startup that lets you add multiple PayPal transactions into one. Called “one-click-pay”

46
8 months ago

A real estate startup that uses technology to help all parties involved in a property transaction.

46
1 year ago

A startup for buying, selling and trading used cars. The startup has already attracted over 15,000 sellers and has processed over $600,000 worth of transactions.

45
1 year ago

A global payments company that wants to reduce the friction of international money transfers and make them easy and seamless for consumers. The startup’s product is a platform that uses “local currency bias” to make international transactions as easy as possible.

45
5 months ago

 A startup that allows you to create your own cryptocurrency wallet, taking a portion of the transaction fees to keep the site running.

45
1 year ago

A way to sell tickets to events by creating a system that allows event organizers to manage their tickets, ticket sellers to manage their sales, and ticket buyers to manage their transactions.

44
1 year ago

A startup that wants to help you “make money while you sleep” through its web-based app that saves personal finance data, generates personalized reports, and helps you automate transactions.

44
1 year ago

What is it: The startup is building a platform that helps people sell their products online. The company connects buyers with sellers, and takes a percentage of the transaction.

43
1 year ago

A simple way to manage all of your income and spending transactions, with reports for balance, spending, and savings.

43
1 year ago

A startup that gives users a personalized shopping experience by combining their online and offline transactions.

43
11 months ago

This startup system uses a combination of machine learning and custom coding to detect fraudulent activity on ebay and predict the likelihood of a transaction being fraudulent.

43
1 year ago

 A digital currency for artists and creators, focused on content and media related transactions. HODL is focused on the US and UK markets.

41
10 months ago

A software suite that can help real estate agents manage transactions at their offices. The startup wants to use AI to manage the workflow of those agents.

40
7 months ago

An SMS-based platform for sending and receiving money, with a focus on small transactions and users in emerging markets. Their idea is to allow people to transact across the street or across the country without going through a bank and without needing a bank account.

40
1 year ago

This startup is building a platform that aggregates data from credit card transactions across the web, to help companies know when they are in danger of fraud.

39
1 year ago

This startup aims to help users of the cryptocurrency Ethereum create and manage DApps on their own platform. The DApp Store will let users deploy and manage their apps, and will be powered by a decentralized transaction system that allows users to send and receive payments for their work.

38
11 months ago

A real-time tool for visualizing transactions between companies and their customers.

38
7 months ago

A company that helps real estate agents and others make sense of real estate transaction data across multiple systems.

38
6 months ago

A smart contract platform for digital currency transactions. A standout feature: the platform is entirely autonomous, allowing users to set their own rules for how currencies are exchanged.

37
3 months ago

A startup that matches cashiers with customers, ensuring that they’re well-prepared for each transaction.

37
1 year ago

A platform for D2C transactions that lets users set up payment and delivery on the same platform. The company claims that, because it includes both sides of the transaction, it’s easier for the companies to manage.

36
1 year ago

This product enables grocery stores to take in-store photos of their products, which are then uploaded onto a centralized platform. The startup takes a small percentage of each transaction.

36
9 months ago

 A startup that lets you scan and manage your credit card and bank information online, so you don’t have to carry around all that information with you.  It connects to your bank and credit card accounts, letting you check your balance and make purchases.  It also lets you request a new card, stop payment on a card, check your account balances and track purchases.  The service has been running for about four months and has already processed more than $700,000 in transactions.

36
1 year ago

This company wants to provide a platform to help small businesses and sole proprietors accept payments and process invoices and other transactions.

35
10 months ago

A company that is building a “micropayment” system for mobile games, which allows players to “purchase” virtual resources without having to go through a full transaction. The idea is that it could help games that otherwise wouldn’t be able to monetize with the current payment systems.

35
8 months ago

Another concept that aims to be a part of the massive global demand for mobile payments. The app works with existing mobile phones and the user’s bank account and then processes the transaction in the background.

35
1 year ago

This startup wants to take the rigmarole out of paying bills. The company aims to be the “Uber for payments”, the startup says it processes over $200 million in payments per month. It hopes to take a 15% cut of each transaction.

34
7 months ago

A startup that allows customers to pay for their purchases with their existing credit cards. The startup is processing over $1 million in transactions a month, with plans to expand to the US.

34
1 year ago

A startup for performers, producers and fans to book shows, buy tickets and track transactions. Users can buy tickets from a personal dashboard, and can also receive emails from artists about upcoming gigs.

33
10 months ago

A startup that gives you the ability to make transactions at physical stores using your phone

33
10 months ago

A startup that helps small businesses get paid and manage their accounts online. It’s a SaaS platform that helps small businesses manage their transactions, pay invoices, and get paid.

33
9 months ago

A company that analyzes financial transaction data and helps companies reduce fraud, waste and money-losing deals.

33
1 year ago

A platform that provides a way to record and monetize video of real estate transactions. The startup wants to build a platform that helps home buyers get a better deal by having a video of their property recorded by a professional videographer.

32
1 year ago

An on-demand concierge service for real estate. The startup, which was founded in May, is building a platform that will help buyers and sellers in the US negotiate or manage their real estate transactions online.

32
10 months ago

The company is using machine learning and blockchain to help combat fraud and increase security on real-life financial transactions.

32
6 months ago

Teller has created a system to make financial transactions much easier for individuals that have low or no credit and limited access to bank accounts. The company is currently in talks with large banks to embed its system in their ATMs.

32
5 months ago

A micro-currency with no transaction fees. The startup is building a global payment solution for enterprises and consumers. It’s notable for being the first to integrate a cryptocurrency into an existing business.

32
1 year ago

An API for the financial sector to allow bank customers to automate banking, track transactions, and have their data centralized

31
1 year ago

A company that helps people move their money between banks, keeping fees down and keeping transactions organized.

30
11 months ago

A startup building systems for the cloud-based network for manufacturers. It wants to build out a network for manufacturers to sell products to customers, with the system using the “blockchain” for recording transactions.

30
11 months ago

SaaS company that helps businesses automate their business administration. The company charges 1.5% per transaction, with a yearly cap of $19,999.

30
7 months ago

A B2B platform that allows companies to manage and share all of their customer transactions and transactions between their employees.

29
10 months ago

Probably the most ambitious idea in the batch of startups, Memobank is building a “global, distributed and anonymous” database for companies to do transactions and transactions between companies.

28
8 months ago

A “transaction-based” social network, where people can follow others and interact with them through messages. The startup has already signed up 500 users in the US and has plans to expand internationally in the coming months.

28
8 months ago

A digital marketing platform for small businesses, said to process $42 million a year in transactions for 3,000 businesses.

27
6 months ago

A startup that connects customers with their local locksmiths via text message, with the startup taking a cut of each transaction.

27
5 months ago

A mobile payments app that’s “like Venmo but for credit cards”. The company is looking to disrupt the way that people pay each other, and enable commercial transactions.

27
1 year ago

A platform to help people organize their finances, including mutual funds, stocks, retirement accounts. The company makes money by charging a fee for transactions.

26
11 months ago

A digital ledger for e-commerce transactions. The team works on the idea that all of the blockchain apps that have emerged in the last few years will eventually intertwine.

26
9 months ago

A company that provides a way to streamline payments between customers and businesses. The startup helps businesses process large orders, payments, and other transactions.

26
7 months ago

A “mobile app of the future”. The startup is building a platform that syncs with a person’s phone and card transactions, allowing them to make purchases and see their transactions on a cohesive dashboard. The company is looking to integrate with banks, credit card companies, and retailers.

26
4 months ago

A software company that helps identify fraud in the financial services industry by using machine learning to scan billions of financial transactions and identify patterns that exist because of fraud.

25
2 months ago

A real-time payments system that collects transactions as they occur in order to clear them instantly. The company launched in June.

25
1 month ago

https://www.theverge.com/2018/12/20/18241456/credit-card-debit-card-data-transactions-business-data-security-cybersecurity

24
10 months ago

A solution to the issue of users who want to send money to people in developing countries, but don’t have access to phones or bank accounts. With PayM, you can send money to a mobile phone number in another country, with no fees or transaction fees.

23
8 months ago

A startup that helps local governments and real-estate developers build affordable housing. The company allows them to do real-time analytics on the volume of transactions in their neighborhoods, helping them figure out where to build new housing.

22
3 months ago

A mobile-first payments alternative that focuses on micropayments. The startup aims to take a cut of each transaction and hopes to revolutionize the way small businesses pay for goods and services.

21
5 months ago

A B2B company that allows restaurants to take payments in Bitcoin, one of the more popular types of cryptocurrency, to avoid the fees associated with credit card transactions.

20
4 months ago

A tool for helping to identify fraud in credit card transactions, then helping to fight against it.

20
2 months ago

A SaaS platform that allows freelancers to charge clients based on their performance in a project. “Freelancer.com is doing $1.5bn in transactions. We think that is too expensive. We want to bring it down to $1.”

20
1 month ago

A new type of blockchain that can perform millions of transactions per second while keeping the cost of running a full node low, enabling a new level of decentralization.

20
3 months ago

A startup working with banks to develop apps for their clients, like a mobile wallet app for micro-transactions.

19
9 months ago

This company is building a platform that enables sales reps in India to take orders via text message and then send them to back-end sales reps who are working on an individual transaction.

17
2 months ago

A tool for the legal cannabis industry to track and manage cannabis transactions.

16
2 months ago

If you run a B2B company, you’ve probably got hundreds of thousands of transactions, but you still need to make sure that your onboarding process is going smoothly. Contacts acts as a one-stop shop for all of your sales, marketing, and human resources processes so that you can get on the same page.

13
1 month ago

This is a text messaging app that lets you call and text your friends and family directly from your phone. It’s like the Snapchat app, only instead of sharing photos or videos, it’s sharing texts. The startup makes money by charging a small percentage of the transaction.

13
6 months ago

A platform to provide valuation, transaction and credit-scoring services for both borrowers and lenders.

12
3 months ago

A platform that makes it easy for customers to buy products online. The startup’s revenue model is based on taking a percentage off the top of each transaction.

12
16 days ago

A tool that helps people keep track of their personal finances. It’s a mobile app that syncs with a bank’s website, so you can see your balances and read transactions on your phone.

11
1 month ago

An AI-based global credit score that predicts the likelihood of a person defaulting on their debt. So far, the startup says it has handled over $2 billion in credit transactions.

10
1 month ago

An online marketplace for jobs that pays you in cryptocurrency. The company says they’ve had over $1 million in monthly transactions and have helped hundreds of candidates find jobs.

10
11 days ago

A new digital currency that’s designed to help people and businesses in developing countries. The digital currency is designed to be more stable than Bitcoin and with a lower transaction fee.

10
8 days ago

A tool that helps you get the best possible price on a plane ticket. The company is aiming to "make a commission on every transaction."

10
1 month ago

A company that helps companies process credit card transactions using an API. It uses a machine learning technology called Credly to integrate the data into their system.

9
9 days ago

“We’re taking a page out of the mobile-first approach and looking at the entire customer lifecycle. We’re starting with the customer funnel and and the transaction cycle.”

8
9 days ago

A startup making a point-of-sale system for restaurants. The company wants to make it easier for restaurants to accept credit cards, and automate the cash-register process so restaurants don’t have to pay employees to process transactions.

7
1 month ago

An online marketplace for student housing that tracks real estate transactions and provides analytics on the inventory.

6
8 days ago

This startup is building a mobile wallet for the unbanked. The company is focusing on the 1 billion people in the world who are unbanked and using cash for transactions.

6
17 days ago

A startup that connects people with personal chefs. ChefInk has built a network of professional chefs over a peer-to-peer model, with the company taking a commission for each transaction. The startup has built a user base of over 1,000 users and has $40k in monthly transactions.

3
2 years ago

Idea: A startup that wants to replace your wallet with a digital payments card, with one card that works everywhere. They charge a fee for the card, and also receive a cut of the fees merchants pay for the transaction.

2
2 years ago

A crypto exchange that’s meant to serve people in the developing world. The startup’s founders say they only charge a small fee of 0.6% per transaction, compared to their competitors that charge 10% or more.

2
2 years ago

Idea: A startup that is building a real estate investing marketplace where individual investors can connect with each other and do deals together. The company charges a fee on each transaction, and says it is profitable.

1
2 years ago

Idea: A software as a service solution for enabling B2B transactions on Facebook Messenger

-1
2 years ago

Idea: A B2B company that sells an API for acquiring and managing merchant accounts, and another API for accepting credit cards. The company says it’s processed $2 million in transactions.

-1


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