Loan Startup Ideas

3 years ago

A Fintech company that’s building a mobile app for managing loans in Latin America.

1,016

4 years ago

A digital lender that allows small businesses to get loans in just a few minutes, with no paperwork.

815

3 years ago

A small business loan platform for companies like hair salons, construction companies, etc. that want to use their own credit check data to verify their customers’ ability to pay back loans.

506

2 years ago

A student loan repayment platform for companies. Currently focused on the United Kingdom.

498

5 years ago

A mobile payments startup that is focused on India, offering a personal loan service to people without bank accounts.

492

5 years ago

A student loans platform, which has 4 million users

312

5 years ago

A platform for helping students better understand college loans, with an interactive quiz that helps students create a personalized repayment plan.

304

4 years ago

They’re building an app for crowdfunding microloans to SMEs in India.

295

4 years ago

A platform for lenders to offer loans backed by real estate.

254

4 years ago

A consumer loan app for the unbanked. The startup aims to scale its startup base, paying them to lend to unbanked consumers.

242

5 years ago

A platform for lending and borrowing money with a goal of reaching 1 million borrowers. Users will be able to search for and compare loans online.

241

5 years ago

A small business loan, based on factors like location, team, and amount of traffic. It also offers business owner coaching to help them grow their business.

234

4 years ago

A search engine for small business loans.

234

4 years ago

Student loans can be expensive, and this startup helps borrowers figure out what their rates are for different banks.

222

4 years ago

Small business loans in the US from $2,000 to $100,000.

221

4 years ago

A personal financing tool that helps consumers save for retirement, borrow against their homes, refinance student loans, and reduce debt.

220

2 years ago

A platform for people who want to compare loan products. The product is a one-click platform that analyzes loan products, allowing users to compare loans with an interface that looks like a loan officer’s desk.

218

5 years ago

A digital bank account for Indian startups and SMBs looking to get a loan from non-banks.

205

4 years ago

Video-based system that allows customers to manage their own unsecured loans online.

205

2 years ago

The company is building a platform to help small farmers learn about and get access to finance. The startup is working with small farmers in Kenya and working with the government to create a program that will teach farmers finance, like how to take out loans, to help them improve their yields.

202

4 years ago

A cloud-based database of student loan debt for people to search, with a sign-up required to see data. The company also has a personal debt management product.

198

5 years ago

A small business loan for entrepreneurs, with a focus on women

195

5 years ago

A platform for managing micro loans for rural households.

190

5 years ago

Microfinancing platform that uses a machine learning algorithm to do credit checks and a risk assessment in order to make sure the capital they lend is actually utilized. Microfinance is a $2.6 trillion industry where millions of people lack access to loans, and that’s where the startup wants to come in and help.

189

3 years ago

This is an app for lending money to friends and family, with a focus on microloans.

187

5 years ago

This startup is building a platform to make it easier to get access to capital via loans.

182

4 years ago

A software-as-a-service company that provides a platform for financial institutions to securely sell loans and bonds to private investors.

181

4 years ago

A platform that allows people who have low credit scores to apply for microloans

180

5 years ago

A company that aims to use machine learning to help you get the best deal for a car loan.

179

5 years ago

A provider of microfinance loans to rural communities in the US. The startup is entering markets in India, Pakistan and Ghana to expand the profitability of its loans.

179

4 years ago

A company that wants to solve the problem of bad credit loans and bad credit loans of all kinds.

179

3 years ago

This is a service that helps individuals track and manage their student debt. The startup helps people take action on their student loans, and offers the ability to pay off the debt with a monthly plan.

179

5 years ago

This startup tries to make student loans more affordable for students by offering a low-risk version of student loans.

177

5 years ago

A financial services startup that offers small business loans.

176

4 years ago

A student loan refinancing startup that promises to reduce interest rates. It just closed a $10 million round, and its founders said they’re targeting 15% of student loan holders.

176

3 years ago

This company is building an application that helps users manage their credit cards, loans, and other accounts.

174

5 years ago

A startup that helps people in developing countries get micro-loans

173

4 years ago

This is a startup that aims to help entrepreneurs raise money by turning to friends and family for loans.

173

4 years ago

A company that offers a suite of banking and financial service products, including a debit card, checking account, and loan.

173

3 years ago

A company that provides an API to enable organizations to use the subprime loans originated by the Federal Housing Administration.

173

4 years ago

A software company that starts by building a predictive model for which loans are more likely to default and then uses that model to predict which loans are particularly risky. The company then buys up those loans and uses them as collateral for insurance on other loans.

170

5 years ago

A micro lending platform that helps small businesses in India access credit. It doesn’t charge interest, but charges a fee for the loans.

168

5 years ago

A two-sided marketplace for peer-to-peer loans

168

5 years ago

This is an application that lets you set up a credit card and apply for a bank loan instantly, within a few minutes of signing up.

165

5 years ago

A real estate focused business that connects tenants and landlords. The startup is a bit like Rocket Mortgage, a company that helps people with bad credit refinance their home loans — the startup’s focus is more on the landlord side of the equation. The startup charges a monthly fee of $50 for their service.

163

5 years ago

A peer-to-peer lending company that focuses on college students. The company says it’s in talks with a few large consumer finance companies and would like to see itself included in student loan refinancing programs. They’re based in Delaware.

163

5 years ago

A startup that helps credit unions expand their lending options by lowering the cost and time it takes to get a loan.

163

3 years ago

A startup that helps consumers with access to loans or debt consolidation find the best financial services partner for their needs.

163

3 years ago

This company builds debt crowdsourcing platforms for lending companies. Borrowers can list their credit availability and a company can decide whether they’re a good fit for a loan.

163

5 years ago

A software platform that helps small businesses, freelancers, and independent contractors obtain loans and invoice financing. They have a $50,000 seed round with a 4x growth rate since their launch in May 2019.

162

5 years ago

A student loan refinancing startup.

161

5 years ago

This startup has built a startup loan application service that offers loans to small businesses with less than $250,000 in annual revenue.

161

5 years ago

A funding platform that offers loans to startups

161

5 years ago

A startup that makes it easy for small businesses to get the financing they need. Pure is a platform that helps businesses build a relationship with banks or credit unions, which can then make lending decisions on behalf of the business without requiring a formal loan.

160

5 years ago

A small business loan marketplace for consumers.

159

5 years ago

A microfinance platform for the poor that provides an online finance management system. It helps with credit, savings, loans, and building businesses.

159

4 years ago

Currently focused on the UK, a B2B company that enables people to borrow money from their employer via a payroll deduction. It charges 1% interest for up to 12 months, and the company keeps 2% of the loan amount.

159

4 years ago

Online platform that helps small businesses access business loans and credit cards from local banks. The startup has raised $2 million from a range of investors.

159

4 years ago

The company has been working with major banks in the region to help them improve the way they price loans and mortgages. It can also help non-bank lenders do the same.

159

5 years ago

A platform that enables people to buy and sell things like furniture, cars, and apartments, and rent out unused rooms. Borrowers can use the platform’s software to manage the loan, and borrowers can access the property remotely. The platform is currently focused on the UK.

156

5 years ago

This startup is building a tool for banks to determine whether their customers are likely to pay back their loans.

156

5 years ago

A tool designed to bring transparency to the loan origination process, helping to prevent fraud, identify the best loan products, and save lenders money.

156

4 years ago

A startup that’s targeting the financial services industry with the idea of developing a platform for people to sign up for payday loans. The startup has already built the back end for this app and is now working on the front end.

156

5 years ago

A software-as-a-service platform that helps people easily manage their credit and student loan accounts. The startup is also building a personal finance dashboard.

155

3 years ago

A platform that helps people find small loans to pay off their mortgage, or small business loans to expand, or even individual loans to refinance.

155

3 years ago

A startup building a software platform that helps financial institutions and other companies find the right credit analyst for their loan products.

155

5 years ago

A startup that will enable lenders to offer small business loans online.

154

5 years ago

This startup is building an online and mobile platform to help consumers research credit cards, loans, and credit scores.

154

5 years ago

A financial services startup that helps small businesses get loans. The company sends loan officers into the field to help small businesses get loans quickly and at low rates.

154

3 years ago

A startup that uses data to help banks better ensure the accuracy of their loans.

154

3 years ago

A software company that provides a way for people to get a loan and pay it back on time, usually with interest.

154

5 years ago

A startup solving the student loan default crisis by letting borrowers streamline the repayment process.

153

5 years ago

New startup that aims to take the pain out of student loan payments, using the debt to create scholarships for low-income students.

153

5 years ago

A startup that helps small businesses get a loan at a traditional bank, at a lower rate.

152

5 years ago

A micro-loan startup that helps small businesses get loans to cover inventory. The company, which was founded in May, says it has already closed $1.5 million.

152

5 years ago

A tool for helping people pay off their student loans. The company has already started paying off over $3 million in loans for people who took out their student loans in the 1990s.

152

5 years ago

A student loan refinancing service that’s currently focused on the US.

152

5 years ago

This is a startup that lets you raise and manage funds for your startup, as well as make personal loans at 0% interest

151

5 years ago

A startup to help students get the most relevant and affordable loans from the US government.

151

5 years ago

A startup that wants to help people unload the debt they've accrued from student loans. They are currently working with 3,000 borrowers in the UK and hope to expand to the US in the next 12 months.

151

5 years ago

They’re looking to build an AI that can be used by investors to evaluate the risk of a loan, and is meant to be more accurate and faster than existing methods.

149

5 years ago

A tool for managing student debt, allowing users to “raise the rates they pay on student loan or credit card debt by a percent or more”.

149

4 years ago

A student loan refinancing platform that allows borrowers to pay off their debt in a number of different ways, including a lump sum or a fixed payment.

148

5 years ago

The startup uses AI to guide you through the process of buying a home, starting with a base salary and home costs, then dividing up the costs per square foot and getting a personal loan.

147

5 years ago

A startup that offers a student loan refinancing service specifically for those in the public sector.

147

5 years ago

This startup is looking to make it easier for the millions of small businesses in the US to get bank loans.

146

5 years ago

A company building software that helps banks manage loans, with a particular focus on reducing the number of payments.

146

3 years ago

Service that helps people set up a mortgage loan and provides them with personalized mortgage advice from a specialist.

146

5 years ago

This is a non-profit that gives "micro-loans" to entrepreneurs in Laos so they can start businesses. The startup has raised $50,000 in seed funding.

145

5 years ago

A startup that helps people get their hands on a shorter-term loan without having to go through the hassle of getting a credit card. They recently raised $600,000 in seed funding.

144

5 years ago

A startup using machine learning to predict which loans a prospective buyer would default on the most.

144

5 years ago

A startup based in San Francisco that wants to help people get data on loans.

144

3 years ago

A student loan application that’s easier and less expensive to use

144

5 years ago

A “Kiva for the world”, allowing investors to crowdfund for loans to entrepreneurs in emerging markets.

143

5 years ago

A web-based P2P lending platform that uses the blockchain to ensure the cashflow of the loan, using AI to predict default rates.

143

4 years ago

A tool for helping small companies get loans from banks by simply signing a power of attorney. The startup wants to use its existing network of over 1,000 lending partners to make this happen.

143

3 years ago

A tool to help small businesses access business loans. The company’s founders claim that they have already signed up 450 companies in a week, and plan to grow to over 10,000 by the end of the year.

143

3 years ago

A web-based (currently web-only) service that lets customers in the US apply for a federal loan to buy a car, saving them up to $2,500.

143

5 years ago

A startup that aims to make a service for college students that helps them find and pay for housing, then pay it off through a loan.

142

5 years ago

A startup for managing and comparing all of your home loans, credit cards, car loans, and other loans.

142

3 years ago

A startup for people looking for the best deals on savings accounts, credit cards and loans.

141

2 years ago

A digital credit card system that connects consumers with a variety of financial services, including loans, scholarships, savings etc.

141

5 years ago

A startup that helps farmers and businesses avoid the high cost of getting loans, especially through microfinance.

139

2 years ago

A blockchain-based accounting software, that will allow for time tracking, bill paying, invoicing, and deposit and loan management.

139

5 years ago

Disrupting the $1.6 trillion global student loan market as we know it. According to the company, there are currently more than 200,000 different student loans, but very few of them are offered by the same company.

138

5 years ago

Using AI to help companies identify and eliminate loan fraud and waste.

137

5 years ago

A digital platform to help consumers compare home loans at a low cost

137

5 years ago

A microfinance company that provides small loans to farmers in India to help them hedge against the possibility that their crops might fail.

137

5 years ago

A startup that is building a platform to help small businesses know the best loan options at the best rates. Part of their pitch is that they’re aiming to help people in emerging markets, where banks are more expensive.

136

5 years ago

They are building a marketplace based on the idea of peer to peer lending, but aimed at small property loans (smaller than $5,000), and aimed at women.

135

5 years ago

A platform that helps people in the US and Canada get a mortgage loan from overseas

135

5 years ago

The startup wants to help smaller businesses get a loan through peer-to-peer lending, and has already closed more than $50 million in loans in an eight month period since it launched.

134

5 years ago

The idea is to make it easier for people to get a loan with a bank account. The startup is looking at offering loan consolidation services.

134

4 years ago

A tool that helps people find the best loan for their needs. It can also help them find the best person to apply the loan to.

134

4 years ago

An AI-powered chatbot that helps you negotiate the best deal on a car loan.

133

5 years ago

A Chinese-based startup that’s working on bringing a streamlining to the process of applying for a loan.

131

5 years ago

A crowdfunded loans startup that helps credit unions offer small business loans to their members. It partners with Fiserv and its lending platform.

131

5 years ago

A digital bank that’s working with farmers and fisherman to get loans

131

5 years ago

This startup is building a student loan calculator for borrowers, to help them understand how much they will need to borrow in order to fund their degree.

130

3 years ago

Micro-loans to small businesses in India, offering a simple way to borrow $50 to $5,000. The company has already helped over 2,000 businesses, with plans to expand to the US by the end of 2020

130

5 years ago

This startup is building a network for the more than 60 million people who don’t have bank accounts — but are still expected to receive a loan, rent payments, or pay utility bills. As a result, they often don’t have access to the basic financial services they need. Envelope lets them become a platform for next-day payment, and offers payment-by-phone for small transactions.

129

5 years ago

A small loan marketplace that allows anyone to lend and borrow locally, in person, with no credit score required.

129

5 years ago

A startup that wants to improve the process of lending money to small businesses. The company is a tool used by businesses that make loans to customers.

129

5 years ago

A platform that helps you get the best rates on your loans, or credit cards.

129

5 years ago

A crowdfunding website with a different twist. Currently popular in the UK, the platform allows users to use online loans for funding instead of just credit cards.

126

5 years ago

A micro-investment product for small investors. The startup has created a platform that allows you to invest in a portfolio of loans rather than a single loan.

126

4 years ago

A startup that aims to use AI to automate tasks like loan underwriting, automating more human aspects of the process.

126

3 years ago

A mobile app for the economically underprivileged in India that will help them apply for micro loans. The startup has already provided over $400,000 worth of loans.

126

5 years ago

A startup that helps students with their college funding by letting them save for it in a way that’s much easier than applying for a loan.

125

5 years ago

Lending Club is looking to create an online community for home and condo owners to get access to financing to pay down a mortgage or refinance a home. The company’s loans are backed by the equity in the house, and rates for the loans are competitive.

124

5 years ago

A tool to help marginalized communities access loans.

124

5 years ago

A startup that compares the costs of different lenders, which is what launched a year ago. The company aims to be a one-stop shop for people looking for loans, saving them time and money.

123

5 years ago

A student loan refinancing startup that helps students pay off their loans before they graduate.

123

5 years ago

The startup’s platform aims to help people mitigate the risk of receiving bad credit and loans. It has already secured $5 million in funding.

123

3 years ago

Provides a credit score for students by combining data from their FAFSA and other sources to predict how they’ll perform on a loan or in the job market.

123

5 years ago

A loan application platform that uses machine learning algorithms to identify fraudulent loan applications and offers discounted rates to borrowers.

122

5 years ago

A startup that makes it easier for people to get loans from a bank by letting them use their savings accounts to finance their loan.

121

5 years ago

A SMB-focused marketplace for small business loans, which has already closed $20M in loans and has more than 10,000 users.

120

5 years ago

Building a mortgage application and loan application that takes traditional paperwork out of the equation and runs it through an AI engine.

119

3 years ago

A “smart” debt management platform that helps people manage their debts, including credit cards, personal loan debt and other types of debt.

119

5 years ago

A platform that connects lenders to people who have bad credit to pay loans back on time. The company’s cofounder, David Leon, says the company is profitable, has more than $1.3 million in loans, and has been servicing loans for over a year.

118

5 years ago

The company uses machine learning for risk management, identifying which customers are likely to default on their debt and which loans are more likely to default on their debt.

118

5 years ago

A startup that makes it easier for small businesses to get loans from lenders. The company has raised $2.5 million from investors like KKR and Google Ventures.

116

5 years ago

A tool to help people get mortgages, which combines the small business loan market with the personalized loan market. It’s currently in private beta.

116

4 years ago

A fintech startup in the Philadelphia area that has a platform that lets users compare loans to see the best deal

116

5 years ago

They’re a blockchain company that uses a smart contract to help companies manage collateral and loan payments.

115

5 years ago

A digital lending platform that helps people with bad credit get loans for things like cars and appliances. They currently have over $100million in loans in the pipeline and a few hundred customers.

115

3 years ago

A decentralized digital identity platform. Users can register their digital identity and receive a token that can be used to access a variety of services, including the ability to take out loans.

114

5 years ago

A technology company that creates “smart” thermostats for home and business use, allowing homeowners to control their thermostats via their smartphone. The company is led by CEO and founder Rajat Pahuja, who previously built a business in India called Shubh Loans that went “very profitable,” according to Pahuja.

113

4 years ago

An online lending platform that provides loans to local businesses. The startup says they have “tripled their revenue as we scale to help more businesses grow.”

113

4 years ago

A solution for loans that are backed by corporate stocks, allowing their holders to be traded like stocks.

113

5 years ago

A chatbot that helps users of AIG’s personal loan calculator get the most out of their loans.

112

4 years ago

A tool to keep track of financial obligations, such as rent or credit cards or student loans.

112

5 years ago

This company wants to make the process of getting a business loan easier for the unbanked. It’s currently testing in the US, but they’re looking to expand internationally too.

111

5 years ago

A startup for personal loans. The company’s platform uses data to make better lending decisions.

111

5 years ago

A peer-to-peer lending platform where people can loan money to one another. The startup is currently working on a separate peer-to-peer loan product.

110

5 years ago

A platform that helps people with small car loans get lower interest rates

109

5 years ago

A tool that makes it easy for a company to secure loans from a variety of lenders.

109

4 years ago

A tool that helps you manage your courses and courses of study, along with the borrowing and loan information for each. It’s currently available on the web, but will be coming to iOS and Android.

109

3 years ago

A platform for asset-backed loans for the global apparel industry.

109

5 years ago

A mobile money platform for emerging markets, where the company says it has already made $1 billion in loans to over 20 million customers.

108

5 years ago

This startup wants to combine the functions of an insurance broker, a credit broker, and a loan officer into one company.

107

5 years ago

This is an “automated” loan application process for small business borrowers. The startup says its technology can analyze the financials of a business in minutes and make a quick decision on whether or not to give them a loan.

107

4 years ago

A platform for selling and buying your car or truck, financed with a monthly payment. The startup sold its first loan in May with former GM executive, Mark St. Pierre, leading the company.

107

5 years ago

Everyone has a friend or acquaintance that they’d like to loan money to, but they have no way to do so. MoneyBroker does just that, pairing people with other people in need of cash with those who have funds to give. The startup has already raised $2.5 million and is currently on-boarding more than 2,000 users a month.

106

2 years ago

This startup is creating a service to help manage customer relationships across a range of products, from insurance to paid subscriptions to loans.

106

5 years ago

A startup that is building a platform that helps people find and manage small or large business loans in real time.

105

3 years ago

A startup that helps you find out if you’re eligible for home equity loans.

105

5 years ago

A company that uses Artificial Intelligence to help banks and credit unions make loan decisions, with a focus on fintech and small business.

104

4 years ago

A financial data platform that aims to make it easier for people to apply for credit and loans.

104

5 years ago

A way to streamline the process of getting a loan for a startup (or other company in need of financing). The company provides a marketplace for financing and a loan application, with providers ranging from big banks to crowdlending sites. They’re currently in the process of raising Series A funding.

103

3 years ago

SaaS business meant to help law firms manage their loan operations. It’s a spreadsheet tool that integrates with law firm systems and is meant to help make loan operations more efficient.

103

5 years ago

A company that helps people get a loan based on the value of their business. The company is currently working with seven small businesses in the UK.

102

4 years ago

A student loan refinance platform. The company is looking to partner up with large banks to refinance student loans.

102

3 years ago

A digital financial advisor for individuals with no bank account or credit history, using a digital model that connects individuals with lenders and leads to loans for people with low credit scores.

102

2 years ago

This startup uses blockchain technology and gamification to create a platform to help people get loans.

102

5 years ago

A consumer service that helps consumers collect on credit card debt from their personal loans.

101

5 years ago

A financial services company that offers loans to entrepreneurs. It’s a portion of a $1 billion personal loan portfolio.

101

3 years ago

An email-based loan application and processing platform. The startup wants to make it easier for people to obtain small loans so they can buy a car, start a business, and more.

101

5 years ago

A company that allows users to create and market “smart” contracts. They can be used to create asset-backed securities, loans and bonds, and can be made to automatically pay out to users if certain conditions are met.

100

5 years ago

A new type of loan broker, that uses data science to help banks make better loans

100

5 years ago

A software company that aims to provide a suite of tools to help people avoid missing payments. It handles a lot of the back end for consumer finance companies, including student loans and credit cards.

100

4 years ago

A startup that helps you get a loan and pay it back in monthly installments using a credit score.

100

4 years ago

This is a startup that builds financial products for the European travel industry, with a focus on the global student market. It offers a student loan re-finance product in the UK, as well as a personal loans product in the UK, Germany, and Ireland.

100

5 years ago

A startup that helps people find and purchase loans and lines of credit for a variety of purposes.

99

4 years ago

The app allows people to pay off their student loans with a 25% monthly discount, which they say can be used for a wide range of things.

99

4 years ago

A crowdfunding platform for people who have been denied loans from banks.

99

4 years ago

A startup that wants to build a network of lenders who offer small business loans in exchange for a small percentage of the loan.

99

2 years ago

An open-source platform that lets you shop for insurance, credit, and loans anywhere in the world.

99

5 years ago

A Y Combinator company that wants to help students apply for loans and scholarships, helping them create a portfolio of their work.

98

5 years ago

A company that provides a free loan to borrowers who have already been denied one from other banks.

98

2 years ago

A student loan company that aims to help students avoid debt by offering them a variety of options for dealing with their loans. The startup says that more and more students are turning to it to help them pay off their loans, with its average customer paying off their loans after five months.

98

4 years ago

A business that seeks to create the next generation of data reporting for agencies, which are tasked with crunching the numbers on everything from city budgets to loan applications.

97

4 years ago

A startup that wants to help people manage their student loan debt. The company takes a subscription model that pays off the loan over time.

97

4 years ago

A college student loan refinancing startup, which connects students with investors who can refinance their loans.

95

3 years ago

A software company that wants to re-invent the way we calculate interest rates for loans.

95

4 years ago

A business that wants to connect with the 1.2 billion people without bank accounts and offer them the ability to get an account and receive loans.

94

3 years ago

An AI for small business loans, to help entrepreneurs get lower interest rates

94

3 years ago

A startup for peer-to-peer lending for small business loans, currently funded by Y Combinator.

93

3 years ago

A company that offers a risk scoring service for all types of loans, from student, to auto, to credit card.

93

4 years ago

A finance startup with a focus on microloans. It wants to connect the world to tiny credit that they can use to make small purchases like groceries or pay small bills.

92

3 years ago

A digital bank account for all of a person’s financial needs, from remittances to loans to credit cards.

92

3 years ago

A company that helps small businesses gain access to different sorts of loans and financing. The company says it’s currently locked in a legal dispute with one of its investors, but is still growing.

92

4 years ago

A tool for anyone who wants to get a loan from a bank

91

5 years ago

A small business lending platform that takes a portion of the income of the borrower and invests it in loans to other small businesses.

90

4 years ago

Microcredit company. They are providing micro-loans to low-income earners in developing countries.

90

4 years ago

A micro-financing company that uses a network of community banks to help people in developing countries get loans.

90

4 years ago

A platform for those looking to get a loan for their business.

89

4 years ago

A web-based platform that allows people to setup peer-to-peer loans. The application is open to all ages and income levels.

89

4 years ago

A startup that helps loan officers manage loan applications and serves as a hub

89

3 years ago

A company that has built a suite of software tools to help people start their own businesses, including a loan and insurance product. The goal of the service is to help small businesses manage all the various paperwork that can come with running a business and to help people move from idea to product to business.

89

4 years ago

A more personal way to pay back student loans. The startup helps students manage their debt by putting on an income-based repayment plan. It’s a platform for students to create a customized plan and manage their debt.

88

4 years ago

A student loan refinancing company that helps borrowers get out of student debt by consolidating all their loans into one. It aims to make this process as simple as possible by allowing borrowers to make payments via their credit cards.

88

4 years ago

This startup helps credit unions find and offer loan products for low-income borrowers.

88

4 years ago

This is a financial education platform, where you learn the ins and outs of various lending options to make sure you’re getting the best loan possible.

88

4 years ago

An AI-powered platform to help users find and compare loans and credit cards.

88

3 years ago

A company that acts as a broker for small business loans that get them the cash they need. They claim to be able to offer small business owners a “safer, more efficient loan process”.

88

4 years ago

A student loan software that helps students budget, plan, and control their loans.

87

4 years ago

A startup for managing student loans, connecting students with lenders and helping them get the best deals.

87

4 years ago

A tool that helps you find the best deals on credit cards, bank loans, and insurance, using your personal data to optimize your decision making.

86

4 years ago

A micro-loan company that converts energy into cash for the poorest people in the world.

86

4 years ago

A credit card-processing platform for the $1.3 trillion microloan market.

86

4 years ago

A company that offers loan products to small businesses at a lower interest rate than banks

86

3 years ago

A way to get a loan in 1 hour with as little paperwork as possible.

86

4 years ago

A platform that helps people with no access to banking services, get small business loans and savings accounts. They’re a nonprofit and are building a platform to help people build their own financial products and have it administered by a bank, thus making it more accessible.

85

4 years ago

A student loan management app, designed to make the process of paying off student loans simpler.

85

4 years ago

A company that helps get you a loan from a bank or credit union. The startup uses a crowdsourced approach to identify customers who are in need of a loan, and then gets them in touch with a lender.

85

4 years ago

An online payday lender that offers short-term loans of $500 to $2,500 to customers who are struggling to get by. The company is currently in New York City - it is looking to expand to other cities.

85

4 years ago

A platform for student loans, with no upfront fees. They’re currently in talks with over 100 banks to make it available to their customers.

85

3 years ago

A digital line of credit for small businesses. It’s a small business lending platform that provides loans of $5,000 to $100,000 or 0% interest for 36 months with collateral.

85

3 years ago

A startup that will help banks and investors make better loans more quickly.

85

4 years ago

A financial services company that provides loan payments and collection services. The startup is now profitable and has a $4.5 million valuation.

84

4 years ago

This startup is building a system that lets you use your phone to manage your personal finances, including your credit card, loan, loan repayment, and savings.

84

4 years ago

A company that allows users to manage their finances from a single interface, by securely storing all of their bank, credit card, and loan accounts.

84

4 years ago

A software platform for tracking and managing loans, credit, and financial products for small businesses.

84

3 years ago

A small-business loan that’s structured to minimize interest rates and minimize risk and uncertainty.

84

3 years ago

A platform that lets you access a variety of different financial services, like loans, banking, and insurance coverage. The startup wants to create a one-stop shop for financial services, and already has a customer base in the UK.

84

3 years ago

The startup is building an online marketplace for loans that are secured by select assets, such as cars, homes, or boats.

84

4 years ago

Based on the startup’s founder’s work at Kiva, a nonprofit that helps people in poverty create micro loans, the startup wants to expand its service to provide people in the US loans at a lower cost. It currently serves small businesses in 30 US cities.

83

4 years ago

A peer-to-peer marketplace to help people find loans from each other. The company is looking to partner with local banks in India to help bring the startup to market.

83

4 years ago

This San Francisco-based startup wants to create a simple platform for clients to open a bank account and get a loan. It’s a B2B business.

83

4 years ago

A business-to-business loan platform that aims to replace banks by offering smaller loans to businesses in countries where there aren’t enough banks. The startup has been in the works for over a year and has already signed up 5,000 businesses in India.

83

4 years ago

A personal finance tool for students, which helps them manage their loans and expenses.

83

3 years ago

A platform for granting loans to the homeless in the Philippines. The startup has 2.4 million members, and has processed more than $1.6 billion in microloans.

83

2 years ago

Hitting the $1 million to $2 million mark in funding over the course of 12 months is fairly rare for a startup. But it’s true in the world of payday loans. Money Mart has managed to do it for the past two years. They’re a next-generation bank that offers storefronts, mobile apps and online banking as well as traditional loans. They’re growing in Canada, the UK and the US.

83

4 years ago

A startup that helps to build smart contracts for businesses that need to manage foreign exchange, loans, investment, etc.

82

4 years ago

The startup aims to be a peer-to-peer marketplace for student loans, to help students avoid high interest rates by borrowing from other students.

82

4 years ago

A startup that helps small business owners in the US get loans, doing so without all of the red tape.

82

4 years ago

This is a platform that helps people collect, organize, and manage all of their different loans, including student loans, mortgages and car loans.

82

4 years ago

One of the first companies to offer a loan feature on Facebook.

82

3 years ago

A financial software company that builds tools that lenders can use to manage cash flow and loan payments.

82

3 years ago

An organization that helps finance professionals in developing markets establish upstart businesses using the same financing tools as larger companies in developed markets. The company’s clients have access to the same loans as big banks, but at a lower rate. The company is profitable and plans to expand to other developing markets.

82

4 years ago

A self-service platform for managing your student loan.

81

4 years ago

A small-business loan platform that provides funding for community banks.

81

4 years ago

A platform that helps you find a loan faster and at a lower rate. The startup is developing a unique platform for personal loans that is targeted at consumers.

81

3 years ago

Like the Lending Club for car loans, AutoGrow’s business is to lend money to people who can’t get loans from banks or credit unions. It’s currently lending $1 million a month to people in the US.

81

4 years ago

A technology that helps lower-income people from taking out loans to pay for college

80

3 years ago

A startup that helps farmers in Latin America find the best deals from local banks on loans, but also helps them avoid scams and fraud.

80

4 years ago

A new way to sell and manage mortgage loans. The company wants to disrupt the industry by using artificial intelligence to manage home loans and lower cost by removing the middleman.

79

4 years ago

A platform for selling and buying fixed-rate loans. The company is developed by former Citi, UBS, KKR and S&P executives.

79

4 years ago

A startup that wants to build a social credit system in China. They say that if you’re the type of person who might not be able to get a loan in China — like someone living in a rural village — then your credit score will be pretty low. The startup wants to build an online platform to expand the reach of credit scores to everyone.

79

4 years ago

LendingClub is a peer-to-peer (P2P) lending company that aims to cut out the middleman lending market by allowing borrowers to connect with each other directly. The company’s P2P model is based on an algorithm designed to match borrowers with lenders. P2P loans were responsible for $2.7 billion in loans in 2017.

79

4 years ago

A micro-finance company that provides loans to entrepreneurs in rural India.

79

4 years ago

A digital micro lender that aims to help small businesses and startups purchase inventory and other supplies, and set up loans for that inventory, using a combination of bank and non-bank lending.

79

3 years ago

A credit-scoring tool for small businesses or individuals, helping them get pre-approved for loans and loans from banks.

79

4 years ago

A web-based platform to manage home loans and their property taxes. The company is currently in beta and has raised $185,000.

78

4 years ago

A platform for the “unbanked” in developing economies, this startup is building software to allow people to get loans and make payments without using traditional banks.

78

4 years ago

A startup that helps you reduce the risk of taking out a loan to finance your business.

78

4 years ago

A small business loans company that uses artificial intelligence to make credit decisions.

78

4 years ago

A student loan refinancing startup looking to help people consolidate their student loans by consolidating into a single loan from their bank

78

4 years ago

Helping small businesses with the process of applying for loans, including reviewing their financials, credit reports and personal data.

78

3 years ago

A platform that helps people in the Indian state of Uttar Pradesh get loans from banks and other financial institutions.

78

3 years ago

A micro-lending platform that uses blockchain to enable loans to people who don’t have traditional credit scores.

78

4 years ago

The startup is an online tool for getting and processing student loan payments.

77

3 years ago

An AI-based solution that can identify fraudulent loan applications and analysts on the side.

77

4 years ago

The startup is building a way for consumers to check their credit scores on their phones, so they can see what if they were to refinance a mortgage, apply for a credit card, or shop for a new loan.

76

4 years ago

A startup that wants to make it easier for small businesses to get loans. They say it’s easier to get a loan for a small business than getting a loan for a large one.

76

3 years ago

A new loan product that helps people get a loan for their dream car.

76

3 years ago

A company that makes it easier and cheaper to pay back student loans. The startup is now taking payments via Stripe.

76

3 years ago

$1,000 non-refundable application fee to offset the cost of processing a credit application and notifying creditors of the loan. The company takes a 5% cut of the amount borrowed and a 1% fee on the total amount borrowed.

76

2 years ago

A startup that helps home-buyers find and finance the right home loans using a combination of data from bank mortgages and credit score information about the buyer.

76

4 years ago

An online platform that helps small business owners get access to capital, and which has an SBA loan program. It takes 5% off the top and has 2 customers so far.

75

4 years ago

A way to streamline the process of getting a home loan and financial information, as well as a way to compare interest rates.

75

4 years ago

A platform that helps financial institutions, including banks and credit unions, provide services like checking accounts and loans. These services are typically offered by financial advisors and brokers.

75

4 years ago

A YC company that’s building a platform that helps small businesses get a loan from their bank. They’re also building a tool to help banks make loan decisions.

75

4 years ago

A digital-only bank for small businesses in the U.S., which provides small business loans and a personal banking account.

75

2 years ago

A startup that is looking to help people get a pre-approval for loans.

75

4 years ago

This startup wants to fix the often confusing process of applying for a loan. It provides a way to easily calculate different loan scenarios, then provides a report that gives a comparison of how different applicants would fit into a loan.

74

4 years ago

A financial services startup that uses AI to process loan applications in the background.

74

3 years ago

A program, with a small loan, that helps artists create and exhibit work, and then market them to a larger audience.

74

3 years ago

A startup that helps people with debt or other financial obligations pay off their student loans faster with automated paychecks.

74

3 years ago

A startup that offers a new kind of savings account. Instead of storing cash in a savings account for specific purposes, such as a vacation, the user can purchase a “lifestyle account” that allows the user to save the money for recurring costs, such as monthly payments to a car loan or a credit card bill.

74

3 years ago

The company’s micro-loans are targeted at helping people who are faced with emergency financial needs, like medical bills, school fees and daycare payments.

74

3 years ago

A micro loan (think Kiva) for women living in rural India

74

3 years ago

A fast-growing global microfinance platform that helps entrepreneurs and small businesses access credit and loans.

74

4 years ago

A platform for micro-loans that don’t require collateral.

73

3 years ago

A micro-loan company that helps small businesses and individuals get loans in the US, with a focus on the Mid-Atlantic.

73

3 years ago

This company is trying to make it easier for people to get a loan (either short-term or long term) at a lower interest rate.

73

3 years ago

We’re at a point where almost all of the world’s population is using mobile phones. But most of the world’s adults and teens don’t own a credit score. Vaya wants to help them get one, and also helps lenders target them for loans.

73

3 years ago

The startup is building a digital mortgage calculator, which it hopes will help people with bad credit get access to loans.

73

4 years ago

A way to make local micro-loans, especially to women in emerging markets, by offering them a small loan and providing them with training.

72

4 years ago

A SaaS platform that helps real estate agents manage their clients’ loan applications. The company claims to have at least 1,000 users after launching in March.

72

4 years ago

Whether it’s a home loan or a new business, if you need financing, you look for a lender who won’t make you sweat about late payments and other problems. Greenlight is a new startup that wants to be the go-to-lender for all types of loans, offering better terms and lower fees than traditional lenders.

72

4 years ago

A financial services startup offering tools and advice for companies to help them scale up loans.

72

4 years ago

This company connects real-estate agents and buyers and allows buyers to get a loan and sellers to get paid.

71

3 years ago

A micro-loan company that helps people with limited credit histories to navigate the financial system.

71

3 years ago

A platform for government to better manage and track the federal student loans that students take out every year.

71

3 years ago

This is a “personalized credit score” company that helps people find the right credit cards, loans, and more in their own budget. The company claims to help people save up to $300 a year on interest.

71

3 years ago

A company that is looking to use machine learning and artificial intelligence to help find and track down the most efficient way to route personal loans for customers.

71

3 years ago

LendUp is a peer-to-peer lending marketplace where people can lend money to their friends, family, or other people they know. It’s similar to sites like Lending Club and Prosper, but the startup is taking a different approach to the funding. It’s aiming to let people lend money to their friends and family, and the loans aren’t paid back until the borrower has used them to buy something.

71

3 years ago

A company that wants to help people get loans through peer-to-peer lending.

71

3 years ago

A startup that provides loans to people in high-paying jobs through platforms, such as Airbnb.

71

2 years ago

A company that wants to allow people to apply for a “lifestyle loan” to help buy a car, a house, and other goods.

71

2 years ago

A small business loans company that helps businesses get loans from banks and credit unions. They’re profitable by using data and automation to make loans more efficient.

71

4 years ago

A platform for lenders to buy home loans and for homeowners to refinance at lower interest rates.

70

4 years ago

A nonprofit that has built a model for giving low-income communities in the US access to loans from local banks

70

4 years ago

A cloud-based marketplace for small business loans, where customers can shop around quotes from a variety of banks and lenders, and settle their loans in 30 minutes.

70

4 years ago

In this business, the CEO says, “we are working with a small group of partners and we are finding that it is almost impossible to get a loan from a bank.” The startup uses its own software to help companies quickly verify their ability to repay a loan.

70

4 years ago

A startup developing a new way to track, measure and qualify residential property loans.

70

4 years ago

A startup that lets users create a chart of their credit scores, which they can share with potential lenders when applying for an auto loan.

70

3 years ago

A student loan repayment platform that takes a percentage of each payment, rather than a flat monthly fee.

70

3 years ago

A startup that helps people manage their student loans. The startup helps students manage their student loans and pay down debt faster.

70

4 years ago

A global fintech company that provides a way for emerging markets to get loans from traditional banks. The startup has pulled in big names including Bill Clinton, who has joined its advisory board.

69

3 years ago

A toolkit to help large organizations run more efficient ad campaigns, as well as a payday loan marketplace.

69

3 years ago

A payment and lending platform for the sharing economy, including Airbnb and Uber. It allows people to borrow money and pay for things like ridesharing and home sharing, with some flexibility over the conditions of the loan.

69

3 years ago

A consumer loan company that offers a “money management” tool that helps people develop a budget and track their spending.

69

4 years ago

A new app that crowdsources and gamifies small business loans

68

4 years ago

A company that claims to be the only one that provides individualized bankers to help with student loans.

68

3 years ago

A startup that tracks the loan rate and payment timing of people borrowing money from banks. The startup is looking to allow banks to offer flexible payment plans in order to keep customers happy and build a better relationship with them.

68

3 years ago

A startup of peer-to-peer loans, where borrowers can use an algorithm to determine the best lenders, based on their credit history, credit score and debt-to-income ratio.

68

3 years ago

A company that works with universities to improve student outcomes and career outcomes. A student facing a financial crisis might get a loan from a university, in order to help them pay tuition. But if their grades don’t improve, they might not be able to pay it back. The startup’s platform helps universities track their students and make sure they’re on track to graduate and are actually paying back their loans when they graduate.

68

3 years ago

The startup is building a portfolio of structured credit products that allow people with very low credit scores to borrow up to $10,000 with a personal loan.

68

4 years ago

A startup that helps users find the best rates on credit cards, loans, and insurance. They also provide tools to help people understand their credit score, get a financial plan, and get access to the best rates. The company is currently having trouble funding their expansion, but they are continuing to get new customers.

67

4 years ago

A consumer finance app that will only work in the US. It’s meant to help people with student loans.

67

4 years ago

The company wants to make it possible to have a single window in which you can track all of your credit cards, bank accounts, and loans.

67

4 years ago

A P2P loan marketplace for the global unsecured consumer market, which is an estimated $2 trillion.

67

4 years ago

This group of investors is working on a new kind of credit score that factors in a person’s ability to pay back a loan. The startup aims to help borrowers quickly understand and compare the information available to them in order to make their own credit decisions.

67

3 years ago

Create a platform for student loan borrowers to pay off their loans in monthly installments.

67

4 years ago

A startup offering a credit scoring software for small businesses, helping them quickly determine if they qualify for loans.

66

4 years ago

A tool that helps small businesses find loan applications and other financial services, including asset-based loans for startups. The startup takes a 20% commission.

66

4 years ago

A startup that aims to make student loans more affordable through peer-to-peer lending. They’re making a loan from a pool of other students.

66

4 years ago

A startup that facilitates a transparent review of a loan, which can be used to lower interest rates

66

3 years ago

A tool for loan officers to get a quote on a loan before they sign a client.

66

3 years ago

A financial services company that helps banks and lenders keep track of their customer’s credit score and credit card information, so they can make decisions about whether to give a loan or simply do a credit check.

66

3 years ago

A way to manage your loans when they’re not paid on time

66

4 years ago

This startup wants to make it easy for anyone with a bad credit score to get a loan. The company’s co-founder says that when running a small business, it’s likely that they know the person they’re dealing with personally. The company uses that advantage to provide a personalized loan experience.

65

4 years ago

The goal of RYO is to give any businessperson the ability to get a business loan online. The startup is currently in the process of taking $1M in seed funding

65

4 years ago

A platform, which is looking to help people get loans in minutes.

65

3 years ago

A startup that helps companies track their credit, loan, and delinquency risk. Helps the company manage their own risk data and automate their decision making.

65

3 years ago

A B2B company that provides small businesses with a suite of services to help them manage their cash flow, which can include loan processing, payment processing, investor relations, accounting, and more. The platform also provides analytics and data to help improve the company’s business performance.

65

3 years ago

A personal loan business that collects data on loan usage and trends to inform future loan decisions.

65

3 years ago

A cloud-based platform that allows farmers to apply for loans, get quotes and track progress.

65

3 years ago

A startup for shoppers to compare prices on things like home insurance and auto loans. Borrow lets people take a credit card number and borrow money against it, so you get the money you need and pay it back with the money you make.

65

3 years ago

This startup helps US companies deal with the $1.4 trillion in student loan debt.

65

3 years ago

A student-focused startup that charges students $2.50 a month to have student loan calculators and student loan information on their phones.

65

3 years ago

Loans for non-profits, with a focus on education, housing and healthcare.

65

4 years ago

Borrower.io is a platform for lenders to manage their loan portfolios, helping them get a better understanding of their loan data and the performance of their loans.

64

3 years ago

A user-friendly SaaS platform that helps companies and individuals co-sign loans with other users. The startup plans to use AI to match high-qualified borrowers with lenders who offer better terms while still giving the user peace of mind.

64

3 years ago

A platform that helps find loan officers who can help small businesses get loans.

64

3 years ago

After selling their hardware startup Linear, the founders of the company started SaaS software startup Level which is building out an integrated package to help people manage their finances. Level’s goal is to be a one-stop-shop for checking your credit scores and loans, and paying bills.

64

3 years ago

A platform that allows you to get a loan with the click of a button. The app offers loans at a lower interest rate than credit cards and loans, and charges a lower fee than traditional payday lenders.

64

4 years ago

Micro-loans for the unbanked, with a minimum term of 9 months, a maximum term of 20 years, and a minimum interest rate of 2%. The goal is to offer a lifeline for the unbanked, who often have a hard time obtaining a traditional bank account.

63

4 years ago

A platform for managing and paying taxes on personal loans in the US and globally.

63

3 years ago

A micro-finance platform that helps people living in the slums of Mumbai to build and manage micro-loans.

63

3 years ago

A small-business lender that offers flexible loans, designed for individuals with $20,000 to $150,000 in assets.

63

3 years ago

A user-friendly platform for tracking expenses paid by credit cards, loans, and other means.

63

3 years ago

A company that helps you get a loan, even if you’re a first-time client to a traditional lending institution.

62

3 years ago

A platform for small business loans in Nigeria. The startup wants to offer loans within 24-hours in Lagos, Nigeria, by connecting underbanked micro and small businesses to banks.

62

3 years ago

A company that tracks student loan default rates.

62

3 years ago

A company that helps determine if a loan is worth making. Fundera’s technology is based on smart contacts, which match up borrowers and lenders and run predictive analytics to determine if a loan is worth making.

62

3 years ago

A startup that helps entrepreneurs find small business loans so they can grow businesses without having to sell themselves or their company’s stock.

62

3 years ago

This startup is building a way to create a new, low-cost, high-interest loan to help start businesses.

62

3 years ago

A digitally native financial services company that focuses on helping people with small-to-medium business loans.

61

3 years ago

A small business loan platform that helps companies create credit criteria and collateral checklists to reduce the risk of non-performing loans.

61

3 years ago

An AI-powered platform that enables customers to compare loan options and choose the lowest monthly payment, with a focus on student loans.

61

3 years ago

A fintech for loans in Kenya, which is working on a product for the first time.

61

3 years ago

A student loan repayment app that connects borrowers with a network of financial services companies that can help them refinance their loans.

61

2 years ago

A consumer-facing financial services startup which brings together data from credit reports, loan information, and other systems to deploy loans, credit, and insurance services to consumers.

61

2 years ago

A startup that creates blockchain-based contracts that can be used for loans, inventory, and purchase commitments.

61

3 years ago

A micro-loan platform for those in the US who don’t qualify for traditional bank loans, who often have trouble getting loans from the bank.

60

3 years ago

A company that provides a way for small businesses to get loans, at lower interest rates and with some value-added perks. The company has $1 million in funding.

60

3 years ago

A software company that uses AI to reduce the manual work involved in filling out education forms for student loans.

60

3 years ago

Thinking about buying a house Want to know what it’s worth Leave your car on the street overnight Want to know what you’re getting into with a loan The startup has tied up with a few banks to provide information on loan costs and interest, and is working to expand across all banks.

60

2 years ago

A startup to market and provide an alternative to traditional home loans for first-time homebuyers in the US. The company estimates their loan will be 20% less expensive than the average mortgage.

60

2 years ago

A platform for financing investments in early-stage startups with loans, equity, and advisory services.

60

5 years ago

Idea: A startup that helps people with bad credit get loans It finds loans for customers, and takes a 10% commission from the borrower

59

4 years ago

A way to make it easier to get a loan by using a credit score. The startup’s idea is to use a credit score to determine whether a borrower is a good risk, then offer them a loan.

59

4 years ago

A tool for helping people find loans, credit, and other financing for their businesses. The startup is working with 16 businesses and 5 lending partners to help them manage their credit and credit lines.

59

4 years ago

A startup that wants to give credit scoring to unsecured loans to help people get in the habit of paying their bills on time, thus getting better credit scores.

59

3 years ago

A data visualization platform that aims to provide the most accurate and complete reports for credit risk. The idea is to provide a dashboard for banks to track risk, allowing them to make better lending decisions and cut down on bad loans.

59

3 years ago

A platform for peer-to-peer lending that enables lenders to invest in the loans themselves, not just collateralized debt obligations. The company provides the capital, and the seller gets the loan with a simple interface.

59

3 years ago

This startup is building a tool to help people determine which loans they could get and where they’re available. The company counts Bank of America, Wells Fargo, HSBC, Capital One, and Citibank among its customers.

59

3 years ago

A platform that helps clients manage their credit scores, run credit analyses, and find credit cards and loans.

59

3 years ago

A startup that helps banks offer more types of student loans. Currently, colleges only offer one type of loan and banks have to partner with a third-party company to offer a student loan. The startup’s goal is to allow banks to offer their own student loan service, or to partner with third-party companies to offer their own version of a student loan.

59

2 years ago

SaaS business that helps consumers find the best deals on home loans.

59

2 years ago

A small business lending platform for those who want to grow their business. The startup so far has funded over 300 companies with their credit platform to make loans.

59

4 years ago

A platform that helps small businesses get access to credit and loans. The startup says it has received a $1.2 million investment and counts Google Ventures, Andreessen Horowitz, and Y Combinator as investors.

58

3 years ago

This a personal-finance app that helps people track their spending and come up with a plan for paying off loans. The founders say it’s one of the most active finance apps in Japan.

58

3 years ago

The startup is building a tool that makes it easier for people to find and investigate which loans are available to them. It also matches potential borrowers with lenders and helps them navigate the loan process.

58

3 years ago

A micro-credit startup that helps low-income individuals and families buy and grow businesses. The startup wants to help people become entrepreneurs by providing low initial loans and an easy to use app to build a business plan.

58

3 years ago

A credit card that cuts fees and interest payments by transferring the balance to a peer-to-peer loan program.

58

3 years ago

A startup that provides cheaper loans for the millions of people in the US who don’t have bank accounts. It’s financial services for the unbanked.

58

2 years ago

A startup that helps people make their own dietary supplements. The company wants to make it easy to produce and sell supplements online, and it’s growing fast. It’s picked up $30,000 from Y Combinator and a $200,000 loan from the Kauffman Foundation.

58

2 years ago

This company is developing a set of mobile apps that simplify the process of securing student loans.

58

3 years ago

A platform for measuring, and managing, how companies pay back their loans. The startup helps companies intelligently manage their debt portfolios, and provides software for financial planning and decision making.

57

3 years ago

A company that assists small, local businesses obtain loans. The company doesn’t lend money itself, but instead works with other lenders to provide them with the data they need to be able to make their own loan decisions.

57

3 years ago

A company that helps online lenders like Lending Club and Prosper to credit and underwrite loans in a more consistent and transparent manner.

57

3 years ago

A student loan tracker that helps borrowers make payments and pay off loans. The startup is built to be more effective than a loan payment calculator and more comprehensive than student loan websites.

57

3 years ago

A network of people and companies that help you find the best home loan from a larger pool of lenders, and lower the interest rate you pay.

57

3 years ago

A company that provides loans for small businesses and for entrepreneurs. The company has built its business on the idea that the best way to connect people with needs to resources is via their own networks.

56

3 years ago

A startup that provides low-cost loans to low-income Americans.

56

4 years ago

A new kind of debt consolidation loan where a new debtors’ attorney works with a debt consolidation loan company to reduce debt and improve credit scores.

55

3 years ago

A set of tools for the financial services industry, which includes a portfolio tool, a loan calculator, and a credit analysis tool.

55

3 years ago

A company that is building a platform for loans for people in financial crisis, who need money but don’t have a credit score. The solution for lenders is an algorithm that evaluates their financial history and ensures their creditworthiness.

55

2 years ago

A small business loans and consulting startup looking to help companies with their “small” financing needs.

55

3 years ago

A compliance platform for small business loans, developed by a former Goldman Sachs banker.

54

3 years ago

A platform to help small businesses get loans from banks, which has gotten real traction in the UK.

54

3 years ago

A startup that aims to make it easier for people to find the best loans for them. Currently, the company has partnerships with over 1,000 lenders.

54

3 years ago

A startup that helps connect businesses with loan consultants, who can help small businesses go from having no credit to getting a loan.

54

3 years ago

A Bitcoin-based micro-loan startup, which aims to change the way the global $300 billion micro-lending market works by focusing on unbankable borrowers.

53

3 years ago

The startup wants to make the process of applying for a loan and getting approved as quick and easy as sending an email.

53

2 years ago

A peer-to-peer lending marketplace that aims to make consumer loans more accessible for online investors.

53

3 years ago

An online platform for college students to get loan options from multiple lenders, and compare rates and terms.

52

2 years ago

This startup is developing a “micro-finance” service that can help people build a small business or loan themselves capital.

52

5 years ago

Idea: A fintech startup that provides consumer loans in the Philippines to customers who don’t have many credit options.

51

3 years ago

A new way to take advantage of machine learning and AI to help bankers use data to make more informed decisions, including whether to approve a loan or not. The startup’s free product is aimed at helping banks manage relationships with their customers.

51

3 years ago

A startup that wants to provide a platform for auto dealers, who struggle with how to manage a complex set of back office tools, like loan applications.

51

3 years ago

This startup is creating a mobile app and website to help low-income families get home loans.

51

3 years ago

A startup that helps users find lower-cost financing options and get their personal loans or car loans without having to go through a credit check. The company is in the final stages of a seed investment round.

51

3 years ago

The founder of this startup is a professor at the MIT Sloan School of Management who wants to build a platform for entrepreneurs to come together to share what they’re learning, to connect with mentors, and to help each other.

51

3 years ago

A startup that’s helping people in Central America get a loan to purchase a vehicle, in the hope that they can move out of rental cars and drive their families around.

51

3 years ago

A UK-based startup that provides an API to loan officers, allowing them to suggest a loan for a client, on the spot and with no paperwork.

51

3 years ago

A financial services startup that tries to help people better manage their money, with products like a credit score and a personal loan.

51

4 years ago

A startup that wants to build a marketplace for microloans. The startup plans to help people get loans to start businesses in developing countries.

50

3 years ago

A student loan refinancing platform from Y Combinator alum Brick Road, launched in August with $10 million in venture funding. Brick Road talks about helping borrowers get lower rates than the ones offered by banks, and promising a “low-cost, low-equity” funding source.

50

3 years ago

A company that helps banks, loans, and credit unions automate their lending policies, typically for a lower cost than current analog solutions.

50

3 years ago

A personalized debt repayment program that helps employees pay off loans with money earned from their job. The solution is targeted at companies with at least $1,000,000 in annual revenue and $10,000,000 or more in annual sales.

50

3 years ago

A lending platform designed to help consumers with bad credit get loans by using data from credit references and credit reports to gauge whether applicants are likely to pay back their loans.

50

3 years ago

A company that helps college students pay for their education by enabling them to make a loan payment with their paycheck.

50

3 years ago

A startup that helps people get a better sense of what their loans are going to cost, and helps them figure out how to pay it back. The startup wants to make the mortgage process more transparent.

49

3 years ago

This startup wants to build a platform that simplifies the process of requesting a loan for anyone, anywhere. It’s a service that can be used by governments and small businesses who don’t have access to capital.

49

2 years ago

A credit union in Texas looking to grow their loan portfolio by building a payment processing service.

49

5 years ago

Idea: Sofi is a lending program for student loans They say they can get a loan to anyone in 6 minutes, and don’t charge a processing fee The company is currently lending $3,000 loans (via a credit line) to students

48

3 years ago

A company that helps financial institutions sell home loans and mortgages online

48

3 years ago

A startup that wants to disrupt the consumer loan space by enabling customers to make payments on their credit card and save money.

48

3 years ago

A startup creating a new way to finance small business growth. The startup is working to create capital in the form of loans that companies can repay in installments over time. The company is already working with eight businesses in Philadelphia.

48

3 years ago

Providing a new market for people who want to refinance their debts but can’t get bank loans. The company is able to diversify and refinance the loans of people with bad credit, helping them out at a significant rate.

48

3 years ago

A digital platform that helps small businesses create anonymous, low-cost loans to customers in developing countries.

46

3 years ago

A startup that enables financial institutions to create more effective and efficient loan products.

46

2 years ago

A company that helps small businesses get financing with less paperwork and a full reserve fund, and with the ability to back the loan with actual collateral.

46

2 years ago

A startup that gives users the ability to pay their bills, get loans, or pay their rent directly from their checking account, without the use of a credit card.

46

3 years ago

A micro-lending startup that sets its own timelines for loan funding, instead of waiting for customers to have their credit histories evaluated by traditional banks.

45

3 years ago

A new way to manage student loans that aims to be cheaper and more effective than existing student loan platforms

45

2 years ago

A bitcoin-powered online marketplace and exchange. The company is focused on the underbanked in Latin America as well as on international transfers. It’s also working on a way to let users pay savings and loans with bitcoin. Launched in Brazil and Argentina.

45

3 years ago

Building a system for lending on small business loans for microloans. The founders say it can help small businesses access capital and provide a better lending experience.

44

3 years ago

This startup is building an AI analytics tool to help identify fraud in loan originations.

44

3 years ago

Convertible loan startup looking to make sure that companies who are looking to invest in startups can do so safely.

43

3 years ago

A company that wants to build a way to “create and administer hybrid assets” like loans, investments, and insurance. They’re now trying to build software to manage all those assets.

43

3 years ago

A company that develops automated deals for people looking for a financial institution that specializes in student loans.

43

3 years ago

A startup that helps make the process of getting a mortgage more accessible to people who might not qualify for traditional bank loans.

43

2 years ago

A provider of financial services for nonprofits, including a way for nonprofits to get loans and donations.

43

2 years ago

A personal finance app that uses machine learning to show you the best financial decisions for your life. The app uses data from your credit cards, loan, and debit cards to build financial reports that show you which of your expenses you can cut off for higher returns.

43

3 years ago

A B2B company that wants to automate robo-banking and provide loans to small businesses.

42

3 years ago

An API for lending money to businesses and consumers, like a business loan or cash loan.

41

2 years ago

A startup that is building a one-stop-shop for people needing to get a loan from multiple banks. Right now, the plan is to build a simple website that would act as a way for a borrower to see all of their loan options, and compare rates. A person who needs to borrow $100,000 to buy a house could see the rates on different loans, and compare.

41

2 years ago

A company that tracks and collects data on the student loan debt crisis in the U.S.

41

3 years ago

Focusing on banking for the unbanked, the startup is building a mobile app that will allow small businesses around the world to access loans and banking services from their iPhones.

40

3 years ago

A startup for micro loans to people in developed countries who want to learn a new language and are willing to pay for it.

40

2 years ago

A financial services company that helps corporate clients with their cash flow problems. Their product, Premia Capital, is a simple and affordable way for companies to get what they need to survive, like a short-term loan with low interest.

40

2 years ago

A new way for people to get loans with bad credit, in a way that’s often cheaper than traditional payments platforms.

40

2 years ago

The startup promises a “simple, secure and secure way to pay your loans without going through a third party”. It’s also building a platform for loan repayment plans to make it easier to manage loan repayments.

40

2 years ago

A hybrid crowdfunding and peer-to-peer lending company that lets people borrow money to pay off high interest debt, starting with student loans.

40

2 years ago

A platform that connects borrowers with lenders. The startup says that the average loan amount is $200.

40

2 years ago

A micro-loan platform that lets you plug in the details of what you own to get a loan.

40

2 years ago

A platform that collects and shares data about student loans.

40

3 years ago

A platform for small businesses to offer loans and credit, using data from their business to do so.

39

3 years ago

A startup for loan officers to buy and sell loans, with a focus on helping credit-risky borrowers.

39

3 years ago

A student loan consolidation tool.

39

2 years ago

A crowdfunding site for micro-loans for low-income families in Africa.

38

2 years ago

A new kind of crowdfunding that focuses on helping the poor get loans.

38

2 years ago

A platform for helping individuals and companies get better rates on loans, mortgages, and other financial products.

38

2 years ago

This startup helps people connect with peer-to-peer lending startups and invest in them, using their skills to help loan companies grow and scale.

37

2 years ago

A company that helps people close their loans, saving them money and enabling them to pay off debt faster.

36

2 years ago

A test for various student loan repayment plans. The startup does the same thing as a service like LendEDU, but provides the software as a service.

36

2 years ago

Signing up for a loan takes a lot of time. Zeedo aims to eliminate the need for a credit check and the underwriting process altogether by using a data-driven algorithm to match users to qualifying loans. Zeedo is backed by Lerer Ventures and Walden Ventures, and is currently in private beta.

36

2 years ago

A “hybrid middle-market bank” that’s focused on growing its loans and deposits.

36

2 years ago

A startup to help “make money” by letting people loan out their spare furniture to friends.

36

2 years ago

A credit-score simulator for the unbanked who don’t have access to a credit score. The startup helps unbanked people get access to loans and credit cards.

35

2 years ago

A startup backing a peer-to-peer lending platform for payday loans. They currently have a $250,000 loan for a 1 year old from a customer that is paying back $50 a month.

35

3 years ago

A startup that helps identify the best rates for different types of loans, including mortgages. The startup claims to have over 10,000 clients in the past year with more than $300 million in loans across the US.

34

2 years ago

A startup that wants to use AI to sniff out risk in loans and insurance for individuals. The startup’s aim is to help individuals calculate their creditworthiness without a credit check by using their existing data.

34

2 years ago

A loan-gifting app that connects borrowers with friends and family who have extra money. The company plans to use the revenue from the app to fund its operations.

34

2 years ago

A micro-loan service that helps families save money towards their children’s college education.

34

2 years ago

A platform for lending to small businesses, allowing them to crowdfund with less paperwork. They’re currently focused on business loans, but the team has experience in consumer lending as well.

33

2 years ago

A new kind of lending platform, offering micro loans of around $50 to $300.

33

2 years ago

The company helps people get a loan and pays them back with a check. It does this by pulling out the maximum amount the recipient can receive, and paying the remainder on the loan.

33

2 years ago

A six-month pilot project in Puerto Rico that tests a set of microfinance loans for people affected by Hurricane Maria. The idea is that small loans can help people get back on their feet and be able to repay them later. Vantage Labs is partnering with the government to provide the loans.

33

2 years ago

A startup that is building a way to track student loans via email, who are working with local community colleges and graduate schools to create a student loan tracking tool.

33

3 years ago

A platform that helps lenders manage their portfolios of loans, while helping borrowers manage theirs.

32

2 years ago

A company that helps small businesses get paid, with plans to expand to mortgages, loans, and credit.

32

2 years ago

A U.S.-based company that will send you your car loan payment book, fixed rate, every month.

32

2 years ago

A startup that wants to make college more accessible and affordable to the middle class. Students can make payments on their own terms, using the startup's online platform that converts student loans into a line of credit for monthly payments.

32

3 years ago

An automated financing platform, aiming to make it easier to finance small business loans.

31

2 years ago

A software platform for managing commercial loans that helps lenders finance real estate.

31

2 years ago

Bitbond is a peer-to-peer lending platform for cryptocurrency loans. It currently has over $32 billion in loans outstanding.

31

2 years ago

A “personal” credit score based on your data that provides real-time access to your credit score for personal loans, credit cards, and student loans.

31

2 years ago

A credit card for the unbanked, designed to lower fees and help people get credit through high-risk loans.

31

2 years ago

A startup that helps individuals get a home loan with an FICO score. They’re also looking to launch a credit card.

31

2 years ago

A student loan refinancing platform that’s gotten a $1.5 million investment. It’s used by over 3,000 borrowers.

30

2 years ago

A personal finance service for teens and young adults, designed to combat student loan debt.

30

2 years ago

A company working on consumer finance and credit. They have a $2 million loan portfolio and are working on a lending product.

30

2 years ago

A platform that helps individuals and businesses get insurance, in the form of a loan, for vehicles. The startup wants to make a “risk-free” loan to those who want to buy a car, but cannot afford the down payment.

29

2 years ago

A mobile banking app that lets users take care of tasks like loans, payments, savings, loans, and investments through a unified, streamlined interface.

29

2 years ago

A digital tool designed to help small businesses manage the entire process of getting a loan, from researching the best loan terms, to getting the application submitted to the lender.

29

2 years ago

A startup that provides a way for customers to pay for their monthly bills by depositing funds into a bank account. The startup plans to use the funds to pay off loans, thereby saving customers money.

28

2 years ago

This company is building a platform for small businesses to easily manage their risk and compliance efforts, including audits and loan applications. It has been funded by Silicon Valley’s Institutional Venture Partners, Sequoia Capital, and others.

28

2 years ago

A student loan refinancing startup, aiming to bring down the cost of student loan payments.

28

2 years ago

Making it easier to use digital tools for loan origination and servicing. The company has already worked with 14 different banks and says they’ve saved lenders $150,000.

27

2 years ago

A web-based service for student loan debtors, currently in beta. The startup’s founders had both student loans and were really frustrated by the lack of resources to address them.

27

2 years ago

It’s a P2P lending platform, where you can arrange loan payments with your friends and people who know you the best.

26

2 years ago

A personal finance software that helps you manage your credit, loans, and debt. The company launched in early August, and has already onboarded over 2,000 people.

26

2 years ago

An online college directory that helps students search for education programs and apply for loans and scholarships.

25

2 years ago

This application is a “financial aid” platform for students, and is looking to take a cut of what students pay back in loans.

25

2 years ago

A software company that helps SMBs in Latin America get a loan from a bank

25

2 years ago

"a platform for banks to make lending decisions online by aggregating credit risk data from a wide range of data sources, including social media, from borrowers and loan officers".

25

2 years ago

A startup that helps people in the legal marijuana industry get loans from lenders that bankroll projects in states that have legalized the drug.

24

2 years ago

A tool that helps companies and agencies track the progress of loan applications.

24

2 years ago

A company building a digital platform that helps small businesses get a loan in minutes, with a rate guarantee and no credit check.

24

2 years ago

A personal finance app for students that allows them to track and manage their own finances. The startup says they are looking to build a platform that supports more than just the student loan industry.

23

2 years ago

A company that provides a way to get a loan for women in the Philippines without the aid of a middleman. The startup is working with existing local banks to test its model, and they’re looking for a US partner to help them get the green-light to expand to the US.

22

2 years ago

A micro-finance and loan startup in India. The company is currently testing its product and has received approval from India’s central bank to offer loans to entrepreneurs.

20

2 years ago

A micro-financing platform for small businesses. With an $8,000 minimum loan and interest rates as low as 4%, the startup says it’s putting money in the hands of small businesses.

20

2 years ago

An AI system to track and monitor fraud in loans, and learn from past frauds. It uses machine learning to track patterns in fraudulent behavior and adjust accordingly.

19

2 years ago

Automating the review process for loan originations, or other loan documents to cut down on paperwork and make the process faster and more efficient.

19

2 years ago

A startup for a new kind of loan based on a new kind of credit score. The idea is that the startup would look at your credit history and provide a loan based on what they see as your likelihood of paying back the loan.

18

2 years ago

A personal loan company in the Philippines that works on a recurring revenue model that allows customers to pay off personal loans with a 10% monthly fee on top of the principal.

18

2 years ago

A platform that allows small businesses to manage their entire financial infrastructure — from payroll, to taxes, to loans, investments, and accounting — all in one place.

18

2 years ago

This startup is building a recommendation engine for underwriters to help them get the right people to apply for loans.

17

2 years ago

A startup for the underbanked that connects them with small loans.

17

2 years ago

A company that aims to replace microfinance with pay-as-you-go lending, allowing consumers to make purchases and pay off loans over time.

17

2 years ago

A company that makes loans for small businesses, with loans ranging from $1,000 to $100,000, with minimums starting at $1,000. The startup uses algorithms to make the loans much more affordable than banks.

17

2 years ago

"a home investment loan lender that uses a network of independent agents to deliver loans across the country"

16

2 years ago

This microloan startup is working to help low-income people in the US save for a down payment on a home or for a car purchase.

16

2 years ago

A new financing model for startups. They provide a 3-year loan, and the interest rate is tiny.

15

2 years ago

A startup that helps you get a loan for a certain amount of money that you need.

15

2 years ago

Startup wants to make it easier for companies to get financing in emerging markets. The startup wants to reduce the cost of loans by creating artificial intelligence tools that can help lenders predict a company's financial health.

15

2 years ago

A startup that makes it easy to get an affordable credit report, and then use that to apply for a loan. The startup argues that credit reports are full of errors, and the resulting loans are overpriced.

15

2 years ago

A tool that makes it easy to get a loan, and has the potential to help people transition into self-employment and new small businesses. The startup is currently in talks with various lenders to build it out.

14

2 years ago

A mobile app that helps borrowers get more information about the loans they’ve taken out in the past.

14

2 years ago

A “social lending” startup that aims to get personal loans from friends, family, and neighbours. The company’s co-founders have backgrounds in financial technology.

14

2 years ago

A person-to-person lending marketplace, where borrowers can tap into a lender’s financial network to get loans.

14

2 years ago

This startup wants to make it easy for people to get their loans paid off, and wants to do it by using the credit report to help you raise the funds.

14

5 years ago

Idea: A micro-financing company that provides small loans directly to merchants in Kenya. It aims to bring a better online experience to the underbanked.

13

2 years ago

A micro-lending company that helps low-income entrepreneurs get loans from their family or friends.

13

2 years ago

LendUp is a peer-to-peer personal loan marketplace.

12

2 years ago

The idea behind LoanTrax is to help automate the loan process, so that borrowers can be pre-qualified, pre-approved, and have their loan rolled over automatically. They’re working with over 100 companies.

12

2 years ago

A startup that helps auto dealers offer financing to customers who don’t qualify for a loan.

11

2 years ago

This startup offers a free loan to small businesses in the United States, allowing them to invest in capital equipment. The loans are small, but the interest is capitalized into the loan, so businesses don’t have to pay it back for 30 years (plus, the loan is interest-free for the first year).

11

2 years ago

A startup that helps credit unions and other financial institutions provide loans and credit cards to under-banked members. The idea is to help underserved populations access financial services, including small business loans, disability loans, and credit cards.

11

2 years ago

A startup that wants to allow people to automate their own research process for things like insurance, loans, or mortgages.

11

5 years ago

Idea: This startup is building an app to help small to mid-sized business in China apply for and receive loans from banks.

9

2 years ago

A new financial services startup that wants to build a “smart” personal loan that reduces the cost of financing for young people. It wants to offer loans on a pay-as-you-go basis, with little to no paperwork.

9

2 years ago

Using machine learning to find better stock market opportunities. StockLoan uses data analytics and artificial intelligence to help investors make more informed decisions.

6

5 years ago

Idea: The easiest way to get a business loan

-1

5 years ago

Idea: A platform that helps people start a business and access funding (either from investors or through a loan program)

-1

5 years ago

Idea: A startup that operates a platform where organizations can make ‘asset-backed’ loans to people, with a low risk of default

-1

5 years ago

Idea: A startup that is working with a major South American bank to help them build a platform for managing their B2B loan portfolio

-1

5 years ago

Idea: A SaaS for student loans that helps borrowers keep track of their loans and what they’re paying, as well as offers advice.

-1

5 years ago

Idea: A new twist on insurance for freelancers. The startup is a high-deductible plan with a really low premium — that also includes a loan component. The startup says it’s looking to compete with a 1500% APR loan and offer a 1% interest loan.

-1

5 years ago

Idea: A financial education platform that teaches users about credit cards and loans

-1

5 years ago

Idea: A startup that helps people living in countries with low credit scores get loans. The company claims to have an 80% approval rate for people with FICO scores under 550.

-1

5 years ago

Idea: A software as a service company that sells an enterprise software platform to manage all of the administrative and financial details of an import/export business. The startup has a special focus on helping small businesses secure loans or payments from a bank.

-1

💡 Ideas AI

Startup ideas are 100% generated by xAI's Grok 4.2, an artifically intelligent deep learning model, without human involvement, and trained by you and 1,947,245+ other people who liked or disliked ideas. How it works

Loan Startup Ideas

A Fintech company that’s building a mobile app for managing loans in Latin America.

A digital lender that allows small businesses to get loans in just a few minutes, with no paperwork.

A small business loan platform for companies like hair salons, construction companies, etc. that want to use their own credit check data to verify their customers’ ability to pay back loans.

A student loan repayment platform for companies. Currently focused on the United Kingdom.

A mobile payments startup that is focused on India, offering a personal loan service to people without bank accounts.

A student loans platform, which has 4 million users

A platform for helping students better understand college loans, with an interactive quiz that helps students create a personalized repayment plan.

They’re building an app for crowdfunding microloans to SMEs in India.

A platform for lenders to offer loans backed by real estate.

A consumer loan app for the unbanked. The startup aims to scale its startup base, paying them to lend to unbanked consumers.

A platform for lending and borrowing money with a goal of reaching 1 million borrowers. Users will be able to search for and compare loans online.

A small business loan, based on factors like location, team, and amount of traffic. It also offers business owner coaching to help them grow their business.

A search engine for small business loans.

Student loans can be expensive, and this startup helps borrowers figure out what their rates are for different banks.

Small business loans in the US from $2,000 to $100,000.

A personal financing tool that helps consumers save for retirement, borrow against their homes, refinance student loans, and reduce debt.

A platform for people who want to compare loan products. The product is a one-click platform that analyzes loan products, allowing users to compare loans with an interface that looks like a loan officer’s desk.

A digital bank account for Indian startups and SMBs looking to get a loan from non-banks.

Video-based system that allows customers to manage their own unsecured loans online.

The company is building a platform to help small farmers learn about and get access to finance. The startup is working with small farmers in Kenya and working with the government to create a program that will teach farmers finance, like how to take out loans, to help them improve their yields.

A cloud-based database of student loan debt for people to search, with a sign-up required to see data. The company also has a personal debt management product.

A small business loan for entrepreneurs, with a focus on women

A platform for managing micro loans for rural households.

This is an app for lending money to friends and family, with a focus on microloans.

This startup is building a platform to make it easier to get access to capital via loans.

A software-as-a-service company that provides a platform for financial institutions to securely sell loans and bonds to private investors.

A platform that allows people who have low credit scores to apply for microloans

A company that aims to use machine learning to help you get the best deal for a car loan.

A provider of microfinance loans to rural communities in the US. The startup is entering markets in India, Pakistan and Ghana to expand the profitability of its loans.

A company that wants to solve the problem of bad credit loans and bad credit loans of all kinds.

This is a service that helps individuals track and manage their student debt. The startup helps people take action on their student loans, and offers the ability to pay off the debt with a monthly plan.

This startup tries to make student loans more affordable for students by offering a low-risk version of student loans.

A financial services startup that offers small business loans.

A student loan refinancing startup that promises to reduce interest rates. It just closed a $10 million round, and its founders said they’re targeting 15% of student loan holders.

This company is building an application that helps users manage their credit cards, loans, and other accounts.

A startup that helps people in developing countries get micro-loans

This is a startup that aims to help entrepreneurs raise money by turning to friends and family for loans.

A company that offers a suite of banking and financial service products, including a debit card, checking account, and loan.

A company that provides an API to enable organizations to use the subprime loans originated by the Federal Housing Administration.

A software company that starts by building a predictive model for which loans are more likely to default and then uses that model to predict which loans are particularly risky. The company then buys up those loans and uses them as collateral for insurance on other loans.

A micro lending platform that helps small businesses in India access credit. It doesn’t charge interest, but charges a fee for the loans.

A two-sided marketplace for peer-to-peer loans

This is an application that lets you set up a credit card and apply for a bank loan instantly, within a few minutes of signing up.

A peer-to-peer lending company that focuses on college students. The company says it’s in talks with a few large consumer finance companies and would like to see itself included in student loan refinancing programs. They’re based in Delaware.

A startup that helps credit unions expand their lending options by lowering the cost and time it takes to get a loan.

A startup that helps consumers with access to loans or debt consolidation find the best financial services partner for their needs.

This company builds debt crowdsourcing platforms for lending companies. Borrowers can list their credit availability and a company can decide whether they’re a good fit for a loan.

A software platform that helps small businesses, freelancers, and independent contractors obtain loans and invoice financing. They have a $50,000 seed round with a 4x growth rate since their launch in May 2019.

A student loan refinancing startup.

This startup has built a startup loan application service that offers loans to small businesses with less than $250,000 in annual revenue.

A funding platform that offers loans to startups

A startup that makes it easy for small businesses to get the financing they need. Pure is a platform that helps businesses build a relationship with banks or credit unions, which can then make lending decisions on behalf of the business without requiring a formal loan.

A small business loan marketplace for consumers.

A microfinance platform for the poor that provides an online finance management system. It helps with credit, savings, loans, and building businesses.

Currently focused on the UK, a B2B company that enables people to borrow money from their employer via a payroll deduction. It charges 1% interest for up to 12 months, and the company keeps 2% of the loan amount.

Online platform that helps small businesses access business loans and credit cards from local banks. The startup has raised $2 million from a range of investors.

The company has been working with major banks in the region to help them improve the way they price loans and mortgages. It can also help non-bank lenders do the same.

A platform that enables people to buy and sell things like furniture, cars, and apartments, and rent out unused rooms. Borrowers can use the platform’s software to manage the loan, and borrowers can access the property remotely. The platform is currently focused on the UK.

This startup is building a tool for banks to determine whether their customers are likely to pay back their loans.

A tool designed to bring transparency to the loan origination process, helping to prevent fraud, identify the best loan products, and save lenders money.

A startup that’s targeting the financial services industry with the idea of developing a platform for people to sign up for payday loans. The startup has already built the back end for this app and is now working on the front end.

A software-as-a-service platform that helps people easily manage their credit and student loan accounts. The startup is also building a personal finance dashboard.

A platform that helps people find small loans to pay off their mortgage, or small business loans to expand, or even individual loans to refinance.

A startup building a software platform that helps financial institutions and other companies find the right credit analyst for their loan products.

A startup that will enable lenders to offer small business loans online.

This startup is building an online and mobile platform to help consumers research credit cards, loans, and credit scores.

A financial services startup that helps small businesses get loans. The company sends loan officers into the field to help small businesses get loans quickly and at low rates.

A startup that uses data to help banks better ensure the accuracy of their loans.

A software company that provides a way for people to get a loan and pay it back on time, usually with interest.

A startup solving the student loan default crisis by letting borrowers streamline the repayment process.

New startup that aims to take the pain out of student loan payments, using the debt to create scholarships for low-income students.

A startup that helps small businesses get a loan at a traditional bank, at a lower rate.

A micro-loan startup that helps small businesses get loans to cover inventory. The company, which was founded in May, says it has already closed $1.5 million.

A tool for helping people pay off their student loans. The company has already started paying off over $3 million in loans for people who took out their student loans in the 1990s.

A student loan refinancing service that’s currently focused on the US.

This is a startup that lets you raise and manage funds for your startup, as well as make personal loans at 0% interest

A startup to help students get the most relevant and affordable loans from the US government.