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by @levelsio



Lending Startup Ideas



1 year ago

A peer-to-peer lending company that helps non-profits raise money for their operations.

257
11 months ago

A new, blockchain-enabled peer-to-peer lending platform that is targeting the global student debt crisis. The company is expanding internationally and looking for investors.

148
1 year ago

A digital lending library for small business owners.

126
1 year ago

A B2B company building a way for people to manage their small business borrowing and lending.

115
1 year ago

A startup that helps credit unions expand their lending options by lowering the cost and time it takes to get a loan.

109
1 year ago

A peer-to-peer lending company that only focuses on college students.

107
11 months ago

This startup is building a tool that helps banks manage their exposure to lending to small business.

107
1 year ago

A peer-to-peer lending company that focuses on college students. The company says it’s in talks with a few large consumer finance companies and would like to see itself included in student loan refinancing programs. They’re based in Delaware.

105
1 year ago

A micro lending platform that helps small businesses in India access credit. It doesn’t charge interest, but charges a fee for the loans.

100
1 year ago

 A “Global Credit Network” where you can borrow money from anyone in the world — no credit checks and no collateral. The startup is building the infrastructure to make international microlending easy.

99
1 year ago

A startup that makes it easy for small businesses to get the financing they need. Pure is a platform that helps businesses build a relationship with banks or credit unions, which can then make lending decisions on behalf of the business without requiring a formal loan.

99
1 year ago

A P2P lending platform for businesses that don’t have the resources to build out the infrastructure to do their own payments.

96
1 year ago

A web-based P2P lending platform that uses the blockchain to ensure the cashflow of the loan, using AI to predict default rates.

96
1 year ago

A startup that wants to start a new generation of (quasi-) peer-to-peer lending companies. The company has raised $1.5 million so far.

95
1 year ago

They are building a marketplace based on the idea of peer to peer lending, but aimed at small property loans (smaller than $5,000), and aimed at women.

93
1 year ago

A company that says it is building a “micro-lending platform”.

90
1 year ago

A platform for lending and borrowing money with a goal of reaching 1 million borrowers. Users will be able to search for and compare loans online.

90
11 months ago

A tool for helping small companies get loans from banks by simply signing a power of attorney. The startup wants to use its existing network of over 1,000 lending partners to make this happen.

90
1 year ago

The startup wants to help smaller businesses get a loan through peer-to-peer lending, and has already closed more than $50 million in loans in an eight month period since it launched.

89
1 year ago

A data analytics tool for financial institutions, aimed at helping them make better lending decisions.

89
1 year ago

A financial service for college students. The company is building a lending service for students.

89
1 year ago

A startup for lending to small businesses. The startup makes it easy for banks and investors to lend to small businesses.

88
1 year ago

A crowdfunded loans startup that helps credit unions offer small business loans to their members. It partners with Fiserv and its lending platform.

87
1 year ago

A tool to help assess the risk of lending to individuals and startups,

87
1 year ago

A startup that wants to improve the process of lending money to small businesses. The company is a tool used by businesses that make loans to customers.

83
1 year ago

People are still not taking advantage of the benefits of peer to peer lending in the US, so Peervest is trying to change that through a marketplace that compares the best rates at peer to peer lenders in the US to traditional bank rates.

81
1 year ago

A cloud service provider for banks that helps them make better decisions on lending.

81
11 months ago

A member-driven credit union that allows members to invest their money in peer-to-peer lending. The startup raised an $8 million round in April 2019, and plans to roll out to the UK and Germany in 2020, as well as other countries.

73
1 year ago

Lending Club is looking to create an online community for home and condo owners to get access to financing to pay down a mortgage or refinance a home. The company’s loans are backed by the equity in the house, and rates for the loans are competitive.

69
1 year ago

This startup is building a platform for the fintech industry that aims to help banks manage their lending, investments, and risk. The platform was built to sit alongside the CapitalOne API.

69
1 year ago

A company that helps to build and maintain the database that banks use to make lending decisions.

68
1 year ago

P2P lending is the new frontier for startups, with this one looking to build a P2P borrowing platform.

66
1 year ago

BridgeCoin is a cryptocurrency-based lending platform that is “an alternative to the traditional banking system.”

64
1 year ago

A peer-to-peer lending platform where people can loan money to one another. The startup is currently working on a separate peer-to-peer loan product.

61
1 year ago

A business lending platform for small businesses in the UK. The startup connects businesses with lenders at a rate of 5.5% to 8.5%, a much lower rate than banks charge.

61
1 year ago

 A way to streamline the process of getting a loan for a startup (or other company in need of financing). The company provides a marketplace for financing and a loan application, with providers ranging from big banks to crowdlending sites. They’re currently in the process of raising Series A funding.

59
1 year ago

A digital lending platform that helps people with bad credit get loans for things like cars and appliances. They currently have over $100million in loans in the pipeline and a few hundred customers.

59
1 year ago

A new way to help small companies make more money through marketplace lending, with a focus on the Middle East.

58
1 year ago

A startup for personal loans. The company’s platform uses data to make better lending decisions.

58
10 months ago

An online lending platform that provides loans to local businesses. The startup says they have “tripled their revenue as we scale to help more businesses grow.”

58
10 months ago

A platform for farmers that wants to take on the backend of lending for the agriculture industry.

57
8 months ago

A Swiss startup that wants to democratize the online lending market.

54
10 months ago

A platform for banks to build lending products for small businesses in emerging markets.

52
11 months ago

A company that is working on a peer-to-peer lending marketplace platform that connects lenders with borrowers. CommonBond has raised $30 million to date.

48
2 months ago

A platform to facilitate peer-to-peer lending, allowing people to lend money to each other and earn higher interest rates than banks

47
6 months ago

An online platform for peer-to-peer lending in India. The startup serves community microlenders in India that are looking to lend out smaller amounts of money to people in need.

46
1 year ago

A small business lending platform that takes a portion of the income of the borrower and invests it in loans to other small businesses.

45
2 months ago

This startup is building a blockchain-based lending platform that connects borrowers to lenders.

39
9 months ago

A company that helps small businesses with credit, lending them funding in exchange for a percentage of the business.

36
8 months ago

A self-lending service with a digital wallet and chatbot integration.

36
8 months ago

An online lending platform that lowers the costs of borrowing for micro-finance companies.

35
6 months ago

This is a financial education platform, where you learn the ins and outs of various lending options to make sure you’re getting the best loan possible.

33
22 days ago

A blockchain-based peer-to-peer lending platform to help women access micro-lending.

32
8 months ago

LendingClub is a peer-to-peer (P2P) lending company that aims to cut out the middleman lending market by allowing borrowers to connect with each other directly. The company’s P2P model is based on an algorithm designed to match borrowers with lenders. P2P loans were responsible for $2.7 billion in loans in 2017.

31
3 months ago

A crowdfunding platform that specializes in helping startups and small businesses get off the ground by lending them money and by providing them with a platform to raise money.

31
6 months ago

A way to provide better credit for businesses and entrepreneurs in the US. The startup is using machine learning to provide more personalized lending options.

28
1 month ago

A startup that allows people to buy and sell items “in real time” in addition to facilitating peer-to-peer lending. The B2B business has potential for companies looking to expand their lending options.

28
6 months ago

A web and mobile based platform for peer-to-peer lending.

27
8 months ago

Magig is a startup that has a new take on how to borrow money. It’s sort of like Venmo, except for the borrower. The startup allows users to send money to their friends in exchange for lending them cash that they can pay back over time.

26
5 months ago

A startup that enables banks to use a single system for their consumer and commercial lending.

26
7 months ago

A company that offers a new way to invest in real estate. The startup’s platform offers monthly payments of invested capital with a fixed rate of return on a pool of real estate investments. It’s a p2p lending platform, and its first customers are on a waitlist.

25
6 months ago

A digital micro lender that aims to help small businesses and startups purchase inventory and other supplies, and set up loans for that inventory, using a combination of bank and non-bank lending.

25
1 month ago

A platform for peer-to-peer lending of solar panel equipment, allowing anyone to buy, sell or lease solar panels.

25
25 days ago

A startup that allows nonprofits to raise money for their causes, using a combination of a crowdfunding platform and a peer-to-peer lending marketplace.

25
5 months ago

The startup wants to make it easier for small businesses to receive financing. It’s a mobile lending platform, using the same algorithms as big banks, but with lower interest rates and higher standards for creditworthiness.

24
3 months ago

A peer-to-peer lending platform for people in Latin America looking to put money to work in real estate.

20
16 days ago

Lending platform for micro-lending for people in areas of the world where banks don’t work. Empowering people with capital where it is needed most. The company wants to lend $1 billion in the first year.

20
3 months ago

A startup that helps individuals and small businesses get funds easily and cheaply through peer-to-peer lending.

19
3 months ago

A peer-to-peer lending platform for SMEs in Latin America. It lets small businesses use the credit of their customers to finance their purchases.

18
1 month ago

A solution for banks to help them manage the risk of their high-volume lending.

18
3 months ago

A startup that aims to make student loans more affordable through peer-to-peer lending. They’re making a loan from a pool of other students.

16
2 months ago

This startup is building an online tool for lenders to help them evaluate borrowers. The startup is already working with 15 lending partners, including Capital One and Citizens Bank.

16
1 month ago

A tool for helping people find loans, credit, and other financing for their businesses. The startup is working with 16 businesses and 5 lending partners to help them manage their credit and credit lines.

16
6 months ago

This startup is building a real-time platform for banks to coordinate lending and investment by investors.

14
1 month ago

A company that wants to help manage people’s financial lives, from lending money to paying bills, with a focus on the elderly.

11
2 months ago

A person-to-person lender that is “taking the risk out of lending money” with lower interest rates.

10
2 months ago

A provider of online peer-to-peer lending for B2B products.

10
1 year ago

Idea: Sofi is a lending program for student loans They say they can get a loan to anyone in 6 minutes, and don’t charge a processing fee The company is currently lending $3,000 loans (via a credit line) to students

2
1 year ago

Idea: A peer-to-peer lending marketplace The startup offers an alternative to traditional banks, which the founders say offer high interest rates, but often have hidden fees

-1
1 year ago

A software company that helps banks and credit unions with their lending process.

-2


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