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by @levelsio



Spending Startup Ideas



2 years ago

A browser extension that tracks the cost of your everyday items (fries, cup of coffee, etc.) over time and cross-references this data with the Starbucks menu. In addition to the main purpose of tracking your coffee expenses, the tool also allows users to find out if they are spending more than they should and how to cut back.

455
1 year ago

A tool to help users keep track of their spending, which can be shared with others. It also provides a monthly report on spending, which is sent to the user via email.

260
7 months ago

A digital tool that helps couples reduce household expenses, track spending and save money.

237
2 years ago

A credit card that is funded by users rather than banks, with a cap on monthly spending.

175
2 years ago

If you’re the kind of person who really doesn’t like to waste money, this startup is for you. The company is building a tool to keep track of your spending and show you where to use your money more wisely.

131
2 years ago

A startup that wants to help people manage their debt, using a predictive system that helps them know whether they’re spending too much or too little.

128
2 years ago

A startup that provides data about charities so you can see how much they are spending on administration vs program expenses

126
2 years ago

A startup that helps companies focus on getting products in front of customers rather than spending too much time on marketing.

113
2 years ago

A personal finance app that provides a dashboard to track spending, credit, and savings.

111
1 year ago

A company that aims to help users identify how much they are spending on their utilities each month, and help companies better predict demand.

111
2 years ago

The startup’s service allows users to create custom-designed and branded debit cards to be used at millions of locations in the US, UK, Canada, France, and Australia. It also does global spending and cross-border payments for businesses that need it.

110
2 years ago

A startup to help people better manage their money. The startup is trying to make budgeting and saving easier by helping users visualize their spending habits.

110
1 year ago

A startup that helps people track the money they’re spending online, including all their subscriptions and subscriptions to services like Netflix. The startup’s co-founder said it’s been profitable in the past year.

110
2 years ago

A startup that aims to bring the power of artificial intelligence to the accounting sector and help companies figure out what they’re spending money on.

108
1 year ago

A platform that helps you manage your online credit cards and create a spending plan. The goal of the startup is to create a solution to the following problem: “When you spend money, you don’t know what you spent it on.”

108
2 years ago

A startup that helps mobile app developers manage their costs by identifying the best time to purchase and sell mobile ads It’s currently working with 500 developers to help them optimize mobile ad spending

106
2 years ago

An AI-based platform for helping companies measure and understand the impact of their employees’ spending and behavior.

106
2 years ago

A digital platform that helps young professionals find a way of earning extra income while also spending time with their families.

105
2 years ago

This platform helps tech companies that would like to sell software as a service (SaaS) to clients. The platform allows for businesses to reach their clients directly, and also helps them understand how much money their clients are spending on software.

104
2 years ago

The startup is building a mobile app for business owners to track spending, analyze ROI, and automate financial decisions.

103
2 years ago

This startup is a “personal budgeting solution” for freelancers. The idea is to make it easier to see how much money you’ve made and how much you’ve spent over the course of your career and to make it easier to plan spending.

102
2 years ago

A tool for tracking and analyzing an employee’s travel (could be useful for HR to track which employees are spending all their time flying somewhere instead of working).

101
2 years ago

A software company that uses AI to predict your monthly credit card payments, based on your current spending.

100
2 years ago

A platform that helps companies track and manage their employees' spending. It's a more transparent alternative to the likes of Mint, but also one that has to be paid for by the company that uses it.

100
1 year ago

A company that wants to have more transparency about the daily spending habits of its customers.

100
2 years ago

A way for companies to manage their finance teams and get a better handle on spending by sharing information in one place.

99
2 years ago

A digital network that connects American businesses and consumers with the same spending habits.

99
2 years ago

A startup that helps people understand their finances by helping them compare their spending to income, spending history, and trends. The startup wants to make people more aware of their personal finances.

97
2 years ago

 A consumer app that pairs with a free service that helps consumers track their spending.

95
2 years ago

A B2B service for the financial industry that helps banks identify potential customers and understand their spending habits.

94
2 years ago

The team behind CardCounting is building a mobile app that helps improve the spending habits of low-income people, and provide a platform for financial services aimed at those people.

93
2 years ago

A startup that wants to help you manage your finances with one more simple app. The startup’s app provides an all-in-one dashboard of your money that lets you see a breakdown of your spending, sort your expenses by category, and see when you’re getting close to hitting your budget.

93
2 years ago

A company that aims to help companies track spending for every product they ship and identify opportunities to reduce costs.

92
2 years ago

A dead simple, easy to use app that lets users track and manage their expenses. It helps users keep track of spending and stay within their allowances.

91
2 years ago

This app will help people easily manage their finances and investments with annual spending and expense reports.

91
2 years ago

A tool for managing campaign budgets, tracking spending, and analyzing success. The startup was founded in March and raised $2.5 million from Y Combinator.

91
2 years ago

A platform that allows people to track their spending habits and budget. It also allows for easy creation of budgets and goal tracking.

89
2 years ago

A digital platform for keeping track of the money people spend across their different accounts. Users can pull transactions from all their accounts into a single place and then segment spending by categories.

86
2 years ago

A digital assistant that helps people with their money, including the ability to track spending and the ability to distinguish which expenses are business and personal.

85
2 years ago

A tool to help finance teams and executives track their spending and generate reports that can be used to improve management of funds.

83
1 year ago

An AI-powered chat bot that can help people select a best-suited payment method for their spending.

82
1 year ago

The startup wants to help you track and control your expenses by allowing you to record expenses in one place and then automatically create reports that show how much you’re spending on certain items.

82
2 years ago

A startup trying to make a “financial assistant” for parents that helps monitor spending and teach them financial responsibility.

81
1 year ago

A telecommuting software that helps control spending. The startup has raised $130,000 and over 1,000 users.

80
2 years ago

A startup that cuts banks out of the process of opening a checking account by building its own app. The startup has a mobile app that would allow customers to log in to their bank, make savings and investment plans, and keep track of their spending.

78
2 years ago

A tool that helps anyone in the world track their spending in real-time. The startup is building an app for users to report their spending and personal finance habits.

78
1 year ago

A digital platform that helps people save money when they’re shopping online, allowing them to search for sales and coupons, and monitor their spending in real time.

77
1 year ago

A financial technology company that wants an AI-based product that will help users track their spending and help them avoid financial crime.

76
1 year ago

A new kind of digital wallet that helps people plan and track their finances, manage their spending, and get support from their bank. The startup wants to be a “one-stop shop for financial services” that includes a portfolio, banking, investing, and insurance.

75
1 year ago

A startup that uses AI to help companies better understand how their employees are spending their time and what kinds of activities they want to do.

70
7 months ago

The company offers a platform to help users manage their expenses, including a dashboard that displays information on spending trends and allows users to set up automatic bills.

70
2 years ago

A new service that helps companies keep track of the travel costs of their employees. The company collects data from travel rewards programs, and allows employees to manage their travel spending.

68
10 months ago

A startup that allows users to easily track data on their credit cards, including spending habits and the like, and then sell that information to retailers.

68
11 months ago

A startup that helps people track their spending with the goal of helping them save money and make more informed decisions. The startup is looking to work with large companies to create personal budgets that employees can use to track their spending and make informed decisions.

67
1 year ago

A tool that helps consumers create a budget and track their spending. The startup has raised $12 million for its technology thus far, and is looking to pivot into a basic financial management tool as it grows.

66
10 months ago

“A free app that helps you track your monthly energy usage. It’ll tell you how much you’re spending and how to save.”

64
8 months ago

This startup is building a real-time financial dashboard for entrepreneurs, allowing them to track how much money they are making and how much they’re spending.

64
1 year ago

A company that combines the reach of Facebook, the functionality of Slack, and the simplicity of email. The startup is aiming at small businesses and enterprises that want a way to collaborate across teams to stay connected without spending a lot of time in the office. The company is currently in private beta.

63
10 months ago

A digital wallet that makes it easy to track spending and get money back.

63
1 year ago

A company that provides personal finance management for freelancers and small business owners, allowing them to see their month-to-month spending, and make decisions about saving on a budget.

61
1 year ago

A $5 device that connects to your browser and helps you keep track of your spending. The device tracks your checking account and credit card transactions, and lets you enter receipts, to see where your money is going.

60
1 year ago

A system that allows companies to track data for their employees to help them understand where they’re spending their time and money. The startup is currently in beta.

59
1 year ago

A way to track your spending with algorithms and AI.

58
11 months ago

Allows you to track your time spent on phone calls, direct message conversations, or meetings. The startup wants to help you know how much time you’re spending on tasks that are more important and track how you’re using the time you’re not using.

58
8 months ago

A chatbot that helps people manage their spending and goals, and is also a way to find out about new credit card offers.

56
1 year ago

A new app that lets people in the US track the cost of their utility bills. Energy management platform, YieldClerk, aims to help people save money by giving an overview of their bill and what they could be spending on other things. It also gives them a way to request service credits from their utility companies.

54
1 year ago

A startup that wants to make payroll and HR admin easier, and provide more transparency into how much time people are spending on the job.

51
1 year ago

A company that helps small businesses understand their spending patterns and make decisions about how to spend their money.

51
1 year ago

A startup that lets you easily manage your personal and professional finances, with features like built-in savings and spending guidelines. It’s currently free for personal use, but charges $5 per month for companies.

50
1 year ago

An online tool that helps people track their credit card spending. The startup claims to have over 400,000 users and says it has saved users over $1 million.

49
10 months ago

This is a tool to help people make better decisions about their financial lives. The company wants to help people crunch and visualize financial data in order to make better decisions. Part of that is tracking their spending.

49
9 months ago

A startup that turns your smartphone into a digital assistant, allowing you to set reminders, automate tasks, and track your spending.

49
1 year ago

Tribute functions as a shared custody platform for various family members, allowing them to track spending and keep track of things like medical records. The startup is currently only focused on family members, but is looking to expand to other kinds of multi-family sharing.

48
1 year ago

A B2B company building a platform that helps energy companies manage their energy spending and present it in a way that’s easy to understand.

48
1 year ago

A personal finance site that helps users keep track of their spending and budget. The company launched in April 2018 and claims over 10,000 users.

47
1 year ago

A black box that tracks spending habits, helps create budgets, and recommends savings.

47
1 year ago

SaaS that lets you organize your expenses by spending category, expense type, date, amount, and more.

47
1 year ago

A startup that aims to make it easier for companies to manage their travel spending and expenses. The startup uses geolocation to build travel itineraries and then connects them to an existing travel management system.

46
4 months ago

A startup that helps teams manage their finances by helping them look at the big picture and prioritize their spending.

46
2 months ago

A startup that aims to help people save time and money and make the most of the internet without spending much time on the internet.

46
1 year ago

This startup is building a “digital” tool to help people with things like vacations, travel, or spending money. The startup is on a mission to make saving money as easy as booking a trip. They have an Android application and a web app.

43
1 year ago

A platform that helps marketers see how their marketing spending is working. Think of it as a way to make sense of Instagram data.

43
1 year ago

A simple way to manage all of your income and spending transactions, with reports for balance, spending, and savings.

43
1 year ago

A personal finance app that helps people track their spending and save money. Based on a survey of over 1,000 people, the company found that the top things most people wanted to track were their net worth, credit, and income.

42
5 months ago

A startup building a tool to help you manage the money you’re spending on your employer’s health plan.

41
1 year ago

A software company that helps employees manage their finances and track spending in a way that’s more effective than spreadsheets and paper.

40
1 year ago

A tool that aims to help people track their spending. It's a way to see how much money one spends on a monthly basis and how that compares to one’s peers.

40
11 months ago

A startup that is working to make it easier to create a credit score based on your spending habits rather than your financial history.

40
1 year ago

A tool that helps businesses monitor their spending for compliance purposes.

39
1 year ago

A startup that helps companies track everything they’re spending on marketing, with a dashboard for key insights.

39
11 months ago

It’s a platform for developing personal finance apps that lets users build budgets, track spending, and automate tasks.

39
6 months ago

A data analytics company that helps people see their customers’ spending habits.

39
1 year ago

A startup that helps consumers and businesses alike manage their expenses, including invoices, receipts, and spending. The company says it’s currently working with 20 customers and has partnered with over 60 additional businesses.

37
1 year ago

Doing a deep dive into the mind of an online shopper, with an app that lets you track how you’re spending your money.

37
9 months ago

A mobile app that provides a step-by-step guide to budgeting and tracking spending.

36
1 year ago

A startup that aims to help people save money on airline tickets with a service that shows you how much money you’re spending on each ticket and tells you which tickets you can cut or cancel.

35
7 months ago

Intrinsic is building a way for anyone to track their credit card spending on the web, giving them a visual representation of their spending habits.

35
4 months ago

A company that builds apps to help you track your spending

35
3 months ago

A startup that keeps track of your spending, so you can make more budget-conscious decisions.

35
2 months ago

A platform that lets advertisers see where their target audience is spending their time and how it compares to their competitors.

35
1 year ago

A finance startup that helps businesses manage their money in a better way, using their own data and algorithms to optimize spending and savings.

34
1 year ago

A digital platform that helps people track their spending habits, saving money, and helping them to make smarter spending decisions.

34
1 year ago

Plaid is a startup that wants to help companies get a better understanding of their customers through social media like Twitter and Facebook. The company wants to build a product that helps companies understand who their customers are, what they like, and if they should be spending money on ads.

34
11 months ago

This startup wants to help the millions of people who have a credit card but aren’t the type of person who checks their balance every day. It wants to be the place where you pay your credit card bill and track your spending trends.

34
9 months ago

A startup that tracks and analyzes purchase data to help brands understand their customers' spending habits, allowing them to optimize their ads.

34
9 months ago

A tool meant to help kids learn about and make the most of their spending and saving habits.

34
9 months ago

A startup that aims to provide a way for businesses to manage their spending and subscriptions for marketing. The company has a tool that can help businesses to create their own in-house marketing teams from their current sales and marketing teams.

34
8 months ago

A tool for managing your bank accounts and credit cards, using the app and a connected terminal to track spending and payments.

34
7 months ago

A startup that helps people grow their savings faster by personalizing their savings plans with their unique spending habits.

34
1 year ago

This is a B2B startup that helps enterprises track spending on marketing, PR, and telemarketing.

33
1 year ago

A startup that tracks employee spending for employers with centralized inboxes.

32
11 months ago

The startup is building an online platform that allows users to send and receive money in the US and China without having to go through a bank. Users can also set up a virtual wallet for storing and spending in different currencies.

32
11 months ago

A credit card that pays you back when you pay it back. Cardlytics uses mobile technology to help people manage their credit cards, with a unique feature that helps you monitor your spending and cuts down on the number of times you have to pay off a credit card.

32
7 months ago

 A mobile app that helps you figure out what you’re spending your rent money on.

32
4 months ago

A consumer loan company that offers a “money management” tool that helps people develop a budget and track their spending.

32
1 year ago

This venture is a SaaS company that helps users to budget their money and track their spending. The startup has a total of 9,000 users.

31
9 months ago

Their product, Mint, is making it easier for people to track their spending, saving and investments and does it in a visual way that helps people understand the effects of their choices.

30
1 year ago

 A startup to help companies manage their intellectual property in a cohesive way. The company says they’ve done a lot of research and found that a lot of companies are spending a lot of time and money on this work that’s actually not that important.

29
1 year ago

A credit reporting platform designed to make it easier for borrowers to understand their credit scores and learn from their spending. It was built by a team of three grad students from MIT and TWC Labs, and was launched in July.

29
6 months ago

A mobile app that helps people manage their money. It helps users set up a budget, track their spending, and get advice from personal finance experts. It’s currently in private beta.

29
6 months ago

A way of tracking spending money on Google products.

29
5 months ago

A startup that wants to make it easier for small businesses to build their own websites without spending a lot of time with the programming.

29
1 month ago

A fintech startup that wants to help people manage their debt by offering a debit card and an app that covers nearly all credit card spending.

29
11 months ago

Filmmakers want to keep track of their own costs while they’re making a movie. They wanted a way to track what they’re spending on equipment and how long things take. They also wanted to be able to follow their work in real time. They’re both very common problems, and the startup helps solve them.

28
7 months ago

A mobile app for parents to keep track of how kids are spending their money, as well as a mobile app for parents to create an expense report for their kids.

28
4 months ago

A startup for tracking credit card purchases, with the goal of helping people spend less and reduce their spending on impulse buys. It’s currently focused on the UK.

28
4 months ago

A startup that helps students in college and grad school build better resumes by having them share everything from their job board activity to how many hours they’re spending on side projects.

28
8 months ago

A $20 subscription service to help people in the US manage their finances by looking at their spending patterns and recommending changes to their habits.

27
10 months ago

A tool that helps users know how much they’re spending on their phone bill.

26
9 months ago

This startup is trying to make it easier for people to stay on top of their finances and track their spending, offering free monthly subscriptions to different financial products.

26
9 months ago

A platform that helps you manage your expenses, helps you keep track of your spending and helps you save money.

26
9 months ago

A mobile app that allows you to connect your accounts, save and manage your spending, and make plans on how to get ahead in 2019.

26
5 months ago

A startup that helps hospitals, medical offices and other medical businesses keep track of their expenses and track their revenue, allowing all parties to easily see how they’re spending money, and recommending how to best spend it.

26
4 months ago

A software tool that helps companies manage expenses, track their spending, and make more money. The startup is looking to work with large corporations.

25
3 months ago

A platform for making payments, building credit, and analyzing financial performance. It’s the first platform in India to offer the ability to make payments in a smartphone app and access information about spending habits through a dashboard.

24
11 months ago

a startup that wants to help people understand how they are spending their money. The startup wants to provide an easy-to-use dashboard of monthly spending to help people decide where to cut back.

23
6 months ago

Starting to build a dashboard that allows people to see how their spending compares to a budget in a single graph.

23
4 months ago

A company that helps companies use AI to predict customer spending. The startup wants to help companies build products that customers will want to purchase.

23
4 months ago

A startup that helps people make sense of their personal finances, by giving them a dashboard view of their accounts and spending.

23
10 months ago

As of 2017, China’s biggest internet companies are Tencent, WeChat, Weibo, and Baidu. These companies have all been spending heavily on Facebook and Instagram ads, which have grown rapidly in the region. For example, WeChat spent $6.5 billion on ads in 2018 and Baidu spent $3.6 billion. Top global brands are also spending heavily on Chinese social media. For example, Coca-Cola has spent $2.2 billion on WeChat ads since February 2018.

22
7 months ago

A company that helps companies measure ROI on campaigns and online advertising. The startup is starting with a platform that lets marketers track spending on Facebook.

22
5 months ago

A web-based platform that helps businesses manage and track their expense reports. It’s a way for companies to have a central place for expenses and for employees to track their spending.

22
9 months ago

A startup that is building an app that helps people manage their money by managing their spending. The business is focused on the US, where the average savings rate is just 4%.

21
6 months ago

This a personal-finance app that helps people track their spending and come up with a plan for paying off loans. The founders say it’s one of the most active finance apps in Japan.

20
6 months ago

A tool for understanding the impact of your health care spending on your lifestyle and health. A bit like Mint for healthcare, and HealthifyMe for groceries.

19
3 months ago

A platform that connects food companies with restaurants and caterers to enable providers to accept payments online and track spending by diners.

19
6 months ago

A startup that wants to build a way to track how people are spending their money. It says it is “in the business of building a new currency” and wants to track spending patterns and suggest ways to save.

18
6 months ago

A tool that lets companies see how many employees are making calls for them online, with an eye toward measuring up on the competition and seeing which employees are spending too much time on the phone.

17
4 months ago

This startup is building a software platform that helps you find the best credit card option for any spending goals.

17
3 months ago

Employee time tracking and invoicing all in one, so employees know exactly how much time they’re spending on their work, and the company knows how much they’re earning.

16
3 months ago

This is a tool that helps people track how much they are spending on different household expenses.

15
1 month ago

A startup that helps users visualize their money and investments in a user-friendly way, helping them see where they’re spending their money and then allowing them to take action to make changes.

15
2 months ago

A tool to help nonprofits understand their competitors and how they’re spending their money

13
1 month ago

A startup for people who want to live on their own and manage their money, which helps them make a budget, pay bills, and track spending.

13
15 days ago

A B2B company that helps hospitals ensure they are spending their money on the right things.

13
2 months ago

A platform to make the process of hiring a full-time employee easier. The company is building a budgeting tool that allows employers to see how much money they’re spending on their employees.

12
1 month ago

A digital dashboard platform that helps small businesses and nonprofits track their monthly spending and optimize their finances.

12
21 days ago

The idea is to help users find the most effective treatment for their ailments without spending a lot of money on unnecessary visits and tests. The idea is to reduce costs and remove the guesswork from a process that currently is based on intuition and trial and error.

12
1 month ago

A tool for your business to see what you’re spending on payroll.

10
3 days ago

A startup meant to help people plan and track their future spending, including credit cards, to get a better feel of where they’re heading and how much they can afford.

10
17 days ago

A PC program that helps you to create a budget based on your own personal spending habits

9
1 month ago

A web-based platform that helps people keep track of their spending, similar to Mint.com or Personal Capital.

8
13 days ago

A company that uses "social math" to help users make better financial decisions. They’re using machine learning to help users analyze the emotional motivation behind their spending habits, which they say is usually lost in other types of analysis.

7
2 years ago

Idea: A tool for financial advisors to help them build stronger relationships with clients. The startup helps advisors keep track of how they’re spending time with clients and helps with communication like text messages and phone calls.

6
1 month ago

This startup is building a platform that connects doctors with patients in both rural and urban areas. It’s built on the premise that global health and healthcare spending are under-invested in and that an effective way to solve the problem is to partner with and incentivize local doctors to deliver care in underserved areas.

6
20 days ago

A startup that helps people track their spending, currently only in the UK but planning to expand to other countries in the future.

6
1 month ago

A new kind of credit card that can be used at a wide variety of places, including restaurants, grocery stores, pharmacies, etc. The startup wants to use a digital card with a mobile application that syncs to the card’s information, so that users will be able to see their bills and make smart spending decisions.

3
2 years ago

Idea: A software company that’s building a tool that helps lawyers and other legal professionals manage their case load It does this by building predictive models that help lawyers understand how they’re spending time, who they should be billing, and how to allocate their time more efficiently It also helps process payments The startup has $0 in funding and was founded in 2017

-1
2 years ago

Idea: Trim is a fintech company that wants to become a one-stop shop for credit cards The company’s pitch is that it’ll use machine learning to notch up credit card rewards for users and help them manage their spending

-1
2 years ago

Idea: A startup that wants to help you manage your money The company is building a tool that lets you track your spending, set goals and budgets and get alerts when you go over a certain amount

-1
2 years ago

Idea: A startup that helps companies manage their tech stacks to ensure they stay on the bleeding edge of tech trends and have a clear understanding of their tech spending

-1
2 years ago

Idea: A startup that helps companies offer benefits like cellphone plans and cellphones to employees, as well as providing employees with a way to manage their spending.

-1
2 years ago

Idea: A startup that helps businesses manage their employees’ health spending accounts, with a dashboard that tracks spend and reimbursements.

-1
2 years ago

Idea: A way to track your spending against your income, which is kind of like a spending tracker but more sophisticated.

-1
2 years ago

Idea: A tool for managing procurement and contracting for startups and small businesses. The idea is to help companies keep track of what they’re spending and save on time.

-1
2 years ago

A startup that provides people with a way to manage how they’re spending their money

-2


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