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by @levelsio



Core Startup Ideas



1 year ago

Aspiring to be like Amazon, this startup wants to be the Amazon of the $3.5 trillion retail industry. They say they’re currently focused on a core product that will eventually be able to make recommendations for products to customers, and have already signed up a number of retailers.

293
10 months ago

A startup that gives consumers access to credit scores in exchange for their data.

256
1 year ago

A tool that helps small businesses, specifically those in the restaurant industry, manage and pay all of their in-house expenses, from utilities to payroll. In the US, their core customers are restaurants.

170
1 year ago

A company that uses AI to help people understand their credit score. It’s founded by a former VP of risk at FICO, and has raised $40 million.

169
2 years ago

A chatbot that helps users find out their credit score and get to know their credit history.

167
1 year ago

 Founded in 2013, QuizUp is a trivia game where you compete against others for high scores. The startup has raised $1.5 million and is now making its way into Asia.

162
2 years ago

A platform that allows people who have low credit scores to apply for microloans

160
2 years ago

A company that helps you create a credit score in a few minutes.

156
2 years ago

The startup wants to build a global “decentralized, distributed version control system” where users can collaborate directly with each other to do things like improve code or collaborate on core products.

155
2 years ago

This startup aims to “make data science a core competency for all public and private enterprises”, offering software and infrastructure.

153
2 years ago

A credit score for websites, allowing users to get information on their creditworthiness without needing to apply for credit.

151
2 years ago

A startup that wants to help people in Latin America track their expenses and grow their credit score The company’s founders say that after launching in early august, they’re already working with over 3,000 retail accounts

149
2 years ago

A chatbot that aims to help people better understand their credit score and make more informed decisions about credit.

147
2 years ago

A tool for banks to vet potential borrowers based on their credit score, then offer guidance to help them get approved. “If you have a credit score, we can fix your credit score.”

146
2 years ago

A peer-to-peer mortgage marketplace, where borrowers could get a credit score, FICO score, and a monthly payment quote by asking friends to lend money to them.

143
2 years ago

A startup that helps people manage their finances and credit scores. The company offers mobile credit monitoring and a personal finance management tool.

143
2 years ago

A startup that works with large finance companies to build a tool to help them understand their customers’ credit scores.

140
1 year ago

A company that helps people figure out their credit score and offers a tool to help avoid debt and improve credit.

140
2 years ago

AsteriskIP, AsyncOS, Asterisk, Catapult, ChorusOS, Comedia, Comunicore, ComX

139
2 years ago

The startup is building a way for people to keep track of their credit scores and other financials via the web or mobile.

138
2 years ago

This startup is building an online and mobile platform to help consumers research credit cards, loans, and credit scores.

136
10 months ago

A dating app for people living in the US that claims to be “better than Tinder”, with features like a “health score”, a “work score”, and a “social score”

135
2 years ago

 A core feature of the app is to let you share and discuss tweets and images on Slack.

134
2 years ago

A startup that helps students decide what college to go to, by matching them with data on schools’ average SAT scores, average AP scores, average graduation rates, and more. The company uses algorithms to draw on this data to match applicants to schools.

134
2 years ago

 This startup uses AI to detect insurance fraud and fraudulently- or improperly-claimed benefits. It offers a risk score and recommendations that help agents and customers decide on policies.

133
2 years ago

The company's app is designed to help consumers monitor the health of their finances, including credit scores, debt and income. The application, which is in beta, is available for Android and Apple iOS smartphones.

133
2 years ago

A startup that helps people manage their credit score

131
1 year ago

NzDrive is a software company that makes it easier for people to get their hands on a car, even if they don’t have a credit score or a down payment

128
2 years ago

The company’s goal is to create a digital platform that could support all the physical and virtual delivery process for a company, so that the company can focus on its core business.

126
2 years ago

A startup that helps people understand their credit score and how to use it to their advantage

125
2 years ago

This startup wants to build a customizable, flexible, and affordable credit score.

125
2 years ago

A startup that helps you visualize your credit score and quickly access information on your credit report and credit score.

123
2 years ago

A tool to help people understand their finances, in the form of an app that takes a person’s income and expenses and tells them how much to spend each month. The startup is also building a tool to help people understand their credit scores, and is working with several credit scoring agencies.

123
1 year ago

A platform that helps organizations measure their success in more than just the traditional metrics like financials, net promoter score, market share and more. The startup is pitching their platform as a way to measure what they do in real-time, capturing the human side of their operations.

122
2 years ago

This startup is building a credit scoring system that combines traditional FICO scores with an algorithm it’s using to predict the likelihood that a person will default on a credit card.

121
2 years ago

Cored is a healthcare startup looking to use artificial intelligence and data to predict and monitor a patient’s medical outcomes. The company currently has a team of PhDs and uses IBM Watson and Amazon Mechanical Turk to do its work.

120
2 years ago

A company that makes credit scores that are based on a person’s social media activity, rather than their credit history.

118
2 years ago

This startup is building a platform that connects landlord’s with tenants in need of a place to live and gives them a credit score. The startup’s founders say that there are already over $90 billion worth of real estate assets currently sitting idle.

112
2 years ago

A startup that helps small businesses market to homebuyers. Their product is a “premier content marketing platform” that utilizes detailed data about a dozen variables, including income, credit score, and the type of property they’re looking for.

112
2 years ago

A startup that helps people check their credit score, see how it has changed, and find out new credit options.

110
2 years ago

A platform that analyzes credit card data to help you improve your credit score.

109
2 years ago

A consumer credit score for the US that scores potential customers on their creditworthiness.

108
2 years ago

A B2B platform that helps car dealerships and dealers find each other and purchase cars. They work with the manufacturer, and then sell the car through a few partner dealers, which is the core part of revenue.

106
2 years ago

A startup that helps individuals quickly compare their credit score with other credit scores

106
2 years ago

A platform that will allow users to access their credit scores and other financial information, whether or not they’re currently signed up with a bank.

105
2 years ago

A company that sells a credit score you can track with their app, allowing you to monitor your credit score and see how it changes over time.

104
2 years ago

A small loan marketplace that allows anyone to lend and borrow locally, in person, with no credit score required.

104
2 years ago

 A startup that wants to replace the standard “credit score” with a better, more holistic one.

104
2 years ago

A startup that uses “crunchtime” to help companies and teams get things done. The startup’s core product is a web application that helps teams manage tasks and shares status updates.

102
2 years ago

A subscription-based service for managing your credit score. The startup is looking to partner with banks and credit card companies to make it easier to monitor your credit.

101
2 years ago

A startup that uses its own technology to construct a new type of credit reporting agency, which will offer credit score and credit monitoring to people who do not have access to traditional credit reports.

100
1 year ago

A company creating a consumer credit score, charging a monthly fee to help you get a better credit score.

97
2 years ago

A personal finance management app for managing credit scores, debt and budgeting.

95
1 year ago

A company that’s building a credit scoring system that predicts consumers’ creditworthiness, then helps them build a credit score.

88
10 months ago

A platform that enables users to check their credit scores and buy discounted or free credit scores from multiple credit reporting agencies.

88
2 years ago

A platform that allows merchants and brands to focus on their core products and services over general marketing efforts. The startup’s co-founder is the co-founder of the company that created Yo, the first social network for mobile devices.

86
2 years ago

This is an app that aims to help people understand their credit score and how it can affect their future. “The app provides a user-friendly credit score calculator that is designed to give you a quick and easy understanding of your score. The calculator gives you a score based on your credit history and helps you understand how your credit score is calculated, how it will change, and what it means to you,” the company says.

85
4 months ago

A digital financial advisor for individuals with no bank account or credit history, using a digital model that connects individuals with lenders and leads to loans for people with low credit scores.

85
2 years ago

A system that prevents people without credit scores from opening bank accounts, thereby eliminating the risk of fraud and identity theft.

83
2 years ago

A company that helps major brands like Target and Chipotle via a “three-second check-in” that lets customers add a fast, simple rating to a product to build a sentiment score for it.

82
1 year ago

A startup that helps people with bad credit build credit, working with companies like Wells Fargo and American Express to help people build their credit scores.

80
1 year ago

Blackbox is trying to tackle the problem of consumer credit scores, which are used to help determine creditworthiness, but are not very accurate. The startup is building a credit scoring tool that uses data from places like Facebook, Instagram, and Twitter to determine creditworthiness.

80
1 year ago

A startup that helps you get a loan and pay it back in monthly installments using a credit score.

79
1 year ago

A credit score for people with bad credit. The startup plans to launch in Q1 2020.

79
1 year ago

A product that helps people better measure their credit score, with the goal of making credit accessible for everyone.

78
2 years ago

A B2B company building an app that helps companies get into government contracts. Their app helps companies get contracts that are in line with the company’s core values.

73
1 year ago

A startup looking to make it easier for companies to hire and fire employees. The system’s algorithms help companies find the best people, and eliminate the high-conflict humans in the process. The company also offers a “health score” for each job candidate. The company says they’ve operated in New York and LA and are now expanding to other parts of the country.

73
2 years ago

 This startup is building a credit score for students, using big data to analyze their school and academic performance, and then applying that to a credit score.

72
3 months ago

An AI-powered, real-time credit score for consumers.

72
1 year ago

 A platform that allows users to create a “superuser” account for each app or service on their phone, granting them access to core features.

70
3 months ago

Provides a credit score for students by combining data from their FAFSA and other sources to predict how they’ll perform on a loan or in the job market.

69
1 year ago

This startup is building a tool that designates specific parts of an app as “core”, “intermediate”, or “non-core”, which helps developers prioritize work and makes it easier to switch to a different language.

68
4 months ago

App helps you find a driver when you're out and about to get a ride, as well as build a reputation score for drivers you’ve hired.

67
1 year ago

A dating app for people with mental illness. The app asks you to rate your symptoms and asks you how you interact with people, giving you a score between 0 and 10 based on how likely you are to get into a fight or be abusive.

66
1 year ago

A startup that wants to help people check their credit score, which is sometimes hard to get because of privacy concerns. Its service offers the ability to report your financial well-being to the Federal Trade Commission in one step. The company is pitching it to companies like Capital One and Chase.

66
1 year ago

The startup is building a way for consumers to check their credit scores on their phones, so they can see what if they were to refinance a mortgage, apply for a credit card, or shop for a new loan.

65
1 year ago

A startup that wants to build a social credit system in China. They say that if you’re the type of person who might not be able to get a loan in China — like someone living in a rural village — then your credit score will be pretty low. The startup wants to build an online platform to expand the reach of credit scores to everyone.

63
1 year ago

A startup that wants to let users track their credit scores, health, and other financial data

63
1 year ago

Zsolt is a Hungarian startup that’s building a way for people to manage their credit scores and scorecards from a mobile app.

62
1 year ago

A company that wants to create a “new and improved” credit score that takes into account a person’s income and employment history.

61
1 year ago

A startup that is working to make it easier to create a credit score based on your spending habits rather than your financial history.

60
1 year ago

Companies today have huge backlogs of social and community management needs that are “outside the scope of their core competencies”

60
1 year ago

A startup that lets users create a chart of their credit scores, which they can share with potential lenders when applying for an auto loan.

59
1 year ago

 A platform that helps companies manage multiple databases on a single platform, with a goal of making it easier to manage the most important pieces of core business software.

58
1 year ago

A credit reporting platform designed to make it easier for borrowers to understand their credit scores and learn from their spending. It was built by a team of three grad students from MIT and TWC Labs, and was launched in July.

57
1 year ago

A startup of peer-to-peer loans, where borrowers can use an algorithm to determine the best lenders, based on their credit history, credit score and debt-to-income ratio.

57
1 year ago

A startup that helps people learn about the credit cards they own, their credit scores, credit monitoring, and credit cards they’re considering.

56
1 year ago

A startup that helps users find the best rates on credit cards, loans, and insurance. They also provide tools to help people understand their credit score, get a financial plan, and get access to the best rates. The company is currently having trouble funding their expansion, but they are continuing to get new customers.

56
1 year ago

A tool for building media apps that uses the power of machine learning to find the best stock photos and audio clips. It’s a spinoff of the startup that develops the core infrastructure for sites like Pinterest, SoundCloud and Twitter.

56
4 months ago

The startup is building a portfolio of structured credit products that allow people with very low credit scores to borrow up to $10,000 with a personal loan.

56
4 months ago

This startup is building a “utility-style” credit score, combining three common traditional credit scores into one. It’s meant to be a “definitive score” that’s transparent, easy to understand and is suitable for non-traditional credit.

55
1 year ago

 A  company that  builds  a  personal  and  professional  portable  credit  score  for  people  who  have  an  unsecured  credit  card  (UCC)  and  don’t  have  the  equipment  to  install  a  credit  card  reader.  For  the  most  unsecured  credit  card  holders,  commonly  known  as  under-banked,  the  company  will  build  a  simple  and  secure  online  credit  application.

54
1 year ago

A company focused on building the next generation of technology for the core of the hospital. The company is building a new kind of computer that helps doctors and nurses coordinate a patient’s care throughout the hospital.

54
2 months ago

A tool that helps people visualize and analyze their credit data in a way that simplifies the process of understanding their credit score and improving it.

54
2 months ago

A micro-lending platform that uses blockchain to enable loans to people who don’t have traditional credit scores.

53
5 months ago

A platform for giving customers access to their own credit ratings and scores.

52
1 year ago

A company that lets you compare your credit card account with your credit history, and gives you a score based on the results.

51
9 months ago

A platform for credit unions to manage their members' credit scores

51
5 months ago

An online database for credit scores and scores from other services.

51
1 year ago

This group of investors is working on a new kind of credit score that factors in a person’s ability to pay back a loan. The startup aims to help borrowers quickly understand and compare the information available to them in order to make their own credit decisions.

50
1 year ago

 A software-as-a-service (SaaS) company that empowers retailers to focus on their core businesses, rather than maintaining the outdated systems that are costing them money.

50
11 months ago

A financial services company that helps banks and lenders keep track of their customer’s credit score and credit card information, so they can make decisions about whether to give a loan or simply do a credit check.

50
11 months ago

The startup helps people get a credit score for free and use it for financial decisions.

50
3 months ago

A “digital assistant” for schools and districts with a real-time video calling system where teachers and administrators can speak with each other, for example to record students’ test scores.

50
8 days ago

A consumer credit score that focuses on your personal credit history, not your employer’s.

50
1 year ago

A software company with a suite of tools for managing your credit scores.

49
1 year ago

A B2B company that helps businesses automate the process of collecting customer data, verifying customer identities, and providing customers with a credit score.

49
1 year ago

We’re at a point where almost all of the world’s population is using mobile phones. But most of the world’s adults and teens don’t own a credit score. Vaya wants to help them get one, and also helps lenders target them for loans.

49
1 year ago

A product that helps businesses manage their risk. The startup’s software helps companies set up a risk model for their business and get a risk score so they can decide if they should hedge, mitigate, or accept the risk.

48
1 year ago

A startup that wants to let people sell unused or donated clothes, using the app to score and sell their wardrobe.

48
1 month ago

A startup that wants to build a better credit score by factoring in your balance and payment history.

48
1 year ago

This startup wants to make it easy for anyone with a bad credit score to get a loan. The company’s co-founder says that when running a small business, it’s likely that they know the person they’re dealing with personally. The company uses that advantage to provide a personalized loan experience.

47
8 months ago

A small B2B company that wants to help banks use the same data to improve their core business and make better lending decisions.

47
1 year ago

A new kind of debt consolidation loan where a new debtors’ attorney works with a debt consolidation loan company to reduce debt and improve credit scores.

46
1 year ago

A startup that connects teachers to their students, so teachers don’t have to find their students themselves. It also provides a teacher chat function for teachers to discuss students and review scores.

46
1 year ago

A startup that wants to give credit scoring to unsecured loans to help people get in the habit of paying their bills on time, thus getting better credit scores.

46
10 months ago

This is a “personalized credit score” company that helps people find the right credit cards, loans, and more in their own budget. The company claims to help people save up to $300 a year on interest.

46
4 months ago

 After selling their hardware startup Linear, the founders of the company started SaaS software startup Level which is building out an integrated package to help people manage their finances. Level’s goal is to be a one-stop-shop for checking your credit scores and loans, and paying bills.

46
1 year ago

The core of this startup’s business is providing merchants, service providers, and other businesses with a single source to get paid. It serves merchants with invoices, payments, and accounting.

44
1 year ago

A company that wants to help people buy and sell apartments. It has a web app, mobile app and a “core system” of software that helps manage your rental.

44
1 year ago

A platform that connects tax preparers to taxpayers. Its core feature is an online platform that works like a tax calculator and allows users to compare preparers and accountants to find someone that fits their needs.

44
8 months ago

A way to create an accurate and fair credit score without much personal information.

44
6 months ago

A platform to help people manage their credit scores that help them understand the effect of their credit on their lives.

44
8 months ago

A startup for businesses that offers free credit reports and scores. It’s a tool for businesses to track performance against their competitors as well as build a reference score for how credit-worthy a company is.

43
2 months ago

The company is building a tool that helps schools track their individual student’s progress rather than relying on standardized test scores.

42
1 year ago

This startup is trying to make it easier for people to get their hands on a credit score. They have a credit check API that pulls information from a source like Transunion, Experian, Equifax, and others.

41
1 year ago

A way to make it easier to get a loan by using a credit score. The startup’s idea is to use a credit score to determine whether a borrower is a good risk, then offer them a loan.

41
11 months ago

A credit scoring startup that uses data from credit card and bank purchases to provide a customer’s credit score.

41
8 months ago

A company that lets shoppers get free and easy access to their credit scores, one of the most important financial tools to a consumer.

41
8 months ago

A company that is building a platform for loans for people in financial crisis, who need money but don’t have a credit score. The solution for lenders is an algorithm that evaluates their financial history and ensures their creditworthiness.

41
11 months ago

This startup is building an AI that allows people to get their credit score through a simple app. The company says their AI model is based on over 1,500,000 data points, including credit card purchases, mortgage payments, and even Uber rides.

40
8 months ago

A platform that aims to help people get a credit score from the same company that they own their mortgage from.

40
10 months ago

This Atlanta-based startup has launched two products in under two years. The first is a “credit score simulator” that helps users see how they might fare in a credit crunch. The second is a mobile app that gamifies the process of paying bills.

39
5 months ago

This startup is building a credit score for consumers that are “easily understood” by a layperson. It’s meant to be a “one stop shop” for credit information.

39
7 months ago

A tool for people to easily review and edit their credit scores.

38
5 months ago

A company that wants to sell you a credit score for your own house, offering the data that the other major credit companies have on it.

38
5 months ago

This startup wants to bring the same transparency that’s made credit scores a consumer product to the finance industry. Instead of having to go to your bank every time you want to see how your credit is doing, you can keep track online. The company is privately held.

38
2 months ago

A company that helps businesses deal with the intricacies of the tax code and the regulations that come with it, so that they can focus on their core business rather than the tax code.

38
5 months ago

A financial services startup that tries to help people better manage their money, with products like a credit score and a personal loan.

37
1 year ago

This is a company that offers a credit card for people who don’t have a credit score, and has already received over $1 million in funding from some big investors, including YCombinator, Peter Thiel, and Andreessen Horowitz.

35
2 months ago

A startup that helps users learn their credit score with a scale that is a bit like a "poker chip" with all credit scores on it.

35
8 months ago

Encompass is a Platform as a Service (PaaS) for building and running applications and websites. Encompass’s core product is a container management system, much like Docker, that allows you to run any container on any cloud platform.

34
7 months ago

A platform that helps clients manage their credit scores, run credit analyses, and find credit cards and loans.

33
3 months ago

A company that offers online credit scores that are more comprehensive and accurate. It’s for companies looking to better understand the risk of lending to consumers.

33
2 years ago

Idea: A small team of workers in the UK is building a new browser called Rethink… which is meant to be the only browser you need. The startup is building out a single browser with an artificial intelligence-powered search function as the core of the browser.

30
6 months ago

Headquartered in Indonesia, this startup wants to replace the traditional letter-delivery process that has been core to companies like Western Union and MoneyGram.

30
5 months ago

Helping people analyze their credit scores to see how much they’re spending over time, and how they’re spending it. The startup is already working with some of the largest companies in the world.

30
5 months ago

A company that wants to build a credit score for people with no credit, based on data from their phone. It already has over 5,000 people on the platform and $500,000 in funding in its seed round.

30
2 months ago

A startup that wants to help merchants grow their businesses by using its core product, Shopify’s marketplace.

30
18 days ago

A tool that helps people get a credit score from different lenders, instead of using their traditional credit report.

30
2 years ago

Idea: This startup helps small and medium-sized businesses automate their accounts receivable, allowing them to focus on their core business

29
7 months ago

An AI-based global credit score that predicts the likelihood of a person defaulting on their debt. So far, the startup says it has handled over $2 billion in credit transactions.

29
7 months ago

An AI startup that uses art as a core component of its product.

29
3 months ago

The goal of this startup is to provide the most accurate, transparent and decentralized credit scoring platform. In the future, users will be able to access their credit scores in one easy-to-read dashboard.

28
1 month ago

A startup that wants to open up a new kind of credit line for small businesses, that doesn’t require a cosigner, and doesn’t have a credit score.

26
5 months ago

A digital checkbook for building a credit score. The startup is looking to build a digital checkbook for building a credit score, with a credit card-like interface so that you can manage your credit and make payments online.

25
1 month ago

A sales productivity tool that attempts to take the pressure off reps by giving them a simple score on how they’re doing, based on how they’re performing, taking the salesperson’s actual performance into account.

25
1 month ago

A “credit score for people” that CEO says will help the company’s users understand how they’re impacting their credit.

24
22 days ago

An iOS app that helps you understand your credit score and make use of debt management plans.

24
12 days ago

A tool for businesses to focus on one core competency while outsourcing others.

24
15 days ago

A “credit score for the world” for 90% of the world’s remittance flows. Instead of relying on a single credit score, which may differ depending on where you live, IDream ventures wants to provide a global score that’s the same regardless of country.

21
5 months ago

A company building a product that allows customers to access their own data, such as credit scores, on the backend and make changes, such as whether to add a new credit card or request a raise, without having to get in touch with a provider.

19
1 month ago

A mobile payments platform for merchants with a focus on high-risk merchants like bars and restaurants — places that have a high volume of transactions, with many customers with few accounts, or where the customer has a lower credit score.

16
1 month ago

Gives users a visual map of their credit score and the ability to forecast their credit score in real-time.

14
23 days ago

The startup’s co-founder, who goes by the name Jacob, says that the main problem with the current credit-scoring models is that they’re too old. The current models don’t consider the latest credit scores, he explains, and only look at how many credit cards a user has. Jacob’s co-founder, who goes by the name Tim, says that his startup is working to solve the problem with an algorithm that models a user’s credit score based on their behavior and also looks at their credit card usage.

14
3 days ago

A credit card for the next generation. The company wants to be a consumer credit service for those with a low credit score.

12
2 years ago

Idea: A startup that’s building a credit card for people with low credit scores, currently working with a data provider to build on top of their database of people who could qualify for the card. The company is looking to build a suite of financial products and services for the people who can’t access them.

10
2 years ago

A startup that will help people who are applying to college find the best fit by using a questionnaire, test scores, and personality assessments to evaluate colleges based on their interests

3
2 years ago

A startup that provides people with a list of their credit report and credit score for free

-1
2 years ago

Idea: A startup providing free credit scores to customers, funded by a paywall around their credit report They believe this will generate better engagement than the traditional credit monitoring model, which pays customers to read their credit report

-1
2 years ago

The startup wants to help people who have bad credit get a better score by helping them manage their finances and make more informed financial choices.

-1
2 years ago

Idea: A startup that helps people living in countries with low credit scores get loans. The company claims to have an 80% approval rate for people with FICO scores under 550.

-1


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