Finance Startup Ideas

2 years ago

This startup tackles a problem that many startups and venture capitalists face: how to manage the startup’s finances. The startup wants to be a one-stop shop for accounting, taxes, and financial planning for startups.

3,468

4 years ago

A “personal finance tool” for people with less than $50,000 to help them with financial management.

1,902

3 years ago

If you want to build a business, you should start with a business plan. Planbox helps businesses put together a organizational structure, determine marketing strategies, and set sales, finance and marketing goals.

944

5 years ago

A software company that allows musicians to completely manage their band’s finances, including booking, money management, and accounting.

877

2 years ago

A micro-finance startup that empowers anyone to open a small business, using mobile technology.

582

3 years ago

A startup that provides a platform for the open exchange of knowledge about finance, investing, and managing money.

448

5 years ago

A startup that helps people manage their money, including budgeting and paying bills. The company wants to become a finance hub for consumers.

253

4 years ago

A startup that aims to make it easy for people to do some of the more tedious work of the business finance and accounting, like reconciling bank statements.

242

4 years ago

The startup is a spin-off of a company called Hint, which was founded in 2015 to help people make better decisions about personal finance. The data can be used to help consumers identify opportunities for savings and investments, and Hint says one in three Americans don’t have enough money saved.

226

4 years ago

A “do-it-yourself” set of financial tools for people looking to manage their finances.

221

4 years ago

A personal financing tool that helps consumers save for retirement, borrow against their homes, refinance student loans, and reduce debt.

220

4 years ago

This startup has two co-founders, and they describe themselves as “…the first and only platform that helps [you] create and learn from inspiring and engaging content about personal finance, investing, and life.”

209

5 years ago

A platform that uses machine learning to help people manage their finances. It currently has a team of 28 people.

208

2 years ago

The company is building a platform to help small farmers learn about and get access to finance. The startup is working with small farmers in Kenya and working with the government to create a program that will teach farmers finance, like how to take out loans, to help them improve their yields.

202

4 years ago

A personal finance management app that aims to help employees — especially those that work remotely — manage their personal finances.

201

4 years ago

A platform that helps first-time homebuyers finance their first home.

200

4 years ago

A startup that makes it easy for small businesses to use a centralized accounting system to keep track of their finances. Redbooth is designed to be a tool for small businesses that don’t have an accounting department and may not have even started keeping track of their finances yet.

196

5 years ago

Microfinancing platform that uses a machine learning algorithm to do credit checks and a risk assessment in order to make sure the capital they lend is actually utilized. Microfinance is a $2.6 trillion industry where millions of people lack access to loans, and that’s where the startup wants to come in and help.

189

4 years ago

This company is working to help businesses with their bookkeeping needs. They’re building a service that connects with existing accounting software to help users keep track of their finances.

189

3 years ago

A company that offers a platform for legal, tax, accounting, and compliance professionals to collaborate on legal and finance projects, and share the results.

188

4 years ago

An on-demand platform for private tutoring, with a focus on the legal and finance fields.

186

4 years ago

This startup is building a platform that lets you manage your household’s finances and expenses from a single platform.

185

4 years ago

A platform that lets you create custom personal finance plans for your family.

184

5 years ago

A SaaS service that helps small businesses and churches manage their finances and bookkeeping and other accounting tasks.

183

4 years ago

One of the most well-known startups in YC, ZestFinance is working on a suite of financial products for the cannabis industry. The company is working to build a platform that will help dispensaries and cannabis-related businesses better manage their cash flow.

183

5 years ago

A platform designed for individuals and small businesses that helps them manage their finances.

181

3 years ago

A financial wellness platform that is designed to help people take control of their finances, instead of leaving it to a broker.

181

5 years ago

A web-based accounting tool that helps businesses manage and track their finances.

180

4 years ago

The mobile app for keeping track of your daily finances, a feature of which is a social media-like feed where you can share your transactions with others.

180

5 years ago

A provider of microfinance loans to rural communities in the US. The startup is entering markets in India, Pakistan and Ghana to expand the profitability of its loans.

179

4 years ago

A software company that helps companies manage their finance, inventory, and other business operations. The startup plans to open up to new markets and get into more verticals in 2018.

177

4 years ago

A digital app that helps people plan their finances for retirement, with features like automatic savings and investing.

176

4 years ago

There are over 2,000 cryptocurrencies. A finance startup called CreditChain aims to build a cryptocurrency that is more accessible to the average consumer. The company is seeking to build out a “credit blockchain” that allows banks to create and distribute digital and physical products, like insurance policies, to consumers in minutes.

174

5 years ago

A platform for people to learn their own personal finance. The startup uses gamification to teach users about their finances and to promote financial literacy.

173

5 years ago

A “Facebook for your finances”, enabling people to see where their money is going and how it’s being spent.

173

5 years ago

Idea: An online platform for verifying resumes for job-seekers The startup is working with employers like Microsoft, with plans to expand to the finance, health, and education sectors

171

4 years ago

A new kind of financial tool for freelancers and people who work on-demand. It’s a way for people to run their finances and see where their money is going.

171

3 years ago

A small business finance startup that helps businesses get the capital they need to grow.

169

5 years ago

A startup that helps people manage their finances and credit scores. The company offers mobile credit monitoring and a personal finance management tool.

168

2 years ago

The startup helps people manage their debt by keeping track of all of their accounts and helping them apply for new services and refinance old debts.

168

4 years ago

A company that makes a customizable app to help employees manage their personal finances, with tools like a budgeting planner and a personal finance tracker.

166

5 years ago

A community that helps students of the University of California and beyond get the finance and career capital they need to start their own business.

165

3 years ago

A company that started as an app for sharing and selling products but has pivoted to personal finance coaching.

165

5 years ago

A personal finance service that helps people pay down their debt from multiple cards in a single monthly payment.

164

5 years ago

A real estate focused business that connects tenants and landlords. The startup is a bit like Rocket Mortgage, a company that helps people with bad credit refinance their home loans — the startup’s focus is more on the landlord side of the equation. The startup charges a monthly fee of $50 for their service.

163

5 years ago

A peer-to-peer lending company that focuses on college students. The company says it’s in talks with a few large consumer finance companies and would like to see itself included in student loan refinancing programs. They’re based in Delaware.

163

5 years ago

A startup that specializes in helping people who are struggling with their finances. The app helps people budget their money and spend wisely.

162

5 years ago

A social network for those in finance, made with the goal of “reducing the cost of the financial system by democratizing access to financial markets.”

162

4 years ago

A startup that helps people streamline their personal finances. The startup helps users organize their finances and get a budget. They currently have $6,000 in monthly revenue.

162

5 years ago

A startup that lets real estate agents manage their finances and “build” their listings on a SaaS platform.

161

5 years ago

A startup that works with large finance companies to build a tool to help them understand their customers’ credit scores.

161

5 years ago

A startup based in San Francisco that aims to help people more easily track their personal finances. The startup is building an app with an “expense tracker” that lets you add and organize expenses and bills.

160

5 years ago

A startup that helps you make sense of your finances and get new clients.

159

5 years ago

A microfinance platform for the poor that provides an online finance management system. It helps with credit, savings, loans, and building businesses.

159

5 years ago

A way to build a better personal finance management system, by automating the process.

159

5 years ago

A startup to help people manage their finances, including budgeting, investing, and insurance.

157

5 years ago

A personal finance app that lets users track their expenses and net worth.

156

5 years ago

A personal finance startup that helps you have money at a higher level of granularity.

155

5 years ago

A software-as-a-service platform that helps people easily manage their credit and student loan accounts. The startup is also building a personal finance dashboard.

155

3 years ago

A platform that helps people find small loans to pay off their mortgage, or small business loans to expand, or even individual loans to refinance.

155

5 years ago

A startup that helps people take more control over their finances by giving them more information on their activity and offering a way to earn rewards.

154

4 years ago

A platform that provides personal finance advice in the form of an AI-powered personal financial advisor. The startup is currently in private beta.

154

5 years ago

A tool for users to organize and plan their life and finances. The app also considers what people need and what they want to have, and then it suggests the most optimal way to get them both.

153

5 years ago

A business platform for Indian SMBs to better manage their finances. Over the last 12 months, the number of SMBs on the platform has grown 50%, with an average monthly transaction size of $3,500.

153

5 years ago

A platform for businesses to use and manage their international trade finance more easily, helping them avoid the costs and delays of traditional financing.

152

5 years ago

A software company that helps small businesses organize their finances online. They’re currently building a product for contractors.

151

5 years ago

A startup that sells a service for doing an initial audit of a company’s finances to help them get on track

150

5 years ago

This is a personal finance software that helps people save for retirement and future goals.

150

4 years ago

A startup for the finance industry that lets companies lend to each other.

150

5 years ago

This startup is building a platform for college students to manage their finances. It was built for students at a New York university, but the startup is raising a seed round to expand into more campuses.

149

5 years ago

A tool for managing your finances in a single place. The startup wants to help people take care of their money, and also wants to help people manage their money, as many people are not doing so.

149

5 years ago

A community for young adults that wants to help them get into finance and grow their careers.

147

5 years ago

A company building a blockchain-based trade finance platform that uses its own token to make the process more efficient. It’s currently in a pilot phase in Europe.

147

5 years ago

Speaking of the “Ikea of finance”, this startup is building a digital platform that lets you build your own financial portfolios.

147

3 years ago

A “personal finance tool” that helps users track their spending habits. The startup says it has a laser focus on the customer, and wants to be the most customer-centric company in the space.

147

5 years ago

A startup that connects users with local experts to help with everything from home projects to personal finance.

146

5 years ago

Launched in August, this is an open-source chatbot that can handle both finance and consumer-facing business.

145

5 years ago

The company's app is designed to help consumers monitor the health of their finances, including credit scores, debt and income. The application, which is in beta, is available for Android and Apple iOS smartphones.

145

5 years ago

A mobile app for the elderly that helps them track medications and manage their finances.

145

5 years ago

A personal finance podcast for people looking to make more money. It’s subscription based.

143

5 years ago

The startup is building a toolset to help people in the UK understand their personal finances and see how they stack up against the national average.

143

5 years ago

This app is a replacement for spreadsheets. The app helps users manage every aspect of their finances, including contracts, invoices, and approvals. The startup offers a monthly subscription fee for the software and gives users a free trial period.

142

5 years ago

This personal finance app helps users track and manage their finances. It’s also a platform for sharing ideas and tracking financial goals with friends.

142

5 years ago

A digital-first finance company with a trading platform that lets investors share portfolios across accounts and invest using multiple currencies. The startup wants to compete with traditional brokerages by using a similar toolset.

142

5 years ago

A personal finance app that provides a dashboard to track spending, credit, and savings.

142

5 years ago

A B2B platform that serves the needs of HR and finance departments to manage their rosters and payrolls.

142

3 years ago

A startup that publishes and sells books, publishing three a month on topics like business and finance.

142

5 years ago

A startup that sells a tool that helps people manage their finances (especially for people with ADHD) A startup that provides a service to help people of Chinese heritage learn about their family’s history

141

5 years ago

An AI-powered digital assistant that helps with personal finance and investing. The startup wants to become the go-to resource for financial information and advice.

141

5 years ago

A tool that helps anyone in the world track their spending in real-time. The startup is building an app for users to report their spending and personal finance habits.

141

3 years ago

A platform for managing personal and professional finances and allowing users to store their digital assets (including bank accounts, credit cards, etc.)

141

5 years ago

A tool used to connect small businesses with customers and suppliers, allowing the businesses to manage their finances from anywhere in the world.

140

5 years ago

A startup that helps farmers and businesses avoid the high cost of getting loans, especially through microfinance.

139

5 years ago

A platform that promises to help people manage their personal finances by combining the power of artificial intelligence with the power of crowd sourcing. The company wants to make the financial management process more efficient and accessible.

139

5 years ago

A startup that helps small businesses keep track of their finances. The company is an online invoice management system that helps companies manage invoices and costs more than $300 million in annual revenue.

137

5 years ago

This is an application for trading 2nd, 3rd, and 4th mortgages. The startup has raised $1.4 million from investors like Alphabet’s GV and Comcast’s NBCUniversal Ventures. Prior to YC, the company raised $1.2 million in seed funding from investors like Cowboy Ventures, Lerer Ventures, Social Starts and Social Finance.

137

5 years ago

A microfinance company that provides small loans to farmers in India to help them hedge against the possibility that their crops might fail.

137

5 years ago

A startup that helps people understand their finances by helping them compare their spending to income, spending history, and trends. The startup wants to make people more aware of their personal finances.

136

5 years ago

A startup that wants to make the “banking process” easy for millennials. The CEO says that half of millennials don’t have checking accounts, and another third don’t have credit cards. They want to do for banking what Mint did for personal finance.

136

2 years ago

A new company for the modern day, a “mobile-first” personal finance management tool that aims to help customers save and invest money in smart ways.

136

5 years ago

A tool for managing your personal finance. It’s a one-stop-shop for all your banking and insurance needs, as well as a platform for your investments.

135

5 years ago

This app will help people easily manage their finances and investments with annual spending and expense reports.

135

5 years ago

The startup is building out an app that helps small businesses with accounting and cashflow. It’s meant to help businesses manage their finances by making it easy to create invoices, track sales, and keep track of cash.

135

5 years ago

A platform that helps busy people manage their finances, including personalized budgeting and credit card management suggestions.

135

3 years ago

A financial planning tool for millennials, aimed at helping them prioritize their finances and make better decisions. This is their first product.

135

5 years ago

A company that builds products that help people understand their finances and save money. It saves customers money in the form of lower interest rates and lower cost of credit, and it pays interest on all savings in a person’s bank account.

134

5 years ago

A tool to help people understand their finances, in the form of an app that takes a person’s income and expenses and tells them how much to spend each month. The startup is also building a tool to help people understand their credit scores, and is working with several credit scoring agencies.

134

5 years ago

This is a way to organize your personal finances without the hassle of a finance app. The company wants to be your “bank” that helps you save money.

134

5 years ago

A platform that helps small businesses manage their finances by bringing together all their bank accounts and credit cards into one dashboard for employees, and for employees to request payments.

133

5 years ago

This startup offers tools to help people manage their personal finances

133

5 years ago

A smartphone app that helps a person manage their finances in real-time, with the goal of helping people make better financial decisions.

133

5 years ago

A platform that helps the elderly maintain independence and control over their finances. The company wants to provide financial tools to help the elderly maintain independence and control over their finances.

132

5 years ago

A mobile app that helps people keep track of their finances, and an analytics dashboard to help them make better decisions.

131

3 years ago

GraphQL is a way for developers to query a database in a more structured, and easy to understand way. The company says it already has over 50 customers in the finance, social media, e-commerce and music industries.

131

5 years ago

A software platform that empowers small business owners to manage their finances and take control of their lives.

130

5 years ago

This startup is building a personal finance app that lets users save money by exchanging their data for rewards, and then seeing the points they earn in real-time through an app for their mobile device.

130

3 years ago

A finance startup that specializes in helping banks and credit unions with their risk management.

130

5 years ago

A way for companies to manage their finance teams and get a better handle on spending by sharing information in one place.

129

5 years ago

A startup that helps business send out invoices, collect payments, and generally manage a business’s finances.

129

4 years ago

This startup wants to help people manage their finances through a simple, smart, and mobile-friendly interface. It has raised $1.3 million to date.

129

3 years ago

A product that helps businesses better manage their finances and automate their processes. The startup is focused on meeting a need that they say has been unmet by other tools.

129

5 years ago

Manage your small business finances from your phone

128

4 years ago

A bookkeeping startup in Argentina that helps small businesses and freelancers track their finances.

126

2 years ago

The startup helps people keep track of their stock portfolio and financial goals. It would be similar to tools like Personal Capital or Google Finance, but for the individual.

126

5 years ago

A tool for students to earn money and help people finance their education.

125

5 years ago

A startup that combines online banking and personal assistance so that people can get help with their finances

124

5 years ago

Lending Club is looking to create an online community for home and condo owners to get access to financing to pay down a mortgage or refinance a home. The company’s loans are backed by the equity in the house, and rates for the loans are competitive.

124

5 years ago

An online payments solution for small businesses in the finance, insurance, and healthcare verticals.

123

5 years ago

A digital finance platform for businesses in the UK.

123

5 years ago

The company’s purpose is to help finance businesses manage their payrolls. They’ve already signed up over 17,000 companies across the US.

123

5 years ago

Personal assistant software for Android and iOS that helps people keep track of their finances. The startup has raised $1 million in seed funding from investors including 500 Startups.

122

5 years ago

A startup that makes it easier for people to get loans from a bank by letting them use their savings accounts to finance their loan.

121

3 years ago

A microfinance startup that’s taking on the traditional banking system.

121

5 years ago

This personal finance startup plans to help people make better financial decisions–based on AI and behavioral science. It hopes to use machine learning to help users make better decisions based on data, rather than allowing people to just “use their gut”. The company is based in San Francisco, but is looking to hire a CTO.

120

5 years ago

A startup that wants to help you manage your finances with one more simple app. The startup’s app provides an all-in-one dashboard of your money that lets you see a breakdown of your spending, sort your expenses by category, and see when you’re getting close to hitting your budget.

120

3 years ago

A digital tool for managing your personal finances that gives you a digital assistant to help you with questions. You’ll be able to see, categorize, and save all your transactions.

119

4 years ago

A chatbot that helps users with their finances. The startup says that it has already run a pilot with a few companies.

118

5 years ago

A tool to help finance teams and executives track their spending and generate reports that can be used to improve management of funds.

117

5 years ago

A set of tools that help people raise money from friends and family to finance their businesses. The startup's founders once raised nearly $600,000 from friends and family in just 48 hours.

117

5 years ago

A product that helps consumers get a clear perspective on their finances

116

4 years ago

One of the biggest challenges of small businesses in India is that they don’t have a good way to manage their finances.

115

2 years ago

A startup that helps companies manage expenses by automating common tasks related to accounting, finance, and payroll.

115

5 years ago

This startup is creating a tool for small businesses to manage their finances by sending invoices and tracking payments.

113

5 years ago

A personal finance tracking app for unbanked women in Africa

113

5 years ago

This startup is building a platform that lets small businesses have a single point of entry into the finance system, with a dashboard that shows all their expenses and income.

113

3 years ago

Founded in 2017, the company is building technology to help people manage the complexities of their finances.

113

5 years ago

A platform to help people easily track their finances. The company is focusing on “low-risk” investments to make it easier for even the novice to invest.

112

5 years ago

A company that makes it easy for people to manage their expenses. It’s like Mint for personal finance.

112

5 years ago

A company that makes it easier to create interactive dashboards and reporting for finance teams.

111

5 years ago

A virtual assistant that can help you manage your finances, track your investments and get you the best rates. The SaaS platform is currently in private beta with a soft launch for a small group of users.

110

5 years ago

A startup that sells a $10 device for managing your finances.

110

5 years ago

A startup with a mobile, blockchain-based identification system that allows a person to prove their identity and access their finances using a smartphone app and biometric data such as a fingerprint or iris scan.

109

5 years ago

A digital tool that helps people manage their finances. The startup is pitching itself as a tool to help people manage their cash flow and manage debt.

109

5 years ago

A startup that gives you a way to help manage your finances without having to go to a full-service bank. The startup wants to serve as a more simple way for consumers to manage their finances and wants to be a part of the conversation around empowering consumers.

108

5 years ago

A new kind of digital wallet that helps people plan and track their finances, manage their spending, and get support from their bank. The startup wants to be a “one-stop shop for financial services” that includes a portfolio, banking, investing, and insurance.

108

5 years ago

A software company that’s helping people organize their finances on their phones. The software was built by the founder of a financial services company that was acquired by VC firm Andreessen Horowitz.

107

4 years ago

A platform for selling and buying your car or truck, financed with a monthly payment. The startup sold its first loan in May with former GM executive, Mark St. Pierre, leading the company.

107

2 years ago

SaaS company that provides software support for retail accounting & finance systems, including cash-flow forecasting, expense management, inventory management.

106

5 years ago

A startup for managing and sharing finances across teams. The startup helps teams like money managers and HR teams.

105

5 years ago

A personal finance management app for managing credit scores, debt and budgeting.

105

5 years ago

A tool for people to track and visualize their financial transactions. The startup is building the platform around the idea that people don’t want to track everything, but they want to track their finances.

104

4 years ago

A “SaaS-based accounting and finance tool for SMBs”. The company offers integrated accounting, payroll, accounts receivable and payable, bank account linking, invoice creation, and expense tracking through its cloud product.

104

5 years ago

These are tools that help people manage their personal finances — including things like credit cards, bank accounts, budgets, and investments.

103

5 years ago

The world of finance is changing dramatically, and there’s a lot of confusion around how new technologies like fintech will impact financial services. Fintech can take the form of apps, startups, and platforms, or it can be composed of a mix of all three. Fintech is a catch-all term that can include everything from cryptocurrencies, to artificial intelligence, to machine learning, and more. Fintech startup solutions help companies navigate these changes.

103

5 years ago

A startup that helps B2B companies automate their expenses. The company’s software is built to be used by the finance department to track expenses, and to automatically reconcile them with the appropriate accounting system.

102

4 years ago

A student loan refinance platform. The company is looking to partner up with large banks to refinance student loans.

102

3 years ago

A global payments platform for small- and medium-sized businesses. The startup wants to help those with limited credit or banking options get access to global trade finance.

102

5 years ago

A platform that helps you stay on top of your taxes. It helps you organize your finances and prepare your taxes in a way that’s easier and more efficient.

100

5 years ago

A digital tool that helps users visualize their finances in terms of debt, retirement, and savings.

100

5 years ago

A software company that aims to provide a suite of tools to help people avoid missing payments. It handles a lot of the back end for consumer finance companies, including student loans and credit cards.

100

4 years ago

A product that aims to help the elderly manage their finances online. The idea is to make it easier for people to find information on managing their money online, and then give it to them at an age-appropriate level.

100

4 years ago

This is a startup that builds financial products for the European travel industry, with a focus on the global student market. It offers a student loan re-finance product in the UK, as well as a personal loans product in the UK, Germany, and Ireland.

100

3 years ago

A personal finance platform that provides a better user experience for millennials, who are more likely to use mobile devices to check bank balances.

100

5 years ago

An on-demand, on-the-go learning platform for executives that helps them quickly learn anything from marketing to HR to finance to sales. The company recently raised $1.5 million in venture capital.

99

4 years ago

A tool to help event organizers attract more attendees and better manage their finances, with features like real-time ticket sales, revenue data, and expense reports.

99

5 years ago

A simple tool that gives people a way to track their finances, with a focus on building a community. It’s just launched in beta and says it’s already gaining traction in the SF Bay Area.

98

2 years ago

A platform that provides a better way to manage your personal finances, allowing users to get a better understanding of how they spend their money.

98

4 years ago

A premium subscription service for people who want to track their finances, based on the idea that most people need a little help when it comes to money.

97

4 years ago

A startup that aims to bring the power of blockchain to microfinance

97

4 years ago

A startup that lets you easily manage your personal and professional finances, with features like built-in savings and spending guidelines. It’s currently free for personal use, but charges $5 per month for companies.

97

5 years ago

A tool for the finance industry to track and report on customer payment history.

96

5 years ago

The company is focused on building a simple tool that helps users manage their personal finances, and has pivoted from an expense and bill tracker to a retirement planning tool.

95

5 years ago

A startup for businesses to quickly and easily manage their finances.

95

4 years ago

A college student loan refinancing startup, which connects students with investors who can refinance their loans.

95

3 years ago

A platform for large scale accounting and finance for small businesses. It’s also a blogging platform for small business owners to document their business and practices.

95

4 years ago

A personal finance app meant to simplify credit management and encourage good habits.

94

4 years ago

This personal finance startup wants to help people build a complete and accurate picture of their finances. The startup itself is based on a DIY personal finance blog.

94

4 years ago

This is a startup that has the goal of “making it easier” for home-schooling parents to manage their families’ finances.

94

4 years ago

A product that helps freelancers manage their taxes and finances with one central hub, and set up their contract remotely.

93

4 years ago

A startup that wants to help you “make money while you sleep” through its web-based app that saves personal finance data, generates personalized reports, and helps you automate transactions.

93

4 years ago

A tool to help law firms manage their finances, allowing them to visualize their income and expenses.

93

4 years ago

This is an app for recording your expenses on the go, and a service that allows you to set up recurring bills and stay on top of your finances.

92

4 years ago

A finance startup with a focus on microloans. It wants to connect the world to tiny credit that they can use to make small purchases like groceries or pay small bills.

92

3 years ago

A secure, encrypted chat tool that helps people find jobs, run their businesses, and organize their finances.

92

5 years ago

A company that provides personal finance management for freelancers and small business owners, allowing them to see their month-to-month spending, and make decisions about saving on a budget.

91

4 years ago

A micro-finance tool meant to help entrepreneurs in the Philippines.

91

4 years ago

A personal finance site that helps users keep track of their spending and budget. The company launched in April 2018 and claims over 10,000 users.

91

2 years ago

This company is an AI-powered personal assistant that can take care of your finances.

91

5 years ago

A personal digital assistant that helps manage your finances, make travel arrangements, and more.

90

4 years ago

This company helps finance companies with banking relationships automate their back office operations.

90

4 years ago

A startup that’s looking to help the global microfinance community use new technology to reduce losses.

89

4 years ago

A school management system that allows parents to create school accounts and manage school finances.

89

3 years ago

A self-financed startup, ArtForAll is building a platform that allows artists to sell their works on the web but also share them with retailers and brands.

89

2 years ago

A personal finance app that tracks spending and sends alerts when you’re on a spending binge. The app is free, but after four badges on certain purchases, the user can pay $10 per month to take over the app and monitor spending.

89

2 years ago

A platform for managing your business, personal, and personal finance accounts.

89

5 years ago

This startup wants to help people manage their finances by allowing them to invest their money in index funds that are managed by a team of professionals.

88

4 years ago

An AI-driven tool for helping banks detect fraud and other financial crimes, and for the public sector to visualize and understand their finances and data.

88

3 years ago

A mobile-first personal finance app meant to help users manage their finances, available on iOS and Android.

87

4 years ago

A mobile app for freelance business owners that helps them manage their work, clients, and finances.

86

4 years ago

A chatbot that uses AI to help people with their personal finance, including retirement planning.

86

3 years ago

A startup that helps teams manage their finances by helping them look at the big picture and prioritize their spending.

86

4 years ago

A startup that helps people manage their credit card debt, manage their finances, and stay on top of the things they owe. It claims to have helped over 1 million people, and is profitable.

85

4 years ago

A platform to help people manage their finances on their phones. The startup has raised $7.2 million to date and has a series A led by Accel.

84

4 years ago

The company’s aim is to use the cloud to let users manage their finances, with a very intuitive interface.

84

4 years ago

This startup is building a system that lets you use your phone to manage your personal finances, including your credit card, loan, loan repayment, and savings.

84

4 years ago

A company that allows users to manage their finances from a single interface, by securely storing all of their bank, credit card, and loan accounts.

84

4 years ago

A platform for creating and distributing podcasts. The company is currently in private beta, and has already sold $2 million worth of ad-free podcasts, which are spread across categories like health, finance, travel, and parenting.

83

4 years ago

A platform that helps people manage their personal finances and balance their budgets, like Mint.

83

4 years ago

This startup creates a point-of-sale platform for small restaurants, allowing them to manage all of their sales, inventory, and finances via a cloud-based SaaS platform. The company is currently focused on the US market.

83

4 years ago

A personal finance tool for students, which helps them manage their loans and expenses.

83

3 years ago

A fintech company that helps banks and credit unions build a “single-source finance sourcing solution”.

83

4 years ago

This is an app that helps companies process all their financial data for tax time. It allows companies to import data from one finance system to another.

82

4 years ago

A San Francisco-based startup that hopes to be the Uber of finance, where anyone can get a line of credit and borrow money from friends and family.

82

3 years ago

An organization that helps finance professionals in developing markets establish upstart businesses using the same financing tools as larger companies in developed markets. The company’s clients have access to the same loans as big banks, but at a lower rate. The company is profitable and plans to expand to other developing markets.

82

4 years ago

A tool for campaign finance reporting.

81

4 years ago

A B2B service that’s been in beta for over a year that helps restaurants manage their finances. The service helps restaurants manage their business from a single location and get a better sense of how they’re doing and where their money's going. The company was founded in 2013 and is profitable and growing.

81

4 years ago

A company that’s “building the easiest way to finance business.” It’s working with a handful of customers to help them raise capital.

81

3 years ago

A startup that helps Amazon customers run their online shopping and personal finance through a mobile app.

81

4 years ago

A micro-finance company that provides loans to entrepreneurs in rural India.

79

4 years ago

A startup aiming to help finance professionals automate the process of checking a credit report, and prioritize the best deals for their clients.

79

4 years ago

A company that aims to help people with low-level finance and business needs run their businesses more efficiently.

79

4 years ago

"We help you manage your finances. We help you do it all in one place. We help you see what you owe and how much you owe."

78

4 years ago

A finance startup that helps businesses manage their money in a better way, using their own data and algorithms to optimize spending and savings.

78

4 years ago

A startup that helps you reduce the risk of taking out a loan to finance your business.

78

4 years ago

A management tool for start-ups that helps them manage their finances, HR, and marketing departments.

78

3 years ago

A personal finance management tool for young entrepreneurs. It helps users track their net worth, investments, and expenses, and is compatible with any financial product.

78

3 years ago

A platform for managing your personal finances, combining features like bill-pay, savings, and investments, in one place.

77

2 years ago

This startup is creating a tool that helps finance customers visualize their expenses, and also helps them identify where their money is going.

77

4 years ago

The startup is building a way for consumers to check their credit scores on their phones, so they can see what if they were to refinance a mortgage, apply for a credit card, or shop for a new loan.

76

4 years ago

This is a mobile-first banking app for Latin America that wants to help customers manage their credit cards and manage their finances by aggregating and integrating all of a person’s financial data.

76

4 years ago

A startup that helps people learn how to work with their finances, both in one-on-one sessions, and through a “follow-along” plan. They’re launching their beta in mid-May.

76

3 years ago

A startup that aims to bring an automated way to manage your finances. The startup is working on a machine learning algorithm to automatically find the best payment plan for any given situation.

76

2 years ago

A startup that helps home-buyers find and finance the right home loans using a combination of data from bank mortgages and credit score information about the buyer.

76

4 years ago

Blockchain-based invoice financing for startups, which uses smart contracts to allow companies to leverage their own cash flow to finance new acquisitions.

75

4 years ago

A personal finance app that helps people track their spending and save money. Based on a survey of over 1,000 people, the company found that the top things most people wanted to track were their net worth, credit, and income.

75

4 years ago

WeWork is starting to look at providing a platform for its members to manage their finances on one platform.

75

4 years ago

This startup is building a platform to help renters manage their finances and manage their utilities. The company’s founders say they want to build a tool that’s cheaper and faster than a traditional bank account and are seeking seed funding.

75

4 years ago

A startup that helps people manage their finances and pay their bills. It’s “the first platform of its kind to help Americans ‘move money’ for free, at their own pace, and using only their mobile phone and internet connection.”

75

3 years ago

A startup that is building a service for small businesses that helps them manage their finances, inventory, and sales. It’s been in beta for two months and is nearing launch.

75

4 years ago

A platform for companies to help users make better decisions about their health and finances.

74

4 years ago

A personal finance platform for freelancers

74

4 years ago

A platform that allows you to manage your finances in one place, a place where you can link to your bank account, credit cards, and more.

74

3 years ago

A fast-growing global microfinance platform that helps entrepreneurs and small businesses access credit and loans.

74

4 years ago

A personal finance app for millennials. The company wants to be a “bank for millennials”, providing a no-fee checking account and a way to invest in stocks and bonds.

73

4 years ago

A platform for managing and sharing your finances, tying together financial statements, portfolio allocation, and a “treasure trove of personal data.”

73

4 years ago

This startup aims to make it easier for people to have a conversation about money with friends and family. The company connects friends and family for advice about finances and other topics.

73

4 years ago

A software startup that wants to create a platform that allows companies to integrate all of their business applications, from finance to HR, into one platform.

73

3 years ago

This is a startup that lets you monitor your assets, and control your finances remotely, via an app on your smartphone.

73

3 years ago

A personal finance app that wants to help people get better at managing their money. It’s an app for the average person that makes it easy to track spending and learn where your money goes.

73

4 years ago

An online lending platform that lowers the costs of borrowing for micro-finance companies.

72

3 years ago

A company that sells a subscription app designed to help people control and manage their finances.

72

4 years ago

A tool for helping legal professionals keep track of their clients’ finances and deal with more of the administrative work.

71

4 years ago

A product for people with a laundry list of complaints about the finance industry

71

4 years ago

It’s a platform for developing personal finance apps that lets users build budgets, track spending, and automate tasks.

71

3 years ago

An AI platform for investing in stocks and managing portfolios with a focus on behavioral finance. The platform is built around artificial intelligence, machine learning, and AI-powered algorithms, and it’s focused on finding out how people really invest.

71

4 years ago

A startup that helps companies find financing for trade shows, starting with the idea that the more you finance the show, the more you sell, and the more you sell, the more you can finance it.

70

4 years ago

A financial management tool for small businesses, pitched as a solution to the “$1 trillion dollar problem” of managing small business finances.

70

4 years ago

A platform for lenders to buy home loans and for homeowners to refinance at lower interest rates.

70

4 years ago

A peer-to-peer lending platform for SMEs in Latin America. It lets small businesses use the credit of their customers to finance their purchases.

70

4 years ago

The company is building an automated accounting and finance platform for startups, and is already working with 8 startups including a social ride sharing service in the UK.

70

4 years ago

A startup that aims to help customers finance their purchases of items they already own through a revolving line of credit that they use as a credit card.

70

3 years ago

A new kind of personal finance site that connects people with a shared financial goal, like paying off debt or saving for a vacation.

70

4 years ago

A software and services company for small and medium enterprises (SMEs) who operate in the retail and consumer finance industries.

69

4 years ago

This startup is building a tool to help people manage their money more effectively, offering a way to personalize finance reports.

69

4 years ago

A startup that helps clients manage the relationships, finances and operations of their business.

69

4 years ago

A $20 subscription service to help people in the US manage their finances by looking at their spending patterns and recommending changes to their habits.

69

3 years ago

A “solution for consumers to manage their personal finances”, the startup wants to essentially let users manage their personal finances on their phone.

69

3 years ago

This company is looking to build a “digital assistant that helps people optimize their behavior, improve their health and manage their finances.”

69

4 years ago

The product of the Design Accelerator, this startup is building a tool to help people visualize their finances.

68

3 years ago

A mobile app that helps people manage their money. It helps users set up a budget, track their spending, and get advice from personal finance experts. It’s currently in private beta.

68

3 years ago

A business platform designed for one-person businesses that helps to automate tasks, manage finances and make people more productive.

68

3 years ago

A startup connecting people who have valuable skills (such as finance, health, marketing, etc.) with companies that need those skills.

68

3 years ago

A personal finance management app that uses machine learning to help users organize their finances. The company says they’re “in talks” with 3 different VC firms.

68

2 years ago

Targetted against India’s $200 billion non-banking finance (NBFC) market, BorrowBox is building a platform for people to borrow money from other people in their social network.

68

4 years ago

A consumer finance app that will only work in the US. It’s meant to help people with student loans.

67

3 years ago

A startup that helps people with disabilities and elderly parents to keep track of their finances via an app that can be used on any phone.

67

3 years ago

A digital assistant that helps people optimize their behavior, improve their health and manage their finances. The digital assistant will pair with a smartwatch to work as a personal coach, health coach and financial manager.

67

3 years ago

The startup is building an AI-powered assistant that helps Millennials manage their finances. The app will first be launched in the U.S., and then roll out to other markets like Brazil, Canada and the U.K.

67

3 years ago

A company that sells personalized financial services, focusing on helping low-wealth individuals get a handle on their finances, and finding the right financial products to fit their needs.

67

4 years ago

A software company that helps employees manage their finances and track spending in a way that’s more effective than spreadsheets and paper.

66

4 years ago

Working to develop a new personal finance platform that helps users manage their money by providing ‘simple tools and features that save time and money.’ Beyond personal finance, the startup is also interested in the wellness and fitness markets, and wants to provide a platform for people to track their health and nutrition.

66

4 years ago

A company that helps individuals manage their personal finances, which they say helps them to become more aware of how they spend money.

66

4 years ago

A startup designed to help people organize and manage their personal finances at all different stages of life.

66

3 years ago

An easy-to-use platform for managing your business finances from one place. The startup is backed by Y Combinator, and is currently in the process of preparing for a funding round.

66

3 years ago

A virtual assistant which helps to manage finances, create budgets and control expenses.

66

3 years ago

A business that helps young professionals around the world save their money for future goals and use it for their immediate needs. The company wants to help people with their finances and give them the opportunity to build a portfolio of financial products and services.

66

3 years ago

A B2B company providing tools for business-to-business trade finance.

66

3 years ago

A startup that helps students in India manage their finances, including paying their school fees, pay their parents back, and plan ahead for their next education.

66

4 years ago

This personal finance app is meant to help you save money and get into the best financial products. It’s currently only available in the U.K. The app also claims to have access to the UK’s highest interest savings accounts, so it may not be available in the U.S.

65

3 years ago

This is a web-based platform for purchasing life insurance for people who want help with their finances. It currently has over 8,000 customers, and a 2-person team.

65

3 years ago

A SaaS product for companies to have “one-click access to everything that a business needs to run”, including finance, accounting, HR, payroll, and software development.

65

3 years ago

A finance company that works with a company’s investment managers to run a comprehensive and comprehensive asset allocation strategy.

65

4 years ago

A digital assistant for the elderly that helps them with finances, shopping and social media.

64

4 years ago

A startup that is building an online platform for the companies that manage the finances of the companies that manage the finances of the companies that manage the housing needs of the elderly.

64

3 years ago

After selling their hardware startup Linear, the founders of the company started SaaS software startup Level which is building out an integrated package to help people manage their finances. Level’s goal is to be a one-stop-shop for checking your credit scores and loans, and paying bills.

64

4 years ago

A platform for microfinance banks to quickly pull information from the field to monitor clients.

63

4 years ago

The team at Fuzzy is building a team management platform that’s designed to help more than just HR and finance departments — they say they’re building it for anyone that manages teams.

63

4 years ago

A startup that provides accounting and finance services for the cannabis industry. The startup has partners in Colorado and Massachusetts.

63

3 years ago

A micro-finance platform that helps people living in the slums of Mumbai to build and manage micro-loans.

63

3 years ago

The startup is building a platform for people who want to use the power of machine learning to build apps that can help manage their finances, like stock picking and budgeting.

62

3 years ago

A company that helps people buy real estate, financed through a small down payment, with the rest financed through a refinancing plan.

62

3 years ago

A startup that wants to help small businesses manage their finances by making it easy for them to save and invest money, with a focus on retirement.

62

3 years ago

An online platform that helps restaurant owners manage their finances while also offering them a better way to advertise on Yelp.

62

3 years ago

A personal finance app built with the goal of saving and investing in the Philippines

61

3 years ago

A startup that makes it easier for people to manage their finances, offering a suite of tools that are free for personal finance and budgeting.

61

3 years ago

A student loan repayment app that connects borrowers with a network of financial services companies that can help them refinance their loans.

61

3 years ago

A tool for freelancers to manage their finances, build their brand and work with clients.

61

4 years ago

A platform that helps users manage their personal finances by connecting them with financial advisors, and then helping the advisors get paid.

60

4 years ago

A software company that builds a web portal for businesses to track and manage their finances. It’s currently taking on clients, with clients like Allianz and Morgan Stanley.

60

3 years ago

A platform for enterprise software developers to build apps for the finance industry. The company is building a suite of tools for distributed companies, like banks and credit card companies, to build enterprise software with.

60

3 years ago

A startup that’s building a “full-stack” digital platform for solar facilities, including sales and finance. The company is focused on the solar industry, though their website says the company is “looking for the companies that will put us on the map” in other verticals such as batteries and energy storage.

60

3 years ago

A company that takes the messiness of personal finances and makes them simple and easy to understand.

60

2 years ago

A startup specializing in financial management software, aimed at consumers who want to be in control of their finances.

60

3 years ago

A company that provides online training for professionals. It currently has a handful of clients in the finance, e-commerce, and healthcare industries, and is only just beginning to consider the software it needs to get to scale.

59

3 years ago

A personal finance app that helps you keep track of your bills, savings, and planned purchases

59

3 years ago

A personal finance app that helps millennials manage their finances while they’re still in school. The startup is looking to get their product into schools around the US and start a scholarship program for those who use the app.

59

3 years ago

A full-service business for startups that helps with finance, HR, and legal. The startup helps small businesses with legal, HR and accounting issues, and has a network of experts across the country to help.

59

3 years ago

A startup that’s building software to help users take back control of their finances, helping users measure and optimize the amount of money they spend on the things they want.

59

2 years ago

A startup that wants to help businesses and consumers take control of their businesses and personal finances. The company is building a suite of tools that allow users to build their own financial plans.

59

3 years ago

This a personal-finance app that helps people track their spending and come up with a plan for paying off loans. The founders say it’s one of the most active finance apps in Japan.

58

3 years ago

A financial services firm that helps business owners manage their finances. The firm’s founder, 19-year-old Christopher Cagney, says he came up with the idea after he saw a “bunch of people who had been ripped off” by their banks.

58

3 years ago

A SaaS platform that allows small businesses to have better control over their data and better customer experiences, and manage their finances.

58

3 years ago

A personal finance and credit management platform

58

3 years ago

The idea is to build an “app store” for the personal finance world, allowing people to build tool to manage their finances in one place, with visualizations and tools to help them keep track of their spending.

58

3 years ago

A startup that helps NGOs improve their finances and give salespeople more money.

57

2 years ago

A machine learning platform for the finance industry to predict suspicious transactions. The company claims to help banks cut down on fraud, but its pitch is a bit more vague. It aims to make machine learning data available to other startups to use to build a similar service.

57

4 years ago

This startup is trying to make it easier for people to stay on top of their finances and track their spending, offering free monthly subscriptions to different financial products.

56

3 years ago

A startup from China that builds video games around a concept called “social finance” where the players make bets with their friends and the company that the outcome of the game will influence. For example, the company could build a game where the company that wins the bet could lobby for laws favorable to them.

56

3 years ago

A B2B accounting and finance platform for SMBs. The company currently has a partnership with the New Zealand government and has plans to expand to other markets.

56

3 years ago

A startup that builds a mobile app to help small businesses manage their books and finances. It promises to help business owners reduce the risk of fraud and make it easier to grow their business.

56

3 years ago

A startup that helps banks and other financial institutions manage their finances by doing things like putting together a financial plan, tracking financial goals, paying bills and more.

56

3 years ago

A digital dashboard for managing your personal finances. The company is building a dashboard for business owners and small businesses to manage their finances, with a focus on billing.

56

2 years ago

Personal finance app that helps you budget, set goals, and track your spending.

56

5 years ago

A startup that helps people with their personal finances using machine learning and personalized dashboards

55

4 years ago

A software platform for managing, tracking and reporting on a project’s finances. The startup aims to help companies simplify their finance, streamline decision-making, and get all the data they need on a project, in real-time.

55

4 years ago

A startup that wants to help people better manage their finances by tying their savings, investments, and credit into a single, personalized dashboard.

55

3 years ago

A startup that allows you to document your personal finances, and sync it between multiple platforms.

55

3 years ago

“We’re a tool for managing your personal finances. We help you save, you pay us interest on your savings, and we use that to make investments for you.”

55

3 years ago

A platform that brings together your accounts from all your favorite personal finance and investment apps.

55

3 years ago

A company that combines the power of “social” and “personal finance” apps to help people manage all their accounts.

55

3 years ago

A platform that helps people manage their finances and make better financial decisions. It offers users tools to help them make better financial decisions, such as money management, retirement planning and portfolio management.

55

3 years ago

Businesses are becoming more and more reliant on software to manage their finances. CashApp wants to be the app that helps businesses manage their money in one place, using the app to send and receive money, send and request invoices, and track financial transactions.

55

4 years ago

A startup that acts as a personal finance advisor for your grandparents, helping them make informed decisions about money and retirement

54

3 years ago

A startup that helps people make sense of their personal finances, by giving them a dashboard view of their accounts and spending.

54

3 years ago

A tool that helps people keep track of their personal finances. It’s a mobile app that syncs with a bank’s website, so you can see your balances and read transactions on your phone.

54

3 years ago

A startup that offers a way for people to manage their personal finances like a business, with the goal of helping people save more money.

54

3 years ago

A tool to help people more easily manage their finances, with a particular focus on those who want to save more money but don’t know how to maximize their current investments. The company’s founder is a serial entrepreneur and angel investor in Portland who has previously worked at Intuit and First Republic.

54

2 years ago

A company that allows people to manage their finances in a way that’s easy to look at and understand. “It’s the opposite of the internet finance world,” says co-founder.

54

2 years ago

A startup that allows brands to launch crowdfunding campaigns to finance their projects and product. The startup wants to help brands launch more ambitious projects.

54

4 years ago

A banking and finance software solution for small and medium businesses, including SaaS for collaboration, and a “single place for business processes”.

53

3 years ago

A business-to-business platform that helps small businesses, who can’t afford all the overhead of a big company like QuickBooks, manage their finances.

53

3 years ago

A startup that curates, stores and cross-sells expert knowledge on a single topic. It’s a website that also has a mobile version that curates and cross-sells expert knowledge on a single topic with a focus on finance.

53

3 years ago

AI-based enterprise software that helps businesses find the best finance deals.

53

3 years ago

A startup that helps startups grow by giving them access to the biggest potential customer base in the world - the US government. The company's proprietary Fintech platform provides access to the US government's banking, insurance and finance systems.

53

3 years ago

This startup wants to bring the same transparency that’s made credit scores a consumer product to the finance industry. Instead of having to go to your bank every time you want to see how your credit is doing, you can keep track online. The company is privately held.

53

2 years ago

A startup for the Chinese market. Like WeChat, but for finance.

53

2 years ago

A financial services platform that connects small businesses with traditional banks and alternative finance providers.

53

3 years ago

This startup is building a tool that allows people to manage their personal finances on their own time, rather than scheduling traditional financial appointments.

52

3 years ago

A tool for companies to manage their business finances in one place, which is accessible from anywhere.

52

3 years ago

A digital assistant to help busy people around the world manage their finances. The startup compares itself to the digital assistants in both Apple’s Siri and Google Now, but with a different purpose built for managing finances.

52

2 years ago

This startup is developing a “micro-finance” service that can help people build a small business or loan themselves capital.

52

3 years ago

A startup for businesses seeking to grow internationally. Companies can connect with a team of remote advisors who help with finance, legal, and operational concerns.

51

3 years ago

A startup that helps you organize your finances by category and by type, and then makes it easy for you to see what you owe, who you owe, and where you owe.

51

3 years ago

A startup that helps users manage their finances by selling them a monthly investment plan that allows them to invest with a team of financial experts.

51

3 years ago

A company that wants to ease the process of selling a house by providing a software platform that manages all the paperwork, finance, tax and real estate aspects of the sale.

51

3 years ago

A “crowdsourced personal assistant” for managing your finances, with a dashboard for tracking your spending and a mobile app for handling money transfers. The company has been working with YC companies in the past.

51

3 years ago

A personal finance management tool for children. The company’s product, called “I Can Be Millionaire” is available in the UK, Australia and New Zealand.

51

2 years ago

A self-service accounting platform that people can use to manage their personal finances and taxes.

51

4 years ago

A platform to help people organize their finances, including mutual funds, stocks, retirement accounts. The company makes money by charging a fee for transactions.

50

3 years ago

A solution that helps businesses simplify their accounting and finance processes. The startup wants to make bookkeeping smart enough for businesses to act as their own bookkeeper.

50

3 years ago

A startup that connects landlords and renters, matching them up based on their needs as well as their finances.

50

3 years ago

This startup wants to bring a simple way for people to manage their finances. They want to build a universal and simple platform that serves as a “one-stop shop for all financial tools”.

50

3 years ago

A software platform that aims to help businesses more easily manage their finance and operations, using a set of easy-to-use tools that run on the cloud.

50

3 years ago

A startup that provides a way to manage a person’s finances in one place. It offers a seamless experience that’s similar to Mint, but with a few different bells and whistles including a budgeting tool and a means to split out purchases from different vendors.

50

2 years ago

A micro-finance startup that uses the power of supply chain management and predictive analytics to help micro-businesses grow.

50

2 years ago

A startup that helps you track your finances by aggregating your bank and credit card data and then letting you see where you’re spending.

50

3 years ago

A SaaS platform that allows small businesses to manage their finances online. HelpMyBusiness is a platform that helps businesses manage their business accounts and access to basic banking services. The company is a digital bank for small businesses, and hopes to become the “Amazon of banking for the SMB”.

49

3 years ago

A software company that provides a platform for managing and tracking the finances of a large enterprise. The startup uses “blended ownership” — a hybrid of SaaS and on-premise tools — to help large companies manage the costs of their staff, partners, and vendors.

48

3 years ago

An international team of finance and business experts that helps companies design and launch a business plan.

48

3 years ago

A company that creates a “virtual assistant” that helps users manage their finances and other daily tasks.

48

3 years ago

A startup creating a new way to finance small business growth. The startup is working to create capital in the form of loans that companies can repay in installments over time. The company is already working with eight businesses in Philadelphia.

48

3 years ago

A product that helps people organize and visualize their finances over a period of time. The startup is building an open-source tool that can help consumers see their expenses over time and also help them prioritize spending to save more money.

48

3 years ago

Providing a new market for people who want to refinance their debts but can’t get bank loans. The company is able to diversify and refinance the loans of people with bad credit, helping them out at a significant rate.

48

2 years ago

A startup for “passion projects” to connect people with partners who can help finance their projects.

48

3 years ago

Helps small and medium businesses in the UK and the US manage their finance and payroll with one app and one number. The startup’s SaaS platform is meant to be simple and easy for small businesses to use.

47

2 years ago

This startup is building an AI assistant that helps people with their finances. The startup began as a project at MIT to build a simple AI that can intelligently manage your finances.

47

2 years ago

A personal finance-focused SaaS for millennials, pitching “the easiest way to manage your money”.

46

2 years ago

a startup that helps small businesses with accounting. Their goal is to put the financials in the hands of small business owners rather than accountants, by building software that they can use to organize their finances, and by providing a web portal for financial data.

46

2 years ago

A tool for managing your personal finances, including checking account and credit card management.

45

3 years ago

This startup wants to make it easier for people to keep track of their finances by giving them a personal finance dashboard that explains how to save, pay off debt, and invest their money.

44

3 years ago

A “virtual assistant” for managing customer service, sales and marketing, and finance teams. The startup wants to act like a personal assistant, making the process more efficient for the user.

44

3 years ago

A financial cloud service for businesses, giving them a single platform to manage all of their finance, from payroll to credit to banking.

44

2 years ago

A startup that helps you manage your home finances in one place so you can see all your bills and money coming in and out in one place.

44

3 years ago

A “Facebook for personal finance” that allows people to share their financial needs and information and get help from a network of friends, family, and experts.

43

3 years ago

A personal finance platform for people who want to take control of their finances and stay on track.

43

3 years ago

A startup that builds software that helps small businesses or entrepreneurs manage their finances, combining the power of analytics with a customer-focused approach.

43

3 years ago

Personal finance knowledge app that lets people get paid to answer questions. The startup wants to make a tool that leverages the large number of people who have accumulated money to answer personal finance questions.

43

2 years ago

A company that aims to help you better manage your finances by tracking and analyzing your spending and saving habits.

43

2 years ago

A personal finance app that uses machine learning to show you the best financial decisions for your life. The app uses data from your credit cards, loan, and debit cards to build financial reports that show you which of your expenses you can cut off for higher returns.

43

3 years ago

A company that provides automated systems to finance investors in startups

42

3 years ago

A platform for connecting people with their closest local experts in things like health, finance, and travel.

42

2 years ago

A startup that gives you the ability to finance your business from a credit card. It’s a la carte financing for small businesses, offering up to $500k of credit.

42

3 years ago

A startup that builds mobile tools for farmers to help them manage their finances, track their crops and keep track of their livestock.

41

2 years ago

A small business that helps people catch up on their finances. The company has been ranked as one of the fastest-growing in the US by Inc. Magazine four years in a row.

41

3 years ago

A way to manage your personal finance data. The startup is currently on a $10 million Series A led by TPG, with $15 million in private financing.

40

2 years ago

A digital tool for accounting that helps small businesses manage their finances, from invoicing to payroll. The company’s goal is to bring accounting to the people.

40

3 years ago

A financial software startup that helps businesses organize and reconcile their finances. For example, the company’s software works with small and medium-sized businesses to make sure they’re following the rules and regulations that apply to their industry, and using their money properly.

39

3 years ago

A platform for property investors to bid on and manage their rentals. It’s a “finance-free service” where you can “browse properties, place bids, and settle”.

39

3 years ago

A personal finance manager with a focus on savings, investments, and budgeting. The startup is currently in talks with a major bank to power its app.

39

3 years ago

A company providing consumer credit reporting, data analytics and credit scoring services to help consumer finance businesses optimize their customer acquisition, retention and engagement.

38

2 years ago

A startup that is building a platform that helps people use their smart phones to manage their finances, including an app that is available on iOS and Android.

38

2 years ago

The startup aims to help start-up founders scale their operations and make their businesses more efficient. The company is building a platform for start-ups to use to manage and run their operations, including their product, sales, finance, HR, and marketing.

38

2 years ago

An API that helps people manage their personal finances. The company makes it easy for companies to track, manage, and provide their employees with financial data.

38

2 years ago

A tool that helps people visualize their credit scores, especially useful for people who know a lot about finance.

38

2 years ago

A new app aims to help people stay on top of their finances and their investments, offering advice on when it’s time to sell a stock, or when to buy it. The app aims to make investing more digestible for the average person and do it with real-time advice.

38

2 years ago

Personal finance tool with an emphasis on budgeting. The startup is pitching itself as a one-stop shop for personal finance.

38

3 years ago

A digital dashboard platform that helps small businesses and nonprofits track their monthly spending and optimize their finances.

37

2 years ago

A tool that helps users manage their relationship with money, with an app for managing finances and budgeting. It’s been used by over 35,000 people in 2,000 organizations, and is using YC money to get a big expansion across the U.S. in 2019.

37

2 years ago

A startup that makes it easy for people to manage their finances from their phone and in an intuitive, step-by-step way.

36

2 years ago

A platform for planning and budgeting, with a twist: it’s a web app, so you can access it from any device or browser. The startup’s platform, however, relies on a tool that lets you import your finances, and then you can set up budgets based on that data. It’s only been live for a few weeks, but the startup says it’s already been downloaded by over 200 people.

36

2 years ago

A tool that helps you manage your personal finances online and automate a lot of the boring stuff.

35

2 years ago

A group of companies that use artificial intelligence to help companies spot fraud in their finances. They’re working with companies like Capital One and Wells Fargo.

33

2 years ago

A company that is building a product that will let anyone manage their finances from anywhere.

33

2 years ago

A six-month pilot project in Puerto Rico that tests a set of microfinance loans for people affected by Hurricane Maria. The idea is that small loans can help people get back on their feet and be able to repay them later. Vantage Labs is partnering with the government to provide the loans.

33

2 years ago

A microfinance platform for the developing world. It’s working with small businesses in Indonesia to help them track cash flow, debts, etc.

33

2 years ago

A platform that connects the traditionally stagnant car insurance market to young drivers, hoping to make it easier for them to finance and insure their vehicles

33

2 years ago

A startup that makes it easier for small businesses to collect payments and manage receipts, letting them organize their finances, track expenses, and save time. They started a kickstarter campaign in July to fund the company’s first hardware product, a connected tablet.

32

3 years ago

An automated financing platform, aiming to make it easier to finance small business loans.

31

2 years ago

A software platform for managing commercial loans that helps lenders finance real estate.

31

2 years ago

This app is meant to help college students keep track of their finances.

31

2 years ago

A startup that lets users automate many of their most common tasks, like paying bills and managing their finances.

31

2 years ago

A company that provides sales and finance managers with a tool that helps them manage their cash flow, expenses, and forecasts.

31

2 years ago

This startup aims to help people keep track of all of their assets in a simple way. For example, you can use the software to track when your car was purchased, when you financed the car, and when it was last inspected.

31

2 years ago

A startup that has created a tool that allows brands to design and finance a social media campaign.

31

2 years ago

A mobile app that makes it easier for college students and young professionals to get advice on finance and career options.

31

2 years ago

A personal finance service for teens and young adults, designed to combat student loan debt.

30

2 years ago

A chatbot for small businesses, focused on helping them manage their finances and invoicing. The startup wants to fill a gap in the market; “there is no software out there that’s just a chatbot that tells you what to do and how to do it.”

30

2 years ago

A company working on consumer finance and credit. They have a $2 million loan portfolio and are working on a lending product.

30

2 years ago

A “dictionary for managing your finances”, which lets you add expenses and track your bank accounts and credit card purchases.

29

2 years ago

A company that helps CFO-level employees manage the reporting and analysis of their companies' finances.

28

2 years ago

A social network for people who want help with their finances. The business is aimed at people with tight budgets, and a business model where the company charges a fee for the service, and you pay upfront.

28

2 years ago

A new type of credit card that uses social scoring to help you manage your finances.

28

2 years ago

A portfolio-management tool for finance teams to help them manage a company’s investments.

28

2 years ago

A tool for personal finance that helps people save, pay down debt, and manage all their financial accounts. The startup says that it has $30,000 in monthly recurring revenue, and counts YC, Braintree, and Capital One as customers.

27

2 years ago

ePlan is looking to be the alternative to the long-standing enterprise software market, which hasn’t seen much innovation since Oracle’s SPE software. ePlan wants to build the platform where a company’s HR and finance departments can collaborate on the same projects rather than compete.

26

2 years ago

A personal finance tool that’s evolving from a personal finance manager into an automated money manager, backed by machine learning.

26

2 years ago

A startup that helps small businesses get more transparent about their finances and efficiency with its software, which is designed to help businesses get better at managing their cash flow.

26

2 years ago

A startup developing a portfolio management app for personal finance among Millennials. They currently have 2 clients and 4 employees.

26

2 years ago

A startup that makes it easier for people to manage their business finances, including helping them invest. The company is a software as a service startup, with the goal of making it easier for people to save for retirement.

26

2 years ago

A personal finance software that helps you manage your credit, loans, and debt. The company launched in early August, and has already onboarded over 2,000 people.

26

2 years ago

A tool that allows employees to manage their personal finances, from managing credit cards to checking accounts to managing travel miles and more.

26

2 years ago

This web-based program converts spreadsheets into digital files to help companies manage their finances

25

2 years ago

A startup that helps people and companies organize their finances by making it easier to follow bills and track which expenses are for which accounts. It’s a way to minimize confusion, and also makes it easier to pay bills from a smartphone.

24

2 years ago

Native mobile finance for the Philippines. Customers can choose between a bank account, prepaid card, and even a credit card.

24

2 years ago

A personal finance app for students that allows them to track and manage their own finances. The startup says they are looking to build a platform that supports more than just the student loan industry.

23

2 years ago

A finance startup that connects investors with startups in Latin America

23

2 years ago

A robo-advisor based on machine learning techniques, meant to help people manage their personal finances, with AI-powered algorithms that recommend best-fit financial products.

22

2 years ago

An investment they’re funding personally with this round, social finance firm Monzo is a bank focused on making personal finance easy and accessible, with a minimalistic, simple interface and a rewards program that emphasizes savings. They’re experimenting with new products like peer-to-peer lending and a prepaid debit card.

22

2 years ago

This startup is building a tool for people to manage their finances through a mobile app. The B2C business is focused on “banking the unbanked” and specific Indian markets.

22

2 years ago

In the U.S., we have a “lost generation” of baby boomers who don’t have retirement savings. This startup aims to help people save with a tool that helps people visualize their personal finances and see where their money is going.

22

2 years ago

Connecting the worlds of finance, accounting and payments.

21

2 years ago

A personal finance app for people in the UK that wants to make it easier for customers to compare and save on their personal finance needs. The startup currently has a registered user base of 2,000.

21

2 years ago

A micro-finance and loan startup in India. The company is currently testing its product and has received approval from India’s central bank to offer loans to entrepreneurs.

20

2 years ago

The company is a “mobile-first” bank and is looking to build an app that will allow customers to manage their finances through the mobile web.

20

2 years ago

A personal finance app that helps you manage your money, including helping employers manage the paychecks of their employees

19

2 years ago

A B2B platform that gives companies the ability to manage their finances from a central location.

18

5 years ago

Idea: An automated platform that helps small businesses manage their finances and bookkeeping. The company is looking to help businesses reduce time spent on administrative tasks while automating a lot of the accounting side of things.

17

2 years ago

A company that aims to replace microfinance with pay-as-you-go lending, allowing consumers to make purchases and pay off loans over time.

17

2 years ago

A company that helps guide people through the process of starting their own business, offering advice on everything from the best way to market their product to how to structure their business' finances.

17

2 years ago

Another online budgeting and personal finance management system, this time for P2P lending.

17

5 years ago

Idea: A chatbot for Facebook Messenger that helps people manage their finances

16

2 years ago

A financial tracking service for SMBs that wants to give them a more personalized finance view.

16

2 years ago

An accounting app for small businesses to use to keep track of their finances, manage payroll, and perform other functions.

13

2 years ago

A utility-only B2B platform for helping small businesses, including restaurants and electricians, manage finances and plan for future.

13

2 years ago

A startup that helps users with their personal finances, managing everything from budgeting to investment

13

2 years ago

A program that helps people get their financial life in order through a mobile app. It offers a suite of tools to help users track their spending, manage their finances, and do things like see their credit score.

13

5 years ago

The startup wants to help people who have bad credit get a better score by helping them manage their finances and make more informed financial choices.

12

5 years ago

Idea: A startup that helps people manage their finances by pulling in all their accounts from various banks and credit card companies. The company says it is profitable and growing quickly.

10

2 years ago

Fintech startups have been using personal finance apps to do things like invest in mutual funds and manage their portfolios. Traditionally, however, these apps have been more focused on creating a more “personal” experience. One startup, however, is building an app that can help users manage their credit cards.

10

2 years ago

A financial services startup that helps people in Latin America take care of their finances

10

2 years ago

A startup that helps people think through their finances, giving people a way to generate a financial plan, budget, and then sync to their bank account.

10

5 years ago

Idea: A way to automatically manage your finances that doesn’t require users to enter or re-enter any information. The startup is primarily focused on helping users pay off their debt.

9

2 years ago

A way to make managing your finances simple, with a grand vision of helping people get their financial life in order.

7

5 years ago

Idea: A personal finance management startup for college students. The startup helps students budget their expenses with the intention of graduating debt-free.

0

5 years ago

A startup that sells a subscription service that helps people get organized It would help people keep track of their receipts and organize their finances

-1

5 years ago

A startup that helps people prepare their resumes for a job that they aren’t qualified for (IE they are a programmer and they want to apply for a job as a finance manager)

-1

5 years ago

A startup that provides software to help people with their finances by doing things like managing their budget

-1

5 years ago

Idea: A simple way for SMBs to manage their business finances online

-1

5 years ago

Idea: A startup for managing your personal finances that can run on your phone

-1

5 years ago

Idea: A platform for small business owners, built to help them manage their business and provide finance and support for under-served communities

-1

5 years ago

Idea: A platform for professional athletes and teams to organize their finances and manage their careers from a digital dashboard

-1

5 years ago

Idea: This company is building a personal finance management tool for women that includes a feature to help them plan for their next vacation The startup says it has 5,000 weekly users who have created more than 10,000 budgets

-1

5 years ago

Idea: A way to help people manage their personal finances and set goals. Users see how much money they have in their bank accounts, credit cards, and brokerage accounts on a single dashboard.

-1

5 years ago

Idea: A startup that is helping self-employed professionals like doctors and dentists manage their finances.

-1

5 years ago

Idea: A software company that helps small businesses manage their invoicing. The company targets small businesses that don’t have a dedicated finance team or want to outsource the work.

-1

5 years ago

Idea: An AI startup that wants to use deep learning to help companies find data scientists. The company has clients in the finance and insurance sectors.

-1

5 years ago

A startup that helps companies manage their books and finances, including keeping track of revenue, expenses, cash flow, and company financials.

-1

💡 Ideas AI

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Finance Startup Ideas

This startup tackles a problem that many startups and venture capitalists face: how to manage the startup’s finances. The startup wants to be a one-stop shop for accounting, taxes, and financial planning for startups.

A “personal finance tool” for people with less than $50,000 to help them with financial management.

If you want to build a business, you should start with a business plan. Planbox helps businesses put together a organizational structure, determine marketing strategies, and set sales, finance and marketing goals.

A software company that allows musicians to completely manage their band’s finances, including booking, money management, and accounting.

A micro-finance startup that empowers anyone to open a small business, using mobile technology.

A startup that provides a platform for the open exchange of knowledge about finance, investing, and managing money.

A startup that helps people manage their money, including budgeting and paying bills. The company wants to become a finance hub for consumers.

A startup that aims to make it easy for people to do some of the more tedious work of the business finance and accounting, like reconciling bank statements.

The startup is a spin-off of a company called Hint, which was founded in 2015 to help people make better decisions about personal finance. The data can be used to help consumers identify opportunities for savings and investments, and Hint says one in three Americans don’t have enough money saved.

A “do-it-yourself” set of financial tools for people looking to manage their finances.

A personal financing tool that helps consumers save for retirement, borrow against their homes, refinance student loans, and reduce debt.

This startup has two co-founders, and they describe themselves as “…the first and only platform that helps [you] create and learn from inspiring and engaging content about personal finance, investing, and life.”

A platform that uses machine learning to help people manage their finances. It currently has a team of 28 people.

The company is building a platform to help small farmers learn about and get access to finance. The startup is working with small farmers in Kenya and working with the government to create a program that will teach farmers finance, like how to take out loans, to help them improve their yields.

A personal finance management app that aims to help employees — especially those that work remotely — manage their personal finances.

A platform that helps first-time homebuyers finance their first home.

A startup that makes it easy for small businesses to use a centralized accounting system to keep track of their finances. Redbooth is designed to be a tool for small businesses that don’t have an accounting department and may not have even started keeping track of their finances yet.

This company is working to help businesses with their bookkeeping needs. They’re building a service that connects with existing accounting software to help users keep track of their finances.

A company that offers a platform for legal, tax, accounting, and compliance professionals to collaborate on legal and finance projects, and share the results.

An on-demand platform for private tutoring, with a focus on the legal and finance fields.

This startup is building a platform that lets you manage your household’s finances and expenses from a single platform.

A platform that lets you create custom personal finance plans for your family.

A SaaS service that helps small businesses and churches manage their finances and bookkeeping and other accounting tasks.

One of the most well-known startups in YC, ZestFinance is working on a suite of financial products for the cannabis industry. The company is working to build a platform that will help dispensaries and cannabis-related businesses better manage their cash flow.

A platform designed for individuals and small businesses that helps them manage their finances.

A financial wellness platform that is designed to help people take control of their finances, instead of leaving it to a broker.

A web-based accounting tool that helps businesses manage and track their finances.

The mobile app for keeping track of your daily finances, a feature of which is a social media-like feed where you can share your transactions with others.

A provider of microfinance loans to rural communities in the US. The startup is entering markets in India, Pakistan and Ghana to expand the profitability of its loans.

A software company that helps companies manage their finance, inventory, and other business operations. The startup plans to open up to new markets and get into more verticals in 2018.

A digital app that helps people plan their finances for retirement, with features like automatic savings and investing.

A platform for people to learn their own personal finance. The startup uses gamification to teach users about their finances and to promote financial literacy.

A “Facebook for your finances”, enabling people to see where their money is going and how it’s being spent.

Idea: An online platform for verifying resumes for job-seekers The startup is working with employers like Microsoft, with plans to expand to the finance, health, and education sectors

A new kind of financial tool for freelancers and people who work on-demand. It’s a way for people to run their finances and see where their money is going.

A small business finance startup that helps businesses get the capital they need to grow.

A startup that helps people manage their finances and credit scores. The company offers mobile credit monitoring and a personal finance management tool.

The startup helps people manage their debt by keeping track of all of their accounts and helping them apply for new services and refinance old debts.

A company that makes a customizable app to help employees manage their personal finances, with tools like a budgeting planner and a personal finance tracker.

A community that helps students of the University of California and beyond get the finance and career capital they need to start their own business.

A company that started as an app for sharing and selling products but has pivoted to personal finance coaching.

A personal finance service that helps people pay down their debt from multiple cards in a single monthly payment.

A peer-to-peer lending company that focuses on college students. The company says it’s in talks with a few large consumer finance companies and would like to see itself included in student loan refinancing programs. They’re based in Delaware.

A startup that specializes in helping people who are struggling with their finances. The app helps people budget their money and spend wisely.

A social network for those in finance, made with the goal of “reducing the cost of the financial system by democratizing access to financial markets.”

A startup that helps people streamline their personal finances. The startup helps users organize their finances and get a budget. They currently have $6,000 in monthly revenue.

A startup that lets real estate agents manage their finances and “build” their listings on a SaaS platform.

A startup that works with large finance companies to build a tool to help them understand their customers’ credit scores.

A startup based in San Francisco that aims to help people more easily track their personal finances. The startup is building an app with an “expense tracker” that lets you add and organize expenses and bills.

A startup that helps you make sense of your finances and get new clients.

A microfinance platform for the poor that provides an online finance management system. It helps with credit, savings, loans, and building businesses.

A way to build a better personal finance management system, by automating the process.

A startup to help people manage their finances, including budgeting, investing, and insurance.

A personal finance app that lets users track their expenses and net worth.

A personal finance startup that helps you have money at a higher level of granularity.

A software-as-a-service platform that helps people easily manage their credit and student loan accounts. The startup is also building a personal finance dashboard.

A platform that helps people find small loans to pay off their mortgage, or small business loans to expand, or even individual loans to refinance.

A startup that helps people take more control over their finances by giving them more information on their activity and offering a way to earn rewards.

A platform that provides personal finance advice in the form of an AI-powered personal financial advisor. The startup is currently in private beta.

A tool for users to organize and plan their life and finances. The app also considers what people need and what they want to have, and then it suggests the most optimal way to get them both.

A business platform for Indian SMBs to better manage their finances. Over the last 12 months, the number of SMBs on the platform has grown 50%, with an average monthly transaction size of $3,500.

A platform for businesses to use and manage their international trade finance more easily, helping them avoid the costs and delays of traditional financing.

A software company that helps small businesses organize their finances online. They’re currently building a product for contractors.

A startup that sells a service for doing an initial audit of a company’s finances to help them get on track

This is a personal finance software that helps people save for retirement and future goals.

A startup for the finance industry that lets companies lend to each other.

This startup is building a platform for college students to manage their finances. It was built for students at a New York university, but the startup is raising a seed round to expand into more campuses.

A tool for managing your finances in a single place. The startup wants to help people take care of their money, and also wants to help people manage their money, as many people are not doing so.

A community for young adults that wants to help them get into finance and grow their careers.

A company building a blockchain-based trade finance platform that uses its own token to make the process more efficient. It’s currently in a pilot phase in Europe.

Speaking of the “Ikea of finance”, this startup is building a digital platform that lets you build your own financial portfolios.

A “personal finance tool” that helps users track their spending habits. The startup says it has a laser focus on the customer, and wants to be the most customer-centric company in the space.

A startup that connects users with local experts to help with everything from home projects to personal finance.

Launched in August, this is an open-source chatbot that can handle both finance and consumer-facing business.

The company's app is designed to help consumers monitor the health of their finances, including credit scores, debt and income. The application, which is in beta, is available for Android and Apple iOS smartphones.

A mobile app for the elderly that helps them track medications and manage their finances.

A personal finance podcast for people looking to make more money. It’s subscription based.