💡 Ideas AI

Powered by OpenAI

Ideas on this page are 100% generated by OpenAI's GPT-3, an artifically intelligent deep learning model, without human involvement, and trained by you and 828,705+ other people who liked or disliked ideas. How it works

by @levelsio



Loan Startup Ideas



7 months ago

A digital lender that allows small businesses to get loans in just a few minutes, with no paperwork.

611
5 months ago

A small business loan platform for companies like hair salons, construction companies, etc. that want to use their own credit check data to verify their customers’ ability to pay back loans.

319
1 year ago

A student loans platform, which has 4 million users

160
2 years ago

A platform for managing micro loans for rural households.

144
1 year ago

A platform for lenders to offer loans backed by real estate.

144
2 years ago

A company that aims to use machine learning to help you get the best deal for a car loan.

142
1 year ago

This is a startup that aims to help entrepreneurs raise money by turning to friends and family for loans.

141
2 years ago

A mobile payments startup that is focused on India, offering a personal loan service to people without bank accounts.

137
2 years ago

A small business loan for entrepreneurs, with a focus on women

136
1 year ago

A platform that allows people who have low credit scores to apply for microloans

130
1 year ago

A small business loan, based on factors like location, team, and amount of traffic. It also offers business owner coaching to help them grow their business.

129
1 year ago

A platform for helping students better understand college loans, with an interactive quiz that helps students create a personalized repayment plan.

128
2 years ago

This startup tries to make student loans more affordable for students by offering a low-risk version of student loans.

127
2 years ago

A financial services startup that offers small business loans.

123
2 years ago

A startup that helps credit unions expand their lending options by lowering the cost and time it takes to get a loan.

123
2 years ago

A startup that helps people in developing countries get micro-loans

122
2 years ago

A startup that will enable lenders to offer small business loans online.

122
2 years ago

A microfinance platform for the poor that provides an online finance management system. It helps with credit, savings, loans, and building businesses.

120
1 year ago

Currently focused on the UK, a B2B company that enables people to borrow money from their employer via a payroll deduction. It charges 1% interest for up to 12 months, and the company keeps 2% of the loan amount.

120
2 years ago

A peer-to-peer lending company that focuses on college students. The company says it’s in talks with a few large consumer finance companies and would like to see itself included in student loan refinancing programs. They’re based in Delaware.

119
1 year ago

Student loans can be expensive, and this startup helps borrowers figure out what their rates are for different banks.

119
2 years ago

This startup has built a startup loan application service that offers loans to small businesses with less than $250,000 in annual revenue.

118
2 years ago

A funding platform that offers loans to startups

118
2 years ago

This startup is building a platform to make it easier to get access to capital via loans.

117
2 years ago

A student loan refinancing startup.

115
2 years ago

This startup is building an online and mobile platform to help consumers research credit cards, loans, and credit scores.

115
2 years ago

This is an application that lets you set up a credit card and apply for a bank loan instantly, within a few minutes of signing up.

113
2 years ago

A micro-loan startup that helps small businesses get loans to cover inventory. The company, which was founded in May, says it has already closed $1.5 million.

113
2 years ago

A startup that makes it easy for small businesses to get the financing they need. Pure is a platform that helps businesses build a relationship with banks or credit unions, which can then make lending decisions on behalf of the business without requiring a formal loan.

113
2 years ago

New startup that aims to take the pain out of student loan payments, using the debt to create scholarships for low-income students.

113
2 years ago

A software platform that helps small businesses, freelancers, and independent contractors obtain loans and invoice financing. They have a $50,000 seed round with a 4x growth rate since their launch in May 2019.

112
2 years ago

A tool designed to bring transparency to the loan origination process, helping to prevent fraud, identify the best loan products, and save lenders money.

112
1 year ago

Online platform that helps small businesses access business loans and credit cards from local banks. The startup has raised $2 million from a range of investors.

111
2 years ago

A startup solving the student loan default crisis by letting borrowers streamline the repayment process.

109
2 years ago

A tool for helping people pay off their student loans. The company has already started paying off over $3 million in loans for people who took out their student loans in the 1990s.

109
2 years ago

Microfinancing platform that uses a machine learning algorithm to do credit checks and a risk assessment in order to make sure the capital they lend is actually utilized. Microfinance is a $2.6 trillion industry where millions of people lack access to loans, and that’s where the startup wants to come in and help.

109
2 years ago

A software-as-a-service platform that helps people easily manage their credit and student loan accounts. The startup is also building a personal finance dashboard.

109
2 years ago

A platform that enables people to buy and sell things like furniture, cars, and apartments, and rent out unused rooms. Borrowers can use the platform’s software to manage the loan, and borrowers can access the property remotely. The platform is currently focused on the UK.

108
2 years ago

A real estate focused business that connects tenants and landlords. The startup is a bit like Rocket Mortgage, a company that helps people with bad credit refinance their home loans — the startup’s focus is more on the landlord side of the equation. The startup charges a monthly fee of $50 for their service.

108
2 years ago

A company building software that helps banks manage loans, with a particular focus on reducing the number of payments.

108
2 years ago

A small business loan marketplace for consumers.

108
2 years ago

A web-based P2P lending platform that uses the blockchain to ensure the cashflow of the loan, using AI to predict default rates.

107
2 years ago

A startup that helps small businesses get a loan at a traditional bank, at a lower rate.

107
2 years ago

The startup uses AI to guide you through the process of buying a home, starting with a base salary and home costs, then dividing up the costs per square foot and getting a personal loan.

107
2 years ago

A student loan refinancing service that’s currently focused on the US.

107
1 year ago

A search engine for small business loans.

107
2 years ago

A tool for managing student debt, allowing users to “raise the rates they pay on student loan or credit card debt by a percent or more”.

106
2 years ago

A “Kiva for the world”, allowing investors to crowdfund for loans to entrepreneurs in emerging markets.

105
2 years ago

They are building a marketplace based on the idea of peer to peer lending, but aimed at small property loans (smaller than $5,000), and aimed at women.

105
2 years ago

A micro lending platform that helps small businesses in India access credit. It doesn’t charge interest, but charges a fee for the loans.

105
2 years ago

This startup is building a tool for banks to determine whether their customers are likely to pay back their loans.

105
2 years ago

A financial services startup that helps small businesses get loans. The company sends loan officers into the field to help small businesses get loans quickly and at low rates.

105
1 year ago

This startup is building a student loan calculator for borrowers, to help them understand how much they will need to borrow in order to fund their degree.

105
1 year ago

A student loan refinancing platform that allows borrowers to pay off their debt in a number of different ways, including a lump sum or a fixed payment.

105
2 years ago

A startup that aims to make a service for college students that helps them find and pay for housing, then pay it off through a loan.

104
2 years ago

This is a startup that lets you raise and manage funds for your startup, as well as make personal loans at 0% interest

104
1 year ago

A platform for lending and borrowing money with a goal of reaching 1 million borrowers. Users will be able to search for and compare loans online.

104
2 years ago

A digital bank that’s working with farmers and fisherman to get loans

103
1 year ago

A consumer loan app for the unbanked. The startup aims to scale its startup base, paying them to lend to unbanked consumers.

103
2 years ago

Using AI to help companies identify and eliminate loan fraud and waste.

101
1 year ago

Small business loans in the US from $2,000 to $100,000.

101
2 years ago

This startup is looking to make it easier for the millions of small businesses in the US to get bank loans.

99
2 years ago

A startup that helps farmers and businesses avoid the high cost of getting loans, especially through microfinance.

99
1 year ago

A tool for helping small companies get loans from banks by simply signing a power of attorney. The startup wants to use its existing network of over 1,000 lending partners to make this happen.

99
2 years ago

This is a non-profit that gives "micro-loans" to entrepreneurs in Laos so they can start businesses. The startup has raised $50,000 in seed funding.

98
2 years ago

The startup wants to help smaller businesses get a loan through peer-to-peer lending, and has already closed more than $50 million in loans in an eight month period since it launched.

98
2 years ago

A startup using machine learning to predict which loans a prospective buyer would default on the most.

98
2 years ago

A digital platform to help consumers compare home loans at a low cost

97
2 years ago

A provider of microfinance loans to rural communities in the US. The startup is entering markets in India, Pakistan and Ghana to expand the profitability of its loans.

97
1 year ago

A personal financing tool that helps consumers save for retirement, borrow against their homes, refinance student loans, and reduce debt.

97
2 years ago

A two-sided marketplace for peer-to-peer loans

96
2 years ago

A Chinese-based startup that’s working on bringing a streamlining to the process of applying for a loan.

95
2 years ago

A startup that wants to help people unload the debt they've accrued from student loans. They are currently working with 3,000 borrowers in the UK and hope to expand to the US in the next 12 months.

95
2 years ago

This startup is building a network for the more than 60 million people who don’t have bank accounts — but are still expected to receive a loan, rent payments, or pay utility bills. As a result, they often don’t have access to the basic financial services they need. Envelope lets them become a platform for next-day payment, and offers payment-by-phone for small transactions.

94
2 years ago

The idea is to make it easier for people to get a loan with a bank account. The startup is looking at offering loan consolidation services.

94
1 year ago

A startup that wants to improve the process of lending money to small businesses. The company is a tool used by businesses that make loans to customers.

94
2 years ago

A startup that helps people get their hands on a shorter-term loan without having to go through the hassle of getting a credit card. They recently raised $600,000 in seed funding.

93
2 years ago

A startup to help students get the most relevant and affordable loans from the US government.

93
1 year ago

Video-based system that allows customers to manage their own unsecured loans online.

93
2 years ago

A crowdfunded loans startup that helps credit unions offer small business loans to their members. It partners with Fiserv and its lending platform.

92
1 year ago

Disrupting the $1.6 trillion global student loan market as we know it. According to the company, there are currently more than 200,000 different student loans, but very few of them are offered by the same company.

91
2 years ago

A startup that offers a student loan refinancing service specifically for those in the public sector.

90
1 year ago

A startup for managing and comparing all of your home loans, credit cards, car loans, and other loans.

90
2 years ago

They’re looking to build an AI that can be used by investors to evaluate the risk of a loan, and is meant to be more accurate and faster than existing methods.

89
1 year ago

A student loan refinancing startup that helps students pay off their loans before they graduate.

89
1 year ago

A startup based in San Francisco that wants to help people get data on loans.

89
1 year ago

A platform that helps people in the US and Canada get a mortgage loan from overseas

89
2 years ago

A startup that compares the costs of different lenders, which is what launched a year ago. The company aims to be a one-stop shop for people looking for loans, saving them time and money.

88
2 years ago

A platform that connects lenders to people who have bad credit to pay loans back on time. The company’s cofounder, David Leon, says the company is profitable, has more than $1.3 million in loans, and has been servicing loans for over a year.

88
1 year ago

A small loan marketplace that allows anyone to lend and borrow locally, in person, with no credit score required.

88
2 years ago

They’re a blockchain company that uses a smart contract to help companies manage collateral and loan payments.

86
1 year ago

A platform that helps you get the best rates on your loans, or credit cards.

86
1 year ago

A fintech startup in the Philadelphia area that has a platform that lets users compare loans to see the best deal

86
1 year ago

A startup that is building a platform to help small businesses know the best loan options at the best rates. Part of their pitch is that they’re aiming to help people in emerging markets, where banks are more expensive.

84
2 years ago

A microfinance company that provides small loans to farmers in India to help them hedge against the possibility that their crops might fail.

83
2 years ago

A startup that helps students with their college funding by letting them save for it in a way that’s much easier than applying for a loan.

82
1 year ago

A startup that makes it easier for people to get loans from a bank by letting them use their savings accounts to finance their loan.

82
2 years ago

A crowdfunding website with a different twist. Currently popular in the UK, the platform allows users to use online loans for funding instead of just credit cards.

81
2 years ago

Lending Club is looking to create an online community for home and condo owners to get access to financing to pay down a mortgage or refinance a home. The company’s loans are backed by the equity in the house, and rates for the loans are competitive.

81
1 year ago

The company uses machine learning for risk management, identifying which customers are likely to default on their debt and which loans are more likely to default on their debt.

80
1 year ago

A tool that helps people find the best loan for their needs. It can also help them find the best person to apply the loan to.

80
1 year ago

They’re building an app for crowdfunding microloans to SMEs in India.

80
1 year ago

A startup that aims to use AI to automate tasks like loan underwriting, automating more human aspects of the process.

78
1 year ago

A micro-investment product for small investors. The startup has created a platform that allows you to invest in a portfolio of loans rather than a single loan.

77
1 year ago

The startup’s platform aims to help people mitigate the risk of receiving bad credit and loans. It has already secured $5 million in funding.

77
1 year ago

A tool to help marginalized communities access loans.

77
1 year ago

This startup wants to combine the functions of an insurance broker, a credit broker, and a loan officer into one company.

75
1 year ago

A SMB-focused marketplace for small business loans, which has already closed $20M in loans and has more than 10,000 users.

75
1 year ago

A cloud-based database of student loan debt for people to search, with a sign-up required to see data. The company also has a personal debt management product.

75
1 year ago

A chatbot that helps users of AIG’s personal loan calculator get the most out of their loans.

74
1 year ago

Everyone has a friend or acquaintance that they’d like to loan money to, but they have no way to do so. MoneyBroker does just that, pairing people with other people in need of cash with those who have funds to give. The startup has already raised $2.5 million and is currently on-boarding more than 2,000 users a month.

73
1 year ago

An AI-powered chatbot that helps you negotiate the best deal on a car loan.

72
1 year ago

A tool that helps you manage your courses and courses of study, along with the borrowing and loan information for each. It’s currently available on the web, but will be coming to iOS and Android.

71
10 months ago

A company that wants to solve the problem of bad credit loans and bad credit loans of all kinds.

71
2 years ago

 A way to streamline the process of getting a loan for a startup (or other company in need of financing). The company provides a marketplace for financing and a loan application, with providers ranging from big banks to crowdlending sites. They’re currently in the process of raising Series A funding.

70
1 year ago

This company wants to make the process of getting a business loan easier for the unbanked. It’s currently testing in the US, but they’re looking to expand internationally too.

70
1 year ago

A loan application platform that uses machine learning algorithms to identify fraudulent loan applications and offers discounted rates to borrowers.

69
1 year ago

A company that uses Artificial Intelligence to help banks and credit unions make loan decisions, with a focus on fintech and small business.

69
1 year ago

A technology company that creates “smart” thermostats for home and business use, allowing homeowners to control their thermostats via their smartphone. The company is led by CEO and founder Rajat Pahuja, who previously built a business in India called Shubh Loans that went “very profitable,” according to Pahuja.

69
1 year ago

An online lending platform that provides loans to local businesses. The startup says they have “tripled their revenue as we scale to help more businesses grow.”

69
1 year ago

A mobile money platform for emerging markets, where the company says it has already made $1 billion in loans to over 20 million customers.

68
1 year ago

A startup that makes it easier for small businesses to get loans from lenders. The company has raised $2.5 million from investors like KKR and Google Ventures.

68
1 year ago

A peer-to-peer lending platform where people can loan money to one another. The startup is currently working on a separate peer-to-peer loan product.

68
1 year ago

A financial data platform that aims to make it easier for people to apply for credit and loans.

68
1 year ago

A digital lending platform that helps people with bad credit get loans for things like cars and appliances. They currently have over $100million in loans in the pipeline and a few hundred customers.

67
1 year ago

A company that helps people get a loan based on the value of their business. The company is currently working with seven small businesses in the UK.

67
1 year ago

A tool to help people get mortgages, which combines the small business loan market with the personalized loan market. It’s currently in private beta.

67
1 year ago

A platform for selling and buying your car or truck, financed with a monthly payment. The startup sold its first loan in May with former GM executive, Mark St. Pierre, leading the company.

67
1 year ago

A tool to keep track of financial obligations, such as rent or credit cards or student loans.

67
1 year ago

A Y Combinator company that wants to help students apply for loans and scholarships, helping them create a portfolio of their work.

66
1 year ago

Building a mortgage application and loan application that takes traditional paperwork out of the equation and runs it through an AI engine.

66
1 year ago

A startup for personal loans. The company’s platform uses data to make better lending decisions.

66
1 year ago

A platform that helps people with small car loans get lower interest rates

65
1 year ago

A tool that makes it easy for a company to secure loans from a variety of lenders.

65
1 year ago

A solution for loans that are backed by corporate stocks, allowing their holders to be traded like stocks.

65
1 year ago

A company that provides a free loan to borrowers who have already been denied one from other banks.

64
1 year ago

A digital bank account for Indian startups and SMBs looking to get a loan from non-banks.

62
1 year ago

This is an “automated” loan application process for small business borrowers. The startup says its technology can analyze the financials of a business in minutes and make a quick decision on whether or not to give them a loan.

62
1 year ago

A company that allows users to create and market “smart” contracts. They can be used to create asset-backed securities, loans and bonds, and can be made to automatically pay out to users if certain conditions are met.

61
1 year ago

 A startup that is building a platform that helps people find and manage small or large business loans in real time.

61
1 year ago

A consumer service that helps consumers collect on credit card debt from their personal loans.

60
1 year ago

A startup that helps people find and purchase loans and lines of credit for a variety of purposes.

60
1 year ago

A startup that helps you get a loan and pay it back in monthly installments using a credit score.

59
1 year ago

A student loan refinance platform. The company is looking to partner up with large banks to refinance student loans.

58
1 year ago

A new type of loan broker, that uses data science to help banks make better loans

57
1 year ago

A financial services company that offers loans to entrepreneurs. It’s a portion of a $1 billion personal loan portfolio.

56
1 year ago

A software company that aims to provide a suite of tools to help people avoid missing payments. It handles a lot of the back end for consumer finance companies, including student loans and credit cards.

56
1 year ago

A small business lending platform that takes a portion of the income of the borrower and invests it in loans to other small businesses.

54
1 year ago

A business that seeks to create the next generation of data reporting for agencies, which are tasked with crunching the numbers on everything from city budgets to loan applications.

54
1 year ago

A startup that wants to help people manage their student loan debt. The company takes a subscription model that pays off the loan over time.

54
11 months ago

A student loan refinancing startup that promises to reduce interest rates. It just closed a $10 million round, and its founders said they’re targeting 15% of student loan holders.

54
1 year ago

This is a startup that builds financial products for the European travel industry, with a focus on the global student market. It offers a student loan re-finance product in the UK, as well as a personal loans product in the UK, Germany, and Ireland.

53
1 year ago

A new way to sell and manage mortgage loans. The company wants to disrupt the industry by using artificial intelligence to manage home loans and lower cost by removing the middleman.

52
1 year ago

A student loan management app, designed to make the process of paying off student loans simpler.

52
1 year ago

A startup that helps loan officers manage loan applications and serves as a hub

52
9 months ago

A software company that starts by building a predictive model for which loans are more likely to default and then uses that model to predict which loans are particularly risky. The company then buys up those loans and uses them as collateral for insurance on other loans.

52
1 year ago

A tool that helps you find the best deals on credit cards, bank loans, and insurance, using your personal data to optimize your decision making.

51
8 months ago

The company has been working with major banks in the region to help them improve the way they price loans and mortgages. It can also help non-bank lenders do the same.

51
1 year ago

A platform for those looking to get a loan for their business.

49
1 year ago

This startup helps credit unions find and offer loan products for low-income borrowers.

49
1 year ago

A finance startup with a focus on microloans. It wants to connect the world to tiny credit that they can use to make small purchases like groceries or pay small bills.

49
7 months ago

A software-as-a-service company that provides a platform for financial institutions to securely sell loans and bonds to private investors.

49
1 year ago

A startup that helps to build smart contracts for businesses that need to manage foreign exchange, loans, investment, etc.

48
3 months ago

This is a service that helps individuals track and manage their student debt. The startup helps people take action on their student loans, and offers the ability to pay off the debt with a monthly plan.

48
1 year ago

A more personal way to pay back student loans. The startup helps students manage their debt by putting on an income-based repayment plan. It’s a platform for students to create a customized plan and manage their debt.

47
11 months ago

A small-business loan platform that provides funding for community banks.

47
7 months ago

A company that offers a suite of banking and financial service products, including a debit card, checking account, and loan.

47
1 year ago

The app allows people to pay off their student loans with a 25% monthly discount, which they say can be used for a wide range of things.

46
1 year ago

A crowdfunding platform for people who have been denied loans from banks.

46
10 months ago

A college student loan refinancing startup, which connects students with investors who can refinance their loans.

46
1 year ago

A student loan refinancing company that helps borrowers get out of student debt by consolidating all their loans into one. It aims to make this process as simple as possible by allowing borrowers to make payments via their credit cards.

45
1 year ago

A platform that helps people with no access to banking services, get small business loans and savings accounts. They’re a nonprofit and are building a platform to help people build their own financial products and have it administered by a bank, thus making it more accessible.

45
1 year ago

A self-service platform for managing your student loan.

45
1 year ago

A web-based platform that allows people to setup peer-to-peer loans. The application is open to all ages and income levels.

45
1 year ago

A technology that helps lower-income people from taking out loans to pay for college

45
1 year ago

Microcredit company. They are providing micro-loans to low-income earners in developing countries.

45
10 months ago

A startup for managing student loans, connecting students with lenders and helping them get the best deals.

45
5 months ago

A platform that helps people find small loans to pay off their mortgage, or small business loans to expand, or even individual loans to refinance.

45
1 year ago

A platform for selling and buying fixed-rate loans. The company is developed by former Citi, UBS, KKR and S&P executives.

44
11 months ago

A micro-financing company that uses a network of community banks to help people in developing countries get loans.

44
10 months ago

An AI-powered platform to help users find and compare loans and credit cards.

44
1 year ago

A company that helps get you a loan from a bank or credit union. The startup uses a crowdsourced approach to identify customers who are in need of a loan, and then gets them in touch with a lender.

43
5 months ago

A startup that uses data to help banks better ensure the accuracy of their loans.

43
1 year ago

LendingClub is a peer-to-peer (P2P) lending company that aims to cut out the middleman lending market by allowing borrowers to connect with each other directly. The company’s P2P model is based on an algorithm designed to match borrowers with lenders. P2P loans were responsible for $2.7 billion in loans in 2017.

42
11 months ago

A platform that helps you find a loan faster and at a lower rate. The startup is developing a unique platform for personal loans that is targeted at consumers.

42
1 year ago

A startup that wants to build a social credit system in China. They say that if you’re the type of person who might not be able to get a loan in China — like someone living in a rural village — then your credit score will be pretty low. The startup wants to build an online platform to expand the reach of credit scores to everyone.

41
1 year ago

A web-based platform to manage home loans and their property taxes. The company is currently in beta and has raised $185,000.

41
9 months ago

A startup that’s targeting the financial services industry with the idea of developing a platform for people to sign up for payday loans. The startup has already built the back end for this app and is now working on the front end.

41
1 year ago

Based on the startup’s founder’s work at Kiva, a nonprofit that helps people in poverty create micro loans, the startup wants to expand its service to provide people in the US loans at a lower cost. It currently serves small businesses in 30 US cities.

40
1 year ago

This startup is building a system that lets you use your phone to manage your personal finances, including your credit card, loan, loan repayment, and savings.

40
11 months ago

This company connects real-estate agents and buyers and allows buyers to get a loan and sellers to get paid.

40
2 months ago

A startup building a software platform that helps financial institutions and other companies find the right credit analyst for their loan products.

40
1 year ago

A startup that helps users find the best rates on credit cards, loans, and insurance. They also provide tools to help people understand their credit score, get a financial plan, and get access to the best rates. The company is currently having trouble funding their expansion, but they are continuing to get new customers.

39
11 months ago

This is a financial education platform, where you learn the ins and outs of various lending options to make sure you’re getting the best loan possible.

39
8 months ago

A business that wants to connect with the 1.2 billion people without bank accounts and offer them the ability to get an account and receive loans.

39
7 months ago

A software platform for tracking and managing loans, credit, and financial products for small businesses.

39
3 months ago

A company that provides an API to enable organizations to use the subprime loans originated by the Federal Housing Administration.

39
1 year ago

A financial services company that provides loan payments and collection services. The startup is now profitable and has a $4.5 million valuation.

38
1 year ago

The startup aims to be a peer-to-peer marketplace for student loans, to help students avoid high interest rates by borrowing from other students.

38
1 year ago

A platform for micro-loans that don’t require collateral.

38
10 months ago

A tool for anyone who wants to get a loan from a bank

38
10 months ago

An online payday lender that offers short-term loans of $500 to $2,500 to customers who are struggling to get by. The company is currently in New York City - it is looking to expand to other cities.

38
9 months ago

A student loan refinancing startup looking to help people consolidate their student loans by consolidating into a single loan from their bank

38
8 months ago

A business-to-business loan platform that aims to replace banks by offering smaller loans to businesses in countries where there aren’t enough banks. The startup has been in the works for over a year and has already signed up 5,000 businesses in India.

38
8 months ago

A personal finance tool for students, which helps them manage their loans and expenses.

38
5 months ago

 A program, with a small loan, that helps artists create and exhibit work, and then market them to a larger audience.

38
2 months ago

 This company builds debt crowdsourcing platforms for lending companies. Borrowers can list their credit availability and a company can decide whether they’re a good fit for a loan.

38
1 year ago

A startup that wants to build a network of lenders who offer small business loans in exchange for a small percentage of the loan.

37
11 months ago

A company that allows users to manage their finances from a single interface, by securely storing all of their bank, credit card, and loan accounts.

37
10 months ago

A digital micro lender that aims to help small businesses and startups purchase inventory and other supplies, and set up loans for that inventory, using a combination of bank and non-bank lending.

37
8 months ago

One of the first companies to offer a loan feature on Facebook.

37
4 months ago

A software company that provides a way for people to get a loan and pay it back on time, usually with interest.

37
1 month ago

A student loan application that’s easier and less expensive to use

37
1 year ago

The startup is building a way for consumers to check their credit scores on their phones, so they can see what if they were to refinance a mortgage, apply for a credit card, or shop for a new loan.

36
11 months ago

A startup that helps small business owners in the US get loans, doing so without all of the red tape.

36
9 months ago

This San Francisco-based startup wants to create a simple platform for clients to open a bank account and get a loan. It’s a B2B business.

36
2 months ago

A startup that helps consumers with access to loans or debt consolidation find the best financial services partner for their needs.

36
1 month ago

A startup that helps people manage their student loans. The startup helps students manage their student loans and pay down debt faster.

36
29 days ago

 A way to get a loan in 1 hour with as little paperwork as possible.

36
15 days ago

An organization that helps finance professionals in developing markets establish upstart businesses using the same financing tools as larger companies in developed markets. The company’s clients have access to the same loans as big banks, but at a lower rate. The company is profitable and plans to expand to other developing markets.

36
1 year ago

A peer-to-peer marketplace to help people find loans from each other. The company is looking to partner with local banks in India to help bring the startup to market.

35
11 months ago

A consumer finance app that will only work in the US. It’s meant to help people with student loans.

35
1 year ago

A platform for the “unbanked” in developing economies, this startup is building software to allow people to get loans and make payments without using traditional banks.

34
1 year ago

A startup that helps you reduce the risk of taking out a loan to finance your business.

34
11 months ago

A micro-loan company that converts energy into cash for the poorest people in the world.

34
6 months ago

A platform, which is looking to help people get loans in minutes.

34
5 months ago

A toolkit to help large organizations run more efficient ad campaigns, as well as a payday loan marketplace.

34
1 year ago

The startup is an online tool for getting and processing student loan payments.

33
10 months ago

A credit card-processing platform for the $1.3 trillion microloan market.

33
9 months ago

A way to make local micro-loans, especially to women in emerging markets, by offering them a small loan and providing them with training.

33
8 months ago

A platform that helps financial institutions, including banks and credit unions, provide services like checking accounts and loans. These services are typically offered by financial advisors and brokers.

33
4 months ago

This company is building an application that helps users manage their credit cards, loans, and other accounts.

33
2 months ago

 Service that helps people set up a mortgage loan and provides them with personalized mortgage advice from a specialist.

33
10 months ago

A platform for student loans, with no upfront fees. They’re currently in talks with over 100 banks to make it available to their customers.

32
10 months ago

A platform for lenders to buy home loans and for homeowners to refinance at lower interest rates.

32
9 months ago

This is a platform that helps people collect, organize, and manage all of their different loans, including student loans, mortgages and car loans.

32
5 months ago

A startup that tracks the loan rate and payment timing of people borrowing money from banks. The startup is looking to allow banks to offer flexible payment plans in order to keep customers happy and build a better relationship with them.

32
11 months ago

A startup offering a credit scoring software for small businesses, helping them quickly determine if they qualify for loans.

31
11 months ago

An online platform that helps small business owners get access to capital, and which has an SBA loan program. It takes 5% off the top and has 2 customers so far.

31
10 months ago

A company that offers loan products to small businesses at a lower interest rate than banks

31
9 months ago

A nonprofit that has built a model for giving low-income communities in the US access to loans from local banks

31
8 months ago

A tool that helps small businesses find loan applications and other financial services, including asset-based loans for startups. The startup takes a 20% commission.

31
6 months ago

A startup that facilitates a transparent review of a loan, which can be used to lower interest rates

31
10 months ago

This startup wants to make it easy for anyone with a bad credit score to get a loan. The company’s co-founder says that when running a small business, it’s likely that they know the person they’re dealing with personally. The company uses that advantage to provide a personalized loan experience.

30
5 months ago

This company is trying to make it easier for people to get a loan (either short-term or long term) at a lower interest rate.

30
4 months ago

A credit-scoring tool for small businesses or individuals, helping them get pre-approved for loans and loans from banks.

30
1 month ago

A consumer loan company that offers a “money management” tool that helps people develop a budget and track their spending.

30
1 year ago

A startup that wants to make it easier for small businesses to get loans. They say it’s easier to get a loan for a small business than getting a loan for a large one.

29
10 months ago

A student loan software that helps students budget, plan, and control their loans.

29
8 months ago

A company that claims to be the only one that provides individualized bankers to help with student loans.

29
8 months ago

This group of investors is working on a new kind of credit score that factors in a person’s ability to pay back a loan. The startup aims to help borrowers quickly understand and compare the information available to them in order to make their own credit decisions.

29
7 months ago

A SaaS platform that helps real estate agents manage their clients’ loan applications. The company claims to have at least 1,000 users after launching in March.

29
4 months ago

A startup of peer-to-peer loans, where borrowers can use an algorithm to determine the best lenders, based on their credit history, credit score and debt-to-income ratio.

29
3 months ago

A startup that helps people with debt or other financial obligations pay off their student loans faster with automated paychecks.

29
10 months ago

A new app that crowdsources and gamifies small business loans

28
9 months ago

A way to streamline the process of getting a home loan and financial information, as well as a way to compare interest rates.

28
6 months ago

A financial services startup offering tools and advice for companies to help them scale up loans.

28
6 months ago

A YC company that’s building a platform that helps small businesses get a loan from their bank. They’re also building a tool to help banks make loan decisions.

28
5 months ago

A financial software company that builds tools that lenders can use to manage cash flow and loan payments.

28
5 months ago

A micro-loan company that helps people with limited credit histories to navigate the financial system.

28
1 month ago

Like the Lending Club for car loans, AutoGrow’s business is to lend money to people who can’t get loans from banks or credit unions. It’s currently lending $1 million a month to people in the US.

28
1 year ago

Borrower.io is a platform for lenders to manage their loan portfolios, helping them get a better understanding of their loan data and the performance of their loans.

27
1 year ago

Micro-loans for the unbanked, with a minimum term of 9 months, a maximum term of 20 years, and a minimum interest rate of 2%. The goal is to offer a lifeline for the unbanked, who often have a hard time obtaining a traditional bank account.

27
9 months ago

A cloud-based marketplace for small business loans, where customers can shop around quotes from a variety of banks and lenders, and settle their loans in 30 minutes.

27
8 months ago

A startup developing a new way to track, measure and qualify residential property loans.

27
6 months ago

A startup that lets users create a chart of their credit scores, which they can share with potential lenders when applying for an auto loan.

27
5 months ago

A micro-loan company that helps small businesses and individuals get loans in the US, with a focus on the Mid-Atlantic.

27
10 months ago

A small business loans company that uses artificial intelligence to make credit decisions.

26
10 months ago

A platform that helps small businesses get access to credit and loans. The startup says it has received a $1.2 million investment and counts Google Ventures, Andreessen Horowitz, and Y Combinator as investors.

26
9 months ago

Helping small businesses with the process of applying for loans, including reviewing their financials, credit reports and personal data.

26
8 months ago

A global fintech company that provides a way for emerging markets to get loans from traditional banks. The startup has pulled in big names including Bill Clinton, who has joined its advisory board.

26
8 months ago

A financial services startup that uses AI to process loan applications in the background.

26
7 months ago

A startup that aims to make student loans more affordable through peer-to-peer lending. They’re making a loan from a pool of other students.

26
4 months ago

A B2B company that provides small businesses with a suite of services to help them manage their cash flow, which can include loan processing, payment processing, investor relations, accounting, and more. The platform also provides analytics and data to help improve the company’s business performance.

26
2 months ago

A new loan product that helps people get a loan for their dream car.

26
11 months ago

A micro-finance company that provides loans to entrepreneurs in rural India.

25
10 months ago

This startup wants to fix the often confusing process of applying for a loan. It provides a way to easily calculate different loan scenarios, then provides a report that gives a comparison of how different applicants would fit into a loan.

25
5 months ago

A digital-only bank for small businesses in the U.S., which provides small business loans and a personal banking account.

25
4 months ago

A payment and lending platform for the sharing economy, including Airbnb and Uber. It allows people to borrow money and pay for things like ridesharing and home sharing, with some flexibility over the conditions of the loan.

25
4 months ago

A tool to help small businesses access business loans. The company’s founders claim that they have already signed up 450 companies in a week, and plan to grow to over 10,000 by the end of the year.

25
2 months ago

A personal loan business that collects data on loan usage and trends to inform future loan decisions.

25
10 months ago

The company wants to make it possible to have a single window in which you can track all of your credit cards, bank accounts, and loans.

24
9 months ago

In this business, the CEO says, “we are working with a small group of partners and we are finding that it is almost impossible to get a loan from a bank.” The startup uses its own software to help companies quickly verify their ability to repay a loan.

24
6 months ago

Whether it’s a home loan or a new business, if you need financing, you look for a lender who won’t make you sweat about late payments and other problems. Greenlight is a new startup that wants to be the go-to-lender for all types of loans, offering better terms and lower fees than traditional lenders.

24
5 months ago

A startup that wants to give credit scoring to unsecured loans to help people get in the habit of paying their bills on time, thus getting better credit scores.

24
5 months ago

A platform for measuring, and managing, how companies pay back their loans. The startup helps companies intelligently manage their debt portfolios, and provides software for financial planning and decision making.

24
5 months ago

We’re at a point where almost all of the world’s population is using mobile phones. But most of the world’s adults and teens don’t own a credit score. Vaya wants to help them get one, and also helps lenders target them for loans.

24
5 months ago

A tool for loan officers to get a quote on a loan before they sign a client.

24
2 months ago

A company that provides a way for small businesses to get loans, at lower interest rates and with some value-added perks. The company has $1 million in funding.

24
2 months ago

A micro-finance platform that helps people living in the slums of Mumbai to build and manage micro-loans.

24
2 months ago

A web-based (currently web-only) service that lets customers in the US apply for a federal loan to buy a car, saving them up to $2,500.

24
29 days ago

A startup that helps farmers in Latin America find the best deals from local banks on loans, but also helps them avoid scams and fraud.

24
3 months ago

A financial services company that helps banks and lenders keep track of their customer’s credit score and credit card information, so they can make decisions about whether to give a loan or simply do a credit check.

23
2 months ago

The company’s micro-loans are targeted at helping people who are faced with emergency financial needs, like medical bills, school fees and daycare payments.

23
1 month ago

A software company that uses AI to reduce the manual work involved in filling out education forms for student loans.

23
3 days ago

This is an app for lending money to friends and family, with a focus on microloans.

23
10 months ago

A new kind of debt consolidation loan where a new debtors’ attorney works with a debt consolidation loan company to reduce debt and improve credit scores.

22
6 months ago

The goal of RYO is to give any businessperson the ability to get a business loan online. The startup is currently in the process of taking $1M in seed funding

22
5 months ago

A student loan repayment platform that takes a percentage of each payment, rather than a flat monthly fee.

22
2 months ago

A company that helps you get a loan, even if you’re a first-time client to a traditional lending institution.

22
6 months ago

A tool for helping people find loans, credit, and other financing for their businesses. The startup is working with 16 businesses and 5 lending partners to help them manage their credit and credit lines.

21
4 months ago

A platform for government to better manage and track the federal student loans that students take out every year.

21
4 months ago

A micro-loan platform for those in the US who don’t qualify for traditional bank loans, who often have trouble getting loans from the bank.

21
3 months ago

A data visualization platform that aims to provide the most accurate and complete reports for credit risk. The idea is to provide a dashboard for banks to track risk, allowing them to make better lending decisions and cut down on bad loans.

21
3 months ago

The startup is building a tool that makes it easier for people to find and investigate which loans are available to them. It also matches potential borrowers with lenders and helps them navigate the loan process.

21
1 month ago

A company that works with universities to improve student outcomes and career outcomes. A student facing a financial crisis might get a loan from a university, in order to help them pay tuition. But if their grades don’t improve, they might not be able to pay it back. The startup’s platform helps universities track their students and make sure they’re on track to graduate and are actually paying back their loans when they graduate.

21
8 months ago

A P2P loan marketplace for the global unsecured consumer market, which is an estimated $2 trillion.

20
7 months ago

A way to make it easier to get a loan by using a credit score. The startup’s idea is to use a credit score to determine whether a borrower is a good risk, then offer them a loan.

20
5 months ago

A compliance platform for small business loans, developed by a former Goldman Sachs banker.

20
5 months ago

A company that assists small, local businesses obtain loans. The company doesn’t lend money itself, but instead works with other lenders to provide them with the data they need to be able to make their own loan decisions.

19
4 months ago

A startup that helps companies track their credit, loan, and delinquency risk. Helps the company manage their own risk data and automate their decision making.

19
3 months ago

A startup that offers a new kind of savings account. Instead of storing cash in a savings account for specific purposes, such as a vacation, the user can purchase a “lifestyle account” that allows the user to save the money for recurring costs, such as monthly payments to a car loan or a credit card bill.

19
3 months ago

A user-friendly SaaS platform that helps companies and individuals co-sign loans with other users. The startup plans to use AI to match high-qualified borrowers with lenders who offer better terms while still giving the user peace of mind.

19
2 months ago

This is a “personalized credit score” company that helps people find the right credit cards, loans, and more in their own budget. The company claims to help people save up to $300 a year on interest.

19
2 months ago

A cloud-based platform that allows farmers to apply for loans, get quotes and track progress.

19
1 month ago

A startup for shoppers to compare prices on things like home insurance and auto loans. Borrow lets people take a credit card number and borrow money against it, so you get the money you need and pay it back with the money you make.

19
4 months ago

A set of tools for the financial services industry, which includes a portfolio tool, a loan calculator, and a credit analysis tool.

18
4 months ago

A small business loan platform that helps companies create credit criteria and collateral checklists to reduce the risk of non-performing loans.

18
3 months ago

Create a platform for student loan borrowers to pay off their loans in monthly installments.

18
23 days ago

A platform for small business loans in Nigeria. The startup wants to offer loans within 24-hours in Lagos, Nigeria, by connecting underbanked micro and small businesses to banks.

18
7 months ago

A startup that wants to build a marketplace for microloans. The startup plans to help people get loans to start businesses in developing countries.

17
4 months ago

A digitally native financial services company that focuses on helping people with small-to-medium business loans.

17
4 months ago

This a personal-finance app that helps people track their spending and come up with a plan for paying off loans. The founders say it’s one of the most active finance apps in Japan.

17
3 months ago

A company that provides loans for small businesses and for entrepreneurs. The company has built its business on the idea that the best way to connect people with needs to resources is via their own networks.

17
2 months ago

An online platform for college students to get loan options from multiple lenders, and compare rates and terms.

17
2 months ago

This startup is creating a mobile app and website to help low-income families get home loans.

17
1 month ago

A company that makes it easier and cheaper to pay back student loans. The startup is now taking payments via Stripe.

17
29 days ago

The founder of this startup is a professor at the MIT Sloan School of Management who wants to build a platform for entrepreneurs to come together to share what they’re learning, to connect with mentors, and to help each other.

17
19 days ago

A student-focused startup that charges students $2.50 a month to have student loan calculators and student loan information on their phones.

17
7 months ago

A platform for managing and paying taxes on personal loans in the US and globally.

16
3 months ago

A new way to take advantage of machine learning and AI to help bankers use data to make more informed decisions, including whether to approve a loan or not. The startup’s free product is aimed at helping banks manage relationships with their customers.

16
3 months ago

A startup that wants to provide a platform for auto dealers, who struggle with how to manage a complex set of back office tools, like loan applications.

16
2 months ago

A company that is looking to use machine learning and artificial intelligence to help find and track down the most efficient way to route personal loans for customers.

16
24 days ago

A small-business lender that offers flexible loans, designed for individuals with $20,000 to $150,000 in assets.

16
22 days ago

A user-friendly platform for tracking expenses paid by credit cards, loans, and other means.

16
2 years ago

Idea: A startup that helps people with bad credit get loans It finds loans for customers, and takes a 10% commission from the borrower

15
1 month ago

A startup that helps users find lower-cost financing options and get their personal loans or car loans without having to go through a credit check. The company is in the final stages of a seed investment round.

15
1 month ago

 A platform that helps find loan officers who can help small businesses get loans.

15
8 days ago

A company that is building a platform for loans for people in financial crisis, who need money but don’t have a credit score. The solution for lenders is an algorithm that evaluates their financial history and ensures their creditworthiness.

15
19 days ago

A company that tracks student loan default rates.

14
17 days ago

Thinking about buying a house Want to know what it’s worth Leave your car on the street overnight Want to know what you’re getting into with a loan The startup has tied up with a few banks to provide information on loan costs and interest, and is working to expand across all banks.

14
1 month ago

A student loan refinancing platform from Y Combinator alum Brick Road, launched in August with $10 million in venture funding. Brick Road talks about helping borrowers get lower rates than the ones offered by banks, and promising a “low-cost, low-equity” funding source.

13
15 days ago

A micro loan (think Kiva) for women living in rural India

13
4 months ago

A Bitcoin-based micro-loan startup, which aims to change the way the global $300 billion micro-lending market works by focusing on unbankable borrowers.

12
1 month ago

A platform that helps people in the Indian state of Uttar Pradesh get loans from banks and other financial institutions.

12
1 month ago

A platform for peer-to-peer lending that enables lenders to invest in the loans themselves, not just collateralized debt obligations. The company provides the capital, and the seller gets the loan with a simple interface.

12
11 days ago

A startup that helps people get a better sense of what their loans are going to cost, and helps them figure out how to pay it back. The startup wants to make the mortgage process more transparent.

12
1 month ago

This startup helps US companies deal with the $1.4 trillion in student loan debt.

11
3 days ago

This startup is building a tool to help people determine which loans they could get and where they’re available. The company counts Bank of America, Wells Fargo, HSBC, Capital One, and Citibank among its customers.

10
4 months ago

A company that helps financial institutions sell home loans and mortgages online

9
1 month ago

Building a system for lending on small business loans for microloans. The founders say it can help small businesses access capital and provide a better lending experience.

9
2 years ago

Idea: Sofi is a lending program for student loans They say they can get a loan to anyone in 6 minutes, and don’t charge a processing fee The company is currently lending $3,000 loans (via a credit line) to students

8
3 months ago

A platform to help small businesses get loans from banks, which has gotten real traction in the UK.

8
25 days ago

A startup that’s helping people in Central America get a loan to purchase a vehicle, in the hope that they can move out of rental cars and drive their families around.

7
2 years ago

Idea: A fintech startup that provides consumer loans in the Philippines to customers who don’t have many credit options.

1
2 years ago

Idea: The easiest way to get a business loan

-1
2 years ago

Idea: A platform that helps people start a business and access funding (either from investors or through a loan program)

-1
2 years ago

Idea: A startup that operates a platform where organizations can make ‘asset-backed’ loans to people, with a low risk of default

-1
2 years ago

Idea: A startup that is working with a major South American bank to help them build a platform for managing their B2B loan portfolio

-1
2 years ago

Idea: A SaaS for student loans that helps borrowers keep track of their loans and what they’re paying, as well as offers advice.

-1
2 years ago

Idea: A new twist on insurance for freelancers. The startup is a high-deductible plan with a really low premium — that also includes a loan component. The startup says it’s looking to compete with a 1500% APR loan and offer a 1% interest loan.

-1
2 years ago

Idea: This startup is building an app to help small to mid-sized business in China apply for and receive loans from banks.

-1
2 years ago

Idea: A financial education platform that teaches users about credit cards and loans

-1
2 years ago

Idea: A startup that helps people living in countries with low credit scores get loans. The company claims to have an 80% approval rate for people with FICO scores under 550.

-1
2 years ago

Idea: A software as a service company that sells an enterprise software platform to manage all of the administrative and financial details of an import/export business. The startup has a special focus on helping small businesses secure loans or payments from a bank.

-1
2 years ago

Idea: A micro-financing company that provides small loans directly to merchants in Kenya. It aims to bring a better online experience to the underbanked.

-1


48ms